The ONLY 3 Credit Cards You NEED To Optimize Expenses (Groceries, Rent, Travel)
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7 ай бұрынEver wondered what a brand new airline would offer in its business class seating? Who is Taiwan's best airline, EVA Air or Starlux? Today, we are exploring all of this as I hop aboard the all-new Starlux A350 business class from Taipei, Taiwan (TPE) to Los Angeles (LAX). Starlux has always been a highly requested video topic, and we are happy to finally bring you this comprehensive flight review. I, Ricky Zhang, and the entire Prince of Travel team strive to share with you the best of the best in business class experiences and inform you about choosing the best business class, first class, or even economy class seats for your next flight. After this experience on Starlux Airlines, I am left debating whether this new airline surpasses EVA Air (a long-time favorite in business class for trips to Asia). You will be able to judge for yourself after watching this video, where we dive into lounge access, drinks and dining, the service, and the seat itself. In your opinion, who offers the best business class flight experience?
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@AnujnN 7 ай бұрын
Amex Cobalt + an Aeroplan Card (CIBC or TD) is an elite combination!
@Volfas 5 ай бұрын
Why? I rarely get my amex declined. And they're both visa, Mastercard would be better for costco.
@egorchigrin6199 4 ай бұрын
@@VolfasBecause with aeroplan visa infinite you get a free checked bag + discount on booking flights with aeroplan points (5-15%)
@jamesgoussanou 2 ай бұрын
if travel is the goal then yes cobalt to accumulate, aeroplan so the points don't expire but i would have a mastercard if you shop at costco which you should
@tk7809 Ай бұрын
@@Volfas get the rogers mastercard world elite card, if you are a rogers/fido/shaw customer, you get 2% cashback on all purchases including costco, and you can redeem for 1.5x against your cellphone/cable bill, for a no fee card, i think it's a no brainer
@AnujnN Ай бұрын
Costco is available on UBER Eats Canada now, so you can order Costco delivery and get 5x point with the Cobalt.
@FinancialFreedomLifestyle 7 ай бұрын
We have all 3. Couldn't agree more!
@LambertCNC 4 күн бұрын
Under appreciated video 🙌🙌
@JohnnyCashBack5X 7 ай бұрын
Great to see you post videos again King!
@cafek84 7 ай бұрын
Food basics takes amex in my experience. Also if you want to put the bill on your card when eating out, offer your friends to cover the tip. Good luck all.
@abhijitsingh7408 7 ай бұрын
The Amex Platinum is not that great here in canada, FX fees and mediocore earning multiples honestly. If you travel a lot internationaly even just to the US, you are going to lose 2.5% on FX fees every time which definitley adds up. Amex lounges are great but only really available in north america with a few exceptions in London and HK, which means priority pass is really what you are going to be using. I think getting Scotiabank Passport Infinite is a great option becasue you get free passes for lounges and no fx fees. The US amex platinum is way better.
@beauchampfrancois151 5 ай бұрын
All Amex are awful in Canada.... very few business accept it.
@Volfas 5 ай бұрын
that is false, I rarely find places that don't accept it. I guess it really depends where you live.
@piyushgarg9897 6 ай бұрын
Those examples really help to analyze the point system and learn about the advantages of certain cards. Great Video.
@swyllie30 7 ай бұрын
Airport lounges seem to be hit and miss. For me rhey seem to be closed when I fly, or under contraction with a temporary lounge that sucks. Or they are jam packed as it’s so easy to get access.
@beauchampfrancois151 5 ай бұрын
They're smelly and the food is cold lol
@VirtousStoic 7 ай бұрын
❤ u bro
@firebreathingrubberducky5621 7 ай бұрын
C'on. TWO Amex cards? Why didn't you include a no FX fee card?
@frankstamatakis4080 7 ай бұрын
Can you pay car payments to get 4 percent back?
@collegal 3 ай бұрын
Is there a list somewhere that shows what stores are classified as what type of point category? Ie: Costco is "this", Walmart is "that".
