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the Affordable Care Act (Obamacare) explained: impact on the US healthcare system & current status

  Рет қаралды 42,835

brinawang

brinawang

Күн бұрын

Пікірлер: 156
@indyjoe6
@indyjoe6 3 жыл бұрын
If you're not reading off a script, then holy cow -- you are so well spoken! Even if you are reading off a script, this was well done and very informative. Thanks!
@brinawang
@brinawang 3 жыл бұрын
what a sweet comment 😭so happy you found it helpful!!
@Tzo19996
@Tzo19996 2 жыл бұрын
I am preparing for interviews right now, this video is a life-saver. Thank you so much!
@skoopqueen
@skoopqueen Жыл бұрын
@Alexedmartin.
@Alexedmartin. Жыл бұрын
What did you invest in?
@skoopqueen
@skoopqueen Жыл бұрын
There are many lucrative investments out there. I always tell people that saving is good, but investing is best. If you keep your money in the bank, you cannot make profits. You also have to give up a lot when it comes to saving. My advice is that before considering investing, you should consult an investment advisor first so you don't make a mistake or regret it later. I started Investment with the help of a financial expert Regina Louise Collaro , she is quite popular for her services so you might have heard of her. I earn on a monthly basis through passive income with her Financial aid
@Alexedmartin.
@Alexedmartin. Жыл бұрын
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@skoopqueen
@skoopqueen Жыл бұрын
By looking for her name online, you can quickly uncover her information. She recently appeared on CNN and she is really simple to deal with no matter where you're located
@ugojazzy7812
@ugojazzy7812 Жыл бұрын
You are correct skoopqueen, I am only one of many who gained from working with Regina Louise Collaro. I had no reason to live when I lost my job due to COVID in 2020, and it will always be a memorable year in my life. Regina made it possible for me to live comfortably through passive income, thus I owe her my life. To be completely honest, I think she is an angel who was sent to help those who are struggling financially.
@octopusgold
@octopusgold 3 жыл бұрын
This was an amazing overview and just what I needed! I'm also a health policy student so I'm so stoked I found your channel!
@brinawang
@brinawang 3 жыл бұрын
a fellow health policy student -- love to see it!!!
@marcoswalters1882
@marcoswalters1882 3 жыл бұрын
This was great. Thank you! I'm a nursing student who is graduating this semester and moving to STL. Very excited! Good luck in med school!
@brinawang
@brinawang 3 жыл бұрын
so exciting -- congrats on graduating and on starting this next big chapter!! hope you love STL!
@maddienowak1318
@maddienowak1318 3 жыл бұрын
Thanks for taking the time to make such a thorough video. Good luck with your medical career!
@brinawang
@brinawang 3 жыл бұрын
thank you, maddie!! :)
@crzpinoy
@crzpinoy 3 жыл бұрын
Thank you for explaining ACA in such layman's terms. It definitely helps me a lot for my BSN community health class. I really appreciate it!! Good luck with your career :)
@brinawang
@brinawang 3 жыл бұрын
thank you so much!!! good luck with nursing school :))
@wandirs
@wandirs 4 жыл бұрын
Thank you! I am a nursing student and this information is very helpful to me!
@mitchellleus2711
@mitchellleus2711 4 жыл бұрын
this is really awesome and a much needed video!! definitely excited to see your channel grow
@brinawang
@brinawang 4 жыл бұрын
what a sweet comment -- thanks for watching, mitchell!!
@shaileyshah2439
@shaileyshah2439 4 жыл бұрын
Thanks so much for seeing our comments and making this video! Once again I really learned a lot. I am a pre-medical student applying this cycle and I have recently gotten more into learning about health policy (how i found your videos!) can you please do a video that talks about the opportunities for an MD to get involved with policymaking and what it would look like as a future career? Just curious if you know more about these things. Looking forward to more videos!
