Suitable funds for SWP | Systematic Withdrawal Plan | Explained in Hindi.
Рет қаралды 98,633
2 жыл бұрынA systematic withdrawal plan (SWP) allows maintaining pre-planned cash flows by investments in mutual funds. A systematic withdrawal plan is most commonly used to get regular income after retirement. However, investors can structure and use SWPs for various payout needs.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates.
The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.
Please subscribe to our KZfaq channel: kzfaq.info...
You may like to watch this video: • ICICI Prudential Globa...
Also watch: • Everything you want to...
Follow me on social media:
/ pankajmathpa. .
/ pankajmathpal
pankajmathpal
#MutualFund #SWP #SystematicWithdrawalPlan #InvestorEducation #FinancialLiteracy #WealthManagement #FinancialPlanning
@lalitbisht2050 2 жыл бұрын
बहुत सुन्दर तरीके से आम बोलचाल में जानकारी के लिए साधुवाद
@pankajchhipa5656 2 жыл бұрын
Fact ye hai ki mostly average salaried (Average earner) person after 35 age Investment start karte hai....kyonki surplus amount tabhi bachta chalu hota hai...jiska return 20 saal ya 30 saal baad milta....Aur shayad sabhi ko amount 40 to 50 me chahiye hota hai, Ghar, Gadi, Travel, Education, personal needs etc ke liye....60 age ke baad itna amount ka kya fayda....wo humare liye nahi bachho ke liye kam aata hai....aur koi bhi yesi scheme nahi hai Jo 5 saal ya 10 saal me lumpsum amount de for average earners ....agar hai tho please share....sabke liye bahut benificial hoga....
@BeHappy-lp8tg Жыл бұрын
Sir u r god of finance planning 😉😉
@hemkantdwivedi7808 2 жыл бұрын
Very nice knowledge for future 👌
@vivekshankar2780 2 жыл бұрын
Very good n informative videos.
@avinash6292 2 жыл бұрын
Thanku sir
@jagadishbewoor3247 2 жыл бұрын
Worth information
@aayanshchari8303 Жыл бұрын
Excellent 👍👍👍
@ashutoshsharma9254 2 жыл бұрын
Very nice sir ji
@suniltalwar5571 2 жыл бұрын
Kindly suggest how index fund is useful for retirees
@AKS626 2 жыл бұрын
Sir your knowledge and way to explain is really excellent. Sri Krishna Bless you 🙏
@radheshyamsharma5699 2 жыл бұрын
Thanks for sharing knowledge for swp
@shivkumarsinghchauhan8087 2 жыл бұрын
ETF extended funds good or you suggested, please guide me because I retired in March 2022
@vishwasshah1872 2 жыл бұрын
Sir please do share your thoughts on HDFC BALANCED ADVANTAGE FUND for SWP....
@ANGADKUMAR-lb7nk 2 жыл бұрын
Very well explained..
@PSingh-le5ff 2 жыл бұрын
Hlo sir ,sir swp bhi tu risky jaise share market main risky hota hain.please aap batye jis main risk bilkul kaam ho main Kahan investment karo.please suggest me sir please
@sureshpatel2285 2 жыл бұрын
Pankajbhai
@chanduchavan6789 2 жыл бұрын
Good Evening sir
@neekitacolge8454 Жыл бұрын
Hello Sir ,Namashkar....mai aapki SUBSCRIBER hun ,.kya please aap samzayege ki hamara khud ka ghar hai mumbai me n small shop,rent mil raha hai 20 to25 thousands per month. 1yr.ke badh husband retire honge.Thoda education ke liye liya hua loan bhi hai..To mera question ye hai ki shop ko bechake (4000000/- mil sakta hai) and kahipar invest kare? for retirment ....Please pakka answer dena ,,samaz me nahi aa raha hai kya kar?
