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1. Real estate - rental prop 2. Recession proof investments 3. Div tax portfolio 30,30,10 ( stocks that produce dividends, real estate 2 real estate equivalence inv trust, Shared RE investments) 4. Managed Portfolio u dont make the calls. 5. Cash equivalence such as gold, silver, bitcoin.

At 70 I have never owned a single share of any company.. Real estate made my living and with several booms and busts which I learned to deal with very profitably.. Now I would like to buy a dividend paying stock for my favorite niece when I am gone.. That's why I'm here!!! Thanx for the Info..

This guy is good.. No hyperbole.. nothing "shocking"... Basic great info!!!

Love the video. Straightforward and to the point. No attention grabbing headlines or extra hype. This is the type of guy I trust for advice

"Inflation" is the increase (an inflation) of the supply of currency which results in higher prices. Higher prices due to supply and demand issues is just "higher prices".

Wonderful video for the average(middle class) working class retirees likeme!!!!!!

cash flow positive real estate. Good luck with that!

selling options is much more nuanced than what you described.

I am mostly cash although I do have my dividend stocks still. I see no point in holding watching your capital go down. Especially since the fed basically told us they will be raising interest rates. They really have no choice, at least for now. They are most likely creating a buffer for when they have to start adding liquidity to the market. The market is now run by how much they are adding or taking away. They put themselves in a jam.

you should get a lot more subscribers , because you are one of the best teachers of financial planning that is out there. I am invested in REITs nd they've done well over the years. I m not much of a landlord , as I like to lay back and have a drink, looking at ta garden. Ha! BUt yea, REITs are a fantastic idea...

Thanks Toby for your input, I do have a few of your suggestions in play. Glad I'm doing it right.

I rent my properties in Central America. Considering the potential increases for renter moratoriums, I would not purchase rental properties in the U.S. Property rights no longer exist in the U.S.

I’m learning as much as possible from this guy.. his full of useful information! 👍🏼

Dumping of cash meaning government printing of money. Then people of means borrowing large amounts and buying up assets as a hedge against inflation. That action driving up prices causing more inflation.

keep in mind that as soon as the financial institutions were legally allowed to buy crypto, they drove the price down on purpose because they saw it as a threat to their system. Either way thanks for the excellent info! you are the best Toby.

Commodity-based companies...e.g. oil (xom), lumber (wy)

I have no confidence in our system/POTUS/election system/government etc. With the pandemic (& them working to create more), wars & rumors of wars, inflation/hyperinflation, the real estate bubble, the everything bubble…thanx, but no thanx. 100% of my $$$ is in real, actual gold & silver. I sleep peacefully at night.

What about gold stocks as opposed to the metal itself? Gold stocks are up at least 20% of the last couple of months. They tend to rise quicker than the metal itself.

Great ideas. I learn a ton from you and Clint Coons. Looking forward to speaking with your firm about asset protection as my portfolio grows.

I appreciate the shorter than usual video but still very substantive.

thank you for your advice! very sensible!

What about Costco? Would you invest in them? Place is always busy!

I have always believed in investing in real estate but what about the new order from the dauphin of California that rent may not be collected?

Hi Toby, how about doing a segment on owning property abroad and how to avoid taxes when you sell and bring that money back to the states.

Gold, Silver, Blue Chip Stocks, Real estate, and Cash is King.

Reit is so much easier than managing properties wholly owned. Better liquidity for a start, and no direct problems with tenants wrecking the property, callouts during the night, non payers etc

earned a subscriber! i agree! especially on the selling option part. everyone i talk to about this though would rather buy gold or whatever because to them it is easier with less things to manage... i'd rather buy companies i like in 100 shares, then sell options for maybe .05% or more each week or 2% or more per month... every once in awhile, you can make 20 to 40 % on a stock per year! that's better and less stress than most realestate flip type deals. you are getting "rent" for the stock you own.

