This Plan STILL Works!!! - Dave Ramsey Rant

No video

This Plan STILL Works!!! - Dave Ramsey Rant

Рет қаралды 166,300

Күн бұрын

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...

Пікірлер: 260

@omaxman1 6 жыл бұрын

I've been brainwashed by Dave in my teen years and now, because of that, I'm doing great

@jaredmuralt7457 6 жыл бұрын

What did you do for college?

@justinechamelle9535 6 жыл бұрын

omaxman1 iii

@omaxman1 6 жыл бұрын

Jared Muralt no college education... worked full time for 6.5 years after high school, saved up money and now flip real estate debt free.

@granitemoss1451 6 жыл бұрын

Good! Hoping all my time spent playing Ramsey's shows around my kids and being transparent about what we do with our money, and how that benefits our household, will stick with my kids long past when they leave my household.

@ShakaBroski 4 жыл бұрын

Me too!!

@Albert12893 5 жыл бұрын

This man deserves a medal, I'm in England and I followed his advice, IT WORKS, "it's not easy but stick with it, IT WORKS

@sadiurrahman1158 2 жыл бұрын

I am in India, I followed his plan and it worked here too.

@Albert12893 2 жыл бұрын

@@sadiurrahman1158 well done

@Karmaneoeric 6 жыл бұрын

I almost took a dumb loan for a dumb car last week. I went to the ATM, took out the monthly payment and spread it on the table. I was in shock. There was enough money to go to a fancy restaurant with the wife and kids, buy new clothes, invest in college, invest in retirement, save for a vacation, save for house improvements, save for a used car and take more time off without a care in the world. All this with one dumb car payment I almost promised to do each month for the next 6 years. That payment equals to a whole week of work, Its insane ! Thanks Dave !

@michelelara5982 6 жыл бұрын

Karmaneoeric same here... last week, we were so close to getting a new car loan... i cant imagine being tied down for the next 60months!

@markg999 6 жыл бұрын

When you pay cash for a car it hurts so it also helps you buy a good used deal. Looking in the future for a good used 14k vehicle...could spend alot more but its really just tossing money away.

@insideoutsideupsidedown2218 4 жыл бұрын

When your only bills are utilities, food, insurance and taxes...life is different

@heartquaked 6 жыл бұрын

I'll be debt free in 9 days because of your help. Thanks Dave!!

@Jo71603 6 жыл бұрын

Hi Heart!

@AnnA-gq3jd 6 жыл бұрын

heartquaked 👍👏

@AnnA-gq3jd 6 жыл бұрын

heartquaked are you going to do your debt free scream in person?

@Gooselip 6 жыл бұрын

heartquaked good work

@knpstrr 6 жыл бұрын

FREEEEEEEDOOOOOOM

@HowDo-YouDo 6 жыл бұрын

Just paid off my mortgage last month! I just need to keep hustling...thankfully I enjoy that. Thank you for your help Dave!

@azp4793 5 жыл бұрын

Congrats!

@timlist4173 6 жыл бұрын

Works like a charm. debt free on step 7. Life is better without the worry of debt.

@samrad9285 6 жыл бұрын

"What are your parents cousins" hahahahhaa!! 😂😂 GOLD

@Thinlizzie83 6 жыл бұрын

Sarmad Behnam 😂

@jaymacdonnell4730 6 жыл бұрын

My parents are cousins.

@vg6790 5 жыл бұрын

Sarmad Behnam I cracked up so loud!

@keitwilliamsmusic 6 жыл бұрын

I got started with Dave’s plan 2 months ago. I’ve managed to start and keep a savings account and managed to raise my credit score 30 points higher to a score I’d never seen for myself. I have hope for the future thanks to this dude! Thank you Dave!

@packers155 6 жыл бұрын

I'm agnostic and Dave's principles are really helping me out.. I've survived the first 2 months of my snowball, with 10ish to go until I'm debt free and man is it a good feeling.

@jordynlillibridge2769 6 жыл бұрын

Alex Reuille good job! Keep going, you've got this!

@michaelliechti9721 6 жыл бұрын

Awesome ~ moral principles work no matter your belief system. Wife and I have different beliefs and remain debt free based on the baby steps and enjoy the ability to give like no one else.

@Birkinbag09 6 жыл бұрын

I'm officially weird! Discovered Dave in 2016

@larryhurt6805 4 жыл бұрын

Been on Dave's plan for two years now and paid off my student loans yesterday at 26!

@fraisdegout 6 жыл бұрын

Nothing like a good Dave Ramsey rant... always cracks me up :).

