TOP 8 BUDGETING TIPS FOR BEGINNERS | money mistakes to avoid + easy money management tips

Рет қаралды 11,789

Күн бұрын

Let's talk about the top 8 tips for managing your money as a beginner! What beginner budgeting mistakes to avoid, how to create a budget that will actually work for you, manage credit cards and credit scores + so much more!
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Пікірлер: 56

@MariaGarcia-gv8hj 8 ай бұрын

Now I have more knowledge about personal finance, thanks to your channel, I just subscribed.Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment.Traveling is now on our horizon, thanks to our financial choices.

@quin5155 8 ай бұрын

Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Earlier this year, I hesitated and failed to take any action until now. However, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

@MariaGarcia-gv8hj 8 ай бұрын

No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Lewis James Godfrey to create a long-term investment strategy, and he assisted us in managing our investments while we focused on my jobs without any concerns.

@quin5155 8 ай бұрын

Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the success you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

@MariaGarcia-gv8hj 8 ай бұрын

Okay, I work with *LEWIS JAMES GODFREY,* who is based in the United States. If you would like more information about him, you can conduct a search online. He even got featured on CNN recently.

@martyedgar4678 8 ай бұрын

Thank you for talking about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on KZfaq videos and attempting to manage my finances on my own hasn't been very effective:))

@Meganmama Жыл бұрын

You’re my new favorite KZfaq channel. I’ve never found anyone who is so realistic and focuses more on reducing the impact rather than doing a total overhaul all at once. I’m a 39 yo SAHM with an MA in counseling. I also have ADD. I just relate so much to your brain and it gives me hope that I can actually get control of my spending on a manageable way. I’m one of those people who gets motivated to make massive changes and then fails over and over to the point that I quit. I need a different way and here you are!!!

@user-jv8hq8sk8k 6 ай бұрын

Love this and love how your books are organized!

@sofiaruth2489 Жыл бұрын

Thank you so much for the wonderful tips!!! 🦒🦒🦒

@swelch0320 8 ай бұрын

Your videos are really helpful! Thanks!

@jowoodward1757 Жыл бұрын

Thank you , very helpful

@BudgetsWithELMA Жыл бұрын

I really enjoy your energetic personality, great video & very informative ❤ New subbie here

@deeannm8456 Жыл бұрын

Great advice! 🐈

@virginia_in_the_rearview 10 ай бұрын

Great video! I just found your channel. I'm definitely going to subscribe and go watch more of your content. 😺

@budgetandbalance Жыл бұрын

I also tried cash envelop, but I'm a digital girl, so that works for me. Love these tips!

@user-uk6dt2lk9z Жыл бұрын

thank you

@vulpixelful Жыл бұрын

this may be budgeting 201, but making monthly/yearly budgets got easier for me when I got one month ahead. Then I plan this month's expenses with last month's checks. I used to count it as the first month's expense emergency fund in the beginning.

@alicenosenzo2084 Жыл бұрын

I get such positive vibes from you, plus the beginning of the video is soo relatable, when I thought "ok I have to completely cut to 0 as many expenses as possible" that coincided with you saying we actually don't have to. You really calmed the anxiety I had towards budgeting

@alicenosenzo2084 Жыл бұрын

Oh and I'm loving the books behind you

@user-ik9xk3gp1z Жыл бұрын

Hi Lexa, please do a review of Money Knack's online budget planner and calculator.

@breec3346 Жыл бұрын

15:35 yasss!!!

@annastredwick4621 Жыл бұрын

Thank you for what you provide! I was diagnosed late in life with ADHD, knowing you have this too and addressing spending, being realistic, I appreciate it! I feel better knowing I am not the only one that questions Dave Ramsey's methodology.

@jeannep5431 Жыл бұрын

😼your cats while filming *let’s wreck havoc*😼

@dawnkulan4514 Жыл бұрын

How would you recommend safely making purchases online? I recently had my bank account hacked and almost my whole paycheck was gone with fraudulent charges. I thought I was careful..

@erinrobb2894 Ай бұрын

😻

@hopegoround Жыл бұрын

I need the cat version of this emoji 🤪

@user-ig2hb2xh7b Жыл бұрын

🐈🐈🐈🐈🐈🐈🐈🐈🐈 Thank you so much!

@austinsleads Жыл бұрын

😻😻😻😻😻

@helvetecaLLC Жыл бұрын

💸💰🐈‍⬛

@kerstenalvarado7175 Жыл бұрын

😸

@alexandranashville2447 Жыл бұрын

This was very clear and helped me learn to understand vital points of where my money should go and how. In a real way, no point in sugarcoating what we all do lmao

@turtlescanfly7 Жыл бұрын

💰🐱

@stephaniezern625 5 ай бұрын

🐈

@krissyd3391 Жыл бұрын

😽

@jen-x-erplansstuff5407 Жыл бұрын

😽😽😽😽😽

@KrazyKre8tor 11 ай бұрын

😺😺😺😺😺😺😺😺😺😺

@Jodie_M Жыл бұрын

Have you tried Qube Money (it's digital envelopes with a debit card)?

@malloriegarza1438 Жыл бұрын

🐱

@missriss1221 Жыл бұрын

I love the *concept* of the envelope system, but my checking account pays 2.5% interest + I put my sinking funds in specific categories in my savings account at 3.75%. No envelope is gonna pay me to keep my money in it 😂

@ACCOMPLISHEDSHEIS Жыл бұрын

True. It suppose to help you not tap into your savings often. Sinking funds are use for every spending. If anything, financial challenges help you save more than you normally save. Personally, it has helped me maintain my bank balance.

@lxryidm Жыл бұрын

🐱 🐈

@vulpixelful Жыл бұрын

lol if it makes people feel better it's been 2 years and a month of covid. We're just _in_ the third year. I'm counting Jan 2020 because we know covid was here already, that's why it's Covid *19* not covid *20*