The Capital One Venture X // Watch Me Apply!
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Күн бұрынLearn more about the Capital One Venture X: joshuabutler.c...
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The Capital One Venture X is one of the VERY BEST luxury travel rewards credit cards available today. And in this video, I'll go over a brief Capital One Venture X review for 2023 and I'll also be going through the actual Capital One Venture X application process, where you can follow along as I actually apply for the card. While you may be asking yourself "is the Capital One Venture X worth it in 2023?", this video covers exactly why it is. With Capital One miles being worth about 2 cents per mile, this credit card brings a ton of value to the credit card market, and the Venture X really has some great travel partners including Air Canada Aeroplan, Avianca LifeMiles and Turkish Airlines Miles&Smiles to name a few.
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Joshua Butler is not a financial advisor. This video is for entertainment and education purposes only. It is not financial advice.
@joshua.butler Жыл бұрын
Learn more about the Capital One Venture X here 🤑👉 joshuabutler.cards/CapitalOneVentureX
@MrTatouA Жыл бұрын
I just apllied for the venture x card lastnight and got approved for 20k with a fico score of 771. I have most of their cards, savor one, regular quicksilver and a regular checking and savings account. For those wanting to know what annual income i added was 90k. Not sure if that matters but just wanted to add that in there. Also my credit history is fairly still new. Opened my first credit card here back in 2019
@joshua.butler Жыл бұрын
Heyyyy congrats! Thanks for sharing your data point! 🤑
@MrTatouA Жыл бұрын
@@joshua.butler yea I realized that a lot of people(for the most) don't share data which would be beneficial for people
@MrTatouA Жыл бұрын
Yeah I too have noticed that and have worked in the banking industry.
@Xsettaa Жыл бұрын
Nice bro I just got first credit card quicksilver after I use it for 6 months at least should I get the savorone or savor and then stay with it for a while then get the venture x what you think
@MrTatouA Жыл бұрын
@@Xsettaa congrats. I can say this, I would advise you to get the savor one credit card with no annual fee (verify to make sure that's the one with no annual fee) and try to maximize the card when you are going out to eat but make sure to set a limit so you are not overspending more than you can afford. For the venture x card, if you are planning on traveling once a year, could be a Southwest cheap flight, then I would recommend getting it after you have established a certain relationship with them. They have a pre-approval system that can verify if you are eligible for one of their cards. Make sure you don't have too many inquiries also. Good luck
@giomardeleon Жыл бұрын
Wow, I’ve been looking at Venture X videos and hands down yours is the best I’ve seen. Your editing is spectacular and the information you provide, useful and to the point. I’m very impressed, thank you for the video and congrats on your new card! I subbed.
@joshua.butler Жыл бұрын
I really appreciate you taking the time to say that...means the world to me! I put a lot of effort into these videos, so I'm really happy to see people getting value from them. Thanks for being here 😊
@MattWelterOfficial Жыл бұрын
I've been eyeing the Cap One Venture X for a while as well, love the ability to use the Card as a Keeper Card, as long as you use the Travel Credit & Bonus Miles. Great point about the Cap One Pre Approval only applying to the Regular Venture Card. Not sure if I'll be able to scoop it up in 2023, but definitely in 2024 at the latest. Hopefully this card doesn't have a refresh before I get it 😬. Congrats on the new card Josh!
@joshua.butler Жыл бұрын
Thank you Matt 😋 I love this card in its current state, and really hope they don't make any changes for the worse!
@caribdude8151 Жыл бұрын
Never really checked out your channel but I see you in the comments of the videos of KZfaqrs I do watch! I may have to start checking out your videos! Also congrats on approval for the Venture X! 👍🎊🥳✈
@joshua.butler Жыл бұрын
Hey, appreciate you stopping by! 😍 And thank you, the Venture X is a beast! 🤑🤑🤑
@random1883 Жыл бұрын
I got the C1VX last year and finally utilized the 75000K bonus towards a trans-Pacific flight in business class. Great card !
@joshua.butler Жыл бұрын
Excellent! It's an awesome bonus... I'm definitely looking forward to it 🤑 Thanks for watching!