@steffybelizzz9665 5 жыл бұрын

I thought I was in the wrong for the way I was spending my money: making a budget and paying my student loans (estimated 7 years to pay it off). When I was introduced to Dave Ramsey's videos, my passion on overdrive (new plan estimated 2 years and I'm still doing so well). Thank you Dave, you rock

@ImOldandSoAreMyBooks 6 жыл бұрын

If you spend everything you make then you're a fool. Ouch. Yes sir, I'll dial in on my saving today.

@naomiking2442 6 жыл бұрын

"Fat people's opinion about marathons!" You're killing me Dave :-)

@sublime90 3 жыл бұрын

"are your parents cousins?" lol

@muddytires4848 6 жыл бұрын

Dave, continue to do the Lords work and never stop continuing

@mybudgetguide2817 6 жыл бұрын

TU Dave Ramsey! 3 bills paid...new move...new car no payments...never broke. Happy Happy Healthy....still a long way to go. Bless U Dave Ramsey!!

@yourentrepreneurjourney 6 жыл бұрын

Sheena E 👏

@danmeck5978 6 жыл бұрын

Fantastic

@m24hel74 6 жыл бұрын

I work at a bank, and clients just love to get car loans, they like to pay as much as $10000 and $15000 in interest, no wonder my country is about to get in a recession, thank you Dave, I'm getting ahead by listening to you.

@markg999 6 жыл бұрын

m24 hel Thats really high interest considering car loan rates are cheap if you have semi decent credit rating.

@DimensionalGaming4 6 жыл бұрын

Total Money Makeover is on Audible. Didn't know that! So excited to finally read this great book.

@keitwilliamsmusic 6 жыл бұрын

REPTANIMALS so worth it. I’ve listened to it twice about to listen for a third time.

@Intentional-frugality 6 жыл бұрын

I am thankful I found you. I am stupid and fool when it comes to money and I am going to change

@AslansMane88 6 жыл бұрын

The people of the internet believe that they have the right to argue with Dave without having their ideas proved first by success. Everybody thinks they have the right. I don't have the right to argue with Dave Ramsey.

@granitemoss1451 6 жыл бұрын

I don't feel a need to argue with him, though I disagree with a few of his things he says.

@arienfox 6 жыл бұрын

I wouldn't argue with him either; Anyone who paid off over a Million Dollars in debt and can show you how to manage your Life better and win with money I want to hear what he has to say also.

@trinityfranklin8356 6 жыл бұрын

I just learned about you in my Personal and Family Finnace class. We’ve only just started watching you and you’ve already given me great advice already. I don’t know why some of the kids don’t find this interesting or at least worth listening too. This is a class you have to choose to take but in my opinion it should be mandatory. Because of you I think I’ll start off and leave college debt free-and definitely finish my life that day. I’ve already learned so much and can’t wait to learn more!

@maggiemay5618 6 жыл бұрын

Thank you. You are changing my life. God bless you sir

@ir10031981 6 жыл бұрын

the plan worked 25 years ago, and it works today, that has not changed, everything else in the world has changed, presidents have, we've gone from Bush Sr. going on Clinton to Trump. October 1992, Miley Cyrus wasn't born yet, her father Billy Ray's song Achy Breaky Heart was new and popular at the time. No one has heard of world wide web or wireless internet, we had beepers/pagers, now we're practically attached to our smart phones and we twitter/facebook/pinterest constantly like it's our lifeblood. We get all our information on KZfaq, Google & Wikipedia.

@jerseygirl0869 6 жыл бұрын

"What, are your parents cousins?"😂

@cozywanderer 6 жыл бұрын

LOLLL he's a savageee!!

@reganwolf4405 4 жыл бұрын

🤣🤣🤣🤭

@damarisgutierrez677 6 жыл бұрын

You are so awesome Dave! Thanks for all you do!

@Jo71603 6 жыл бұрын

Hi Damaris!

@lourdianajoseph7157 6 жыл бұрын

Mr. Ramsey you are like the uncle I’ve never had, taught me a whole lot I may not have never learned! Your principles are great especially that they are biblical! I’m on my way to becoming debt free and it’s because of your obedience to the Lord to do this for 25 years and counting! THANK YOU!

@magdalenaozorowska3076 6 жыл бұрын

Dave Ramsey and his plan saved my life and brought our family on the right course!

@KevinMcMullen. 6 жыл бұрын

I'm 28 I paid off my house. It does feel good but it also feels like I am starting from zero in a way. I mean that because most of my money is in the equity of the house. I am sure down the road I'll feel better about it.

