May 2024 Family of 4 Budget Report With Extra Income

Рет қаралды 5,965

Күн бұрын

It ended up being a huge income month for us with my husband bringing home 3 paychecks, and paying myself a bonus from my business! Here's how we spent and saved every dollar this month.
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Пікірлер: 31

@user-vn6xo2tc9r 2 ай бұрын

Great video! I hope you’re planning for a long and relaxing maternity leave! 🧡

@TheBudgetingWife 2 ай бұрын

Awwww thank you!! I’m hoping to get a little break in. 😊

@JC-wc1bs Ай бұрын

I would love to see what you eat in a day because you spend SO little on food!! We make a lot but spend a lot

@Heydrayheyhey 14 күн бұрын

She uses credit from hello fresh through people who buy from her link. So most of her dinners are free and not included in the budget

@JC-wc1bs 12 күн бұрын

@@Heydrayheyhey did she mention that and I missed it? Seems dishonest

@Heydrayheyhey 12 күн бұрын

@@JC-wc1bs she responded to some comments in past videos.

@summerjoy247 2 ай бұрын

Impressive as always! You should do a video about HSAs and high deductible plans vs the low deductible plan and how to choose the best option for you. We have an HSA and “mid” deductible plan bc I’m scared of the other two options 😬 But sometimes I do wonder if I should switch…

@Natalie_11188 Ай бұрын

I’m a single person, but generally a high deductible plan is best for people who have little to no medical costs, and statistically aren’t going to utilize the plan much, i.e. this is for something catastrophic, so I’d rather pay less each month because my chance of utilizing it is low. OR the flip side- I know that I’m going to hit this very high deductible regardless, so let me save on the premiums (if you have a chronic health condition, are a woman in your reproductive years, very small kids with uncertain health care needs etc).

@karihosny9420 2 ай бұрын

Congrats!! I figured you got a big boost in pay after your launch of new products this year especially with your bookkeeping course and booking clients.

@TheBudgetingWife 2 ай бұрын

Thank you! I’ve shifted my income streams and it’s honestly been more fulfilling and profitable!

@ChrisRampersad 2 ай бұрын

Hi always love your videos. Its always good to evaluate emergency funds dollars and see if enough. As prices and costs have gone up i have had to change goal amounts. I don't have that wagon but I have a nice wagon from Target and I love love it. A wagon makes everything easier. For me it's to carry my elder dog I'd she doesn't want to walk as far.

@KennedyFamEver2023 2 ай бұрын

The wonderfold wagon is amazing! We have the older version of the W4 and it fits 3 kids plus a diaper bag plus a small cooler.

@TheBudgetingWife 2 ай бұрын

We just took it to the zoo and it was amazing!

@user-vn6xo2tc9r 2 ай бұрын

Can you explain the process of whole house painting with young children? I am interested in it for my house!

@TheBudgetingWife 2 ай бұрын

It was a 2 day process. We vacated for 2 days to give them space and not breathe paint fumes. The company moved all furniture and wall art and put it all back!

@user-vn6xo2tc9r 2 ай бұрын

@@TheBudgetingWifeappreciate the response, thank you!!

@danikagirl9 2 ай бұрын

Great video!! 🎉

@christiansailor2880 2 ай бұрын

Great video!!

@jacquelinekrimmel351 Ай бұрын

I have a question! I have forgotten how to account for using my sinking fund money in my expense tracker. I have deducted the amount of money I need on one excel line, but how do I show I applied it to an expense category? For instance, I went over in my travel budget for the month, but knew I had the sinking fund to account for it... now I pulled it from my sinking fund, but now what? Thanks!

@yoochul6215 2 ай бұрын

I just signed up with CIT bank but my platinum APY is only 4.8%. Is this normal?

@jaredalbin5658 Ай бұрын

How much was it to paint the whole inside of the house? I'm also looking to have that done when we go to buy a house too. I saw like $3000 - is that roughly right?

@jaredalbin5658 Ай бұрын

Ah I see - ~$4000 you mentioned?

@TheBudgetingWife Ай бұрын

Yes! $4,200

@kristyrae9 2 ай бұрын

curious where you calculate your interest earned on high yield savings... into your monthly income? At the end of the year?

@TheBudgetingWife Ай бұрын

It gets deposited each month! Right now we're putting it to our emergency fund since that's our big goal right now.

@danikagirl9 2 ай бұрын

Also curious who you go through for car insurance? I am in Phoenix and feel like your rate for the cars you have is really great!!

@TheBudgetingWife 2 ай бұрын

We have USAA!! I know a lot of people have seen huge rate increases recently but I’m thankful that we really haven’t.

@caseybedenko8866 Ай бұрын

I’m having a hard time making a budget as my income is different every paycheck… 😩

@brittany3946 Ай бұрын

If you’re able, try and take an average of your paychecks. My income is different every time too and I started by looking back on the previous year and averaged it out. So if you average $1000 a paycheck but you make $1300 this time, save that $300 in a buffer account, and only use it for the paychecks that are less than $1000. If your next paycheck is $800, pull $200 from that buffer account.