It's more difficult to build a strong financial portfolio, so I advise you to get professional help. The suggestions you get after that might be customized to fit your long-term objectives and financial preferences.

You're not doing anything wrong; you just don't have the knowledge to profit in a down market. Only experts with great knowledge who must have seen the 2008 catastrophe may earn considerably during tumultuous times like these.

@@oscarjiron6974 I need advice on how to rebuild my portfolio and come up with new strategies because of the significant drops. Whereabouts of this advisor's city?

@@waynestones It's amusing that you brought it up since I completely understand. I'm not sure whether I can mention this, I have dealt with a lot of investment advisors, but so far ''sharon lee casey'' has proven to be the most capable and educated. My portfolio is also managed by her.

@@oscarjiron6974 I can see why she is so busy because she has an impressive profession and excellent credentials. Therefore, without further ado, I immediately copied Sharon's complete name and typed it into my browser.

Its already above 8% if you use the CPI measurements that were used in the 70's, they have been fudging the numbers with things like OER

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

They are fully aware,that their actions are not responsible ones.all intentional .or, oops,sorry,we just didn't understand.does anyone think that ? If the first is true- shouldnt we have the biggest investigation ever......they say,..we had to do it..yeah,right !

it’s ok we just have to change the definition of inflation with ideas like “hedonic adjustment” and “nothing to see here”

Its kinda sad most people don't even know what inflation is, or rather believe the Keynesian propaganda on what it is. Inflation is the expansion of the money supply, and when you expand the money supply the prices will start to inflate as well. This just happens in delay. Mainstream economists call the rise in prices "inflation", when in reality its actually the expansion in money supply (aka money printing). Then this inflation trickles down to economy in time. FED expanded (inflated) the money supply by 40% in 2020, so if we survive with just 7% inflation I'd be shocked. Its likely gonna get way worse.

Inflation : Hello there !

@@FM-to3gy general kenobi

@@FM-to3gy That's why your taxed

😁😁🤣

Stock options or stock market 🙄🙄🙄

stonk markets

And real estate.

That’s what happens when you trust the avg idiot with 1000$ check

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

the dual mandate is controlling inflation and maximizing employment. They are contradictory. You can have one or the other but not both. It's time to return the Fed single mandate of price stability (pre1977).

This is not contradictory if you understand economics. The FEDs mandates are price stability and full employment. This is why the FED sets an inflation target of 2% a year, not 0 because it expects that we will see prices rise but at a stable rate. Next year when the supply chain issues work themselves out, then we will see inflation go back to where it was before the pandemic.

@@vandreadparty I understand economics and low inflation and maximum employment are contradictory hence the Phillips Curve.

Growth should not be based on inflation. Growth should be based on creating value. The problem is they screwed up around the 70's and have no idea how to fix it since then.

The dual mandate of the Fed is price stability and full employment, not high growth.

You really don't know much do you

It started earlier than that bro

Let’s see, internet user vs leader of one of the most important financial organizations. Obviously I trust the internet user

BS BS BS

@@ling636 This is factual data from those financial organizations.

@@ling636 you believed inflation was transitory then?

You just cherry picked a few data points and think that’s a solid foundation for a good argument, haha.

I don't think your last advice is right. Used car sales companies are at an all time high price - and income wise. If the manufacturers get their supply chains right, the resellers will drop like a fat brick. I'd rather go into value.

Yes.

Japan is doing just fine compared to the US economy, our economy is about to implode, and nobody really knows where the bubble will pop or when, but we all know this can’t go on for much longer.

The fed and treasury are full of criminals

Move your wealth to crypto like Bitcoin or Cardano. It will hold its value long time

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

@@JonNobleNobelOne I hope the housing prices goes down drastically, so we can buy one.

buy gold nw!

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

Probably because companies are shedding office space because home office is on the rise.

@@Dear_Mr._Isaiah_Deringer yeah that partially explains the offices but not the retail space. Mom and pop shops are not working from home. Inflationary forces are pushing them out of business.

@@rooooooby traditional retail has been struggling for years, even pre-pandemic, cause of online marketplaces.. the pandemic just hastened retail's decline

because you must be one of those QAnon people who only see with their lying eyes #letsgobrandon

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

Lol 😂

What else would you expect from fiat currency?

@Hakim Habib That's too much for the avg person to understand, that's why I stuck with the simple analogy. Luckily I've been reading the economist, and listening to lectures about economics from Sowel, Peter Schiff, Meses Institute, etc for a over a decade. Most people won't be able to follow that. Thanks though.

@Hakim Habib yea imma just agree with John instead.

As it should be! Ensuring that capital is efficiently employed is now more important than ever. Inflation is nasty but so is one where everyone is excessively cautious (see Japan's lost decades)

Its because everyone is up to their eyes in debt, having to roll that debt over into higher interest rates isn't good. All that free money goes away and real money has to start chasing real value and not these hype bubbles

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

The markets should be worried because the economy is functioning off of debt and credit instead of savings and production. To keep it short, the economy is only doing well because of easy money, take that away and you have nothing.