I liked the acronym HODL but inserting hand under each butt cheek is pretty damn funny

Thank you for great content and keeping it understandable sir! 👏👏👏💪😎🇺🇲

First time hearing this channel. It's good and I subscribed immediately

We work for years to have , $1million while some people I know put thousand of dollars in some meme coins and they are millionaires.

Better get a cheap house to cover that Investor rate mortgage, usually 2-4% more than owner occupied property. And better check your tenant applicants credit report...will show any evictions and bad pays.

fabulous video!!!!...i appreciate those wonderful ideas and strategies....it;s my 1st time listening to you but now im subscribing and will be watching more of your videos...thk you for your wonderful advice...

You forget to mention VERY IMPORTANT thing. Interest Rate hike .25% this week. March 15. Most people hiding their money in Bond market. Let these two crucial days past first before jump in the market. Fed will rise the interest rate in four phases throughout the year. Be cautious guys!! Hold your horse guy! don’t jump into anything yet. Market likely will take a dive on that day and see which one can withstand. Good luck 👍🏼.

Walmart Target etc. Hammered in the market. I lost 26% overnight with Tgt. Nobody can afford anything.

Tobi you are my go-to-guy! Fabulous information As a realtor I do feel totally comfortable with real estate I do mutual funds with excess in my corporation. Currently these investments are in bonds & really safe companies you have mentioned! Thank you ever so much!

Great information and delivery. Thanks Toby, you're a great representative of your firm.

Hey Tiby, I just discovered your channel. Excellent, very balanced and articulated thoughts, straight to the point, no BS. Kudos! May I ask your takes on what usually happens (based on history) to dividends when the inflation hits 10% and above? Given the usual dividend rate is in the 3-6% does this mean dividend investors lose money? Do dividend payers catch up with inflation and increase their payouts? Thanks!

Fantastic video

What about Fundrise for the real estate bucket?

7 months later... soaring interest rate causes Stock mkt down 21%. Housing mkt in danger of crashing. Bit coin, gold, silver all down. Etc. Not easy, is it.

Thank you for this video

But these dividend companies generally pay a lower percentage than inflation? Example: cocacola currently pays 3.6% in dividends but current inflation in australia where i live is like 6.5 - 7 %

Toby what do you do if you have a big windfall like inheritance or lottery when your on social security and limited to what you can make? Thanks Stan

How about holding sneakers as investment ?

real estate is not good idea. reasons 1- you can't sell it whenever you want. 2- it's getting older and while it's getting older nobody wants to buy or rent it. 3- you can't live in same location during whole of your life. 4- there are many taxes and even if house stays empty you still have expenses.5-they build better modern houses each year. my idea is switch between metals. buy silver then convert it to gold then convert it to platinum then paladium .. always switch between them. check ratio charts and decide what to buy.keep some cash in switzerland franc.(max 10 percent)

ATT is the Co with a hiper trillion debt Number one in debt in US

SCHD, VOO, VTI.

Great Advice ! You are one of the best !!! Totally agree .

Great video! Thx for the chapter links.

You missed Exxon, it has way outperformed Royal Dutch.

Mr Toby: I like your idea. What kind of stocks is it good to sell options for? Please give an example (ie. kind of stock, $2 or 1.50 dollars option). Thank you thank you

Thankyou....

Why not commodities? They have killed it this ytd.

I’ve learned soooo much from Toby. I’m curious though if Vacation Rentals for ex. Mexico is a good investment.

You mentioned REITS- I know that REITS pay a higher dividend generally but aren't REITS taxed differently? Aren't some of REIT dividends taxed as ordinary income?

Great content! Couldn’t be more appropriate.

How in the world do we pay bills that usually come out of the bank through auto bill?

Gold or gold etf ?

Great Information!

Well said, I would have expanded on expected Vs unexpected inflation, and how each of these asset categories relates to each

Need to add owning solar to the list....

