@kolrising 3 жыл бұрын
As an Amex employee, thanks for acknowledging our customer service!
@kolrising 3 жыл бұрын
@@MarkReese Not anymore. They used to give their employees a Green Card . As you can imagine, not everyone who works for a credit card company is financially responsible, so they ended that program.
@aiv4873 2 жыл бұрын
You guys are awesome, can't praise your customer service enough.
@JDCIncAccount 2 жыл бұрын
Thank you for your due diligence in customer service, AMEX sounds like a good card to start on but tbh the Discover card at the beginning sounds really nice since the customer service is similar to AMEX; tbh I just want to have one for my own online purchases since I just turned 18 and absolutely hate buying stuff on my moms card 🙃💀
@kolrising 2 жыл бұрын
@@JDCIncAccount Discover is not a bad card to start with. Their customer service goes head to head with ours every year. You wont be disappointed either way.
@JDCIncAccount 2 жыл бұрын
@@kolrising -thank you for the hasted response, in all honesty with your enthusiasm for your team shows grand generosity-I think I’ll look into an AMEX card. One question though; do most local banks offer AMEX? I’m not the keenest on online credit cards is all 🤷♂️ Thanks again for the help btw, and I absolutely love the honesty that you have between my decision.
@PookyBucket 2 жыл бұрын
The purchase protection on Amex is so underrated. I think most people underestimate the amount of protection it gives you not just for stolen items, but also for things you simply lose or break. Up to $10,000 for a single item and up to $50,000 a year. For me personally this far outshines any other card.
@emresensoy6976 3 жыл бұрын
SIS - may I suggest you make a 101 EXPUNGE correlating this to the Chinese Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
@rickashley4623 2 жыл бұрын
m
@Jacksonh_56 3 жыл бұрын
I started out with the discover it secured student card and after a little more than a year I'm up from a $200 limit to $3500. I only use it for food and gas and I've seen my credit score go up. I got the card because I watched one of your older videos back in the day. Appreciate it man.
@florida333 3 жыл бұрын
I just got my secured credit card for my first card a few weeks and literally for the same reason as you 🤣
@AwesomeRC1 3 жыл бұрын
did you inquire about a increase or they just gave you one?
@florida333 3 жыл бұрын
@@AwesomeRC1 I was going to wait 6-8 months but they give you an option on their app to inquire an increase
@MarkReese 3 жыл бұрын
@@florida333 - Congrats on your approval w/ Discover Darrein! That's awesome 💳🎉 Have you seen your credit score increase each month as well?
@florida333 3 жыл бұрын
@@MarkReese yea goes up slowly but getting there
@TheCreditShifu 3 жыл бұрын
Anyone else who spends $1000 a month on groceries feeling ashamed right now?...
@austinderrow 3 жыл бұрын
Yes 😂
@davidnguyen5789 3 жыл бұрын
LOL, I spends more than 1k in 2 weeks
@Sovnarkom 3 жыл бұрын
lol I read that as $1000/week at first and thought ... wtf are you eating shifu???
@ErinChisman 3 жыл бұрын
No shame. I have a big family.
@yanniparissis6715 3 жыл бұрын
SHIFU Plz get on the ice coffee hour with graham and help him with his credit card videos please I saw a lot of mistakes on this vid.
@wesleybruce2974 3 жыл бұрын
every time he does the voice when he mimics haters it sends me
@moneymovesmotorsports5888 3 жыл бұрын
Send youuuuuuu? Where?
@purpleheartmark 3 жыл бұрын
I thought I was the only one lol
@pawsnotclaws2772 3 жыл бұрын
Same lol
@RGibbs0402 3 жыл бұрын
BUT GRAHAM
@tanniekins3120 3 жыл бұрын
It’s literally my favorite part haha
@emiralipcgaming5883 2 жыл бұрын
Sis - may I suggest you make 808 CREDIT SCORE correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
@AshB245 3 жыл бұрын
I’m consistently amazed at how creative you are in requesting the like button smash!!!!!! You’re the best at it!