@kawalmuthreja9107 2 жыл бұрын
sir me icici passive multi asset ya flexi cap me swp lena chahta hu aap g ki rai kya h
@mdariz1794 2 жыл бұрын
Bahut hi behtreen jaankaari di aap ne..aapka har vedeo kaafi knowledgeable hota hai.....khhasker humlogon ke age waalon ke leye...hamara age 56 around hai.. Humne SBI BALANCE ADVANTAGE FUND mein Invest kia hai ....yeh kaisa rehega...kya switch kerna chahye aapke sujhaye hue funds mein...ya yeh bhi chalega....
@pankajmathpal 2 жыл бұрын
SBI Balanced Advantage Fund is quite new and doens't have a sufficient performance history. Portfolio looks OK. You may stay invested.
@jainishpatel1536 4 ай бұрын
Is parag parikh flexicap fund good for swp?
@antararay9559 Жыл бұрын
🙏
@bapipaul1781 2 жыл бұрын
Can you show how to invest in swp in mutual fund house online.
@bappasaha3715 2 жыл бұрын
🙏🙏🙏
@Aadi_the_stellar 5 ай бұрын
Sir my age is 39 years. i am planning to do investment of 70% of my lumpsum in equity hybrid/balanced fund SWP for period of 3 year max with withdrawal after 1 year to avoid STCG and reinvest it as SIP in selected MF. In first year i m planning to invest remaining 10% as lumpsum Nd 20% as SIP.. vl withdraw from SWP in case of bearish market opportunities to reinvest as lumpsump in other equity MF for long term... Is it ok .. or should i change my plan.. as my about to get my lumpsum pension benefit next month
@amanagantisrinivas565 2 ай бұрын
Sir SWP start karna chahta hun my. upstox through kar sakta hu please suggest me.
@dswainentertainment3891 2 жыл бұрын
One crore kaha se milega sir, 10 lac ka batayen jo next month se hum kitne swp karen aur hamara 10 lac badhta rahe, ten years ke liye
@syamalpramanik7335 Жыл бұрын
Please tell risk anddrawback how to open account
@RavindraSingh-ht7eb 5 ай бұрын
Best SWB PLANS with their returns for retired
@sudarshanmohapatra2925 2 жыл бұрын
Sir, parag parig flexi cap fund mein avi invest chal rah hai ya close ho gaya mannagement k aur se . Please batayiye....
@AKS626 2 жыл бұрын
International schemes of various AMC are block temporarily by sebi. Soon it will start.
@Raja-up6yv 2 жыл бұрын
Looks very hypothetical. Would be better if discussed with figures in Excel sheet. Surprisingly you have not discussed the best performing 'Edelweiss BAF'
@pankajmathpal 2 жыл бұрын
Edelweiss BAF follows an agressive Investment strategy. It's not only the returns but also stability and capital protection is important when you are talking about SWP. Edelweiss BAF can be considered for wealth accumulation.
@rajendrabhoyte858 6 ай бұрын
Hdfc ballace advantage fund se kya dushmani hai sir
@pawanchaturvedi4433 2 жыл бұрын
Sir swp kis app mein kar sakte hai please make video
@ssaliali7937 Жыл бұрын
Sir SWP karna hai Magar manthali nhi chahiye key yasa sistam hai
@bhawanioraon4450 Жыл бұрын
Main thirsty lac swp monthly income mutual fund mea investment karna chahta hoon sahi rahega.
@ajayarora3582 2 жыл бұрын
Baroda Dynamic Equity Fund Kaisa hai Sir
@TackTechnicalIndian Жыл бұрын
Ismy risk kitna hy
@vishwasshah1872 2 жыл бұрын
Sir please share your thoughts on SBI EQUITY HYBRID FUND for SWP....
@sudipchakraborty677 Жыл бұрын
Good fund your withdrawal terget should be between 0.5 to 0.8 present of your investment amount ..