@brinawang
@brinawang 4 жыл бұрын
hey shailey! so glad you've found these videos educational and really great to hear about your policy interests. wishing you the best of luck in the app process! this is a really great question -- and I'm honestly still in the midst of fully figuring this out myself! so I'm not sure if I'm enough of an expert rn to do a whole video on how to incorporate both medicine and policy into a career, but I'll definitely keep this comment in mind for the future. what I will say, though, is that I've met a ton of physician-policymakers since starting my job in health policy research -- some of them are leaders in state Medicaid programs, some conduct health policy/economics research at a university or think tank, some work in journalism or advocacy, and some serve more as technical consultants, using their medical expertise to help advise policy-making decisions. some of them balance their policy work with clinical practice or medical education, and some of them do policy work full-time. there are a lot of different paths to getting involved in policymaking as an MD, so at this point I'd just encourage you to keep exploring your interests, both now and in med school. i.e. try out health policy research, join advocacy and policy-oriented student groups, and take policy electives or consider a dual degree program (MD/MPP, MD/MPH, MD/MBA, etc.) I'd also recommend following a few physician-policymakers on twitter; it's a quick way to get a feel for the landscape and what others' paths have been like (and I can provide a few suggestions for who to follow if you like.) lmk if you have any other questions, and thanks for watching & commenting! it's always so nice to see other premeds/med students that are interested in policy :)
@marialalama213
@marialalama213 4 жыл бұрын
@@brinawang Hi! Can you please provide a couple suggestion on who to follow on twitter? Definitely looking to learn more. thank you :)
@brinawang
@brinawang 4 жыл бұрын
sure thing, Maria! here are a few suggestions: esther choo, elisabeth rosenthal, uche blackstock, farzad mostashari, eric topol, mandy cohen, and atul gawande. definitely not an exhaustive list, but i tried to include doctors involved in different parts of the policy space, including activism, journalism, government work, academic medicine/research, and physician/practice-level care transformation. you may want to also follow healthcare journalists, even if they aren't MDs -- people like sarah kliff, julie rovner, etc. hope this helps!
@marialalama213
@marialalama213 4 жыл бұрын
Amazing!! Thank you so, so much!
@mercyopara1509
@mercyopara1509 3 жыл бұрын
@@brinawang Happy that I found your channel. It was helpful. Good job 👌👌
@TinyZh
@TinyZh 2 жыл бұрын
I'm so glad you're making these videos! Thanks a lot
@wendyhutchins663
@wendyhutchins663 Жыл бұрын
Thank you for posting this video. I am studying for the GBA1 exam which is part of the CEBS. This video was very helpful.
@adambauman8044
@adambauman8044 3 жыл бұрын
This was a pretty informative video. I do think its important to include the cost of the ACA though. 7.5 million more with insurance but over 100 million people paying astronomically higher premiums and deductibles. I personally can barely afford my post ACA premiums (dropping satellite tv helped some). Not sure how I will pay my post ACA deductible. (7000$) if I need to actually use healthcare.
@jackievu2983
@jackievu2983 4 жыл бұрын
Super clear and informative! Thank you!
@raegantremblay1921
@raegantremblay1921 3 жыл бұрын
Thank you for your video! This is super helpful for my US Healthcare Systems course (I am pursuing a MPH and a MD). Good luck!
@ryangreenhow7999
@ryangreenhow7999 2 жыл бұрын
Huge help for the college essay I'm writing on the ACA, Thank YOU!
@717jeezy
@717jeezy Жыл бұрын
Do you have any info on whether or not you have to pay for this out of your paycheck?
@mattdathew2794
@mattdathew2794 3 жыл бұрын
first time i really understand Obamacare very well & without being bored off in the middle
@dbbj4205
@dbbj4205 3 жыл бұрын
Hey Matt, the Rockefeller medicine video won't bore you.
@mattdathew2794
@mattdathew2794 3 жыл бұрын
@@dbbj4205 which one exactly?
@user-sr4qm5gr7c
@user-sr4qm5gr7c 3 жыл бұрын
Thank you! I am doing a research paper for grad school and before I dive into readings and scholarly articles it helps to get a general idea of some of these things. Great video!
@brinawang
@brinawang 3 жыл бұрын
awesome to hear!! best of luck with the research paper!