@OK-Travels Жыл бұрын
75,000k? Dang 75 million points is a lot! 😅
@AnthonyVenture Жыл бұрын
I wasn’t aware of the travel price match guarantee, interesting. That’s Eric’s favorite card ever haha, if he didn’t have It in the description, I’d be SHOCKED. I like this style, not rushed for the application process, good to hear your passing thoughts. “25% was in the middle… whatever that doesn’t matter 😂” Congrats Josh! Unboxing coming soon!
@joshua.butler Жыл бұрын
Yeah, the price match guarantee is a nice added assurance for their travel portal. I already have the card in hand! They got it to me QUICK! Unboxing soon 😍 Thanks Anthony!
@TheCreditFrog Жыл бұрын
Congrats on the new card Josh! That pre-approval tool at the beginning was a nice touch and probably helps settle some mental anxiety before the real application! Very nice CL! That's going to go a long way, and I can't believe you haven't applied for a personal card in almost 2 years?!?! That's probably going to change soon, hah! Did you end up getting hard pulled 3 times? Just the thought of that makes me cringe because I'm always trying to keep those hard inquires as low as possible. Eric's going to love you.
@joshua.butler Жыл бұрын
Thanks Stan! Yeah, this year I plan to open quite a few cards 👀 I’ll definitely check the hard pulls and report back when I do the venture x unboxing video.
@tahoerealtor Жыл бұрын
After using the C1 pre-approval which I was approved for all cards but venture X, I decided to go for it, 2 months after getting denied. I got approved with a 10k limit, 730-750 credit score between all 3 credit bureaus. Do note though that I’ve had the quick silver card for almost 3 yrs now and I applied and got a credit line increase of a $100 on it earlier this morning
@joshua.butler Жыл бұрын
Hey thanks for sharing your data point! Congrats on the Venture X!
@brazapride 10 ай бұрын
What income did you report ?
@OfficialEricGao Жыл бұрын
Let's gooo congrats on joining the Venture X masterrace!
@joshua.butler Жыл бұрын
Appreciate that Eric. It's definitely overpowered in its current state!
@staceyfiedler6303 Жыл бұрын
Congratulations, on your approval!!!! This seems like a great card for travel, I like all the protection it offers for travel.
@joshua.butler Жыл бұрын
Such a nice card!!! Thanks Stacey 😻
@sonluan 5 ай бұрын
Just got approval using your link Joshua, thank you
@joshua.butler 5 ай бұрын
Congratulations and thanks for the love! It's one of my favorite cards.
@TheAudioCzar Жыл бұрын
capital offers is really nice. If you click through to a store, put something in your cart but don't purchase it, capital one offers will likely send you a targeted elevated cash back offer, which can be like 20-30% back
@joshua.butler Жыл бұрын
That's pretty epic! Thanks for the tip... I'll definitely be using that one 🤑
@MilesandMoneyMatters Жыл бұрын
if your score is over 730 and does not have lots of inquiries, I would say apply for Venture X. I have used the prequalification and was not shown the Venture X but applied straight to it and got approved.
@joshua.butler Жыл бұрын
That’s awesome, thank you for sharing your data point!!!
@tdematos Жыл бұрын
Congrats on getting approved for Venture X. This has been a card that I have been debating on getting for a while at this point. I am deep in the chase eco-system, and like gathering points and perks all in one place, but one of these days I might pull the trigger. Overall, great video!
@joshua.butler Жыл бұрын
Hey thank you Thiago! Chase is definitely my primary ecosystem as well, but I'm branching out! Having everything in one place is definitely nice, however.
@ImStillStealingSteel Жыл бұрын
🎉🎉🎉🎉 Damn, boy ❤❤❤❤ Congrats, and Starbucks’ on u 😊😊😊
@joshua.butler Жыл бұрын
Hell yeah Dannee! Thanks bro!!! 😍
@edrasmata Жыл бұрын
Let’s goooo Joshua! I just got the Venture X in November & it’s been a game changer for me. Glad you got approved man! I honestly should’ve tried out the pre-approval cause I was so stressed doing the application 😂 The card is clutch when it’s basically free & gives you some amazing travel perks. Anyways, awesome video as always Joshua!