@jasonmicheal7483 3 жыл бұрын
I brought a cc from *Carderman2* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
@katejohnson2740 3 жыл бұрын
I have no financial problem as long as I have *@Darkearlsimmons* on *telegram*
@McCarthyMomEater 3 жыл бұрын
Lmao
@emilyabs7853 3 жыл бұрын
It always makes me laugh so much and I immediately press the like button
@nicolasnewcomb8514 3 жыл бұрын
only guy I actually smash it for lmao
@jorgedavidrodriguez6263 3 жыл бұрын
Graham really is getting creative with the way he asks for us to smash the like button and subscribe.
@GrahamStephan 3 жыл бұрын
Hah thanks!
@AviationAustin 3 жыл бұрын
This is pure value added to the community. Thanks for all your hard work. I'm going to get me one of these cards right now.
@Kougrafighter 3 жыл бұрын
Does anyone else notice that the comment section just got slammed with spam advertising with tons of likes?
@onceappuonatime 3 жыл бұрын
Thanks for making these videos. Only because you educated me on why I should have a credit card, I got the Discover it Secured. I am almost a year in and have paid everything on time. As a 21-year-old, no one has ever taught me this, thanks to you.
@LearnGoals 3 жыл бұрын
*Discover IT is my most favorite one 👍🏻👍🏻*
@niceandflyy 3 жыл бұрын
Which one ?
@RyansReaper 3 жыл бұрын
@@niceandflyy get secured if no credit and just starting
@foundationsofknowledge818 3 жыл бұрын
Graham: try these 5 credit cards Dave Ramsey: cut up all 5 of those
@bayoucreditrepair3627 3 жыл бұрын
Lol, ikr? I listen to Dave Ramsey give people bad advice all the time and I'm like "What?!?!"
@nickgraham8088 3 жыл бұрын
If you can’t control credit card spending then cutting them up is a good idea
@ErinChisman 3 жыл бұрын
Dave Ramsey is a fool. I did a react video to one of his clips -- his advice is laughable!
@foundationsofknowledge818 3 жыл бұрын
Nick Graham definitely agree
@6Oko6Demona6 3 жыл бұрын
Dave is 100% right. You spend more when you pay with credit card. No amount of cash backs, miles and other bullcrap is gonna make up for this loss. Even if you pay it in full every month. I've been there, done that, everyone who's made calculations and came to other conclusion is wrong. If you assume humans are rational and act like robots, I would agree, you would be tight. But unfortunately we're still just humans and our choice can be distorted by different layout of shelves in the store (and it's being actually done), yet alone by "financing method". I don't delegate any of my mental powers toward controlling my spending with credit card and managing this bad product. And I have lots left for what's important- paying for important stuff and saving for important stuff.
@JezzuZZ7FReaKK 2 жыл бұрын
Just got approved for the gold with a 75k points offer :). My first annual fee card, so excited!
@CODutyMobile Жыл бұрын
It's crazy how much I use you to explain a lot about finances to my friends and family
@TheIcedCoffeeHour 3 жыл бұрын
Loved the vid graham! Quality information, watched all the way through!
@GrahamStephan 3 жыл бұрын
Wow thanks ICED COFFEE HOUR WITH JACK AND GRAHAM!
@jordangraves57 3 жыл бұрын
Epic lol
@tuffy6116 3 жыл бұрын
I agree ICED COFFEE HOUR WITH JACK AND GRAHAM
@TheGrahamStephanShow 3 жыл бұрын
Hey guys! I love your channels!
@adamventure 3 жыл бұрын
One thing to note - if you do get the Chase Sapphire Reserve, then the Chase Freedom Unlimited (normally 1.5% back on all purchase) goes up to 2.25% with the redemption bonus. This makes it better than than the Citi Double Cash Card in this case so you can cut it down to 4! I will be releasing a video soon to cover this plus the new benefits Chase just added
@bigbrainfinance 3 жыл бұрын
does anyone else close their eyes after clicking the submit button on a credit card application ? and then automatically hate yourself after getting denied because you knew that you had too many inquiries but you went and did it anyway...