@droptozro 6 жыл бұрын

You could move down in house, save the equity from the house that comes out and wait for the market to correct and buy in. Or use the equity from a move down to buy other investments such as real estate. Whatever you buy make sure you're knowledgeable in it. Dave's plan is mainly about getting rid of that risk. At least no bank will take your house now.... but the state might if you've got property taxes.

@KevinMcMullen. 6 жыл бұрын

droptozro I have a few different ideas. One is selling and using the money to invest with then just rent a house for a while. We'll see. My investing got me got me to this point.

@stanley19430 6 жыл бұрын

Which area do you live in? and hows the housing market there?

@KevinMcMullen. 6 жыл бұрын

chan stanley Tampa bay area in Florida housing is booming here in Florida.

@bartvanriel6767 6 жыл бұрын

Dude if your mortgage used to be 833 a month you just got a passive raise of 10k a year take home that everyone with an 833 a month mortgage doesn't have. You're killing it man!

@jaqenhghar6996 2 жыл бұрын

Been on Dave's plan for a month now. No debt and for the first time in my life I have an emergency fund. The peace of mind that being debt free with money in the bank is priceless! THANK YOU DAVE RAMSEY 🐐🙌🏾!!

@nicelookash 6 жыл бұрын

Dave is a simple guy, he always wears the same shirt

@joegantz94able 6 жыл бұрын

...and says the same statements.

@customershateyou 6 жыл бұрын

That's a habit of many millionaires. It's broke people who like to be flashy

@lovethemflowers 6 жыл бұрын

It's not the same shirt, just the same color. He just has 365 of them!

@AnishChari 4 жыл бұрын

Probably got it at Goodwill.

@nahiella43 6 жыл бұрын

I love all ur shows Dave. My 12 year old son watch the show with me and even he finds it interesting and funny too!

@HuntaKiller91 6 жыл бұрын

Its true..even me myself made below 30k annually but bcos of no debt my house is goin down fast from the previous 30yr mortgage valuing around 230k now goin down to 153k..thanks to Dave im goin to focus more on the mortgage early rather than making car payments down the line,life is so much better

@arienfox 6 жыл бұрын

Thank You Mr. Ramsey!!

@darinherrick9224 4 жыл бұрын

I was born blunt (Asperger's Syndrome) and became tactful and empathetic through years of study and meditation. But I'm still no push-over.

@ChrisDoesWhat 6 жыл бұрын

Thank you for your videos, it is nice to have the motivation not to do stupid things.

@davester1970 6 жыл бұрын

The best way to be motivated not to do stupid things is that pain, suffering and consequences will teach you harsh lessons the hard way when you do.

@imrealserious 6 жыл бұрын

And the second best is listening to Dave's advice

@christijohnson2320 6 жыл бұрын

"There's nothing crazier than a crazy Christian. Some of you people are Fruit Loops". Love it!

@Ms.MD7 5 жыл бұрын

I watch you because of your bluntness...I don't need sugar-coating

@TemeryN 6 жыл бұрын

Thank You Dave (and team!) for all you do everyday! Congrats on 25 years. I appreciate your honest approach, sometimes I do need to hear harsh truths to stay on the straight and narrow. God bless! =)

@jdb2002 6 жыл бұрын

For the first time, I put money in my savings at the beginning of the month rather than the end. Now we see if I can keep to the budget when I have less excess to work with.

@gretchenbray2268 6 жыл бұрын

I need to hear this! Keep bing blunt! Working on paying off car.

@FISHGOMOO4321 5 жыл бұрын

This time next year, my girlfriend and I will be debt free and be 2/3rd towards having my 3-6 months emergency fund. We have been so stupid with money in our early-mid 20s and we're now in a very good salary position (we're in the UK though) so we can chomp through this debt easy... Just need to be patient. Thanks a lot for your help Dave!

@valeriemeza4080 5 жыл бұрын

🤣 Love Dave Ramsey he cracks me up! Tell them like it is . Everything he is saying is so true.

@aracelisnassortega2292 5 жыл бұрын

You are amazing Dave. Thank you for having the patience to do this over and over again. I trust on you, I listen your show every day in different platforms and I am very grateful that I started to listen to you.

@NANGSGARAGE 6 жыл бұрын

The man has spoken

@schlagboy 3 жыл бұрын

This could be my favorite Ramsey Rant.

