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The BEST Order To Apply for Credit Cards in For MAX VALUE

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Ben Hedges

Ben Hedges

Күн бұрын

Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: www.masterworks.art/benhedges
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Cards mentioned in the video:
Learn more on the Sapphire Preferred: bit.ly/490Ta41
Learn more on the Sapphire Reserve: bit.ly/44CNRp6
Learn more on the Ink Unlimited: oc.brcclx.com/t?lid=26652806
🏠 Stay at my cabin: bit.ly/4aF2k7U
Credit Shifu Wallets: bit.ly/2wG0Glo
“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”
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compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.

Пікірлер: 51
@justinlarsen2281
@justinlarsen2281 3 ай бұрын
“This hobby will destroy you” just makes it sound even cooler. I’m in
@zachhamilton8024
@zachhamilton8024 3 ай бұрын
Got a video on sleeper cards?
@flubberghosted2472
@flubberghosted2472 3 ай бұрын
That was the best Dave Ramsey plug ever! 🤣🤣🤣 But seriously, it’s a really good thing to warn people about the risks of using credit cards. We have to check ourselves before we wreck ourselves. 😎😎😎
@kenbookcredit
@kenbookcredit 3 ай бұрын
Great video! Big bonus here comes when you're eligible for business cards, since those usually have the highest signup bonuses and don't count toward 5/24
@donovanlopez2164
@donovanlopez2164 2 ай бұрын
How long after the discover it and savor one should I get a chase freedom flex?
@jeremypeyton1251
@jeremypeyton1251 2 ай бұрын
I’ve had a Discover card for 2 years and a credit score in the 750’s. Just yesterday I got an Amex card for groceries. I’m also interested in getting a Citi card but I don’t want to apply for 2 cards in a short period of time if it will hurt my score. Should I wait for a while before applying for another card?
@2012shalashaska
@2012shalashaska 3 ай бұрын
thanks for all your info!
@MASCooking1
@MASCooking1 7 күн бұрын
What about the bilt credit card
@genovaz
@genovaz 2 ай бұрын
how long do you wait between downgrading your CSP and applying for a new one?
@pashahillyard8763
@pashahillyard8763 Ай бұрын
I would call Chase and request the downgrade the day after your 48th statement date, and apply for the new CSP as soon as the downgraded card is in my hand
@PKDN215
@PKDN215 3 ай бұрын
I wonder what Dave Ramsay would say about investing in Masterworks....
@darth_kal-el
@darth_kal-el 3 ай бұрын
Who cares? Dave Ramsay is a fraud and a joke and no takes him or what he says seriously unless you are an idiot.
@TheCreditShifu
@TheCreditShifu 3 ай бұрын
Ramsey only invests in mutual funds, and looks for returns of around 12%. That's his thing, but I prefer a diversified portfolio, some mutual funds, ETFs and other assets like art
@PKDN215
@PKDN215 3 ай бұрын
@@TheCreditShifu haha nice save. 😉
@Timeus
@Timeus 3 ай бұрын
Funniest Dave Ramsey reference I've ever heard, hands down. 🙌 In seriousness, I'd make the same recommendation.
@p4nc4kemix4uTV
@p4nc4kemix4uTV 3 ай бұрын
If I got the Chase Ink cards with my EIN first, can I re-apply and get them again with just my SSN?
@headlibrarian1996
@headlibrarian1996 3 ай бұрын
Yes, though you don’t necessarily need to.
@jasonjohnson5476
@jasonjohnson5476 3 ай бұрын
How many months between each of these new card applications for a beginner?
@michaelgrayson409
@michaelgrayson409 3 ай бұрын
Try for 6 months so you stay under 5/24. It'll probably take you at least 3 months to hit the SUB on your last card anyway.
@marcuscallahan4645
@marcuscallahan4645 3 ай бұрын
Anyone know if I can turn my chase preferred to the older freedom card? And get a new bonus on the preferred or reserve?
@TheCreditShifu
@TheCreditShifu 3 ай бұрын
We cover that at the end of the vidoe
@marcuscallahan4645
@marcuscallahan4645 3 ай бұрын
@@TheCreditShifu saw that thx shifu
@matthewhamblin9585
@matthewhamblin9585 3 ай бұрын
Wait you have to be under 5/24 to qualify for Chase business cards?
@Dopadroid
@Dopadroid 3 ай бұрын
Yes but there are some data points where people got approved while above 5/24. Typically this happens if they are promoting the business cards but some data points still got them without a promotion. Those people typically have a business account and/or other relationships with chase though
@alejandromartinez8393
@alejandromartinez8393 2 ай бұрын
Hey man I make around 28k a year im 19 and I don’t have any previous credit history at all. I’m thinking of going the capital one secured route to get started but I would prefer not to go secured what do you recommend?
@neyderortiz2550
@neyderortiz2550 2 ай бұрын
Go with discover it first then decide what card is best for you
@jeremypeyton1251
@jeremypeyton1251 2 ай бұрын
I got the Discover secured card to start and it was a great way for me to begin. Really simple. Even though it’s secured you don’t have to put a ton of money down and you get it back in 12 months.
@masterbrice
@masterbrice 2 ай бұрын
Capital one has quicksilver secured that will be better
@alejandromartinez8393
@alejandromartinez8393 2 ай бұрын
@@masterbrice what about compared to what chase has to offer?
@masterbrice
@masterbrice 2 ай бұрын
I achieved the chase trifecta.
@waddoo1234
@waddoo1234 3 ай бұрын
As someone with 3 personal capital one cards, 14:10 , not sure why this is constantly advertised.
@terevagailes1146
@terevagailes1146 5 күн бұрын
You're absolutely right. I currently have 3 also, but have had 4 at one time before closing one.
@Suijin0
@Suijin0 3 ай бұрын
Chase is ending the PP as of July 2024. Huge nerf to that card with the same AF.
@PerfectEggRoll
@PerfectEggRoll 3 ай бұрын
Only the restaurant benefit through PP; PP itself will stay. You will still have access to airport lounges in the PP network, as well as their growing Sapphire network of lounges
@jcaceres516
@jcaceres516 3 ай бұрын
I got denied discover it
@johnwick860
@johnwick860 3 ай бұрын
I just noticed Mr Credit Shifu... you looked like Ben Shapiro
@darth_kal-el
@darth_kal-el 3 ай бұрын
No he doesn’t.
@TheCreditShifu
@TheCreditShifu 3 ай бұрын
I normally get Simon Garfield
@benchoflemons398
@benchoflemons398 3 ай бұрын
You don’t have to be under 5/24 to get a chase biz card 11:30
@TheCreditShifu
@TheCreditShifu 3 ай бұрын
You will need to be under 5/24 to get a Chase biz card, but once you have the card the account doesn't count towards your 5/24 status.
@benchoflemons398
@benchoflemons398 3 ай бұрын
@@TheCreditShifuI’ve seen so many dps of people getting business cards over 5/24. Including myself, just got a card at 7/24
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