Thank you very much, Francois, for giving me the opportunity to share our journey with your audience! I am looking forward to reading their comments and answering any questions they might have about the information from this video.
@mariposabay400610 ай бұрын
Thanks for sharing your experiences and advice.
@nomadnumbers10 ай бұрын
You are very welcome@@mariposabay4006. Sharing is caring :-)
I am so amazed that so many foreigners love Taiwan. It is true that many Taiwanese think that owing your own property means you feel safe and don't have to move all the time.
@@nomadnumbers 积攒一年开支的25倍? 一年開支若36萬 x 25=約1千萬台幣 若一年收入50萬 用35萬存15萬 要存幾年呢?
@chiccohuang197210 ай бұрын
@@nomadnumbers I retired in my middle 40s in Taiwan six years ago. Comparing to the 4% rule, I use 3% rule because of my Taiwanese conservitivity. I am not a typical Taiwanese although I live here for more than half a century. Traditionally, most Taiwanese were educated to prepare a certain amount money for a house and another certain amount money for their children. Therefore, of course most Taiwanese can not FIRE. It is not a question of right or wrong, it is a life style choice. You can also find Taiwan is one of the highest savings rate country all over the world.
@mariposabay400610 ай бұрын
@chiccohuang9803 most Taiwanese can not FIRE? Do you mean RETIRE?
@chiccohuang197210 ай бұрын
@@mariposabay4006 We are talking about FIRE, Financial Independence, Retire Early, aren't we? :)
Thank you @wenkweiwang884. 不论是在35岁、40岁、45岁、50岁,甚至55岁,我们想要传达的核心信息是财务自由对所有人都是开放的,然而很少有人考虑在传统退休年龄之前退休,因为我相信他们并不知道这是一个选择。凭借基本的个人理财知识,并利用确保财富安全稳健增长的策略,即使从标准退休年龄中仅节省出5年,也能为个人提供额外的5年,让他们通过沉浸在带来快乐的事情中,创造更丰富的回忆。这是否与您共鸣?
Very interesting vedio. This is the first time i have heard the new trend of FIRE. I will introduce this vedio as our topic on our English online club for viewing and discussing. Thank you very much😊
@muubie10 ай бұрын
This is only something I discovered a little after COVID. I had no idea about this movement and was surprised at how many folks are pursuing FIRE.
I must say this video really resonates with me as I’m looking to FI and retire to Taiwan at least part of the year. It’s important to know that the 4% rule is really just a rule of thumb. The original study had an allocation of 50% in stocks (ie S&P500) and 50% bonds. The 4% rule didn’t state that the money would last forever. It would last 30 years. This should cover the normal lifespan of most people retiring at 65. Every person’s situation is unique so it’s better not to go strictly by the 4% rule. As for me I’m using a more conservative 3%.
@julietteshenacupuncture180910 ай бұрын
I live in Fl and this is not the place to retire to anymore. It was good but now our housing is the most expensive in US!!!!!!! Our rent/ mortgage has doubled and tripled.
@muubie10 ай бұрын
@@julietteshenacupuncture1809 that’s a huge jump in housing expenses. That is something that does concern me as we have no control over inflation. This is a major reason why I personally try and shoot for a more conservative “3% rule”. I also try and look for other ways to stress test our plan.
Thank you @ting597. 我对台湾的房地产了解不多,但如果房价继续上涨,你可能可以通过以后卖房来赚钱。然而,人们购买房屋时最好从赚钱的角度考虑,而不仅仅是喜欢这个房子(比如想要住在那里)。现在积极寻找更多存钱方法的人比那些不考虑的人处于更好的境地,后者只等到65岁以上才想着退休。你是否考虑购买房屋,因为你相信在10-20年或更长时间内房价会大幅上涨,你可以在退休后用那些钱过上理想的生活?
@yjlin885910 ай бұрын
@@nomadnumbers 通过以后卖房来赚钱的時代&機 會 已經過去 且退休後更老了更難租房子 &After covid, all cost becomes much higher than before, not only living expense is gealmost all house cost is raised more than 20% even 30%, it is too ridiculous even I am the sales selling the house, still think so many owners are too greedy, the house is for living not for investment
I really envy you living in Taiwan. I wish I can one day.
@bonnieang886010 ай бұрын
我一直以為你是專職youtuber😂原來你和我一樣都要乖乖上班的
@Brush-032810 ай бұрын
Very inspiring vedio!
@user-wd7hs2ys8n10 ай бұрын
娃娃 好可愛❤ 柴犬娃娃❤❤
@Cantforgetsiena10 ай бұрын
I have lived in NYC, Seoul, HK, Beijing and Shanghai for many years each and I have to say Taiwan is a better place to live comparing to any of these cities in the world. Formosa is still a beautiful island as thousands years ago and no one could be allowed to offend it and it’s people by force.
@muubie10 ай бұрын
Can you share why you think Taiwan is better than Seoul? I’m thinking of retiring part of the year in Taiwan but I have a friend considering Seoul. I believe Seoul might be a bit more expensive.
@Cantforgetsiena10 ай бұрын
@@muubie Seoul is more expensive indeed. S Korea has a rich culture and vibrant economy but I found the culture is quite uptight and less gender equality (My male colleagues went golfing and drinking almost every weekend). Taiwan is relatively more friendly and hospitable and it’s culture is very inclusive. But these are based on my personal encounter and the fact that I’m a Taiwanese. If you are not a single female foreigner working in Seoul or not raising kids there, the life there shall be quite alright.😁
I’m a handyman. Having your own house you can design,build and show your own style of life. The most important part is follow ing your own nature not others.
Speaking of financial independance, it is my view that we have to put independant thinking before getting financially free! Chances are once we set our goal, we could still be swayed by noise around. Let's think independantly and stick it out!