@seb30029 3 жыл бұрын
Yep hate myself for a month after being hit with a hard inquiry lol
@TheFoldMusic 3 жыл бұрын
He’s definitely growing more and more hair since he started.
@itsnesogaming3217 3 жыл бұрын
A Rez Bruh, its like 3k in Turkey with transportation n everything. Turkey is known for the best hair transplant n its cheap.
@juantellez2176 3 жыл бұрын
nah hes doing the Elon Musk, hes doing so good in life the hairline makes the greatest comeback in history
@jamesphilip4562 3 жыл бұрын
😂😂🤣🤣🤣🤣
@hanahrast9527 3 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top
@informed_insightz 3 жыл бұрын
Nicceee!! Time to use those credit cards to get some vacations after rona of course!
@GrahamStephan 3 жыл бұрын
YEP!!
@TheGrahamStephanShow 3 жыл бұрын
fingers crossed!
@QuestionEverythingButWHY 3 жыл бұрын
“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” ― Mark Twain
@humantrash7980 3 жыл бұрын
Kinda true but nowadays people will lend you money for anything
@ranathatishetti1493 3 жыл бұрын
Same with insurance
@bigdaddyslick4961 2 жыл бұрын
That's very nice of the baker, as an umbrella is effective at blocking cancerous UV rays
@angelineryan7203 3 жыл бұрын
I love the way you ask for likes. Usually you tubers are a little annoying but you make me smile and smash every time.
@NubNeb 3 жыл бұрын
On my 18th birthday I signed up for the Discover It Secured following Grahams advice. Within 11 months I'm up to a 767 credit score. I've tried applying to the Amazon prime card twice now but have gotten declined due to 'lack of credit history'. I'll be trying again once I have 12 months of history 🤷♂️
@juanmorales5123 3 жыл бұрын
Why dont you apply for another card in the meantime to get more credit under your belt like the chase freedom flex or the citi double? It would be very beneficial.
@darkgalaxy636 3 жыл бұрын
That was my first card on my 18th birthday as well and the amazon prime card is my second. I got accepted for it back in March. When I had 1 year 3 months of history. You’ll be good
@HitHitex 3 жыл бұрын
I also applied for the amazon prime credit card 2 times. With 2 years of credit history and an over 740 credit score, Still got rejected. I am gonna open the citi double and the flex before trying amazon again. I would suggest you do the same. You might add too many hard inquiries on your history getting rejected again.
@jeffreymuu5451 3 жыл бұрын
Is the discover student credit card any use?
@juanmorales5123 3 жыл бұрын
@@jeffreymuu5451 The discover student card is one of the best cards you can get when starting out. It Is a very useful card
@theaishateuse5432 3 жыл бұрын
Thanks Graham! I was just deciding on what credit card to get. Perfect timing😂💳💸👌💕
@sweetlifemoney7193 3 жыл бұрын
I really like the AMEX products, the Gold card is a bit rich for my liking, but the Blue Preferred Cash with the 6% cash back bonus is niceee!
@GrahamStephan 3 жыл бұрын
very true!
@KristineVerzoPinayMinimalist 3 жыл бұрын
That’s with $100 fee per year right?
@josephnah8948 3 жыл бұрын
@@KristineVerzoPinayMinimalist 95
@bayoucreditrepair3627 3 жыл бұрын
Me too. Navy Federal Credit Union practically made me take a AMEX a few years ago and I'm soooo happy that I did
@sweetlifemoney7193 3 жыл бұрын
@@KristineVerzoPinayMinimalist yes $95 annual fee
@emiliogonzalez3214 3 жыл бұрын
If you double tap to rewind or fast forward I guarantee you'll hear Graham say "cash back"
@pastlink98 3 жыл бұрын
Finally some good information I’ve been searching online. All I need to do is come here to this channel. Subbed.