@joshua.butler Жыл бұрын
Hell yeah, thanks so much Edras! Yeah the pre approval tools definitely come in handy 😍 Glad you’re liking the card…I’m confident I’m gonna love it too!
@ItsMeCJ Жыл бұрын
What?! You beat me here. So….there’s a standing rule that no one else is allowed to comment before I comment. Don’t worry though, I am so humble that I’ll forgive you for this trespass. 😇 😇
@edrasmata Жыл бұрын
@@ItsMeCJ sorry CJ! I saw “Venture X” & I immediately tapped in 🤣
@SledgeIncTeam Жыл бұрын
Lets Go Joshua! 30k is a fantastic CL. Salute to you
@joshua.butler Жыл бұрын
Thanks so much Sledge!!! 🫡
@russellrhodes1468 Жыл бұрын
This is a great card! Though, I can see this card getting nerfed: Loss of priority pass restaurant perks. The card also is probs going to require cardholders to spend a minimum spend per annual card renewal to receive the 10,000 point retention offer that’s given automatically each time the annual fee is paid. Those are just my thoughts for the future if this card.
@joshua.butler Жыл бұрын
It's certainly a possibility! Fingers crossed that none of those changes happen and we get to continue enjoying this card in its current state hahaha 🤞😐
@palaciosmiguel87 Ай бұрын
I think you can see if you're pre-approved for the venture x now. I just went on the website and went straight to the venture x section and after I did the pre-approval questionnaire it said I was pre-approved.
@CalbyNg Жыл бұрын
Dannggggg 30k!!! That's insane. Ooooo I like Madewell jeans too! 😻
@joshua.butler Жыл бұрын
I was very proud of myself...I got a pair of madewell jeans for I think $4 a few months ago. 🤪
@CalbyNg Жыл бұрын
@@joshua.butler What! No way!
@joshua.butler Жыл бұрын
frugalmalefashion subreddit 👀
@CalbyNg Жыл бұрын
@@joshua.butler gonna follow it! Thanks!
@chinmayeelingam7367 Жыл бұрын
Hi Joshua! I applied for the card today using your link. Thanks for the video! Hope you get the bonus 😀
@joshua.butler Жыл бұрын
Hey, thank you so much!!! I take it you got approved? 😊
@chinmayeelingam7367 Жыл бұрын
@@joshua.butler yes!
@007cheburashka Жыл бұрын
Good video. I’m hoping to upgrade my Venture to a Venture X eventually.
@joshua.butler Жыл бұрын
Hey thanks! Yeah, the Venture is nice but the Venture X is incredible. Keep in mind that you can still be eligible for the VX sign up bonus even if you have the regular Venture already.
@LiamRichie825 Жыл бұрын
I propose a trade. You get: a new subscriber I get: more cat appearances in your videos
@joshua.butler Жыл бұрын
I believe this can be arranged. 🐱
@ayanamariemia 11 ай бұрын
Why was I so happy you got approved!😂😂
@joshua.butler 11 ай бұрын
LOL, well thank you!!! This card can be tricky to get approved for, so I was definitely thrilled too 😍
@AccordingtoNicole Жыл бұрын
Like button SMASHEDDDDDDD
@joshua.butler Жыл бұрын
🙌🙌🙌
@VikasSharmaUSA Жыл бұрын
Thanks for the great detailed video Joshua. i also liked the hexagonal light behind in your room - can you please post the link or where you bought it from and name/model info. cheers :)
@joshua.butler Жыл бұрын
I appreciate the kind words! The links to the light are down in the video description. Thanks for watching 😊
@CesarJoel Жыл бұрын
Great card💪 Congratulations!
@joshua.butler Жыл бұрын
Love it!!! Thank you 😊
@wolfpack1423 Жыл бұрын
Nice video! I also think having a Capital one Banking account is great too if they have checking or savings sign up bonus!
@joshua.butler Жыл бұрын
Thank you! I talked about the capital one 360 account in one of my videos. It’s a nice account!
