The ABCs of Term Insurance: Demystifying Policy Types, Features and More!

The ABCs of Term Insurance: Demystifying Policy Types, Features and More! | Ankur Warikoo Hindi

Рет қаралды 112,544

Жыл бұрын

Join me as I unravel the story behind my decision to buy a term insurance plan at 31. It's been one of the best financial moves I've ever made.
In this video, I break down why this plan can be a smart investment for you, too. We'll delve into what to consider when buying a term life insurance plan, explore available plans and optional riders, and discuss how to choose the right company and plan that suits your needs.
Check out Ditto insurance here: bit.ly/3JhFLKQ
Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you.
This video comes with notes. Check them out here: bit.ly/45WfPxT
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Пікірлер: 107

@warikoo Жыл бұрын

Check out Ditto insurance here: bit.ly/3JhFLKQ Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. This video comes with notes. Check them out here: bit.ly/45WfPxT

@binodkuli6028 Жыл бұрын

Sir me n my wife, we both are govt employees . We have a single kid n We pay out 90 thousands yearly as old type of insurance as like endowment plan,money back plan etc. As per govt rules, our regular salary will not be affected even untimely demise till 60 years of age.... should we consider term plan instead of above mentioned insurance types....

@akshhatsrivastava1972 11 ай бұрын

Insurance always seemed like a complex topics with so many jargons but after watching this video, I have gained much clarity. Thanks a lot for this simple breakdown!

@Jayk240 Жыл бұрын

Being a childhood cancer survivor, insurance is a distant dream. Even after 10 years of my treatment None of the companies provide heath or term insurance coverage to cancer survivors. Hope it might change someday 😇

@rishabchoudhury7792 Жыл бұрын

u r warrior my friend, lots of love to u

@AnkurLEGUM Ай бұрын

You are a true Warrior my friend. Everyone is not so strong like you. I am very weak

@user-zf9ll9in3d Ай бұрын

My co. Is covered for Cancer Care Health Ins.

@insuranceabcd Ай бұрын

Soon so many insurance company coming for special coverage of cancer .

@manvisharma4636 28 күн бұрын

Indian govt give free treatment to cancer pts in govt hospital

@bhaveshagrawal6283 Жыл бұрын

I am 24 and i am in other country. I was thinking to have some insurance and this video gave me a courage to select an option based on the country where I live in.

@kmrao06 Жыл бұрын

Very good and practical information. Thanks a lot.

@sisirarout8899 Жыл бұрын

Thank you so much Sir for this great information ❤

@sajjuprasad2621 Жыл бұрын

Sir app such mai mere roll models ho🎉 yhi chiz mai confusion tha app apne apko or dushro ke liye smart 🤓 ban Jaye hai apka ye bat pura realty hai ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤🎉🎉🎉

@amit_sahoo._ Жыл бұрын

Sir i think u get the idea of ur videos when various sponsorships come to u.I am amazed ditto zerodha learning ka edu something tha.Nice sir ❤

@Royalgirl_998 Жыл бұрын

Amazing video sir...i was waiting for your video....

@abhiramyadav123 Жыл бұрын

My favorite financial advisor. By mistake full form of csr in notes is mentioned as clean settlement ratio instead of claim settlement ratio. If you think it should be corrected correct it otherwise all fine.😅 Again very good video❤

@bilalsulehri1732 Жыл бұрын

Your finance videos are just epic

@poojavbhurbhure6882 Жыл бұрын

Good evening sir❤, how r u. I like your talkings, I learn something new from it❤each time. It's like life lessons.

@The1club111 Ай бұрын

As Always Valueable Content 💥

@mrinalrikusarmah4501 Жыл бұрын

Love you sir...Thank you so much❤🙏

@gkkhemka Жыл бұрын

Ankur, please consider below points, 1) IRDA has a condition to cap the Sum of all Life insurance to a max SA to 20 times of income at time of signing the policy. 2) Riders are very precisely written, and their claim settlment ration is very low. 3) both Accidental and critical insurance should be part of general insurance, hence shoyld taken part of Personal Accidental or Health insurance, since post 56 you cannot post, hence spend this money to take a larger Super top-up with your health cover... Please share the advice on this from ditto.