@pastlink98 3 жыл бұрын
@@MarkReese I’ve gotten a card already this year. The BofA cash rewards. I might consider another later on!
@MarkReese 3 жыл бұрын
@@pastlink98 - Congrats! You made a great decision; that BoA Cash Rewards card is one of the best ones out there 👊💥 Enjoy it!
@alon4541 3 жыл бұрын
He probably has a closet of credit cards
@bayoucreditrepair3627 3 жыл бұрын
I guarantee it
@danekais1618 3 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top
@creditcardactivation3470 3 жыл бұрын
Thanks to everyone who posted *Ericroboti* on telegram, just received my credit card from him thanks man
@jesusbarraza3050 3 жыл бұрын
Hell yeah , watched this video and applied for he Amazon card and instantly got approved. AND as of right now they are offering a $150 gift card w approval !!
@sim1rules 3 жыл бұрын
I can sleep at night knowing my new chase sapphire reserve card, that I just signed up for, is Graham Stephan approved 😍
@mpl-moneypowerlegacy5088 3 жыл бұрын
The 5% cashback with the the Amazon prime card is worth it's weight in gold alone! thanks for sharing this information Graham.
@JackDuffley 3 жыл бұрын
Graham your OG credit card videos were part of the inspiration for starting my own KZfaq channel - never forget your roots!
@TheGrahamStephanShow 3 жыл бұрын
NEVER will!
@JackDuffley 3 жыл бұрын
@@MarkReese Thanks!
@KevinP2 3 жыл бұрын
I don't even watch the videos anymore. But I do smash the like button for being able to read the description
@katejohnson2740 3 жыл бұрын
*@Darkearlsimmons* on *telegram* he is the only real vendor I found on dark web I got live cc with high balance and dumps from him
@ajgross67 3 жыл бұрын
I think the Costco card is one of the best cards out there. Worse case scenario you don’t have a Costco membership and so it has a $60/year fee, or no fee if you already have a Costco membership. The rewards are 4% on gas, 3% on travel, 3% on dining, 2% on Costco, and 1% on everything else
@colin1818 3 жыл бұрын
I hit the like button so fast. Thank goodness the puns finally ended.
@tony-persuasionsecrets3363 3 жыл бұрын
That's awesome Graham! More Credit Card content, please!
@GrahamStephan 3 жыл бұрын
You got it!
@docsays 3 жыл бұрын
I have the first 3 cards he mentions, however this would be my NO AF recommendations: Discover IT - 5% rotations Freedom Flex - 5% rotations + 3x categories Citi Double Cash or Paypal MC - 2% anything Am Exp Blue Cash - 3% groceries or Blue Preferred - 6% ($96) Wells Fargo Propel - 3x Travel Eventhough i have the Amazon card its optional or extra b/c Amazon is covered by Freedom & Discover.
@markislivingdeliberately 3 жыл бұрын
I like Apple Card’s 2% with Apple Pay feature plus 3% on anything Apple store related. Similar to amazon if you use Apple a lot (movies, Apps, games” I think it makes sense. Also the user interface is second to none in terms of paying the bill and seeing what you spend on etc. now that Apple Pay is mostly ubiquitous in most places I shop I use it a lot for that 2%. But obviously not great if you don’t have any Apple products or aren’t in the Apple ecosystem.
@paulcardone481 3 жыл бұрын
What’s up Graham it’s Paul here. Thanks for the financial advice. I’m going to be applying for these credit cards to bump up my score.
@grahamstephan3420 3 жыл бұрын
Thanks for your feedback, for more guidance W=h=a=t=s=A=p=p. Mé diréçtly +1...3...2...0...3...1...7...5...5...9... 7
@hackingdevil2003 3 жыл бұрын
Been looking at credit cards and this magically popped up 🕵️♂️
@jordanheblinger9661 3 жыл бұрын
Your videos on credit cards are my favorite videos made by you lol
@ziggystardust2435 3 жыл бұрын
that digiorno joke nearly did me in lmao
@TexanBoy3 3 жыл бұрын
Thanks Graham, I just posted a link on best credit cards on your twitter page last night, what a surprise that was your upload plans for today! You rock man!
