Amen!!

I lost all my family except my sister. Then discovered she was forging my signature to defraud me on my mother's estate. Now I have lost all my family.

Yep, Riminds me of Judas and Jesus

@FRANCISCO POLLARDO the majority of US accountants are also women, which would explain why they're no.1 embezzling. i'd assume no. 2 would be... male accountants?

🤣🤣🤣🤣🤣🤣🤣

I don’t care if I have 50 million dollars, nobody is handling my $ for me.

😂😂😂😂😂😂😂😂😂😂😂😂😂

for real dave seems shocked granny’s paying the consequences for breaking the law

@@ihateallyall Because so many times the victim backs off as family will blame them for the thief's bad deeds

The caller sounds like a total idiot. Nothing he said about her getting him on the right track financially made any sense whatsoever. At 25 you're too old to have anyone else handling your business. Ridiculous.

Royal Tee right on

Good for her! I was going to comment that she should be put away, until I heard that.

Good. She's right where she needs to be.

Another video where Dave advises to take steps to protect your credit score, while he says that you should not have any credit score.

I thought I heard the caller say sister reported her, because CC were in her name. If the balance was high enough, sister might not have had a choice. CC won’t right off the debt as fraud unless there’s a legal action taken. So grandma ended up in jail because of her own actions, no one else’s. You can’t assume to know all the facts of any story in such a short, one sided, retelling. Edit: LOL just hit resume play, and thats what Ramsey ended up saying. Guess my comment here was moot.

Almost always Dave knows how to handle situations, he’s a good man.

true, I never lend to my family. I just GIVE it to them and don't expect it is coming back.

@shaochia That is exactly the advice my grandmother gave me.

You can do business with them if you separate the business from the friendship (contracts, etc.). It's a very hard thing to do, though.

I agree. After a couple of experiences, I decided that I shall never do business with friends nor family. It creates a conflict of interests.

So true.

@@criticalmoment3859 naive, scared, and an idiot

It’s hardly naive to expect your grandmother to have your best interests in mind. Don’t be so mean.

@@dk.2260 That's not fair. We were all young once, and wisdom takes age and experience. He was trying to do the right thing, and his grandmother betrayed him. His grandfather also committed suicide, which is heavier stuff than many of us deal with at his age. After all that, he was wise enough to call Dave for advise, and as Theresa pointed out, quite humbly at that. Given all that, you really should cut the kid some slack.

Sounds like a nitwit to me..

Humble isn't the word

I'm so sorry to hear this. Hope you're doing well now.

Carmen St Germain I wish you well.

Yup, my parents used my savings a teen for bills/fun, same with my sisters. Never told us until we looked ourselves. Never forgive.

Minors should be allowed to open bank accounts without a parent's name on it. Too many kids lose their money to unscrupulous parents. I wonder why they aren't allowed to do it.

@@kerrynight3271 That's a contract and anyone under, I believe, 17 0r 18, aren't allowed to enter into contracts because of the youth/ immaturity factor.

You can tell when someone has really grown up when they can tell their parents the truth or the truth about their parents to others without emotion. I was in my thirties before I could really do that. A lot of people really are more fortunate than they realize. Great parents or evil ones we all have to be honest about those relationships in order to be well adjusted adults. It's sad to see people blame everything on their parents and just as sad to see people trying to make their parents out to be wonderful when they were actually abusive. Some people do the same thing that the caller describes but in the other direction giving their children money and things when what they really need is supporting relationships. The family money dynamic tells a lot about people. It's good that you realize that you are fortunate. A child in a shack or a castle both feel normal and don't see their situations until they mature. With a good or bad family history it feels good to tell the truth.

Drogo Baggins yes it took a while to wake up the reality of unhealthy parents . It's a shame that people don't really get that they are abusive and manipulative and sadly will not take ownership of anything that they do. People are truly blessed to have a loving and balanced parent

I was thinking the grandmother would try that on him, if and when she gets out of jail, and has been manipulating him, which is why he sounds so passive and weak over the phone. I hope he fights the good fight and takes control over his life. I had similar troubles with my mother, though I was 16 at the time an not 25,. I'm 27 now and although my mother and I do get along, I wouldn't allow her any sort of access/control over my finances.

DC Johnson It's really hard to deal with controlling parents. Even when I was a thirty year old army veteran it was difficult for me to stand up to my mother and make her stop her control freak behavior. Luckily for me she really revealed herself and that helped me with breaking away. Sometimes you just want to yell at people to grow up but you have to realize that for some folks a domineering control freak has been working hard their whole life to keep them from growing up so that the domination can continue. Just don't ever get in the middle of something like that trying to help someone out because nothing good can come from it.

Right! They got themselves in that mess, they have to get themselves out.

Agree. At least, this way, it puts a stop to Grandma's misbehaving with money.

lovethemflowers this has to do with her character dnd complete selfishness moreso than lack of financial knowledge. I didn’t know a grandmother could be capable of such atrocious acts. Makes me thankful for my family

I agree, but this is unnecessary information. So, why tell America your privacy.

Why tell? Because people need to know why they have to learn self reliance skills and how to get out of bad situations. The poor guy was so disillusioned and heart broken. People thought he was being weak. I think he was just trying to hold it together long enough to deal with it. He and his sister both need Counceling.

@@lovethemflowers or u could somehow kill her lol

How did you get retribution?

Yes. Look up and read about sociopathy. Scary stuff, but happens all the time in real life, just like with Cody.

Sounds like a mess !

I mean, if you have the upbringing that causes you to regard your elder family to be wiser and more experienced than you, it's not that far a leap.

