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The best way to shop for car insurance online | Pay less for insurance with an app

  Рет қаралды 23,247

Think Insurance

Think Insurance

Күн бұрын

Getting a quote on your car and/or home insurance has always been a hassle. Calling multiples companies and getting schooled by agents that seem to either look down on you for not knowing what bodily injury means or, some that don't understand it themselves. On top of it all, it never fails when you find the right agent, they retire!
Not anymore. In this video I go over the new app Cover and show you how they are giving you options. I saved over $800 in my quote with this app. No more getting unwanted phone calls with agents following up. The app allows you to text and let the agent know if/when you're ready to talk.
Don't need an agent? No problem! You can buy the insurance through the app itself, sometimes, they'll give you credit to get it started. I'm simply amazed!
Get your FREE Quote from multiple companies without an App: bit.ly/3mkZvjJ
Want to try the Cover App: bit.ly/3wD3DAz
#insurance #cheapinsurance #autoinsurance
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DISCLAIMER:
Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.
This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance

Пікірлер: 35
@alejandroromo9134
@alejandroromo9134 2 жыл бұрын
I just spend an hour adding all my information and it won't give me a quote, I DO NOT RECOMMEND THIS APP.
@larrys9879
@larrys9879 Жыл бұрын
I’m a retired insurance agent. That’s a profession that technology is rapidly rendering irrelevant. I saw the handwriting on the wall and decided, after 38 years, to sell my agency at market value and retire. That is proving to be a wise decision. Personal lines insurance like cars, homes, boats can be easily sold on line. Commercial insurance is more complicated but I think that will eventually be sold mostly on line too. Technology is destroying a number of jobs and careers but that’s how civilizations advance, but technology is also offering new opportunities and careers. If I was a college student I’d definitely major in computer and technology degrees.
@jubjuicebruin2741
@jubjuicebruin2741 4 ай бұрын
Also they don’t really tailor the insurance to the specific needs as an insurance agent would. Not good.
@larrys9879
@larrys9879 4 ай бұрын
@@jubjuicebruin2741 I was an independent agent. My agency represented about 20 insurance companies. We’d shop all 20 companies to find our client the lowest cost coverage with a quality company, such as Safeco, Hartford, Progressive, and other A+ rated national companies. In other words, we were doing the same thing as these on line price shopping entities are doing now. I was already at retirement age, so selling my agency was the better option for me.
@motty_shain
@motty_shain 2 ай бұрын
This app doesn’t exist anymore seems like
@rhuwyn
@rhuwyn Жыл бұрын
Is this app iphone only? I couldn't find it on the google play store and I don't recall you specifying if it was for iphone users only.
@aliceaiken482
@aliceaiken482 2 жыл бұрын
Thank you so very much for posting this important video.
@RoyalT-Ishim
@RoyalT-Ishim 11 ай бұрын
Cover freezes. Can barely start the process.
@philgillespie9583
@philgillespie9583 Жыл бұрын
i tried online. it just sends you to the next webpage and you have to reenter all info. this app did not work
@cazarilolsen4630
@cazarilolsen4630 3 жыл бұрын
Does the app do a credit check, hard or soft?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
I don’t think any insurance companies do hard credit pulls anymore. If they run it, I expect it to be a soft pull. Have you had some do a hard one?
@tincanboat
@tincanboat 2 жыл бұрын
I tried to use it but it would't let me get past the first page??
@iresolvers
@iresolvers Жыл бұрын
app sucks gives a server error!!
@daveholte7658
@daveholte7658 Жыл бұрын
Interesting App. If I would do this does my current Insurance Co State Farm be able to see I am shopping? Maybe I should not worry. It is my hard earned $$
@mdjosim2413
@mdjosim2413 2 жыл бұрын
good video 💗
@eyuget6256
@eyuget6256 3 жыл бұрын
What do you think about Openly insurance?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Based on the small info I looked at the are decent to average rating over all and are not a fit for most home owners. Without doing more research I would say they aren’t really what I would look for especially since I don’t see them talk about getting a bundle discount. Not a deal breaker but 🤷🏽‍♂️
@keshap436
@keshap436 Жыл бұрын
WHAT APP??
@kristytran2138
@kristytran2138 3 жыл бұрын
Isn’t possible that car insurance agent lie on the application for customers to get cheap cost Then later car insurance denied claim because they think customers lie?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
It’s possible but highly unlikely a claim would get denied for mileage driven. There might be a back dated surcharge for the incorrect premium but in most cases that is what I would expect.
@Francisco-Danconia
@Francisco-Danconia Жыл бұрын
You should remove this video because it is no longer accurate
@mehmandari
@mehmandari 2 жыл бұрын
Thank you for this
@mw1916
@mw1916 2 жыл бұрын
The app is broken. The company is unreachable.
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
Yes! The link is changed because they are either being acquired or 🤷🏽‍♂️🤷🏽‍♂️🤷🏽‍♂️. MIA. I’m hoping I can find a replacement asap that competes on the same or better scale
@kristytran2138
@kristytran2138 3 жыл бұрын
You know agent can lie about the mile use or commutes vs pleasant use. When customers tell commutes mile use the agent enter pleasant use then premium less but when get to accident car insurance denies claim and tell that customer lie to get cheap premium?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
There is paperwork the customer is sent to review and sign. In that it will state the vehicle use and estimated miles driven. It is important that you review that before signing it otherwise even if the agent did that on purpose, you are attesting that it’s correct.
@kristytran2138
@kristytran2138 3 жыл бұрын
Thank you for quick reply. I still have other questions, I will have car insurance policy with Geico soon, I ask the agent if I can add other car to my policy to get multiple discount. I told agent that the car is not my, it's my brother car I do add him as the driver in my policy. He has his own car with his own insurance, I want to know if I can add his car to my policy, agent said ok but to my knowledge the car have to be own by me in order to add. How come agent said it's OK, isn't this something I don't know or different car insurance policy different? We are living in different house now, before we live in same house he just move out but his car registered is still at my house. Thank you
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
They won’t let you do that. You would have to be the registered owner of his car and he would need to live with you and added onto the policy as a driver in order to do so
@kristytran2138
@kristytran2138 3 жыл бұрын
It weird i don’t know why they said it ok. Maybe they want me to buy more. And when accident they will denied claim.
@kristytran2138
@kristytran2138 3 жыл бұрын
I do trying to add on my geico app they do let me add. This is strange.
@mdsiyam5256
@mdsiyam5256 2 жыл бұрын
Nice video
@trevorduncan400
@trevorduncan400 2 жыл бұрын
nice
@Milliondollarhealer
@Milliondollarhealer 2 жыл бұрын
To expensive 🙂
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