Transition to retirement - your guide to accessing your superannuation while still working

Рет қаралды 10,389

Жыл бұрын

While many people eagerly look forward to their golden years as a time to relax and enjoy life, the transition from work to retirement needs careful planning.
In this episode, join Australia Retirement Trust’s Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your super.
#Superannuation #Retirement #Super
FOLLOW SUPER INSIDER:
Apple Podcasts - podcasts.apple.com/au/podcast
Spotify - open.spotify.com/show/1aXYHWZ
Like this video? Hit the thumbs up button and share with a friend who might enjoy it.
PLEASE LEAVE US A COMMENT
Our aim is to make Super Insider useful for you. If you found this episode helpful, leave a comment and let us know the topics or questions you’d like us to cover on future episodes. Thank you!
CREDITS:
Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance
Guest: Patrick Dunlop, Australian Retirement Trust Member Education Officer
Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.
This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Пікірлер: 7

@rasch760 5 ай бұрын

I'd like all elders past present an emerging to pay their respects to me for giving them a better life and dragging them out of drunken poverty, thankyou. Happy Australia day

@tanyam3090 3 ай бұрын

Thanks for sharing your thoughts

@hotchinahk 9 ай бұрын

thank you for your advise and I have learned a lot from you about my retirement plan 👍👍

@Woodland26 4 ай бұрын

is there an upper limit to the TTR account? From my reading it is not limited to Transfer balance limit of 1.9m (current in 2024). In theory if the TTR is set at 3m then one can draw say 4% of it = 120,000 or up to 10% 300,000?

@dentray 9 ай бұрын

What if you don't want to spend your savings first? And nobody mentions accessing your super at or after 60 in a TTR to use for overseas trips that you can do now that you wont have the energy to do in your late 60,s 70,s? The way I see it if you have more in savings than Super you are better to TTR the super and not draw down your savings, Afterall you can only do TTR until your 65 then it auto goes into a retirement account, If an average 60 year old TTR,s at max 10% they can only ever draw half their super balance in 5 years anyway. TRR advice should really only come from those who can access TTR themselves, Advisers cant really advise if they still have 30 years before Thay can access it themselves because they are not as old in body mind and energy as those in their 60,s. Just my 2c worth

@mayhk8622 9 ай бұрын

These acknowledgement already put me off, I watch it because i want info of super, not interested if the host's attitude towards these political views, sge can keep it to herself thanks.