@christianhernannnnn Жыл бұрын
Can you make a video on a subject that ABSOLUTELY NOBODY is talking about?? Regarding the Amex Gold card in America than in México!! Same card different perks and benefits, please do a review or video on this subject, I promise you will be the only one talking about this concern, did you know in Mexico if you get the Amex gold card, you get priority pass and can bring up to 10 guests for free?? Unlimited times, that's just one of the many many perks, however the annual fee for the gold card in Mexico is $495USD! And here in America is $250
@joshua.butler Жыл бұрын
Hey Christian, thanks for the heads up... definitely gonna look into this!
@sfiedler015f Жыл бұрын
I can’t believe it’s been 20 months!
@joshua.butler Жыл бұрын
Crazy!!! ⏰
@nogenre5792 9 ай бұрын
You can now get pre approved for the venture x all you have to do is click the venture x card
@joshua.butler 9 ай бұрын
I’m really glad they added this!
@trave7644 Жыл бұрын
Thanks. Can you do another video on your experience with venture so far. I read some really bad reviews about this card on the Capital one site. I am hesitant to apply. Already preapproved for Venture. I have also the chase Trifecta, but wanting branch out. I heard bad stories about credits not being posted on time, and customer service being bad, etc. with capital one. How was your experience the portal?
@joshua.butler Жыл бұрын
I'll be using the portal at some point, and will definitely document my experience with it. At the surface level, the portal seems great since it's powered by Hopper and they have a price match guarantee (you have to call in within 24 hours to get the price match). Signing up for priority pass and hertz status was really straightforward with capital one. I'm really liking capital one's user interface. In my unboxing video for the Venture X, I talk about my experience with messaging capital one on instagram, and I was actually surprised with how responsive they are. I haven't had to reach out to them for any account related issues thus far, however. I've had great experiences with my Venture X virtual cards... I think it's really cool how you can make different virtual cards for different subscriptions. Overall, the card provides way more value than the annual fee in my opinion, but I'll certainly be providing update videos.
@trave7644 Жыл бұрын
@@joshua.butler thanks. I almost applied last night, and but wanted to wait. I am not sure about 2 points for everything. How does on justify it when they can get more points with chase? and the chase multiplier. It seems to be that one can rack up more points with chase, faster? Even for dining with Venture simply 2 points. Is it because simply the card is free as opposed to chase reserve is $250 after even the credits? I am just wondering, and I really like to hear why you wanted to switch to Venture and not stick with chase. As I said, I am looking to branch out and find a different trifecta. Waiting for Citi strata to hit the market as well.
@Ryan-iq2zd Жыл бұрын
For someone who has the Chase Trifecta and Amex Gold, is this card still worth getting? Hilton and Marriott Hotels are part of the capital one transfer partners? Thanks in advance. I appreciate all your videos.
@sheetzfueltransportdriver1935 Жыл бұрын
Jus got approve for the venture X with a 693 credit score 8,000 credit limit
@joshua.butler Жыл бұрын
That's awesome, congratulations! Thanks for sharing your data points.
@dogdontai6890 Жыл бұрын
I applied for Venture X and get approved today. That's nice and I'm happy with that. Then I tried to set up the online access from the confirmation email. I failed.The message stated that the system could not find my SSN,name and birthday. I called the support line trying to find the solution. After talking to 4 people and spending 45 min., The last customer service rep. told me I have to wait until I receive the card in order to set up a online account. I am not sure is it true or not. But I'm frustrated on my first day dealing with Capital One.
@joshua.butler Жыл бұрын
First off, congrats on the approval! Your experience trying to set up an online account definitely sounds super frustrating. As you saw from this video, I was able to create an account immediately, even with no prior relationship with Capital One. From what I've read, this is usually how it goes. However, I've also read that some people DO have the experience that you went through and are told they need to wait until they get the card. I'm not exactly sure why this is. If I were in your shoes, I'd try to set up the online account again tomorrow. Let me know how you make out.
@dogdontai6890 Жыл бұрын
Thanks Joshua. I will try again tomorrow. Maybe I will drop by one of the Capital One Cafe and see what they suggest.
