Subvention Scheme और Construction Linked Plan को आसान तरीके से समझिये

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Subvention Scheme और Construction Linked Plan को आसान तरीके से समझिये

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Күн бұрын

Subvention Scheme and Construction Linked Plan are two important payment plans in Under Construction Property projects in India. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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In this video, we explain both these plans in Hindi. How a construction linked plans work? How subvention schemes work? What are the pros and cons of each?
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इंडिया में अंडर कंसट्रक्शन प्रॉपर्टी प्रोजेक्ट्स में सबवेंशन स्कीम और कंसट्रक्शन लिंक्ड प्लान दो महत्वपूर्ण भुगतान योजनाएं होती है। इस वीडियो में, हम इन दोनों योजनाओं को हिंदी में समझेंगे। कैसे एक कंसट्रक्शन लिंक प्लान काम करती है? कैसे सबवेंशन स्कीम काम करती हैं? इन योजनाओं के फयदे और नुकसान क्या हैं?
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In this video, we have explained:
What is subvention scheme?
How are subvention schemes operated?
What is construction linked plan?
What is down payment plan?
Why are down payment plans riskier in property projects?
How construction linked plan works?
What is Pre-EMI and Pre-EMI interest?
What are the difference between subvention scheme and construction linked plan?
What is tripartite agreement?
What are the limitations of subvention scheme and construction linked plan?
What are the drawbacks of tripartite agreement?
How is earlier version of subvention scheme different from upgraded version of subvention scheme?
What are the benefits of subvention scheme and construction linked plan?
What are the pros and cons of subvention scheme and construction linked plan?
सबवेंशन स्कीम क्या है?
सबवेंशन स्कीम्स कैसे संचालित होती हैं?
कंसट्रक्शन लिंक्ड प्लान क्या है?
डाउन पेमेंट प्लान क्या होता है?
प्रॉपर्टी प्रोजेक्ट्स में डाउन पेमेंट प्लान क्यों जोखिम भरा होता है?
कंसट्रक्शन लिंक्ड प्लान कैसे काम करता है?
प्री-ईएमआई और प्री-ईएमआई इंटरेस्ट क्या हैं?
सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान में क्या अंतर है?
ट्राइपार्टीट एग्रीमेंट क्या है?
सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान की सीमाएं क्या हैं?
ट्राइपार्टीट एग्रीमेंट की क्या कमियां होती हैं?
सबवेंशन स्कीम्स के पुराने और नए संस्करण में क्या अंतर है?
सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान के क्या लाभ हैं?
सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान के फायदे और नुकसान क्या हैं?
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Hope you liked this video in Hindi on “Subvention Scheme vs Construction Linked Plan”.

Пікірлер: 94

@AssetYogi 11 ай бұрын

Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

@apoorvagulati6087 6 жыл бұрын

Sir your explanation is very good You explained everything in such a good way which is get fitted in mind easily. thank you so much for this video

@AssetYogi 6 жыл бұрын

Thanks for your kind words.

@worrior8683 3 жыл бұрын

Very good awareness video, Aise hi topic par video banaye.

@yadhuvanshiKshatriyethakurgaur Жыл бұрын

Sir pls ek vdo bnaye jisme jase aajkal ki mall bann rhe h noida m ki 30 lakh ki shop h 15 lakh abhi do 30 hjaar rent milega aapko fir position p puri peyment or pese itne sqf milega y sab kya h y simple saaf vdo banaye pls

@helmet7943 Жыл бұрын

Under construction pe kabhi flat mat lo ,zindagi bhar ki kamai chali jaayegi ,aur bank loan emi me zindagi chali jaayegi ,ready possession hai toh hi deal aage badao

@latatack6899 2 жыл бұрын

Superteck ke liye kahiye... Meri property h usme subvention ke under and wo ab insolvency me chala gaya...rera bhi kisi kam ka ni h is caSe me

@malaybanerjee2619 6 жыл бұрын

Very nice way of explaining any topic. I suggesrt few more topics to cover 1) leverage buyout, 2) subprime crisis, 3) Panama papers 4) vodaphone retro tax case, 5) types of hundi, 6) External commercial borrowing 7) Bridge loan 8) International loan denominated in RS 9)Lou 10)deemed import 10) deemed export 11) high sea sales 12)works contract tax 12) GST with tax credit involving chat,scst and igst 13) basic custom duty , SAD, Aux custom duty, CVD 14)set off of sales tax and excise duty during tax holiday period post GST . 15) Equivalent of works contract and Lease tax post GST era. 16) difference between TCS and TDS 17) Reverse charge mechanism and withholding tax. List is big but important.

