Indeed, its amazing what I have learned from you guys here as well. I am so happy to have built this community 💐❤️

Great idea, thank you for that 👌🏿

At first I did not get what you mean. Then the penny dropped. I am going to do this now!

Yes I also did that 😅😅😅

❤️🥰thank you, you will love it. Unlike other bank accounts it does not have ridiculous interest rate which is great.

Thank you, its a great bank 🏦

Many many thanks sis’wami 🙏🏾💐

Hi! Bee, that us a great idea, I will look into how I can present the video. ❤️❤️

Exactly, it helps a lot to keep disciplined and to withdraw because you really need the money.

Glad it was helpful!🤗

I love that they’re always making improvements and they listen to their people.

I learned when I started as well, it sucks cz you disturb your interest every time you withdraw. Better that you split your goals to specific goals that you have.

create many goals, and put in little so that when you withdraw from your main goal you can deposit the extra you don't want to withdraw in the next goal. that way you don't have to start a new goal from scratch

Congratulations on paying off all your debts. Such exciting news. You fully fund your emergency fund.🤌🏽

Yohhhhh saving money on Capitec is okay if not looking at making some interest while you are saving. Tyme Bank has really been interesting how easy they make it to save and make interest.

@@JennNxumalo You are definitely right about Capitec and no interest. But their flexi fixed account is good if you struggle to save and always want to take it out. You can put in money and only be able to withdraw at the pre-agreed date. It is a good starting point to locking down savings habit.

That’s great, enjoy seeing your money grow 👌🏿

How good is discovery bank ? Is it reliable, and does it have good benefits?

Thank you 💐❤️

💐💐🤗

It is such a convenient bank account and less fees. I like that other countries have it also.

@@JennNxumalo Yes it has expanded here in the Philippines and we can earn points everytime we shop :D

I went to my app to try and do that, it was not possible or maybe I did not understand.

Welcome 😊🙌🏿

😊❤️💐 thank you so much

Thanks 🙏🏾

Lol it worked out ke ca your money kept accumulating more interest, which is great 😊

That is the part I dont like as well 😔

Congratulations first of all 🥳🎊 that is a great pool of savings. If you want to split your goal to various ones means you will have to disturb your interest because you will have to withdraw from the goal save to your everyday account and then create goals again. You will not loose your interest but you will disturb it.

Yes its not necessary to have it active. The only limitation it will have is when you want to withdraw money and do an immediate transfer. But for normal transfers you will need the account to be active.

What is dron tapping? I should google that.

Thank you 🙏🏾, I only do reviews or updates on platforms I use.

Yes you can, under Everyday Account, you get the option for bank statements, so long as you have had transactions you can be able to access it. It does not look like most traditional banks’ statements but it has an address.

Exactly, you need to attach a goal (purpose to it).

Interest is calculated on the money the money in the goal save. The more money you put in the more interest you get.

Hi! I am not sure because you do the card at the kiosk and get it same time.

Honestly, I do not know about such charges. I only know the EFT ones. Better to deposit money through EFT than at Pick n Pay.

I am not sure what is the limit, I did see I could fix a second one.

Ohhhh wow, that’s great. I should check out their website to learn about the terms, thanks 🙏🏾

@Ngoako....Where did you read this??

@@financialsavvybunny_ aà

@@moworld2102 @Ngaoko once you reach the 100K limit it doesn't allow you to go over that but you continue to use ur daily savings account and not the goal save.

I don’t think you can add on the fixed deposit, you will have to create another fixed deposit.

You can only fixed the amount that you have saved, unfortunately you can’t add on a fixed account.

Yes it does, you go on your goal and press add.

Yes it does cs its added on the total amount.

Not sure, but Someone said you have a similar bank in Philippines.

@@JennNxumalo ok thanks 👍

I hear you 🙌🏿

It’s a South African bank, I am not sure if it’s open for other countries.

It can be overwhelming, how I do it is by focusing on gaining knowledge on the thing I am working on at that time. Over time I accumulate so much information and knowledge by pacing myself.

How long have you had your money saved without disturbing it. Mine is currently at 6%

Hi! Xola, Yes you won’t be able to put more but it will continue to earn you more interest. But someone commented on this video that they allow for more than R100000 now, but can’t confirm this.

💐❤️yes, yenza ama goal save akho abe maningi, ingabi yodwa kuze uzothola interest kwanye ama goals as well. Kodwa ungawenzi abe maningi if imali isese ncane.

Ngabonga kakhulu cc ngempendulo yakho nginombuzo wesibili lana if ngina R70 thousands kwiGoal yami ngingakwazi yini ukuyicaza kathathu or kabili.angeke yini interest yami iphazamiseke ?

Izophazamiseka cc as asho kut uma uyikhipha kuphazamisa I interest. Okungakusiza kut uvule amanye ama savings goal

Yes, I noticed when I saw yours. It ruined very easy though.

@@JennNxumalo yes OMG, definitely a waste of money

​@@JennNxumaloOMG we have the same earrings

But that is a good thing cs it means you pushed.

Definitely pushed shem

That is the nice thing about time bank you get to see the interest come in 👌🏿.

Yayyyy thank you and welcome to the fam🤗

I love how low their charges are.