@phom1phom1phom
@phom1phom1phom 3 жыл бұрын
Thank you for a super clear explanation! It is really helpful for better understanding of the health care situation in the US 🇺🇸
@ravenclawgirl17
@ravenclawgirl17 4 жыл бұрын
awesome and informative video!! i think your eyes might be looking at the view finder instead of the camera and it was a little distracting, i don't mean this with any malice or anything just wanted to note, please keep making videos!
@brinawang
@brinawang 4 жыл бұрын
ah, noted -- thanks for letting me know!! I'm super new at the whole filming/editing thing so I definitely appreciate feedback!
@joelraj550
@joelraj550 2 жыл бұрын
Saw this and saw the general overview, both were a really good intro!
@vishwadeepbalyan9809
@vishwadeepbalyan9809 3 жыл бұрын
Hey Brina. Very informative. probably the best video on Obama care. Can you please make a video on HIPAA as well?
@celiamonroy3894
@celiamonroy3894 3 жыл бұрын
I really liked this video! I'm actually writing my thesis on the ACA and this was really helpful :)
@brinawang
@brinawang 3 жыл бұрын
so glad! good luck with the thesis :)
@jackzeitz2789
@jackzeitz2789 3 жыл бұрын
Wow this was super helpful- interviewing for med school right now and wanted to learn more about this topic. Thanks!
@brinawang
@brinawang 3 жыл бұрын
so glad to hear -- best of luck with the interview!!
@nivankhair1373
@nivankhair1373 3 жыл бұрын
This is so informative!! thank you so much!
@brinawang
@brinawang 3 жыл бұрын
so glad it was helpful!!
@flimflannery3192
@flimflannery3192 Жыл бұрын
An unbiased opinion by someone that stands to directly benefit from the requirements that more must "pay" for insurance despite no benefits from it. So the country now pays for care whether they get it or not.
@mobydickhead1
@mobydickhead1 3 жыл бұрын
I think they could keep the good stuff and make this way better. So many of us are being held hostage by jobs we hate until we turn 65 just so we can have insurance . People work hard and save to retire early but keep slaving away when they discover the cost of self employment insurance.
@jacoblawhern3007
@jacoblawhern3007 2 жыл бұрын
They really should expand the tax credits for silver plans to people who are offered health insurance by their employer, as often employer-sponsored healthcare is much more expensive than Obamacare, despite it covering less.
@flimflannery3192
@flimflannery3192 Жыл бұрын
Yup. Retire early and find that "affordable health insurance" costs as much as a new car every single year. Unless of course you use it, then it costs more.
@edwardpalmore7114
@edwardpalmore7114 2 жыл бұрын
You did a magnificent job, Sabrina. Magnificent!
@brinawang
@brinawang 2 жыл бұрын
thank you so much for your kind words!!
@Jasminepsalm
@Jasminepsalm 2 жыл бұрын
amen
@danielle4685
@danielle4685 3 жыл бұрын
Thank you for such an educational video! Do you think you could do a video talking about Medicare for All and how you think it would affect our country?
@brinawang
@brinawang 3 жыл бұрын
you read my mind, danielle!! I'm planning on putting together a Medicare for All video sometime in the few weeks (after we wrap up this quarter of med school) -- so keep an eye out for that :)
@danielle4685
@danielle4685 3 жыл бұрын
brinawang amazing, ty !! :))
@karaarianna5677
@karaarianna5677 3 жыл бұрын
I'm currently applying to med school and prepping for interviews, and this is super helpful! Hope you keep making videos!
@brinawang
@brinawang 3 жыл бұрын
so glad you found this helpful, kara - best of luck with your interviews!!
@naomirison2493
@naomirison2493 3 жыл бұрын
thanks I needed this to write a paper on this ACA
@rinch346
@rinch346 3 жыл бұрын
Well explained and well prepared. Thank you Brina for educating us on this topic!