@SanjaySharma-pc9gt 2 жыл бұрын
Dear sir Do not recommend Grow as it is charging hidden charges and saying it is charging zero commission it is false grow Chor hai
@sunilsrivastava4976 2 жыл бұрын
How is bob mutual fund
@user-ho4gd4pc2b 8 ай бұрын
Sir swp khud kase kare.bank / App Please video
@ashwathashu5023 2 жыл бұрын
Sir, how is sbi equity balanced hybrid for swp?
@pankajmathpal 2 жыл бұрын
It's a very new fund and doesn't have sufficient past performance history. It will be to early for me to analyse the fund. Portfolio looks ok.
@vineeshp6 Жыл бұрын
Go for Hdfc balanced advantage fund
@vidulamathkar 2 жыл бұрын
Sir, pls give the communication details as we want to take your advice/help to create SWP portfolio as well as our retirement planning. Regards 🙏
@rohitgupta2003 2 жыл бұрын
Sir how to consult you ok give address
@satishKumar-wg9pn Жыл бұрын
Sir ji sbi bank ka bhi fand bhi batya karo
@dipankardeka4323 2 жыл бұрын
Sir can I consult with u personally?
@prasant5689 2 жыл бұрын
Swp me kitna amt withdraw karna chaiye. Sir suggest kare. 10 lac invested in any balance advantage fund.
@FinanceWealthy664 2 жыл бұрын
6000/10lk
@VikashKumar-gp8mi 2 жыл бұрын
Mere pas 7lakh rupees hai or hm SWP krna chahte hai,kha krna sahi rahega ,sath hi hme kitna % har mah lena uchit hoga jisme ki mera principal paisa bhi grow kre. reply please 🙏
@pradeeprai7606 2 жыл бұрын
Krva liye kya swp mujhe bhi krvani h
@shashikumarprajapati1600 2 жыл бұрын
गुड इवनिंग सर। क्या SWP लार्ज कैप फंड या लार्ज कैप इंडेक्स फंड से किया जा सकता है कि नहीं।
@pankajmathpal 2 жыл бұрын
किया जा सकता है लेकिन हाइब्रिड फंड्स में करना बेहतर है।
@harendraparmar5347 Жыл бұрын
Swp kaise aur kab ho sakti hai
@jackson89nirvana 2 жыл бұрын
If i had to invest 50k as lumpsum with mutual funds that u listed.. how much should I set the interest rate as I m looking out for monthly income of 1000 to 1500Rs?.. Term is for 15 years
@pankajmathpal 2 жыл бұрын
Monthly income of Rs. 1000 to Rs. 1500 after 15 years without considering inflation?
@jackson89nirvana 2 жыл бұрын
@@pankajmathpal both sir.. so that I can get an clarity
@stayhealthy9125 2 жыл бұрын
@@jackson89nirvana bhai 1.8 lakh karoge to 1000₹ month milega
@sudipchakraborty677 Жыл бұрын
@@stayhealthy9125 kon se fund me
@sudipchakraborty677 Жыл бұрын
Your withdrawal persentage should be 0.5 to 0.8 on your investment . PM
@dhavalrathod8174 Жыл бұрын
jai hind sir kya SWP me sirf profit nikal sakte he ?
@pankajmathpal Жыл бұрын
No. Aapko manually karna padega automatic withdrawal ka option nahin hai.
@DeepakKumar-ry2ij 2 жыл бұрын
Sir 20000 per month 5 year tak pane ke liye Kitna invest karna hoga aur Kaun sa SWP sceam sahi rahega , please reply me Sir 🙏
@SA-jk1xo Жыл бұрын
25 lakh
@sureshpathare1204 Жыл бұрын
If only ten lakh invest in swp can a person get atleast ten thousand per month
@santoshprajapati9042 2 жыл бұрын
Sir, MIP (monthly income plan)-Dividend plan kaisa rahega for retirement but tax jada katata hai kya Tax related questions hai-tax kisme jada kat hota hai so dividend best hai ya swp best
@pankajmathpal 2 жыл бұрын
Mutual fund me ab MIP category nahin hai.