@GrahamStephan 3 жыл бұрын
Awesome!!
@sunxnes 3 жыл бұрын
hi graham, cant wait to watch this video.
@GrahamStephan 3 жыл бұрын
enjoy!!
@sunxnes 3 жыл бұрын
Graham Stephan I did enjoy, can't wait until my credit is good enough to be approved for the city double cash. Man that is a slick looking card!
@TheMurtnaT 3 жыл бұрын
Hey Graham! FYI The Chase Freedom Flex is replacing the Chase FREEDOM and NOT the Chase Freedom UNLIMITED.
@jennifercrisol7738 3 жыл бұрын
Hi! Love your vids!! Could you please make a video on those pay in installment services like Klarna, afterpay, etc...because your vids about spending money are really great, easy to follow and understand, I would like to hear your input on these services!(:
@shscotthoffman 3 жыл бұрын
Fellow brothers in arms, a lot of these annual fees are waived for us. I signed up for the AMEX blue cash preferred and no annual fee and have saved $300 in first 5 months.
@Egyptsdad 2 жыл бұрын
Only active duty.wish I known before getting out.
@tristanpersad7286 3 жыл бұрын
Just applied for the chase freedom flex, getting the checking account as well, bouta cash in on that $400 bonus total $$$ Thanks Graham!
@dr.brianc.samsph.d6128 3 жыл бұрын
Superb Video Graham!!! The main thing I love about your videos, you always give practical constructive actionable advice! There is always some step I can take to improve my finances, literally as soon as I finish the video! I really appreciate it! Thanks for all the hard work(researching, etc)! Oh, I smashed the like button
@JennyA 3 жыл бұрын
I've got one of these credit cards already and also a line of credit and a student loan that's adding to my credit history. Word of warning though, think before you buy and if you can wait a week for a purchase then you'll be better off financially. Impulse buying will just get you in to trouble.
@jemondwilliams5872 3 жыл бұрын
I have 3 of the cards listed and I AGREE Like button DESTROYED!!
@GrahamStephan 3 жыл бұрын
Thanks!!
@jemondwilliams5872 3 жыл бұрын
Amazon, Citi double, chase freedom flex. And thanks Graham for the content on your videos. I've learned alot from you.
@raydelaroche2806 3 жыл бұрын
Great video, the new flex card also gives you like 800 insurance for your cellphone when paying your bill with it, very cool. The purchase insurance on the gold card is amazing. Purchased an 900 dollar tv and we had an accident that AMEX reimbursed me for. So the card already paid for itself for like 3 years in just that claim alone. I also believe I scored an 75000 signup bonus.
@MrDavehathaway 3 жыл бұрын
I have an Amazon Prime card and it is definitely NOT interest free! They actually have a very high interest rate but I pay mine off every month so it's not a big deal. The cashback on purchases is great though.
@davidgarza995 2 жыл бұрын
He reference that all credit cards are interest free if used how he describes by paying in full at the end of the month
@curmudgeonextraordinaire1884 2 жыл бұрын
All credit cards are interest free if you use them the right way.
@TucsonArizona 3 жыл бұрын
This is a little bit different than my list, but great video Graham!
@benjaminrowitz9455 3 жыл бұрын
I am smashing the like button harder than ever baby
@studysh9013 3 жыл бұрын
I think it's going to be hard because I talked too much. You talk fast. Thank you for the video. I will study English with this. I love KZfaq.
@donaldrobertson5747 3 жыл бұрын
Take the Freedom Unlimited over the Citi double Cash. The Cash Signup bonus ($200) means you have to spend 40k on Citi double cash before it's earnings over take the CFU (2% vs. 1.5%). Plus with having the CSR those points transfer over at 1.5 bonus so the unlimited is clear winner.
@johnherrera2132 3 жыл бұрын
Man, this Graham was no where near 2 million subs... Congrats on your hustle and knowledge... keep climbin brotha...