@mossayef2933 7 ай бұрын
So if you're not a renter then just stick with the cobalt and platinum? I'd also throw in a mastercard for Costco. Too bad the HSBC world elite mastercard is not available currently.
@Volfas 5 ай бұрын
What do u mean? I just checked it's available
@JP-nv5ss 4 ай бұрын
@@Volfas Not anymore, its dead now.
@SageKing 7 ай бұрын
Hey Ricky Zhang how is the platinum Amex better than the Visa CIBC/TD Aeroplane infinite privilege? 1. You get free first bag check in for you and up to 8 others boarding with you 2. Priority Check-in, Priority Boarding and Priority Baggage Handling, again for 8 others boarding with you 3. Unlimited Maple leaf lounge access within Canada 4. Nexus credit 5. Preferred pricing and Aeroplan redemption when booking with Air Canada I dunno how you could possibly think the platinum card is better????!!!
@PrinceofTravel 7 ай бұрын
higher sign up bonus, non MLL lounge access around the world, hotel benefits
@isao_the_2nd 5 ай бұрын
@@PrinceofTravel the mbna rewards world elite mastercard earns more than the scotia momentum visa infinite card
@AnzorKhawaj 7 ай бұрын
most big grocery chains do not accept amex tho edit: as concluded from this thread, Walmart does accept amex but they are not considered "grocery" so no 5x and it seems that "only Loblaws and Costco" do not accept amex, so Metro / Sobeys DO accept it so it could work for you. some hacker in the thread suggested buying a "Costco" gift card from metro as a way of getting the multiplier before going to Costco side rant: why can't RBC have a good aeroplan card or a card that can turn into aeroplan points ?
@smallmj2886 7 ай бұрын
Yeah, that makes this card kind of useless for me. A big chunk of my monthly spend is at stores that don't accept AmEx.
@DZB331 7 ай бұрын
Only Costco and loblaws
@AnzorKhawaj 7 ай бұрын
@@DZB331 idk about Costco but loblaws and Walmart don't, if Costco too idk where u buying groceries. I know Sobeys with Scotia idk if they accept Amex there. And if you're shopping at metro you're not saving any money even with the 5x points
@anniw.4737 7 ай бұрын
If you shop online and do pickup it’s good
@DZB331 7 ай бұрын
@@AnzorKhawaj the Walmart where I live accepts Amex and is 5x. I do 90% of my grocery shopping at Safeway, save on, nesters where it is all 5x and accept Amex. 10% at loblways where I use td aeroplan infinite
@jcthunderable 7 ай бұрын
What is the card your talking about at the end? There's no video to go see that?
@TheNewGreenIsBlue 7 ай бұрын
KLM/Flying Blue card.
@seolfor4797 7 ай бұрын
Hi everyone-I was sad to hear that the HSBC World Elite MC has been suspended as I loved the extended out of Canada travel insurance - is there any current card that has coverage similar to the HSBC card?
@PrinceofTravel 7 ай бұрын
Unfortunately, none of the current no-FX cards in Canada earn points that are transferable to airline partners like HSBC did. Here is our most recent article on the subject: princeoftravel.com/best-credit-cards/no-fx-fee/
@electricrancid 7 ай бұрын
I've seen on some Reddit posts that RBC is thinking about Grandfathering the HSBC credit cards into its business...... maybe
@tobudddy 5 ай бұрын
Just Cancelled my Low interest HSBC rewards plus Mastercard (11.9% interest) after receiving a letter from RBC confirming my card will be replaced with their bottom ION card and interest will increase to 18% once I migrated end of March. I would recon run before RBC takes over your accounts. Too bad Feds sign off on this merger. HSBC has the best mortgage rates. Best travel card. All gone.
@AnyeongKanu 5 ай бұрын
What your opinion about Travel Credit Card for Amex Aeroplan Reserve Card instead of the Platinum Card? I’m considering getting either one of Aeroplan Reserve or Platinum. So pls give your opinion.