Lots of dumb erratic retail money in the market

Non sense, Turkish lira isn't world's reserve currency, Us dollar is.

Turkey is experiencing incredible inflation to the point of freaking the Turks out...

I thought Turkey had hyperinflation because they didn't lower interest rates and left them the way they were

The problem is debt levels are way too high to meaningfully raise rates. The lowering tax string has already been pulled (trump) the add liquidity already way over the top (inflation rampant), if we raise rates the outstanding debt will no longer be serviceable and the whole economy goes down with it.

Yeah, these Trump-era interest rate cuts really didn't work out, did they? \s

I believe learning and mastering this will also get you further in life than anything you could learn in high school

did you really believe in that....?

16-18% if you use CPI from the 80s

@@JonNobleNobelOne That's still better than some of the other countries actually.

With Interest rates low, this means bond prices go up. Therefore hedge funds short high priced bonds with an expectation of rising interest rates, therefore lower bond prices. So that would be, what I believe, the hedge funds strategy is.

At some point it won't matter what the hedge funds do. The Federal Reserve and only the Federal Reserve, not the government, not traders, not anyone else, can control the money supply and interest rates. If speculators want to speculate that the Fed is bluffing, by all means they can. But don't be surprised when they end up taking a nice hair cut on that.

Speculation trades are one thing but shorting to out pace the rate at which the fed is buying is another thing and is the reason short selling on the way down was made illegal in 1938 only to disastrously be made legal in 2007 causing the recession the kicker is going to be when these hedgefunds that are "to big to fail" ask for bailouts if the fed is successful in their efforts

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

All it does is incentivize risky lending. Thats all. Free money! Cant pay it back? NO PROBLEM!!! This does fuel growth but it has to be metered or you get whats happening now. Inflation.

That's easy--never.

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

never ever. It is necessary for government to have some tools to effect the economy when it is needed. Of course not like China extreme things

You do understand that bond markets are literally owned and controlled by the government right? Private sector bonds do not exist

@@jacobmoore2383 Really ? I thought government bonds and private sector entities are 2 things ?

Agreed although inflation is at 6 percent per the cpi im sure its actually much higher as the Feds wont want to make themselves look that bad. They will probably try raising interest rates and we have another crash and to fight it they'll print more money as thats their only solution and inflation will get out of control.

what if Fed increases the rate to only 75 basis points?

He's already one of the best. Literally threw the covid recession out the door, lead most foreign countries policies to mimic the fed and probably saved millions of lives worldwide. Any tapering or raise in rates will have minimal impact to if he didnt do anything during covid recession.

it would seem so but they don't care as they never did. they are 'independent' from the gov and can do whatever they please as they can by law. Its the gov who will deal with the consequence of social unrest soon.

@@mullerstephan the train for significantly raising interest rates left a long time ago. If they raise markets will get spooked. If they keep them low inflation will stay high. The big picture problem is that a central entity shouldn’t be deciding what interest rates are. The market should.

@@lukitas207 very true. I wonder how long until the market gets this and until social unrest starts as people can't afford basics like food, energy, etc

@@mullerstephan I think social unrest from inflation is unlikely (at least in US) because the dollar is the world reserve currency which has allowed us to stay somewhat stable despite the loose monetary policy

@@lukitas207 for now. That status is eroding fast with China and Russia creating a new system in which they can exchange in their own currencies. Other countries are also divesting away from the dollar. Now wonder commodities are rising fast in price causing inflation everywhere…

Ha, they’ll keep buying

The way to peace kzfaq.info/get/bejne/lZtdZLCitbKrfH0.html

They quite literally just print the money. And yes. It gets added to our debt for future generations to deal with. But it’s more complicated than just saying they’re doing stupid things for stupid reasons. The only reason they’re printing so much money is because of the recession created from the lockdowns. To prevent an economic downfall, they printed all this money to stimulate the economy. So then you go back to the lockdowns. Were they necessary? Did the spread actually get slowed? If so, then they are doing the right thing by printing this money and “saving America”. If the lockdowns were not effective, then all this money printing is the horrible symptom of horrible COVID policy. Powell (surprisingly) is pretty good at his job. The fed can’t fix the economy. No matter what the media tells you. They’re job is simply to play the numbers and keep the public informed of what they think and what they are planning. Then the markets should react accordingly. And so this year, while it has been an extremely bumpy ride, it’s been a better ride than a Great Depression. Only thing left is to wait and see what they outcome will be.

It is, in 2 ways. First, the money is borrowed from the Fed, which is debt that needs to be paid back. Second, the dollars we have then lose value because of there are more of them. And they're backed by nothing (most, if not all currencies are backed by nothing).