@sudhirtalekar5464 Ай бұрын

SIR, THANK YOU SO MUCH.

@satishsawant3922 4 жыл бұрын

नमस्कार सर, आपका video बहोत मार्गदर्शक है l धन्यवाद !! मेरा बिल्डर subvension scheme मै loan interest पझेशन तक भरुंगा ऐसा कंपनी लेटरपर लिखकर दे रहा है l लेकिन builder -buyer agreement मे लिखकर नही दे रहा है l बिल्डर नामांकित बडा है l क्या यह सही है? मुझे आगे deal करना चाहीए या नही ? कृपया सुझाव दिजीए

@scientistharsh 2 жыл бұрын

Risky hai. Agar legal agreement nahi to court apka sath nahi dega

@pradeepgaikar8852 2 жыл бұрын

If we pay preEMI till possession and saved money pay to builder to reduce loan disburse amount from Bank which reduce actual loan amount whether this will help

@SunilSinghMr-Monk 4 жыл бұрын

Hi AY , In my agreement, there is a Subvention date mentioned, Subvention date = May 2021, But in the next paragraph it is also written that Builder has to pay the Pre EMI / Interest if possession is delayed. Now the question is builder MAHAGUN has stopped working on My tower after completing the floors and taken money from Bank. DO I will have to pay the EMI after May 2021, Since the project is delayed by 2-3 years.

@dineshchoudhary1996 5 жыл бұрын

Sir very nice video. I have one?.subvension plan aaj ke date me chalu hai ki bandh ho gya hai firse.....? Builder told that ki abhi subvension plan bhand ho gya hai lekin hamare project me aap subvension plan bhi le sakte hai... I am confused about this things.. It is now going on or it is again bained..? Pls reply me.

@rhl_rs 5 жыл бұрын

Yeh kaha ka insaaf hai.. Construction starting se interest bharo... Aur agr delay hua builder se toh age jake full emi pay karo... Agar yehi sahi hai toh hum middle class wale jiteji mar jayenge

@pathanbrothers0807 2 жыл бұрын

Very well explained !! Thank you sharing so important information with us.

@AssetYogi 2 жыл бұрын

My pleasure

@pkalantri74 5 жыл бұрын

Banks have stopped subvention scheme totally now. Hence builder now says that client may bear interest which he will reimburse. What would be income tax implications on reimbursed amount. Will this be treated as income and taxed by IT dept?

@gauranggoswami6400 4 жыл бұрын

Thank you so much for this video

@AssetYogi 4 жыл бұрын

Keep learning

@shaktirathod8031 3 жыл бұрын

Very useful video 👌👌

@AssetYogi 3 жыл бұрын

Thanks a lot

@MrCreativeankit 4 жыл бұрын

Hi Sir, can u plz explain why bank shows higher disbursement amount for each disbursement than the actual cheque issued to builder??

@shitalbhise2861 5 жыл бұрын

very nice sir. kindly make video on rera payment schedule and whether is it compulsory for builder to follow it. as most builder follow their own schedule.

@AssetYogi 5 жыл бұрын

Will try to cover in a future video:)

@victorpatil 6 жыл бұрын

Thank you sir for such a detailed explanation ! I am a great fan of your channel.

@vandanaguram6384 Жыл бұрын

Great information. Thanks.

@AssetYogi Жыл бұрын

Most welcome Vandana

@miteshp386 6 жыл бұрын

Sir, I have book a property under subvention scheme & under the tripartite agreement there is no EMI to be paid for 24 months But I also have received a MOU/side letter which states that buyer need not pay EMI uptill 30th slab or 24 months, whichever is later. So if my 24 months gets completed then i'm liable to pay EMI or not? Or once the builder complete the 30th slab my EMI starts.