@MrAceman82 6 жыл бұрын

The first step for resolving a problem, the people must admit they have a problem. Most of people which are in debt, don't admit they are broke. When you have a negative balance, then you are broke, plain simple. Sad thing is when those broke people pretend to be financial gurus, and teach that debt is financial leverage for fast increasing of the wealth. The bible clearly states those who want to get rich quick, loosing everything. See Proverbs 13:11.

@debg8622 5 жыл бұрын

You’ve changed my financial life! Thank you so much!🌸

@ottosanjaa1104 4 жыл бұрын

Dave, you are an angel, blessing and i consider you as my rich uncle.

@yellowtrain3161 4 жыл бұрын

THIS VIDEO.....has by far become my absolute favorite rant!!!!!

@equisader 5 жыл бұрын

Some classic Daveisms right there! Love it!

@mikesawyer4707 4 жыл бұрын

I just love it when some "misguided" individual calls dave ramsey and asks a question like would it be ok for me to finance a car, because I need a car? Really, you must have made a mistake you dialed up dave ramsey. When you thought you were dialing G.M. Financial. Lol. Live below your means. Work and save. Be happy.

@MetalMike56 6 жыл бұрын

"What're your parents cousins?" LMAO

@yellowannie22 6 жыл бұрын

DAVE, YOU DO NOT NEED TO JUSTIFY YOURSELF TO ANYONE. i AM LIVING PROOF THIS INFORMATION OF YOURS WORKS !!!

@aishatidwell3389 3 жыл бұрын

Nothing like waking up to a good Dave Ramsey BS3. So glad to be paying myself (emergency fund) now!!!

@sweetaqu 6 жыл бұрын

I love this, thank you.

@blackmantis001 6 жыл бұрын

lol i love these rants

@waynehawkins2157 3 жыл бұрын

Dave's GREAT!!!

@pandapower3369 5 жыл бұрын

"Are your parents cousins?" Omg I was cracking up

@iphoneusdsd 4 жыл бұрын

Dave says what we need to hear not what we want him to say..I really like the no debt mindset.

@Tcgrande77 4 жыл бұрын

Just signed up for financial peace university... I am so excited!

@levgenyterrobias 6 жыл бұрын

Only wished heard Dave in my 20's....

@jack-ss1ig 4 жыл бұрын

I have a fool but know more thanks to Dave and Chris I finally care about my finance

@chuckmitchell7454 5 жыл бұрын

I’m not Christian or associate with religion but Dave is on point and speaks facts. Also when his arms are folded in the thumbnail I know the rant is going to be off the charts😆

@Kitchissime 3 жыл бұрын

One Dave Ramsey video a day keeps awful budgetting away.

@stevenlamb2142 4 жыл бұрын

I’m dept free in 4 months. Can’t wait!

@BodybuildingUniverse 5 жыл бұрын

Love you Dave! Thank you for sharing your wisdom

@thebabyfarm8571 3 жыл бұрын

What are your parents? Cousin!? Hahah classic Dave!

@philipanderegg5973 3 жыл бұрын

"How's that working for you?" Lol dying 🤣🤣

@jack-ss1ig 4 жыл бұрын

Tell it Dave like it is ❤❤

@eezy251able 4 жыл бұрын

Unfortunately 99% will always be in debt because we will always have Bill's to pay.

@cesargalvan896 5 жыл бұрын

Thank you GOD🙏🏻l found you l follow you every day and learning little by little to be good with money and spend less in things that we do not needed!! I am in step 2 GOD BLESS YOU🙏🏻

@azabian9910 5 жыл бұрын

Thank you for all you do

@rafaelestradamoncada4071 6 жыл бұрын

Telling it how it is

@CoryFalde175 5 жыл бұрын

Keep up the clear, unwavering message Dave 1 Corinthians 14:8 "if the bugle gives an indistinct sound, who will get ready for battle?"

@fhuber7507 4 жыл бұрын

Spending less than you make has ALWAYS worked... and it will always work.

@Spearra 3 жыл бұрын

Dave, the reason why people like to avoid solutions that work is because they don't like working. That's because first world victims don't like working. Because they'd prefer to play the victim. Look at MMOs. Everyone can have both equal skills, starts, etc. and there'd still be beggars on the streets!

@ankurkumar3620 5 жыл бұрын

Waao! I like the intensity Dave. Love and respect from India.

@alvinnguyen702 5 жыл бұрын

1. 1000$ 2. Pay debt smallest to largest 3. Have 6 months of expenses in checking account for emergencies. 4. 15% towards retirement. 5. Pay off house early* 6. Save for kids college and max out all retirement accounts.* 7. and yes of course give :p

@HP-rp5nn 5 жыл бұрын

What s funny guy!! I don’t agree with everything but he is indeed a comedian!!!