@julioc4978 Жыл бұрын
Great video, What bureaus they run your credit through? My credit is frozen... Cheers
@joshua.butler Жыл бұрын
Capital one pulls from all 3! 🤪
@julioc4978 Жыл бұрын
@@joshua.butler does the fee hit on the first month of the cycle closing?
@joshua.butler Жыл бұрын
Yes it does
@callmeNeno Жыл бұрын
What made you wait 21 months before applying for new card. Were you satisfied with your current setup!
@joshua.butler Жыл бұрын
I was satisfied, but now I'm hungry for some travel! 🤑✈️
@callmeNeno Жыл бұрын
@@joshua.butler good to know
@itzjustmo2715 2 ай бұрын
I know this is late, but I would love to know if I have a solid chance of approval for the VX in your opinion. I have two credit cards (Discover & SavorOne), credit in Excellent range, and a high stable income. I would love to have this as my third, catch all card, to round out my CC set for now. Do you think I have a chance of approval? or should I apply for another card first?
@joshua.butler 2 ай бұрын
It helps that you already have a card with capital one. Using their preapproval tool is the best way to tell if you have a decent shot at getting approved. www.capitalone.com/credit-cards/preapprove/venture-x
@itzjustmo2715 2 ай бұрын
@@joshua.butler oh awesome! I didn’t know they had a pre-approval tool, thought that they had gotten rid of it haha.
@billcoo Жыл бұрын
Considering the bilt card now, but don’t want to jeopardize applying for the venture x in august, score is 788 ??????
@joshua.butler Жыл бұрын
In your situation I would personally apply for the venture X first, and then apply for Bilt.
@jg6ycuj340 5 ай бұрын
This is not only for traveling. This is also shopping and buying stuff right? Just like a Just like the quit silver credit card, right? You go, buy stuff, food pay for gasoline, go food shopping right?
@joshua.butler 5 ай бұрын
Yes, I use my Venture X for all kinds of purchases since it earns 2x miles per dollar. I like that it has purchase security, extended warranty protection, and return protection.
@jg6ycuj340 5 ай бұрын
@@joshua.butler Thank you for answering me back. I appreciate you 5:45 PM New York City Friday, March 22nd. I love you page by the way. I got my first credit card. Quit silver Capital One. 1.5 cash Back.
@joshua.butler 5 ай бұрын
I really appreciate that! Congrats on your first card 🤑
@jg6ycuj340 5 ай бұрын
Thank you so much. I appreciate you from New York City 12:10 PM, Saturday, March 23rd.
@jg6ycuj340 5 ай бұрын
@@joshua.butler In the future, I don't want to get that credit card Venture x Right now I'm a first credit card to quit silver 1.5 cash back. It's a pretty good credit card. I'm trying to build up credit. I could do that. The one you You have the venture x My credit score Credit wise is 690. Experio. My credit score is 756. Equal My credit score is 700. Sorry for my spelling.
@Usmc031189 3 ай бұрын
What credit bureaus they pull your credit information.
@joshua.butler 3 ай бұрын
They pulled all 3 for me 🙃
@tedjon2796 Жыл бұрын
Hey! If I am applying for this card as a college student about to graduate, can I put my monthly internship income * 12 as my total annual income? I am interning for 3 months this summer.
@joshua.butler Жыл бұрын
This is what Capital One states: "You may include personal income, which is income you have earned, including full-time, part-time, or seasonal jobs, self-employment, interest or dividends, retirement, and public assistance. You may also include shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you. If you are 21 or over, you may also include somebody else's income that is regularly used to pay your expenses." Now, my interpretation of that is you can include internship pay, but only the actual income that you earn. Capital One CAN request proof of income where they may ask for your tax documents from the prior year or for recent pay stubs. Hope this helps.
@boyoungcho9492 Жыл бұрын
I just applied savior one last week and am waiting a physical card. So I’m not qualified to apply venture X for next 6 months? My credit score is over 800 and I’m planning to book a flight ticket next month.
@joshua.butler Жыл бұрын
Yes, that's correct. Some people say they've been approved for the second card at the 5 month mark, but your mileage may vary. From what I've read, if you were to apply for the second card within that 6 month period, it would be auto rejected.