@ashishnathani163 8 ай бұрын

Sir my builder wants me to pay pre emi interest till possession through mine account and he will return through these interest in cash ? What should i do

@manishagarwal9778 5 жыл бұрын

Bulider ka profit kaise h bo kyu pre emi dega jabki paise to usse buyer s bhi mil sakte h bo bhi without intrest?

@ranjeetraw02 5 жыл бұрын

Sir what is pre emi interest in case of delay in possession?

@drsundipshenoy2471 3 жыл бұрын

Super info,God bless you. 👍👏

@AssetYogi 3 жыл бұрын

Thanks a lot

@swapnilchaudhari9866 Жыл бұрын

I took the home loan in June 2022 and the flat was under construction but I got the flat possession with a letter on 21 March 2022 (Before 31st March). So can I claim the ROI & Principle amount in ITR for AY 2023-24 ?.

@shankarsuryawanshi6632 5 жыл бұрын

Sir me builder ho to muje next site chlu Karna ka he to muje construction project loan ch he ye plz give me a information

@tanvimali3571 3 жыл бұрын

very well explained & informative video

@AssetYogi 3 жыл бұрын

Keep learning Tanvi

@vaibhavimistry9627 Жыл бұрын

Nice video. Thank you so much!

@regalsq5036 3 жыл бұрын

details nicely explained

@AssetYogi 3 жыл бұрын

Thanks

@shaktirathod8031 3 жыл бұрын

Excellent work Sir 👌👍

@AssetYogi 3 жыл бұрын

Many thanks

@dharmendraverma2498 5 жыл бұрын

Sir, please explained about west bengal industry regulatory authority act.

@Oldisgold-kc3cm 2 жыл бұрын

Nice explained Sir,

@AssetYogi 2 жыл бұрын

Keep watching

@avulurinagaraju6523 5 жыл бұрын

Your explanation is very nice sir. If the Builder not respected his commitments and sold the same flat to some other buyer and got to know to buyer before position. How buyer can handle this situation with builder. Banks will ask the buyer to pay the EMI's and builder is not responding to buyer. In this case Buyer to file a case and any contribution from bank in this agreement. Is Buyer to pay the EMI's without having property from builder ?

@humanity-alive4737 5 жыл бұрын

you have explained so well, thank you so much, bohot sare doubts clear ho gaye, bas ek question hai, just say if possession is mentioned in the agreement & if the delay happens for the project can the bank start taking EMI from me? stating that they cannot wait for any more & they have to charge me with EMI, I also wanted to know I have another property I want to sell that & get money out of it & I dont want so much loan how it will work in this sub-vention scheme?

@howtomakeallkindoftoys3237 4 жыл бұрын

Mene ek flat book karwaya 1 saal pahele abhitak maine 45% amount bara hai abhi main lock down ke hisab se payment nahi kar pa raha hun usme muje kya ruls lagu honge. Kya mai kisi aur ko transfer karke mai benifit le sakta hun. Kya usme builder ko koi problem ho sakta hai

@jaysean7891 4 жыл бұрын

Very well explained ...

@NarendraSharma-ex7cf 2 жыл бұрын

Sir kya subvation scheme m koi customer h or o dusre bank m aapna balance transfer karna chatha h kyaa o kar payegaa kyaa

@pardeepk4731 2 жыл бұрын

What is TIME LINK PAYMENT PLAN and is it valid government plan specially in Gurgaon only

@pankajnama123 Жыл бұрын

Sir, मैने होम लोन लिया था sbi बैंक से। tri party aggreement भी हुआ था। पर बिल्डर ने defined time में possession नहीं दिया। RERA राजस्थान में केस किया। decision मेरे favor में आया पर बिल्डर ने पैसे नहीं दिया। में 53000 rs की किश्त pay कर रहा हूँ हर महीने। अब आप बताएँ की क्या मैं emi pay करना बंद कर सकता हूँ। क्या करना होगा मुझे...???

