It is all a racket. Health Insurance in America is joke.

This should have been added: In contrast, traditional Medicare does not have an out-of-pocket limit for covered services. In 2023, the out-of-pocket limit for Medicare Advantage plans may not exceed $8,300 for in-network services and $12,450 for in-network and out-of-network services combined. So this persons information was not complete The out of pocket is VERY high for the Advantage plans if you get a really serious medical condition.

a 43 minute video’s bottom lines in 30 seconds: 1. some medicare advantage plans offer limited emergency coverage. 2. get a travel medical and medevac policy too. 3. have sufficient cash or credit to pay for all overseas care upfront and wait for reimbursement.

This is the clearest explanation of Medicare, Supplemental, and advantage insurance I have ever heard. FYI I worked in medical billing for 13 years and lived in Mexico for two. Thank you for this!

It would be nice if there was a plan for x-pats on Medicare that paid for foreign healthcare but gave you the option to fly you back to the US for anything major.

I have a high deductible F supplement plan for less $60 a month. I would have to get out of my supplement plan to go to an advantage plan and was told I would be underwritten for health issues to get back into a supplement plan. Plus I have heard horrendous stories about advantage plans and preapprovals and refusals to pay etc.

My dad had a brain aneurysm in Mexico on vacation. Brain surgery and 3 wks in ICU. Well over $200,000 on bills. They only travel with trip insurance now

In the United States, medical services are very expensive. When you talk about medical service in the United States you end up talking about money. I just came out of surgery more than 30 days ago. I had surgery at the IMSS, the state medical service. Mexican workers are covered by this insurance, or you can even sign up voluntarily for around $700 dollars a year. The medical service itself is fantastic. Although I must admit that the equipment is somewhat old. The beds show signs of rust and the serum support was moderately repaired. Although there was also new equipment in places where it was required. Above all, the doctors work with great passion. My doctor performs more than 30 surgeries a week and despite being very young, he had a lot of professional practice. 35 days after my surgery and after five screws in my radius, I am very close to having a full recovery. On the other hand, there are many grandmothers who know remedies that work wonders, herbs, ointments and other tea infusions. In every popular market there is a stall with these remedies. The best thing to stay healthy is to be happy, laugh, enjoy life. "Para todo mal mezcal para todo bien tambien." For any bad mezcal, for any good too.

International Insurance is inexpensive for travelers as long as you are not expected to be covered in the US. I don't have my medicare assigned. As a retired nurse I prefer to make my own healthcare decisions.

I wish i had known this before. I just retired, just got medicare part b, there was no advice from the ssa office. Just submit and go, no advice, no scenarios, a total lack of knowledgeable personnel. Luckily, my union offered the retiree plan option that covers the 20% balance due, i took it for $5 a month.

As one who has been so confused the last few years, thank you Ron for your excellent information!

Best video from all other podcasts in Mexico. Superb! Thanks!

I never heard of an Advantage Plan with overseas coverage, most such plans barely cover anything out of state…so it is surprising. I will look into this…thanks Ron!!

Excellent! I am a Medicare broker and am sure that while Ron probably really appreciates his pay he is definitely thinking first and foremost of the Medicare expat members’ needs.

Thank you for once again bringing the good info! When it’s time to put this in place, I’ll likely need a broker licensed in TX. And I’ll be contacting Ron for the hook up! Especially since you are not Medicare age yourself, Brighton, I so appreciate you taking on this tedious/dry/confusing topic for the benefit of your viewers. You are so awesome! 🎉

Yes I use my Medicare Advantage Plan through Lakeside Medical Group here in Mexico at no cost to me.

One of the best vids on important info ever. Much gratitude, amigo.

Wow, this video was packed with great information and Ron explained everything very well. Thank you so much for this!

I love all the information packed videos you’ve been doing, Brighton! Especially happy you’ve been doing some great ones about Lake Chapala, where I’m hoping to live someday. Keep up the great work!

Great video! Thank You. I meet with my agent October 18, and tossing between Mexico and DR to retire!