Hej ...wait a minute.....Say that again...10:50 Hmm, Is there a video going into that strategy? tHanks for the video

Glad I found this Video but Im struggling how to start lets say I have some capital how do I grow it also seeking a Mentor in the IE California is hard

Yea we made that huge mistake dumping Target stocks in 2007. That $180,000 would have been $800,000 today. We lost 50% when the market crashed and cashed out at $60,000. Big mistake

Hi Toby my wife and I have been watching your channel for the last 3 or 4 months and love it. We were wondering what you thought about Tqqq in our fidelity IRA acct is it a good idea to move some of our cash into it as it is trading around 17.50 right now it is way down . We would be doing it as a long term hold as we are only in our upper 50s and have no plan on taking it until we are forced to take . Thank you for your fantastic videos you make investing interesting.

Keep eyes on IIPR

Excellent 👌👌

Sound advice, sit on both my hands and do nothing. Let every one else do the hard yard! No wonder the world is farked!

Awesome video Toby. What is going on with gold and silver, man i took a big hit buying the top on silver this year. Feel like an idiot. Doesn't make sense how much I lost, bought in at 28 sold at 19. Horrible

I would not recommend purchasing “Gold” it pays NO dividends and is NOT liquid and can be difficult and or expensive to sell when the time comes.

Great info even for “ordinary people”,with not so much money to invest,he just conffirmed my present thoughts that realestate multiple housing is best option.I dont consider bitcoin good or real its like i think that they will just evaporate one day,so not good option for investing your lifetime savings and become more poorer!

I put 50 grand in fidelity TIPs fund. It has lost money over the last 18 months despite high inflation. Nothing makes sense anymore.

Did u say I bonds? Those are good.

Buying an over-priced house to rent out is a bad idea. Prices are dropping, and that 20% sale loss when you decide to sell hits you. I like t-bills with the interest rates being up. Also, Costco is a good stock long-term

Does this work in recession?

Good video using layman's terms, thanks.

Yes!! This is what I do:-))

In regard to TIPS, the inflation adjustment is based on the CPI, which doesn't factor in housing inflation, right? So the misleading CPI is at 5% while housing is at 15% and you get cheated, right? Just like how inflation results in a tax on your imaginary "gains", right?

What is the meaning of - sale a put?

I would like to know about gold and silver I can't afford real estate do I need to take my money out of the bank is Cash going to go bye-bye

Great information as always Toby

Another great video jam packed with insights into dealing with inflation. Aside from investing what would high inflation mean to small business? Possibly that might make an interesting topic for your fans here. Thank you Tony. Bri

Could you please share the link so folks can mirror your 5 portfolios ?

I outlived my family and I got all there property and investments. But im wading through the sewer to figure out if there worth keeping or sell them ..

People are not paying their rent so no on real estate

Aged very well, indeed

The hell with 10%( precious metals)!!!! That's for rich people! Since 10% is still alot for them. I have 50% on precious metals and still buying.

I only invest in stocks that pays dividends

Hi there. I'm watching from Barbados. Completely different legal system as we fall under English law. Nevertheless, some things are similar and I find some point useful. I thank you.

Im thinking to invest in Indian market

How is that inflation pushes equity markets and real estate prices high!? We are seeing just the opposite: both go down due to interest rate increases. Rents are theoretically higher, but not if you have an existing tenant(s) whose rents you can only increase by Board-approved 2.5% per year and only once every 12 months. And equity and bond markets are down due to interest rate increases. Of course if you come to an inheritance, it would be a brand-new cash that was not employed a year ago, but if you were building your wealth across real estate and typical balanced portfolios, you are stuck.

Flush with cash? Hmmmmmm. Renting is a PITA - and the whole market is about to crash.

Super awesome, that u r

SUCCESS.fratelo.

McDonalds also. Cheap meals for lower incomes. I would NOT support chronic illness causing Co's like Coca Cola

Qyld ? Paying 15%

Amazing video 👍🏼💪🏽🙌🏽🙏🏼👏🇺🇦

DeFi & metavers play to earn games. In game digital real estate 😎. This is the future.