@60120017
@60120017 3 жыл бұрын
Such an overlooked issue right now. I fear too many don't know the implications of the Amy Cohen Barrett nomination, or care to know. 85% of what I see on the news is pandemic recovery, "the economy", BLM, and of course Trump's taxes
@jesseg7841
@jesseg7841 3 жыл бұрын
I think the video makes it clear that nominating Barrett won't make a difference. The Republicans already tried. They have to repeal and replace it. The medical association has to come to agreement as well.
@lessetc.905
@lessetc.905 2 жыл бұрын
Soo sooo helpful. Thanks Sabrina
@blardymunggas6884
@blardymunggas6884 3 жыл бұрын
Affordable and Healthcare should not be in the same sentence when it is about healthcare in the US.
@sinebar
@sinebar 2 жыл бұрын
There was a question asking if I had health Insurance between like Dec 2020 to Dec 2021 or something like that. I have an ACA plan for only part of 2021. What is that question for?
@nytraveler7129
@nytraveler7129 3 жыл бұрын
the CARES act and PUA PUEC etc for unemployed seems like should be included in income, therefore many will not get subsidies next year ? any thoughts. thanks.
@samy9777
@samy9777 2 жыл бұрын
Is a time limit for a PPACA recipient? If he or she is no longer being able to work for the company?
@bethanyshipman2310
@bethanyshipman2310 3 жыл бұрын
THIS IS AWESOME
@KittyCat-kj7jy
@KittyCat-kj7jy 3 жыл бұрын
There is nothing affordable about Obamacare/ACA. I pay $1437.00 per month for 2 people, that doesn't include copays. Nothing affordable about this, my health insurance coverage costs more than my monthly mortgage. Many insurance companies dropped out of the market place, not much to choose from. Btw, no pre existing conditions, both of us are healthy. We did have to change doctors, that saves us $400.00 per month. Nothing fancy with this plan, basic coverage in the event of a severe illness/accident. I do wish Trump would revise the marketplace, it needs to be done. This is what they are charging the average person. I don't qualify for any freebies because I work. $1437.00 PER MONTH FOR 2 PEOPLE.
@judening2614
@judening2614 3 жыл бұрын
lol the fact that you think Trump would do ANYTHING to make it affordable is hilarious. They want to repeal it just because Obama's name in it. I agree we need to make ACA more affordable, but again if we do that, why don't we just support medicare-for-all. But hey, Trump would call whoever support medicare-for-all are the radical left.
@KittyCat-kj7jy
@KittyCat-kj7jy 3 жыл бұрын
@@judening2614 The plan needs to be revised....no matter what president. I dont expect to get free healthcare, I work. I would like to have more plans to choose from & better prices. There's nothing wrong with that. Free Medicare for all is what's hilarious. Typical, to be dependent on government handouts.
@sontruong2421
@sontruong2421 3 жыл бұрын
Kitty Cat.. 👍👍👍👍
@Chrys_andthemums
@Chrys_andthemums 2 жыл бұрын
Thank you! Very helpful for a paper I'm writing on single-payer versus multiple-payer systems!
@noamanhigazy6287
@noamanhigazy6287 3 жыл бұрын
Does ACA covers Knee replacement surgery?
@kathleenjones5589
@kathleenjones5589 Жыл бұрын
Hello. I am teaching a class at Bradley University to social workers on organizational change, using the ACA and the many changes to the healthcare system, as an example of macro changes affecting millions of US citizens. I would like permission to use your helpful video in the materials for this class. Thank you for considering my request.
@brinawang
@brinawang Жыл бұрын
Hi Kathleen -- I'm honored that you found this video helpful enough to include in your instructional materials. Yes, please feel free to use it for your class! Thanks so much for your kind comment.
@jellyfam1197
@jellyfam1197 3 жыл бұрын
subscribed!
@angelaluo641
@angelaluo641 3 жыл бұрын
Thank you again for this wonderful video. I have a question regarding "federal funding". This is essentially all coming from taxpayer dollars right?