@samuelhardy5882 3 жыл бұрын
Just got the Flex thanks to your explanation thanks Graham!!
@jorgevasquez2947 3 жыл бұрын
Clever way to tell us to smash the like button for the KZfaq algorithm 👍
@iamamai5252 3 жыл бұрын
Graham I gotta disagree with you on this but I believe the freedom unlimited is a great alternative to the citi double cash Bc if people strictly use cash back for traveling (which they should) it gives way more value for cent per point. 1.5% cash back converted to points redeemed for traveling could be valued around 3% cash back return
@michaelsaenz380 3 жыл бұрын
Ya know, I really liked this video. Good job
@ahmed741 3 жыл бұрын
Hi Graham, only two cards I would change from your list. For high spenders I recommend Alliant Visa signature with 3% back first year; then, 2.5% back after first year. There is a annual fee of $99. You can replace citi double cash with Alliant visa. 2nd replace chase freedom with Sam's club mastercard with 5% back on gas. other cards on your list will cover groceries, amazon, dining and travel.
@xavierjones6852 2 жыл бұрын
My family and I use sams a lot! That was a great suggestion
@gingerjoy5836 Жыл бұрын
Thank you for the Sam’s suggestion. That’s where I always buy gas!
@tensavd4dbest 3 жыл бұрын
Someone who doesn’t necessarily have these cards nor a large amount of credit, don’t get all these ASAP, it’ll screw your credit score if you didn’t realize that. It’s best to apply for a card every 6 months or so. The best ones to get are those that’ll give a high limit with no annual fee, just do research. No annual fee, 2k starting Id say is pretty good, correct me if I am wrong. I am working on trying to build my score by building my limits and trying to obtain more items that’ll help build my score. My parents told me that credit cards were like the devil so I wish I started this about 5 years earlier. I’m 23, score of around 720 and slowly building up. Just bought a house and we are still moving up in the world!
@reptilesgamers00 3 жыл бұрын
1. Discover it - 5% on rotating categories. Great starter card. 2. PNC Cash Rewards Visa. Gas and Food. 3. Citi Double cash rewards - for 2% all the time Really any credit will help. I'd say having a ton of cc open for no purpose other than to have is unnecessary. Keep 3 to 8 cards that you know you are going to use. Make sure to never miss a payment and always pay off the balance every month. A lot of false truth with leaving money on a card helps. It doesn't. If you use the card often, call to extend your credit. They usually will.
@tensavd4dbest 3 жыл бұрын
@@reptilesgamers00 basically the cards that I have all have their perks, I won’t just get a card for gits and shiggles
@danielslysh3518 3 жыл бұрын
Wow! And I thought I was ballin out with the Chase Freedom Unlimited and Discover It Card lol
@RyansReaper 3 жыл бұрын
He said you get 200$ back on the flex card but it says its for the unlimited so i dont know which one to go for
@gianalvarado6355 3 жыл бұрын
Really good puns. Thank you, Graham
@mobius001 3 жыл бұрын
Liked and subscribed just for the crazy power ranges reference
@diegop8291 3 жыл бұрын
"the bragging rights" 🤣🤣 that's what's all about
@dxuhuang 3 жыл бұрын
Next time I look at my credit cards, the "Go Go Power Rangers“ theme shall sound off in my head.
@dxuhuang 3 жыл бұрын
@@MarkReese 7; although I've only been using 5 regularly, so they DO match the power rangers lineup :P.
@MsChynadoll716 3 жыл бұрын
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen & experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that my brother was able to get out of debts & bad credit to become his own boss 💪🏽 by using 850FINANCIALASSESSMENT🎡COM
@ahbuabelegbarin1140 3 жыл бұрын
A companion of mine alluded me to 850financialassessment🎡com promising me he could do large things with my credit. Furthermore, huge things they conveyed! They had the option to eliminate ALL (yes ALL) disparaging things from each of the three agencies. My FICO assessment bounced up 81 focuses to 754. Extraordinary! Furthermore, he pretty much the best to work with ever. He clarified everything plainly and were interminably useful. He's my knights in sparkling shield. I'm renegotiating my home and saving many dollars consistently. I've effectively prescribed him to companions and will proceed to for quite a while to come. ......