So how is them spending not under congress oversight and why there is no talk about the "ability" to pay for this programme

@@omarb1912 it is under Congress oversight. They’re just incredibly incompetent. Congress approves all spending. Any spending bill they pass will get added to the amount of money we will spend as a country. The senate then raises the debt ceiling if they don’t already have enough to pay for it. So then the fed has the ability to begin printing (borrowing) more money. Until the new ceiling is hit of course. There’s been a lot of talk lately about canceling the debt ceiling because its usually lower than what is needed to pay for the bills that Congress passes. But they just don’t understand why it’s in place. It’s meant to be a road block. Though it operates more like a hurdle today. To prevent reckless government spending. Guess our politicians just got tired of needing to be responsible.

Nobody knows what’s going on, MacroEconomics is voodoo.

If you bought a house for 200k five years ago and now its 450k then your wealth in terms of assets has grown, but they left out the fact its a giant bubble. low mortgage rates has everyone out chasing houses

@@Danielbboylight we were in the same boat, sub-3% mortgage rates had us looking at houses. We were approved for $700k but we took a step back and said for that much money we should be getting something better than a 100yo small house that needs work. We stopped looking and just continue to rent and invest until the market cools off. Mortgage rates may be low but the houses are all severely overpriced. I fear people will look back at their covid home purchases years later and may be under water or barely be breaking even.

@@pkal244 are the mortages rates fixed in the US? or do they go up with the value of the house and/or the fed funds rate? In the UK people are in deep trouble after a few years even fixed rates can go up

@@mullerstephan rates can be set as fixed or variable. Best practice is fixed of course, but some newer homeowners are attracted to the initially lower rates of variable (ends up hurting them in the long run). So the UK government can force "fixed" rates to go up even further??

Anthony, looks like you were WRONG.

@@mastershredder2002 time will tell. We only had higher rates for 6 months, that is not very long after rates were close to zero for a decade.

Hi Larry! 🤡

No, we're experiencing increasing inflation because the FED has expanded the money supply faster than the economy has grown.

You are not wrong. The issue, IMHO, is that the demand was created by massive government borrowing, plus massive Fed stimulus. At this stage, a reasonable economic policy would be to stop both. Well, the Fed is starting to slow down (starting!), but Congress is considering a massive new spending bill. This will result in continued inflation. The Fed will have to stop its QE, and will then be forced to raise interest rates quite high. That will reduce inflation, but growth will come to a standstill.

Falling demand does not stimulate inflation

There is too much demand because FED made money very cheap. Too many people buying things on credit 💳 means that items become short in supply and prices go up

Of course it lowers demand. It makes borrowing more expensive. Consumers depend on credit 💳

@@Striker50_ true, but when I said it doesn’t lower demand I meant all of the things households want and need remains. Higher interest rates removes cash from households diverting it to banks and this lowers spending. Call it demand if you will but I view it as removing household income. The effect of this is to make households poorer which is no different than the effect of inflation.

@@johnwilson180 Huge difference between want and need, and right now inflation is high because there are a lot of wants

@@Striker50_ but what about if we factor in the level of household indebtedness through credit cards and mortgages, especially as property prices have increased. Households already aren’t saving enough for retirement. Increasing interest rates solves one issue but creates two more. My point is, monetary policy is a blunt force instrument that is a short term solution that has to be fixed later.

@@johnwilson180 There's something called Mortgage REITs ( trades like stock) that allows people to invest in property. A lot of money tends to flood into these REITs when inflation starts to tick up & money is cheap to borrow. Raising interest rates gets investors to move their money back into bonds, reducing the redlining on corporate owned properties

The plural is both, you pedant

seems like you are screaming for a recession

@@TileBitan he's right though

Stop spending? Pfft, with the money we make? Yeah right.

@@mullerstephan hes not. Didnt you learn anything of the 2008 recession in Argentina and Europe? No economy is saved through austerity

@@TileBitan Well, Austerity is different than reducing consumption. If I need 2 pairs of shoes to live comfortably l, I won't buy another one. Austerity demands you to share 1 pair of shoes among family. With increased money supply, There is huge uptick in lending which leads to overconsumption of material. If I talk for my self, I am using a mobile which is way out of my purchase power just because I got it with a zero interest loan. I should have bought a cheaper phone which would've satisfied my need but in lesser amount. Austerity would have forced me to keep using my older phone till a year or more so.

its very simple ,,,,say the yield on a treasury bond is 3% .. corporate bonds will have to compete with the yield i.e. 3% so they have to be higher than that say 4% or 5%. if the yield goes down say 1% then the corporate bonds rates will be lower as well say 2 % or 3%.

Yup

Yes, thank you Chairman Mao.

@@mmabagain The commonality of the title, Chairman, should not infer any real world connection.

🗣🔊🔊🔊👂🏽