@AssetYogi Жыл бұрын

You can approach the concerned RERA authority for refund. On closing the EMI, your CIBIL will be adversely affected.

@mahender2351 2 жыл бұрын

Pls speak slowly and politely, your voice is good

@AssetYogi 2 жыл бұрын

Thanks Divij :)

@deepaksharma8765 4 жыл бұрын

I took subvention scheme back in 2019 have not seen the tri party agreement. Secondly. My bank said your insurance will be started for approved amount . So I have been paying insurance group policy provided by banker from 2019. Is this how under subvention group insurance for home loan are provided. Please confirm

@nareshjethi8437 4 жыл бұрын

If we book under construction flat and wish to sell before we get possession what are problems we may face

@grijeshmnit 5 жыл бұрын

Excellent explanation

@rajsrivastava588 4 жыл бұрын

Sir if a buyer purchase home under subvention scheme and builder pays pre emi under this scheme then how the price increase for customer ???

@rajsrivastava588 4 жыл бұрын

I mean to say that how the property cost will be higher under cons in subvention scheme???

@kkv316 3 жыл бұрын

Thank you sir for the info... It helps a lot🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

@AssetYogi 3 жыл бұрын

Keep learning 😊

@dharmendraverma2498 5 жыл бұрын

Nice Video ,Sir

@milanapraj5224 2 жыл бұрын

Thank you very much sir

@AssetYogi 2 жыл бұрын

Most welcome

@darshan2926 4 жыл бұрын

Very helpful..

@AssetYogi 4 жыл бұрын

Keep learning

@saritabankar4906 3 жыл бұрын

Is interest paid by the builder will be considered as income for the buyer and if yes, how it gets tax?

@shyamtaneja4046 5 жыл бұрын

Thank You Sooooooo Much Sir😃😊🙏🙏👌 I have booked an under construction home of Punraniks Neral City... I am confused about loan scheme so can I go with subvention scheme... The property is ReRa registered... N on d site it states to be completed in yr 2025 but builder sales person says it will be completed in yr 2022. Sir please guide me..

@harshal6342 5 жыл бұрын

Aap itna kuch itne details mai sikhte kaise ho?

@satyamshivamsundaram6222 2 жыл бұрын

Sir Plz give full knowledge of RERA ACT AND UP RERA ACT. We need it for jobs, so, plz help us. 🙏🙏🙏

@nikunjgoyal7054 5 жыл бұрын

How to compare costing of CLP and subvention plan

@sanjaygohil5140 6 жыл бұрын

Sir What is the Tripartite Agreement. Pls make Video

@AssetYogi 6 жыл бұрын

Tripartite Agreement means any agreement in which there are 3 parties.

@ganeshmalkar6872 2 жыл бұрын

Nice video sir 🙏

@sanjayahuja24 6 жыл бұрын

Very well explained

@prataprajput8693 6 жыл бұрын

Sir please make a video on drull facilities and pari pasu

@hinarameshwar1304 6 жыл бұрын

What is an interest subvention scheme? How is this determined?

@AssetYogi 6 жыл бұрын

Interest subvention is same that I have talked about.

@dibakarnag4283 4 жыл бұрын

Can I pay 80% amount after the flat is made.

@Medicalyogas 3 жыл бұрын

Thanks sir

@AssetYogi 3 жыл бұрын

Hope it's helpful 😊

@Medicalyogas 3 жыл бұрын

@@AssetYogi g sir I m going start realestate ajent

@shrenik117 5 жыл бұрын

Sir What is builder subvention scheme

@AssetYogi 5 жыл бұрын

I've noted down the "builder subvention scheme" topic for future videos, kindly wait for the update.

@rahullubana6499 6 жыл бұрын

Sir Black bord pe clear nhi dik raha hai

@mahendraoza7695 3 жыл бұрын

Very good explanation

@AssetYogi 3 жыл бұрын

Thanks for liking

@kavitawade6833 4 жыл бұрын

5:30 sir rera k aane k baad it's not possible

@vikasshahani1822 6 жыл бұрын

How to buy ready possession house

@manishagarwal9778 5 жыл бұрын

@pramoddame1989 3 жыл бұрын

Sir ji aapka number milega