@PrinceofTravel 5 ай бұрын
Both are excellent cards. Choosing one over the other would depend on whether you mainly travel with Air Canada and Star Alliance partners, or if you don’t. The Aeroplan Reserve is great for perks with Air Canada, but doesn’t offer you many benefits when travelling with other airlines. The Platinum card gives you strong lounge access around the world, as well as other benefits like mid-tier status with some hotel loyalty programs.
@Dudevegaslv 7 ай бұрын
You still live in the past !! How come you missed the capital one venture x?
@jeegarthakker2168 3 ай бұрын
What is your opinion on the Amex gold vs cobalt. I primary want to rake in points for travel. I already have an TD aeroplan card but need a secondary card. Confused between gold vs cobalt. While the cobalt gives more points the welcome bonus on gold is better. Thoughts?
@PrinceofTravel 3 ай бұрын
Hello there! As this comparison can get very in-depth, I highly recommend you to have a read of an article I have written before: princeoftravel.pulse.ly/55htru3nj3 Hope this helps!
@DanielMoralesD 7 ай бұрын
You should have added the Scotiabank visa infinite passport card since it also includes points that can be redeemed for travel and does not have foreign exchange fees and includes lounges even if limited. Otherwise the cobalt is the best option for most people watching this video.
@guilloiguaran 7 ай бұрын
The travel perks for the VI Passport are great but it earn way less points than the Amex, e.g. 2X in groceries/restaurants vs 5X on Amex. The Scotia Amex Gold is a great option as well, the earns rates are similar to the Cobalt and it doesn’t have FX fees, no lounges access tho.
@AmitSharma-lh3pm 7 ай бұрын
I have the card and the perks are amazing, but I wouldn't put my daily spend on it. I get it and the soctia amex gold for free so I put my spend on there primarily and the combo of the two is awesome!
@Tailong 7 ай бұрын
My issue with Amex and the groceries and dinning is that in Canada is not accepted everywhere, so I rarely ever use it.
@djdestroyer 7 ай бұрын
I think the hack is to buy gift cards for grocery stores from outlets that do accept AmEx.
@eldragon06464 6 ай бұрын
Try the ion+ it’s what I use then they don’t take amex
@torontothegood 6 ай бұрын
Shop at stores that accept Amex…
@Volfas 5 ай бұрын
Its more rare for me to find places that don't accept it now.
@nataleep 4 ай бұрын
Food basics, sobeys, metro, freshco all accept amex
@cheribgh275 7 ай бұрын
What’s your opinion about tangerine master card? I wanted something that i can use at costco as well.
@PrinceofTravel 7 ай бұрын
if ur only concern is cashback in costco, get the rogers mastercard and switch to rogers mobile or internet or somesort, then u can get 3% cashback. It's very underrated card in canada actually
@Lucky8s 7 ай бұрын
I have the Tangerine World MasterCard with one 2% cashback set as Groceries. Costco doesn't count as groceries so you're only going to get 0.5% cashback.
@sanj1982 15 күн бұрын
Costco is not considered groceries so your point multiplier is very lower
@user-sc6yh5zn1j 4 ай бұрын
Can you transfer MR points from Amex Plat to Aeroplan like the Cobalt as 1:1?
@PrinceofTravel 4 ай бұрын
Yes you can
@mikeyoung7640 7 ай бұрын
That’s if you can get approved for the infinite card because of income reasons
@JP-nv5ss 4 ай бұрын
It's based on 'stated income'. Rarely do they actually verify it.
@mgs911 7 ай бұрын
Which Canadian Credit Card gives you restaurant access with Priority Pass?
@PrinceofTravel 7 ай бұрын
None, unfortunately.
@tanyanararidh4239 7 ай бұрын
Isn’t the cobalt Amex at Al time low bonus offer
@User77384a 6 ай бұрын
You’re not getting the cobalt for the bonus. It’s for the points earning. Churn the rest imo
@hanziify 7 ай бұрын
Ooo I can’t wait to try out #2!! I’d love to know the best way to benefit from spending at Costco which doesn’t accept Amex since that’s where I spend the most monthly.