@FabianFernandez-nt5oz Жыл бұрын
Hey Joshua, my credit score is above 725 on all 3 bureaus, Oldest account is 1 year 8 months old, Credit utilization under 13% --- my card with the highest credit limit is only 7K. every time I go to my capital one account i'm showing that I've been pre approved for the savor one credit card because because I've been a loyal customer for over a year now. I don't want to acquire the savor one tho, I really want this card !! should I wait until my score is better ?? I feel like since they pre-approved me for the savor one for being a loyal customer, I could also get approved for this venture x card but don't know what to do.. i did try the pre approval tool but wasn't approved for the venture card. - has anyone gotten approved with a score similar to mine ?? any suggestions??
@joshua.butler Жыл бұрын
If you’re not preapproved for the venture, there’s a pretty good chance you’ll be denied for the venture X. If I were in your shoes I would try to get my utilization a bit lower which should increase your score slightly. Your score is possibly high enough for this card, but it’s on the lower end. Having a number of hard inquiries can also cause a venture x denial. Another thing I would try is asking for a credit line increase on that $7k line of credit, but only if that issue does credit line increases with a soft pull. Unfortunately, capital one is really unpredictable with their venture X approvals.
@johnniehenry5874 Жыл бұрын
What’s a score you think you need to apply
@joshua.butler Жыл бұрын
I’d want to have a minimum of 720 before applying, but it depends on your total credit history. Definitely check out the capital one pre-approval tool like I did in the video.
@mrkitty5581 Жыл бұрын
For data point, I was approved last month as well. Used pre-approval. My oldest card is almost 18 years old which happens to be C1 Quicksilver 1. Six credit cards. I had just applied for Hilton Aspire a week prior. $20K SL. 682 Equifax is what they pulled from.
@johnniehenry5874 Жыл бұрын
@@mrkitty5581 so you got it with a 682 credit score
@mrkitty5581 Жыл бұрын
@@johnniehenry5874 Yes. They send you a letter. Only reason it’s under 700 is because a collection showed up on my report in August. The automatic payment on one of our old bills had stopped. It was paid off after, but I was so mad. =\ I had over 800 score.
@Mycologist_Expediter Жыл бұрын
Venture x actually has a minimum of thirty thousand if I'm not mistaken
@joshua.butler Жыл бұрын
There’s data points out there of people getting starting limits below 30k.
@fatalbert3633 Жыл бұрын
No $10.000
@ItsMeCJ Жыл бұрын
Hey I’m first!
@joshua.butler Жыл бұрын
Almost! 👀
@ItsMeCJ Жыл бұрын
@@joshua.butler ugh!!! Who beat me and why?! I ought to have a word with them. Great line of credit you got! I was scared when you put that you never carry a balance. I felt like that was a trap 😂😂😂. Glad i was wrong. Can’t wait for the unboxing.
@joshua.butler Жыл бұрын
That question being a trap definitely crossed my mind there for a second as well... lol!!! Thanks CJ 😍
@javierguadalupe8924 Жыл бұрын
👍🏾
@joshua.butler Жыл бұрын
😻
@sniff4643 Жыл бұрын
6:10 it's pretty obvious you're lying about your income here. you should be more confident in yourself. you could just blur this section out anyways lol, personal income is a very personal topic and most peope dont reveal it either. you dont have to lie
@joshua.butler Жыл бұрын
You’re right, I shouldn’t have been so conservative. It’s significantly more than the figure I submitted. Thanks for the laugh though!!! LOL
@dnlprls Жыл бұрын
I wish there was a KZfaq channel where people could go where the presenter had below average to bad credit. So they could actually know what people like us go through oh and they do not make over $80,000 a more a year. You know like average Americans
@joshua.butler Жыл бұрын
I grew up poor and had a bunch of cc debt when I was younger. I made this channel to try and help people understand credit cards better so they can make smart financial decisions.
@OfficialChadsMoneyMinutes Жыл бұрын
Congrats!!! And I love that you made it a point to grab a referral code from @officialericgao way to go making sure not to leave any money on the table!!! #GimmeDat
@joshua.butler Жыл бұрын
Thanks so much Chad! I definitely try to spread the love whenever I can 😍