@amrutamahajan9627 25 күн бұрын

Great vid, thanks ❤

@manojitmidya7250 5 ай бұрын

Just superb👍

@khasmat1162 Жыл бұрын

Sir Bach ke rahena wife se😢😅

@DigitalSufiyan Жыл бұрын

Q ?

@loveparmar1284 Жыл бұрын

😂😂😂😂😂😂

@harshaddhokale2176 Жыл бұрын

Natural or accidental death is covered under the plan

@Manas9373 Жыл бұрын

Bhai sir saal ka 10cr ++ earn krr rahy hai

@lasirenaantolla6514 Жыл бұрын

😂😂😂

@sankalpz3980 7 күн бұрын

I have lot to say about this video but I just want to say Thank you 🙏

@shivendersingh7659 Жыл бұрын

Thank you Sir

@anubhavsingh4879 Жыл бұрын

Sir I big fan of your video 🙏🙏

@amanac7305 Жыл бұрын

Thanks sir ❤

@dheerajrpissay6133 Жыл бұрын

Could you like explain the swp in India specifically for mutual funds and stocks and how it works like the tax on them and how much do we have to exactly invest in these assets to actually gain some profit I do get that they interest rate does best the inflation but the overall profit after the retirement period is still a little confusing and when we do withdraw after certain period of time how do we do that as it is all digital.

@Deepaksingh-jf3cz Жыл бұрын

Hi Ankur, you are really inspiring to the young generation. One request, could you please make another video for health insurance too?

@uditkumar1829 Жыл бұрын

I will do epic things sir, thankyou for the knowledge, give thumbs up who thinks the same

@videoanalyst4u Жыл бұрын

Wish if you could also cover Whole Life and Universal insurance may be for another day

@sachinabelash501 Жыл бұрын

Sir please add subtitles would be of great help who know little hindi😊

@Scientistmindset Жыл бұрын

Not best videos I expect but I learn new thing Waiting for next best video on habits and routine for rich and successfully people, self-improvement and development Love you ankur uncle 💙💙💙💙💙

@kishand7464 Жыл бұрын

Switching to 1.5X doesn't give better experience Mr.Warriko.

@sumitnayak1 Жыл бұрын

Ankur sir, what is the solution for the people who become NRI after taking the Term insurance ? Kindly advice on this. Im facing the same problem now.

@divyachoudhary1439 4 ай бұрын

Hi Sir, Can I ask which Term Insurance you have opted for I researched about many companies plans but still confused can you advise

@shubhambatra6989 8 ай бұрын

Nice video , one question : can only nominees / dependants will be covered under the plan , can we later change the dependants after a few years without surrendering the plan ?

@suruchekanodia2479 9 ай бұрын

@warikoo sir, maine term insurance liya but due to some medical history mujhe critical illness rider nai mil rha in Tata AIA, so what should I do??

@rajnishdhull333 Жыл бұрын

Ditto is awesome, no spam call or msg or mail. Bought health insurance from there.

@lokesh20verma 6 ай бұрын

15-20 days baad followup karte hain whats app se

@bishalkumarshaw2789 Жыл бұрын

Sir ek doubt hai, jaise Aaj kal companies bhi term life insurance provide karti hain but log aajkal companies change karte rahte hain to kya iss case mein alag se ek aur term life insurance lena chahiye?? Please guide because main abhi student hun aur mereko iska Idea nahi hai. Sir please guide 🙏🙏🙏🙏

@dr.manojkumar4936 Жыл бұрын

husband and wife, both(salaried) required term insurance?

@ashishparakh1512 Жыл бұрын

Sir could u plz tell me that i am a salaried based person and i wanna invest around 5000a month for 3-4yrs so what should be the best thing to get more intrest in the amount

@Mithilesh_Sanjay_Mahatme Жыл бұрын

Sir, maine HDFC Life ka Sanchay Par Advantage Plan liya hai 12 years ke liye 50k/year premium ka. But, unhone policy jhoot bolke bechi. It's a big scam. Abhi agar policy surrendor krunga to negligible amount milega. What can I do now?

@vikashshrivastava4874 Жыл бұрын

What’s your views in tata aia param rakshak plan?

