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15 Ways To Improve Your Credit Score To 999 In 2024

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The Humble Penny

The Humble Penny

Күн бұрын

AD thehumblepenny... - Get your FREE Credit report (Experian, Equifax and TransUnion) within 30 days with Checkmyfile, then £14.99 a month. Cancel anytime. Today's video covers 15 ways to improve or increase your credit score to 999 📈 in 2024. Enjoy 😀
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I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband to Mary and daddy first and foremost.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
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TIME STAMP
0:00 - Intro
1:00 - 1. Check your credit report regularly
2:35 - 2. Fix any errors promptly
4:15 - 3. Register to vote on the electoral roll
4:59 - 4. Pay your bills on time consistently
5:47 - 5. Reduce your credit balance and utilisation
6:50 - 6. Use a mix of different credit types
7:26 - 7. Avoid opening multiple accounts rapidly
7:49 - 8. Monitor any financial associations
9:30 - 9. Keep old accounts open
10:02 - 10. Use a credit card responsibly
11:37 - 11. Limit credit applications
12:11 - 12. Become an authorised user
12:40 - 13. Negotiate with creditors
13:43 - 14. Use eligibility checkers for a soft search
14:32 - 15. Be patient and persistent
15:06 - Conclusion
Massive thanks for watching and following our channel :) ♥
NOTE: This video may contain affiliate links and we may get paid a small commission if you click on a link.
Best, Ken and Mary
#creditscore #creditscoreboost #creditreport
★★ WHAT THIS VIDEO IS ABOUT★★
15 Ways To Improve Your Credit Score To 999 In 2024

Пікірлер: 27
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
thehumblepenny.com/checkmyfile - Use this link to get your FREE credit report with Checkmyfile. Drop us a comment if you have any questions or tips to share :)
@i.j.chibeze7404
@i.j.chibeze7404 8 ай бұрын
Thanks a lot Ken. I’ve shared this video with a friend who needs this comprehensive video. This is exactly what she needs. Best wishes to you and Mary☺️
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
Great! Thank you 😊
@adeslab4185
@adeslab4185 8 ай бұрын
My best channel... Humble penny is really helping in my journey.
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
This is amazing! Thank you :). Do share this video with others.
@kapzvara5732
@kapzvara5732 6 ай бұрын
Great video thanks for this. I had Identity fraud done on me. Took me 2 years to sort out was very frustrating as the bank would tell me to talk to the credit company. The credit company would say we are waiting on the bank and was playing cat and mouse. Eventually i was able to sort it out but will put a password on my credit check for sure. Thanks for the tip
@TheHumblePenny
@TheHumblePenny 6 ай бұрын
You're welcome 👊🏾
@profpat24
@profpat24 4 ай бұрын
Thank you for sharing. Do you have a video for credit cards that are easy to get for new UK immigrants?
@danielfitzgerald2561
@danielfitzgerald2561 Ай бұрын
(Sings to the tune of "A Thousand Miles" by Vanessa Carlton) Paying my bills on time....
@deborahadedoye8623
@deborahadedoye8623 8 ай бұрын
Thank you for sharing ❤
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
You're most welcome :). Do share this with others.
@MichaelWilliams-lo3ix
@MichaelWilliams-lo3ix 8 ай бұрын
Brilliant
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
Thank you :)
@1murkeybadmayn
@1murkeybadmayn 7 ай бұрын
i had no idea it could even get that high 😂😂
@TheHumblePenny
@TheHumblePenny 7 ай бұрын
Lol 😆
@angelwings1
@angelwings1 8 ай бұрын
Doesn’t a credit score just show you how much debt you’ve got/had? I’m following Dave Ramsey so hoping to bring my credit score down, not up.
@TheHumblePenny
@TheHumblePenny 8 ай бұрын
Sorry, you've got the idea wrong. A credit score doesn't show how much debt you've got/had. It is a score that speaks to your ability to manage the debt or access to credit that you have. A high credit score is always better than a low credit score. So hoping to bring your credit score down is not a good idea. Is that what you've learned from Dave Ramsey?
@fredferguson8749
@fredferguson8749 5 ай бұрын
There's not a credit score higher then than 850
@TheHumblePenny
@TheHumblePenny 5 ай бұрын
In the UK there is.
@Langwigcfijul
@Langwigcfijul 5 ай бұрын
In the UK it can go up to 999. I currently have a score of 908.
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