The Truth About County Court Judgments: Can You Ignore Them?

Рет қаралды 4,723

Жыл бұрын

People facing debt: Could you write off some debt? Get started here: moneynerd.co.uk/get-debt-opti...
The information provided in this video is for editorial purposes only and not intended as financial advice. Free debt counselling, debt adjusting and providing of credit information services are available from MoneyHelper, an independent service set up to help people manage their money. You can find out more by contacting MoneyHelper. MoneyNerd is not associated with MoneyHelper, we just think they're great.
MoneyNerd does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. With your consent MoneyNerd may pass you on to a trusted debt counselling company or insolvency practitioner. MoneyNerd Limited is an Introducer Appointed Representative of Pacific Financial Solutions Ltd who is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 688034) and is classed as a debt counselling firm. Their in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Licence no. 23590.

Пікірлер: 18

@MoneyNerd 9 ай бұрын

Chat online with a solicitor to solve your debt issue: justanswer.9pctbx.net/c/2873512/1147978/9320?sharedid=youtube-debt

@AMGSupremeteam 3 ай бұрын

How about if you don’t have the contract for the company to pursuit?

@wecandothiswarriors 8 ай бұрын

I had a CCJ on my account, which I did not know about(no court papers via Lowell, NOTHING, no bailiffs ever either?? ) which was taken off in 2016. I found this out as Lowell sent me a letter last week asking me for payment for this said debt. I wrote to them stating that it was statute barred . Nothing was ever paid , this loan was taken out over 15 years ago and I became financially unable to pay debts . They are now taking me around the wheel again with said debt. So forever !!

@MoneyNerd 8 ай бұрын

Hi @JulietteAshmore-uc1bn I'm sorry to hear about what happened, but thanks for sharing your experience. You can seek legal advice from debt charities like Citizens Advice www.citizensadvice.org.uk/debt-and-money/ or StepChange www.stepchange.org/ for free to resolve this issue. Hope this helps, and good luck! For people who may be unaware and would like to know if they have a CCJ, there are no-cost ways to do it. This article might help- moneynerd.co.uk/check-if-have-ccj/

@amiropinion 8 ай бұрын

I had an accident in Feb 22, I had a fully comp insurance. My car got written off and I was paid the MV of the car. My insurers said at the time they will deal with 3rd party claim on my behalf. No person injury incurred in the incident. On 3/11/23 I got a CCJ ordering to pay £19k. Why has this happened as claim is wrong, my insurance company should have dealt with it. I had no correspondence in regards to debt claim until today. What should I do, really worried

@MoneyNerd 7 ай бұрын

Hi @amir_vlogs231, sorry to hear what happened. I'm unable to provide detailed assistance, but this article might help: moneynerd.co.uk/what-happens-ignore-ccj/ Good luck!

@IchibanMo 5 ай бұрын

Good video, I had a CCJ ~£250, I've paid off, how can I clear it now?

@MoneyNerd 4 ай бұрын

Hi Mo! once a CCJ is 'satisfied', or paid in full you can have it removed by sending the court a completed N244 form. Here are two sources that can help you understand what to do next: moneynerd.co.uk/how-to-get-ccj-removed/ moneynerd.co.uk/n244-form-where-to-send/ Good luck!

@IchibanMo 4 ай бұрын

@@MoneyNerd great many thanks, will need to bear all the costs? I did not get any of the initial letters & never had a chance to see the initial issues that caused the CCJ unfortunately. Many thanks for your help, I'm now a subscriber to your great channel.

@MoneyNerd 4 ай бұрын

Thank you for subscribing, and glad to help!

@Astronurd 7 ай бұрын

Just don’t open the door to the bailiffs.

@TheBerendir 4 ай бұрын

Not proud of this and I am drug free now but I was a heroin addict and I foolishly let the bailiffs in for a debt of 300 quid from a doorstep lender. They spotted a roll of tinfoil in my room and said they were all ex police. They threatened to call the police and get me arrested if I didn't pay ( they could see I had nothing). I panicked and they said " what can you give us"? I had 10 quid in my pocket left over from my wage and I was withdrawing, I know it's hard to believe but I never committed crime to feed my habit. I was scared and said just this tenner I will show you my bank balance if you come to the ATM, they said "that will do for now we'll be in touch". Never heard from them again and I reckon they all had a pint on me and told the company it was a write off SMH. They do say hindsight is a beautiful thing. 10 years later I visited a friend who was still using and in a dark place the bailiffs were let in and she just said "I'm a smack head I've got fuck all" ! They turned around and walked away lol.

@ashspeaks1 2 ай бұрын

@@TheBerendirthank you for sharing this, and glad you are clean

@user-br8im3rq6u Ай бұрын

Well done I'm 4 months clean and sober today