@hanziify 7 ай бұрын
@@TheNewGreenIsBlue Oh thanks! Will do :)
@minglim12 7 ай бұрын
@@TheNewGreenIsBlue Where do you find the $500 cards? Most I've found is $200 and they all have a $7 activation charge.
@TheNewGreenIsBlue 7 ай бұрын
@@minglim12 Safeway and elsewhere. And there is a $10 activation charge. You'll have to do the math to determine if the points are worth more than $10 for you. Gotta pay to play.
@arjun_batra Ай бұрын
What are your thoughts on Scotiabank Amex Gold compared to Amex Cobalt?
@PrinceofTravel Ай бұрын
We have written an article about this. Feel free to have a read. If the link doesn't work now, try later, we have some technical glitches at the moment: princeoftravel.com/uncategorized/head-to-head-amex-cobalt-vs-scotia-gold-amex/
@rahulglads 7 ай бұрын
Does Chexy work for mortgage payments?
@guilloiguaran 7 ай бұрын
no yet
@frankstamatakis4080 7 ай бұрын
How about car payments? Is there also a rent max ? How about rent for a building?
@sidgrover 7 ай бұрын
Wish i could use Chexy for Mortgage!
@johnsfinancetips 7 ай бұрын
FIRST!!!
@capitalexotics 7 ай бұрын
Where’s the video on the new Aeroplan changes?
@PrinceofTravel 7 ай бұрын
Will make one when there are enough significant changes to it :)
@capitalexotics 7 ай бұрын
@@PrinceofTravel thanks for the reply, I just got a long letter in the mail addressing “changes” to aeroplan a few weeks ago. Maybe they were reiterating the same rules as before or they haven’t changed significantly enough, Prince of Travel is my go to for updates, you put out the best stuff on aspirational travel.
@PrinceofTravel 7 ай бұрын
Flight rules are essentially unchanged, it's only those who apply multiple cards get affected more. If they make some significant flight rules change, we will for sure update our content to reflect that
@capitalexotics 7 ай бұрын
@@PrinceofTraveldid you make a video on these update to multiple cards? Is it lifetime points, like the US or once a lifetime for card level? Thats what I’m unsure about. Maybe you have a link of a video where you covered this already.
@PrinceofTravel 7 ай бұрын
Aeroplan cards appear to be "Once in a lifetime" now according to aeroplan. Meaning, you can only apply for ONE aeroplan card only in your lifetime. Again, according to Aeroplan T&C. Nobody has tested this yet, as it wont go into effect yet.
@Pulpswo 7 ай бұрын
Does Cobalt card food and eats include groceries?
@twurlywurly6720 7 ай бұрын
Yes
@PrinceofTravel 7 ай бұрын
It sure does! Groceries, restaurants, and food delivery - even some convenience stores.
@seolfor4797 5 ай бұрын
I’m super unimpressed with Aeroplan - I just had my acronyms reset down to almost nothing - and the program is so complicated to understand and maximize
@PrinceofTravel 5 ай бұрын
On the contrary, if it's too easy to understand for everyone, then everyone could redeem points easily. Would there still be seats left? Just a thought
@yikouchiliashabaseiki 7 ай бұрын
This channel is now simply a ads channel, unsubscribed
@tidusfantasy 6 ай бұрын
many major and big youtubers, all have sponsored ads in their video, not even talking about random ads generated by youtube. You will have to unsubscribe many channels then if a channel have ads partnership or somesort lol
@TheTheatrebravo 7 ай бұрын
SECOND!
@elephantmoney 21 күн бұрын
False information
@PrinceofTravel 19 күн бұрын
Which part?
@BUY_YOUTUBE_VIEWS_d003 7 ай бұрын
I played this at my family reunion. Instant bonding
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