@santoshprajapati9042 Жыл бұрын
@@pankajmathpal kotak debt hybrid fund (MIP ) hai
@pankajmathpal Жыл бұрын
@@santoshprajapati9042 pahali baar yaha hai ki Kotak Debt Hybrid Fund ek conservative Hybrid Fund hai. Sebi ne Mutual Fund ki various categories banayi hain. MIP koi category nahin hai. Doosri baat yah hai ki Mutual Fund kisi bhi scheme me monthly income ki guarantee nahin hai. Teesri baat Dividend plan ki jagah ab 'Income Distribution Cum Capital Withdrawal Plan' (IDCW) hota hai. Yani ab Mutual Fund Me Growth and IDCW option hote hain dividend option nahin. Aap kisi bhi scheme ki sahi jankari ke liye us scheme ka Scheme Information Document (SID) padh sakte hain.
@santoshprajapati9042 Жыл бұрын
@@pankajmathpal ok
@santoshprajapati9042 Жыл бұрын
@@pankajmathpal sir maine kuch lumsump amount kotak debt hybrid fund (IDCW) me deposit Kiya tha and regular income ke liye dividend option rakha tha every month dividend aata hai but long term me ye scheme best hai swp option karna padega
@nilimajhakitchen 2 жыл бұрын
Hello sir for 50000 monthly income how much I need to invest in swp
@pankajmathpal 2 жыл бұрын
When you withdraw a fix amount regularly through STP it's not only the profit you withdraw but the capital may also get reduced over a period of time. If you tell me that how long this arrangement should last then I can give you a correct answer. Please let me know how long do you want to get Rs. 50,000 per month.
@sumitsanyal8161 2 жыл бұрын
How is aggressive hybrid fund for swp
@pankajmathpal 2 жыл бұрын
Yes, can be considered.
@mssumitrapal 2 жыл бұрын
For a NRI in their 50's, who plan to settle in india in next 3 to 4 years, how much should be the initial capital invested to earn 2 lakhs per month after tax and what can be the growth of the portfolio in 20 to 25 yrs, please suggest 5 to 6 good MF for this
@vijaykumarsingh2653 2 жыл бұрын
2.5- 3 crores
@vijaykumarsingh2653 2 жыл бұрын
If u invest in balance advantage fund, in 20 years you will get 12% cagr easily.. i repeat its cagr returns
@tarunpadia7068 Жыл бұрын
Swp tax liability illaborate
@aksket2000 2 жыл бұрын
Are both types under SWP?
@pankajmathpal 2 жыл бұрын
Prefer Growth option for SWP..
@gajananshiral4535 Жыл бұрын
Swp kaise shuru kare
@santoshprajapati9042 2 жыл бұрын
Swp ke liye equity hybrid fund and debt hybrid fund sahi hai Please comment
@pankajmathpal 2 жыл бұрын
Yes
@nirsingh8039 Жыл бұрын
Sirji , I am mf which is having expense ratio around d 1.75 and 1.9 . I purchased from nj wealth recently 6 months back . Please guide wat shd I do .
@pankajmathpal Жыл бұрын
Expense ratio ke saath saath fund ki performance bhi Janna jaroori hi. Aap mutual fund ka jo return dekhte hain wo net of expenses hota hai. Isliye yadi kisi scheme ka expense ratio adhik hai lekin uske babjood bhi wo scheme achha return de pa rahi hai to usme invest karne me koi burai nahin hai. Aap direct plan me swith kar sakte ho. Usme expense ratio regular plan ke mukable Kam hota hai.
@nirsingh8039 Жыл бұрын
@@pankajmathpal thanx sir for your help and quick response. 🙏 Can you plz guide for lumpsum or any other method for good returns in MF or other. Thanks once again
@SantoshSingh-ck3wb 2 жыл бұрын
Monthly jo payment aata hai kya ushe har month nikal sakte hai kya?