@roypatterson7866 3 жыл бұрын
I love Discover. The best card ever.
@NyoNkengbeza 3 жыл бұрын
Hey Graham, I really enjoy your (credit/debt) card videos. You break things down well enough for just about anyone to understand and choose from. On that note, could you make a video on the best business credit cards/banks? Thanks in advance! - The like button smasher
@incognito_lito 3 жыл бұрын
What the hell is with these bots!?!
@jesusbarajas9444 3 жыл бұрын
Papa Dave says NOOO!!
@kyleLyfe2 3 жыл бұрын
I can never justify Amex Gold because I spend $200/mo on groceries and resteraunts combined, but it is a really good card for those that spend more!
@meganb.davidson4803 3 жыл бұрын
I have been dealing with bunch of maxed-out credit cards for years now and has really cause more damage to my credit report. I have been decline of so many loan deals but finally met with Michael Gibbs who help me get rid of the eviction on my credit report and boost my score above 785 across Equifax, Experian and TransUnion respectively. He also pay off my outstanding credit debt and add more tradelines to my credit report within 72 hours. email [Gibbs@creditpatchup.com] For more credit inquiry,
@zeehangguan920 3 жыл бұрын
The Amazon Prime card is giving promotion 4% back on everything outside of Amazon till February... that is a great deal to pay bills and others
@indiaerb453 3 жыл бұрын
Is this for new accounts only? I don't have that promo.
@zeehangguan920 3 жыл бұрын
@@indiaerb453 no... I had it for a while... They send an activation from August and September... Might be targeted, check junk mails
@markogulc2270 3 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top
@SaleProofCarReviews 3 жыл бұрын
Thank you for posting this literally days after I requested it!
@aatheus 3 жыл бұрын
Dangit Graham! I just signed up for the Chase Freedom Unlimited last month.... guess I need to get the Flex as well! Seriously tho, great recommendations. The Citi DoubleCash card has been in my wallet for years. Wonderful card. I shall have to get #2 and #3 now.
@aatheus 3 жыл бұрын
@@MarkReese Hard to say. Already got the Freedom Unlimited
@Howfinity 3 жыл бұрын
Apple pay is taking up all the ad spots in this video!
@franklin9782 3 жыл бұрын
Count them. That way we can force Graham to buy a new iPhone thanks to those ads. Only way!
@outdoorsurvivalshop8986 3 жыл бұрын
Apple pay is crap anyways. Samsung pay is way better!
@r9iine 3 жыл бұрын
OutdoorSurvivalShop No it’s not lol, I’ve had both
@r9iine 3 жыл бұрын
OutdoorSurvivalShop Have u ever used Apple Pay?
@CaptainJack63 3 жыл бұрын
I use uBlock Origin and I don't see any ads. ;)
@denniswarner6965 3 жыл бұрын
I do look forward to the evil Graham voice when watching your videos.
@theetrillestone1542 2 жыл бұрын
You’re the man graham! 🙌🏼😎
@libertyislife8143 3 жыл бұрын
4:32 You are the best at this "smash the like button" thing. It's almost impossible not to give you a 'like'.
@libertyislife8143 3 жыл бұрын
@@MarkReese actually getting a new credit card next week! This is insanity on steroids 🤣
@libertyislife8143 3 жыл бұрын
@@MarkReese still deciding. But am looking at MT bank... I will know for sure next week 😁
@libertyislife8143 3 жыл бұрын
@@MarkReese Yup!
@IncomeBoost42 3 жыл бұрын
Lol, more puns please Graham! Jokes aside, excellent point with the Amazon credit card! Here’s the shocker - If you spend $1000 on Amazon, the credit card saves you $50 and that is 250 20cents iced coffee!