@brinawang
@brinawang 3 жыл бұрын
yes and no. in terms of the Medicaid expansion piece, the federal government doesn't ask individual taxpayers to pay for Medicaid the way that you pay into Medicare -- in other words, there isn't a "Medicaid tax" that directly finances the program. but the federal government does collect revenue that includes corporate, individual, payroll, excise taxes, etc. and part of that revenue goes to programs like Medicaid (as well as defense spending, etc.) does that make sense?
@angelaluo641
@angelaluo641 3 жыл бұрын
@@brinawang Yes, this makes sense Sabrina! I’m understanding it as Medicaid is funded by parts of other explicit taxes. Hope I got that right!
@adambauman8044
@adambauman8044 3 жыл бұрын
I can answer this question more accurately. Yes, the federal government gets all of its money through taxation so taxpayers are paying for everything that is federally funded
@caseclosed9342
@caseclosed9342 3 жыл бұрын
As an IRS employee who actually enforces Shared Responsibility Payments I find this video informative. On a personal note based on my own opinion I would add though it would be better if you discussed the relationships between insurance companies and the ACA. Funny thing the majority of campaign donations by health insurance companies in 2020 were to Democrats...
@717jeezy
@717jeezy Жыл бұрын
Question for MR. IRS Employee, Why am I being charged soo much for "ACA Employer " fee on my checkstubs ? It's adding up to $800 a month . What is this for ? And can I opt out of it ? It seems ridiculously high.
@annakortukov2845
@annakortukov2845 2 ай бұрын
Good point, follow the money, democrats give insurance companies the opportunity to get fat on taxpayers money, in return insurances reinforce the ones that will lobby their interests.
@richieperez8315
@richieperez8315 2 жыл бұрын
Thank you, beautiful 😘❤️
@717jeezy
@717jeezy Жыл бұрын
Subpar
@last7509
@last7509 3 жыл бұрын
do you have obamacare?
@noahdoris6923
@noahdoris6923 3 жыл бұрын
I was recently cured of Hsv1and2, Thanks to Dr Agbonifo for the good work. After living with this virus for 4years, I saw a comment of Dr Agbonifo on a headline, I was skeptical but I had to talk to him about my situation because I've done everything possible for me to get cured, and the doctors doesn't make us believe there is a cure, When I told him of my situation, he told me not to worry that I will be cured. I did exactly what he said, I took the medicine for some weeks just the way he ordered and my Hsv1and2 is gone. Now I'm free with no side effects or whatsoever. I really appreciate the good work of this doctor for the good thing he has done for me. I will drop his email address for those with similar problem Email: Dragbonifoherbs@gmail.com....
@groverfan1389
@groverfan1389 3 жыл бұрын
I'm sick of hearing these Democrats brag about the 6 percent of Americans that have gained insurance through Obamacare! I'd like to know what they plan to do for the 14 percent that still don't have health insurance, or for all the Middle Class families that are now paying over $2000 a month for their premiums! They don't have an answer!
@andrewbsfootballarchives4247
@andrewbsfootballarchives4247 3 жыл бұрын
Exactly right! Or how about the people who had it and lost it? I hear them say "oh it was for the greater good" when I bring that one up. What?!? The only people who have benefited from the ACA are the insurance monopolies running the racket!
@caseclosed9342
@caseclosed9342 3 жыл бұрын
@@andrewbsfootballarchives4247 Over half of campaign donations made in 2020 by health insurance companies and their employees were to Democrats.
@andrewbsfootballarchives4247
@andrewbsfootballarchives4247 3 жыл бұрын
@@caseclosed9342hmm, why am I not surprised.
@thomast3570
@thomast3570 Жыл бұрын
So, your plan is? And what about Republicans who shot down Medicaid expansion?
@groverfan1389
@groverfan1389 Жыл бұрын
@@thomast3570 It took you a whole year to respond to my post, and this is all you've got??? Obamacare is a disgrace, which has benefited insurance companies at the expense of middle-class families, courtesy of the Democrats..
@jamesbaysinger9780
@jamesbaysinger9780 3 жыл бұрын
Good info but I came liking for what the policy covers, did you say it and I missed it??