And she has had 25 years to manipulate and groom him, might have the parents wraped round her finger too.

As an adult, zero excuses.

Time for Cody to grow up. Not being mean. Harsh realities come off sounding harsh. Just because theyre your kin doesnt make them good guys. Been there. Lesson learned.

He needs to grow up for sure but at the same time people don’t expect their grandma of all people to steal from them. So yes he needs to buck up for sure and hopefully he did but the immense pain of this betrayal by someone you’d never expect this from like your grandma and the recentness of his grandpa committing suicide would just be an immense hurt to endure. I wouldn’t have done this like he did but in a hypo universe that I did the pain of my grandma doing this to me would be immense.

I feel bad for laughing at this

@@KwamenaOdofo Same here XD D':

So wrong but so funny

😂🤣🤣😂😭🤣😂

🤣🤣🤣🤣🤣🤣🤣🤣🤣

I have heard my dad say before :Family will do you dirtier than strangers". They sure will.

Love your avatar. :)

yes

Righttttttt !!!!! You would think they would behave better but they don't?!!!

Psalms 118:8 better to put trust in the Lord than confidence in man.

They are not *their

@Amanda Logue Lol I think' you're right.

Amanda Logue True. Sad too.

if granny didn't have anything to do with it

So sad... Who knows how long he's felt defeated in silence by his own wife.

Lol,sad but so true

Jo Dizzle I know this is radon, but you're pretty. :)

Thank you

Jo Dizzle are you new to Dave Ramsey?

No. I've been listening to him about 2-3 years now

Jo Dizzle nice! I'm coming up to a year myself. I work in the financial industry and discovered him through a class training and been hooked since. He deff shares great advice. And I truly love his biblical principles.

She´s definitely a pathological liar.

Yes like the grandmother in little red riding hood... she sounds like a predatory psycho or sociopath

I wonder if the Grandma suffers any guilt at all for her husband's death. If she doesn't, then she clearly has no heart as well as no 'moral compass'.

Yes! 100% agree. The borrower is ALWAYS enslaved to the lender. Sometimes family is worse than a third party individual.

Good advice

Nothing to laugh about

Donald Clinton wrong... funny 🤣🤣🤣🤣, unless YOU’RE Grandma 👵🏼 👮‍♀️

@@greenearthblueskies8556 never funny when anyone goes to jail.

She should be in jail and she should stay there for a while.

@@donaldclinton1975 I personally find it very comical. She deserves it.

crispappletart this woman is a parasite good lord

granny hitting that pipe

haha...That's just a deceptive notion. They are human so they can still be psychotic and/or toxic.

not all grannies are nice, just like not all youtube commentators are smart enough to post intelligent comments.

Its not just grannies that do this stuff. There are some parents that do it also. The fact that this woman is a granny just means she's been getting away with it longer.

Sandy Pfisterer the call responded in the comments after you. The grandma stopped using his money to pay his bills. So I would assume he has alot of debt again now.

@@ildsc no

Will u marry me

Ikr? My grandma usually 'give' me money when she comes over. LoL

Yep... They are sweet mostly but these women like Cody's granny lack maternal instinct and human decency. Usually narcissist too.

Nice life you've had.

😮

gerald volkenand probably

That's what i thought.

Drugs.

Iain Dennis exactly.... Maybe he moved out the house late and didn't learn much on his own. The earlier the better so you can learn from your mistakes.

Believe it or not we've got lots of pockets throughout the country that are not as educated as others in many things many people in other places take for granted. If you study a few key things you'll see how our system very, very much relies on this and, with certain pieces of information throughout the country's history you'll find some of the who's and when's helped to establish such sadness. Plenty of people are greedy and manipulative and for many different reasons. Granny is one those people and there have been many, with power, welding it throughout history causing nasty cracks and deficits in our country as well.

This sounds so crazy, I have a hard time believing it.

Its not as if public school prepares anyone for handling money.

Not that I disagree, but some points to consider. His sister had done the same thing. It could have seemed quite normal to him; she may have even suggested it to him. The question is where the parents in all this?

She's not ill----she's NO GOOD. Don't feed the dysfunction.

Metaphorically, not literally. Literally and you wouldn't be here to post. Now you know.

@@kerrynight3271 Very clever.

gimpinmypants he didn't have to. She was already there, in jail due to the sister...he did tell him the only way to rectify identity theft was to file a police report thereafter but I got the sense that he was going slow with him due to his grandfather just having to commit suicide. 😞

Only way? u could kill the grandmother

He did tell him to do that.

It's difficult to advise that. Similiar to asking ppl to call Child Protective Services in risk of ripping a home. It's tough

Psychotic and toxic people age like nice people. There are plenty of psychotic old people out there..."awww, she's just a sweet little old lady" is such a deception.

dustinmarie life insurance doesnt pay out on suicide. The only one that does is the military, even though they say they don't

@@2inchfromtheground some do after you have had the policy for at least 2 years but still won't cover sport related deaths such as sky diving, scuba diving etc.

​@@2inchfromthegroundI think they were implied that she murdered the grandpa

I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,

how do I get in touch with this consultant that assist??>>>>

STEPHANIE KOPP MEEKS, that's whom i work with look her

Thanks for these recommendations.....,,,

Kevin Perez I work for one of the big 3 banks. I’ve heard similar ones too. People are horrible.

yep, not uncommon at all.

Lots of horrible people out there...just because someone is family does not automatically make them saints.

Kevin Perez Wow!

that would be such a great idea. I wish Dave would do that.