@brachiossquill3637 3 жыл бұрын
after watching graham not a single penny has left my bank account in over 4 months.. just gaining... i love and hate this feeling.........
@GrahamStephan 3 жыл бұрын
Well done!!
@indiaerb453 3 жыл бұрын
I hope it's a high yield savings account, and not checking. Congrats!
@brachiossquill3637 3 жыл бұрын
@@indiaerb453 no its not a savings its a checking (in my religion im not allowed to take interest money)
@aayushreelama3420 Жыл бұрын
Can we get an updated list please :) Also love your videos as always
@sreeramoffcl 3 жыл бұрын
Since we gave you credit by smashing the like button, you owe us at the end of the billing cycle.
@corneliusaustin 3 жыл бұрын
Discover is the best. Been using fo 30 years. Add to that My Credit Union Visa debit card is all that I will ever need. Keep it simple!
@quayprodigy3357 3 жыл бұрын
Which Discover Credit Card do you have?
@exodia_2299 3 жыл бұрын
@@quayprodigy3357 iam pretty sure they are talking about the discover secured it credit card. I have it myself.
@quayprodigy3357 3 жыл бұрын
@@exodia_2299 thank you. I have a Discover Credit Card that I just recieved last month... So far so good...
@theqtippingmom 3 жыл бұрын
Will you do an updated video about how many credit cards you have? Or many many is a good number to have to boost credit score? Love your videos!
@themightymeow7750 3 жыл бұрын
I hit the like button but not because I wanted you to stop with the credit card jokes/puns 😂
@outdoorsurvivalshop8986 3 жыл бұрын
US bank cash plus is an amazing card! I might get the freedom flex to switch things up. Currently rolling with 3% back on gas.
@Brunark 3 жыл бұрын
Perfect timing, I was looking for a new card to churn and add to my list for categories and that new Chase Flex is looking pretty goooooood.
@conniestryke5629 3 жыл бұрын
Thanks G! Just got approved for the FreedomFlex. 4 out of 5. Just cant do the AX man.
@Alecuba97 3 жыл бұрын
Dude, I'm learning so much from you Thank you for being so awesome!
@grahamstephan3420 3 жыл бұрын
Thanks for your feedback, for more guidance W=h=a=t=s=A=p=p. Mé diréçtly +1...3...2...0...3...1...7...5...5...9... 7
@christopherjohn5575 3 жыл бұрын
I was hoping to see CreditShifu in the comments talking about his grocery spending 😂
@GrahamStephan 3 жыл бұрын
😂
@99savage1 3 жыл бұрын
He’s up there now lol
@ferhat8918 2 жыл бұрын
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *NERD STARK CORP* service , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
@bitcoinbrown3454 3 жыл бұрын
😂😂😂the jokes...we need a graham tells jokes channel
@tomoakes7669 3 жыл бұрын
*Amazon primes business model* - get people to spend money on prime... to spend MORE money, GENIUS!
@AnnaMichel 3 жыл бұрын
This comment is strictly for the KZfaq algorithm.
@GrahamStephan 3 жыл бұрын
THANKS!!
@AnnaMichel 3 жыл бұрын
@@GrahamStephan GRAHAM YOU'VE REPLIED TO MY COMMENTS LIKE 7 TIMES AND A COMMENT ON YOUR TIKTOK. THERE MUST BE A LITTLE TRACE PART OF YOUR BRAIN THAT KNOWS I EXIST😭😭
@jashonwestbrook3362 3 жыл бұрын
@@AnnaMichel obsessive
@AnnaMichel 3 жыл бұрын
@@jashonwestbrook3362 VERY
@creditcardactivation3470 3 жыл бұрын
Thanks to everyone who posted *Ericroboti* on telegram, just received my credit card from him thanks man
@garrettwilliams47 3 жыл бұрын
Probably should have mentioned either the American Express Blue Cash Preferred or Blue Cash Everyday Card for 6% or 3% at grocery stores
@jgtv6269 3 жыл бұрын
Thinking about signing up for the one u just mentioned. Thank u for recommendation!
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