@annimishra2295 Жыл бұрын

best video as always ❤

@warikoo Жыл бұрын

Thank you so much 😀

@i_asteroid Жыл бұрын

Love your explanation ❤🔥

@warikoo Жыл бұрын

Happy to hear that!

@AnshumanPratik Жыл бұрын

Fake account

@imemyself0 Жыл бұрын

Hi sir.. I would like to know amount that you have taken for rider.. Is it 10 crore or less?? If not please tell us suitable percentage??

@YoungAgekadar Жыл бұрын

Mera ek sawal se apko mirchi lag gayi mera twitter account suspend karwa diya great work wariko sahab 🙏

@Johnkhmal 11 ай бұрын

Sir is it right for me to open a multi life insurance

@amitverma9105 Жыл бұрын

Sir I'm big fan

@BatanagarParanormalSociety Жыл бұрын

5:54 was great 😂 sir

@aaaryansharma Жыл бұрын

Sir 2 din pehle nahi Video bana skte the, AAJ hi medical test dekr aaya hun. 🤣😅 Now I wonder I must have done something wrong while deciding for the term plan. Lv u anyway ❤

@peterraul9337 Жыл бұрын

Sir I am 37 and I don't have any savings plan please suggest.

@ompatil214 Жыл бұрын

Which company did u select for your term insurance?

@the_Gudie_of_Market Жыл бұрын

👍👍👍

@sandeepchaudhary7464 7 ай бұрын

Sir, aap ne Ad monetization off Kiya hai?

@kamranbibliophile7239 11 ай бұрын

❤❤❤❤❤

@EpistemophileAmit Жыл бұрын

Nice info !!.. Kindly suggest how many times the coverage shud be for 40 plus yr individuals where premium will be already on higher side (above 70k I guess excluding the ryders). Does 10 -12 times of annual income will be suffice keeping the inflation adjusted.…thanks

@KRISHANKUMAR-kh8ci Жыл бұрын

41से 45 की उम्र के बीच सालाना आय का 15 गुना से ज्यादा नहीं मिलता।

@niteshpatidar2259 Жыл бұрын

What's about health insurance?

@suvanjayarout Жыл бұрын

Sir i am NRI, my yearly income below 10 lack, how could i buy term insurance, please give a suggestion.

@pryankurbhardwaj5625 Ай бұрын

Very bad experience with hdfc life term policy

@arnavpatil4898 Жыл бұрын

Term insurance prices have hiked a lot after covid !

@manishbhagi144 Жыл бұрын

True

@KRISHANKUMAR-kh8ci Жыл бұрын

फिर भी,ले लें तो अच्छा है। 65 से ज्यादा उम्र तक नहीं लेना चाहिए अगर प्रीमियम कम रखना है

@manishbhagi144 Жыл бұрын

@@KRISHANKUMAR-kh8ci 80 ki age tk liya ha mane

@mayankvishwakarma9997 9 ай бұрын

Look I know it is a sponsored video, but can you at least keep your own word. I'm still looking for IRDA report or website link in the description as told by you

@DhanendraBande Ай бұрын

What kind of term insurance to be taken for NRIs. It should be taken from India or a residing country? Please guide

@Pankaj.Oberoi Жыл бұрын

I am first viewer 😊

@sunitakar-yz8so Жыл бұрын

5:54 😂😂😂😂😂😂😂

@sonalss1 3 ай бұрын

Sir ye or bata dijiye ki insurance kahan se lena chahiye...have heard negative reviews of policy bazaar... thanks in advance!?

@ABHISHEK._.JOSHI0110 16 күн бұрын

I Am financial manager at ICICI PRUDENTIAL Life insurance

@hameetspal4957 2 күн бұрын

absolutely cracked up on the "31 saal ki umar mei merko kiss kutte ne kaat liya"

@rishabhtiwari2653 Жыл бұрын

Sir kya ek se jada term plan lena shi decision hai ya galat

@insuranceabcd Ай бұрын

Le sakte ho pr apni annual income ka 20* tk hi Lena . Kyu ki claim k time pr sab check hota h

@lokesh20verma 6 ай бұрын

ye to bata deta kon si company ka term liya.. youtubers ki yahi problem hai, kaccha to pakda dete hain par neeche se phata hua 🤣.. kaccha banane mein itni mehnat ki thoda sil ke de deta to kya jaata