@daniellamoreno3616 6 жыл бұрын

I pity a fool.

@Jo71603 6 жыл бұрын

Hi Daniella!

@stanley19430 6 жыл бұрын

idk...should i move out? Age 27 earning 6 figures, living in my aunt's house by myself, fix my own car, fix her house for her, no rent, and save money. I got no debt and max 401k and IRA. A house is too expensive around my area even with my salary. Everything around here is 600K+ even for a one bedroom apartment. Everyone is outbidding everyone else. Rent is just shoving money down the drain when I can live for free until housing prices drop? (hoping)

@Riot228 6 жыл бұрын

chan stanley i would. Seems like a symbiotic relationship with you're aunt and you have no kids. Why not?

@Dudz 6 жыл бұрын

Buy the house from your aunt

@icodvi335 6 жыл бұрын

Move to Texas buy land n house du

@wongthong7 6 жыл бұрын

It's time for you to pay her mortgage and property taxes and let her live for free!

@ChubbyBlumpkinz 6 жыл бұрын

Pay for all utilities and property tax and stay there as long as she'll let you.

@saltyteabag1 5 жыл бұрын

"Are your parents cousins?" HAHAHAHAHAHA

@ericalange9668 4 жыл бұрын

“You argue while sitting there BROKE. It’s weird.”

@dominicankid1001 6 жыл бұрын

ramsey know more than all these people out here why they call him for advice.

@arienfox 6 жыл бұрын

Because most think they can challenge him but it does not work.

@davonbenson4361 11 ай бұрын

Lol at 4:32.

@Dreblueskies 6 жыл бұрын

You are so right! Love you Dave ☺️

@charlesadkins7067 2 жыл бұрын

dave ramseys plan works but you have to realize each persons life is different and not all parts of the plan will apply to you and some parts have to be modified to suit your life

@femibamidele7427 6 жыл бұрын

Sounds like Dave is referencing a comment I heard made by robert kiyosaki . In an interview he stated if your poor or middle class then dave Ramsey's advice is great ..if you want to be rich (like me and Donald Trump) Don't follow it. He went on to give examples like "do you think guys like me and Donald Trump cut up our credit cards?"..I personally don't think you can go wrong with Daves conservative approach but I also get that guys like Donald Trump wouldn't be a billionaires if they took Daves advice

@Jmr2332 6 жыл бұрын

Mike B agreed. Dave's target market isn't wanna-be billionaires. It's for the vast majority of Americans who don't know how to handle their money. If Dave was a baseball coach, he'd teach the fundamentals and to play small ball. He wouldn't tell his players to swing for the fences every at bat. His team would make the playoffs almost every year without a bunch of superstars. It's a weird analogy but I'm high right now and it makes complete sense to me

@mrs.nicolemerenivitch8794 3 жыл бұрын

"There is nothing crazier than a crazy Christian." Lol

@lorrainepb7944 6 жыл бұрын

GREAT MAN!!!!!

@Mosesusorer 3 жыл бұрын

I got a PhD in D.U.M.B. 😂😂😂🤣🤣

@chrisv8404 6 жыл бұрын

Id love to see dave talk to a few stupid people i know they book a vacation with no money

@newtonraymond77 4 жыл бұрын

I'm mad at what you say because I didn't discover you ten years ago and now I live on less than I make

@kathryntubridypakenham2743 2 жыл бұрын

I'd love to read the bible to learn about these principles, can someone tell me which books and verses give lessons about finances?

@christieturner5567 6 жыл бұрын

parents cousins 😂😂😂😂😂

@thinkmackay8954 2 жыл бұрын

Dave, you are wrong! Everyone should live on A LOT LESS THAN THEY MAKE!

@digdeepertv7388 6 жыл бұрын

The only criticism I have at this point is that you tell people to slave their life away to pay debts that they should be bankrupting on. Some situations it makes way too much sense, and sometimes it doesn't apply. For some reason that's grazed over for both. But thank you for your 25 years of service.

@melissabrewer2712 6 жыл бұрын

Dig Deeper TV why is it that people get to make stupid decisions and then wipe it clean? No. They need to pay it off.

@kimsy520 6 жыл бұрын

Melissa Burke-Littles Because Americans have the option to declare bankruptcy. People in Chapter 13 have to make monthly payments, anyway. Take it up with your congressman.