@717jeezy
@717jeezy Жыл бұрын
I just noticed that I've been charged $6000 up to date for the year of 2022. It's listed as "ACA EMPLOYER " ..what the fuck is this bullshit ? Why am I paying something the employer is supposed to be paying? Does anyone have any info on this? I've looked online and haven't found anything useful. Can I opt out of this charge ? I shouldn't have to be paying for this bullshit.
@airplayrule
@airplayrule Жыл бұрын
Sounds like a con. maybe the wrong guy got hold of your card. The ACA is Obamacare. it is a law. it is not an employer. at most, maybe your employer would cover your healthcare. that happened regardless of the ACA. The ACA did mandate big businesses to cover employees, and all plans must cover certain things. but in that case, why would u pay. Employer plans usually do share at least some costs, but 6k in under 10 months? huh? for what? premiums? co insurance? I can't help because i don't have your bill or any ability to contact any employer u may have, but u can try. God speed
@alanlee67
@alanlee67 2 жыл бұрын
Good info. The issue in the real world is that a lot of people forego health insurance deliberately to make their dollars go further. If you have working class immigrant parents, you may be familiar. The cost and deductible of the insurance you get doesn't really let you get great Healthcare. It's really for edge cases where someone has a very expensive emergency but the cost of doing that is the health of the overall US economy. If premiums go up, companies gotta cut costs and that means lower wages and less jobs. You didn't notice it because trump was so good on the economy but I'm sure you feel it now.
@truthmonster3290
@truthmonster3290 Жыл бұрын
if you look into covered California they will spam call you with a robodialer over 30 times the first week, over 8 times the first hour. she left that part out.
@kabbythedog9409
@kabbythedog9409 2 жыл бұрын
I subsidize my parents health insurance, they have multiple properties and a net worth around 3 million, I have a tiny home and work my ass off net worth of a few hundred thousand so obviously there’s clear winners and losers I’ll shorten it for you, this was deemed a tax on the middle class by US courts / basically the government and health insurance companies got together to get everyone into the system…which is still just as shitty as before but helped out them peeps who no one else would cover It was a massive gov and corporate failure of the American public
@emilybillybobsenior8934
@emilybillybobsenior8934 2 жыл бұрын
I am sorry for the ignorant comments. Great video, informative and unbiased.
@antoinetteanwar2311
@antoinetteanwar2311 Жыл бұрын
This video was really well made, your explanation really helped me understand the ACA more for my class. Thank you!
@peytonmagi9337
@peytonmagi9337 Жыл бұрын
omg.
@morganvorndran7483
@morganvorndran7483 Жыл бұрын
Thank you for this video!!! Very helpful in writing my paper for finals!
@Phonsuk
@Phonsuk 3 жыл бұрын
Hell no. Affordable is just the name of the product. There is nothing Affordable about it. Why make me pay a penalty for a product I don't agree with. Would you wanna pay for a product you dont like or pay a fine for it?
@Alwaystrucking658
@Alwaystrucking658 2 жыл бұрын
Talk to fast slow down please for us that are a little slow
@Alwaystrucking658
@Alwaystrucking658 2 жыл бұрын
I glad you make these video’s
@NapoleonBonaparteMAGA
@NapoleonBonaparteMAGA 2 жыл бұрын
Why do you talk like that?
@717jeezy
@717jeezy Жыл бұрын
Because she's Chinee
@baneofthewilds5702
@baneofthewilds5702 5 ай бұрын
talk like what?
@WildernessMedic
@WildernessMedic 2 жыл бұрын
*Giant eye roll at freedom of choice* Yuck. If you don't like the values of liberty that our country is based on feel free to leave lmao.
@deelee4933
@deelee4933 3 ай бұрын
"values of liberty that our country is based on" 🙄🙄🙄🙄are you blind and deaf?
@volcanixthanksyoufortheviewz
@volcanixthanksyoufortheviewz Жыл бұрын
Heya! I'm getting my degree in social work and I'm writing a policy paper on ACA for my social welfare class. This has been highly helpful❤ thanks so much for making this through video!
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