@pankajmathpal 2 жыл бұрын
Yes
@SantoshSingh-ck3wb 2 жыл бұрын
Paisa dubne ka kitna ℅chance hota h sir
@pankajmathpal 2 жыл бұрын
@@SantoshSingh-ck3wb Mutual Fund me invest market linked hota hai. Isme utaar-chadaav ki sambhavna bani rahti hai lekin market neeche jayega to oopar bhi aayega. Isliye long term me paise doobne kee sambhavna khatam ho jati hai. Mutual funds ko professionals manage karte hain.
@stayhealthy9125 2 жыл бұрын
@@SantoshSingh-ck3wb axis mein abhi ghotala hua hai, usse pehle franklin mein hua, aaj tak paisa nahin mila... Soch samajh kar
@SanjaySharma-pc9gt 2 жыл бұрын
Save people from grow as it is changing hidden charges
@tapabratadas8911 2 жыл бұрын
Sir kemon achen? Khub bhalo video. Sir Edelwise BAF ka naam nahi bola?
@pankajmathpal 2 жыл бұрын
Edelweiss BAF follows a different model. I don't find it suitable for SWP after retirement. Otherswise it can considers for investment.
@gpsshishodia9489 2 жыл бұрын
Very nice explanation sir
@TA43210 Жыл бұрын
@@pankajmathpal edelweiss differ model ke baare me jarur btana sir
@hmishramishra4203 2 жыл бұрын
SWP withdrawal per tax kya lagta hai
@pankajmathpal 2 жыл бұрын
Yes.
@ruby143jackie 2 жыл бұрын
Thoujand nahi.....thousand!
@shaileshramanuj6433 2 жыл бұрын
large cap funds are better for SWP.
@pankajmathpal 2 жыл бұрын
Ok. Your money, your choice. For me downside protection is equally important as upside when planning for regular income.
@dramitsachan2377 2 жыл бұрын
I have a question why so confusion and complicated.. why not simplified it. If I am doing sip for my retirement in 6 mutual funds in pure equity then after retirement I should stop all my sip in all the fund and should setup SWP in all these funds of 5-6% per anum because all expert including you that in long term equity is best for return. Aur retirement bhi long term hi hota hai.....Mere khayal me iske 2 fayde honge 1) is complicated proceeding se bach paunga 2) mera corpus LTCG se bhi bachega aur mera ltcg se bacha paisa bhi grow karega. Reply me is this correct approach or not. if not then why ???
@logicalindian9227 2 жыл бұрын
There is no certainty in swp
@Rkginvincible 2 жыл бұрын
We can't invest lumpsum in equity savings or balanced fund as it is risky
@rohinijadhav3067 2 жыл бұрын
1 karodo...🙄
@goldenwords5266 2 жыл бұрын
U really think 1cr leke koi aapki video kekhne baitha hoga Take realistic no.
@pankajmathpal 2 жыл бұрын
Do you think Rs. 1 Cr is really a big amount for a person who is retiring? If I give an example of an smaller amount then that will not be a realistic example. I'm talking about SWP and not SIP.
@Invisiblecreater Жыл бұрын
SWP EK DHOKA HAI
@bestreviewer9976 Жыл бұрын
Kuch bhi palle nahi pada
@pankajmathpal Жыл бұрын
Pahle aap mere basic investor education Wale video dekhiye fir aapko ye sab samjh aayega.
@prakashdesais-yogakshemain5223 6 ай бұрын
Why not HDFC Balance Advantage Fund ?
@subodhchavan9095 Жыл бұрын
🙏🙏🙏🙏 सर आपका फोन नंबर दे दो.
Phronesis Investor Academy
Рет қаралды 27 М.
Early financial AZadi
Рет қаралды 13 М.
Phronesis Investor Academy
Рет қаралды 79 М.
Sagar Sinha
Рет қаралды 3,1 МЛН
Viplav Majumdar (Planyourworld.com)
Рет қаралды 13 М.
Sagar Sinha
Рет қаралды 563 М.