USDA loan requirements (BEST 0% down loan)
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Күн бұрынUSDA is a great loan option for 0% down. Here are all the requirements you need to know!
Property eligibility: eligibility.sc.egov.usda.gov/...
Income eligibility: eligibility.sc.egov.usda.gov/...
Turn Times: www.rd.usda.gov/page/sfh-guar...
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0:00 2023 USDA loan requirements (BEST 0% down loan)
0:24 Highlights
2:05 What is USDA?
3:32 Pick a helpful team
4:55 Down payment
5:52 Closing costs
9:05 Get pre-qualified with out team
9:21 Seller credits
11:11 Proof of funds
13:02 Credit Score
15:53 Credit Events
16:21 Interest rates
17:09 Mortgage insurance
19:29 Affordability
21:57 GUS
24:42 Max Purchase Price Calculator
25:21 Manual Underwriting
26:12 Property Requirement
26:21 USDA \Map
29:03 Get a Real Estate Agent
29:32 Appraisal Highlights
31:06 Example - Rosebugh, OR
32:52 Example - Franklin, KY
34:04 Commute
36:40 Income and Employment
39:24 Loan Limits
39:59 Student Loans
41:21 Special Requirements
44:26 Refinancing
45:36 Success Rate & Seller Perception
46:56 How do you get one?
- DISCLAIMER -
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.
@Greg-J 10 ай бұрын
After losing my ass in 08' on multiple homes I honestly wasn't sure if I'd ever buy again. It wasn't until I saw a video of yours about 6 months ago that I started seriously considering it again. I binged your videos and bought your calculator and here I am closing on my home this week. Thank you!
@WinTheHouseYouLove 10 ай бұрын
Hey Greg J! Wow, I'm thrilled to hear that my videos and calculator helped you on your homebuying journey! It's always amazing to know that I've been able to make a positive impact. Congratulations on closing on your new home this week!
@Live-Life-Freely 8 ай бұрын
Sweet! I wish you well!
@TheTexasTakebyMissVikie 8 ай бұрын
Good Luck hope it works out After losing everything I decided NEVER to hold a mtg again So I paid cash for my current home... But now im ready to move or at least take an extremely long vacation 😂 Have not decided yet
@gerryortiz7276 4 ай бұрын
How do you bought at the bottom of market? Didn’t you have a crap load of equity ?
@margiecallahan3009 2 ай бұрын
Me too!
@thaliaamaro1759 10 ай бұрын
Besides being super helpful and knowledgeable, his voice is very soothing, I sometimes replay his videos to fall asleep 😅❤
@WinTheHouseYouLove 10 ай бұрын
😂 Thank you!
@bjsmith8824 10 ай бұрын
Yes, I could listen to him for hours ❤
@innerbeauties4700 10 ай бұрын
I agree 😂
@beastboy43ify 10 ай бұрын
Sometimes when I’m beating my shit I come to his KZfaq videos and come to reality that I need to lock in and get this house!
@thaliaamaro1759 10 ай бұрын
@@beastboy43ify 🤣🤣🤣🤣horrible
@brendasummers6499 2 ай бұрын
Ten years ago, I financed the townhome that I live in through USDA. I gave someone a check for $500. I got that check back at closing. I didn't pay anything else. My realtor and mortgage broker were both familiar with USDA loans. Great program for retired people.
@GoudatheGameGod 10 ай бұрын
This man replied to every comment! Real customer service.
@WinTheHouseYouLove 10 ай бұрын
I try my best!
@geniushughes8287 9 ай бұрын
The USDA also has these guaranteed loans and government loans that will build you a house for a dollar down and also buy you an older house where they would fix it up like brand-new with the loan
@sonjalivingston8241 7 ай бұрын
Now where can I find THAT information?
@benyosep5640 Ай бұрын
No where…in their wildest dreams. 😂
@itzesmi 10 ай бұрын
We finally got our house in Jan 2023 I’ve been following for 2 years and it definitely helped to understand the home buying process. We did the USDA direct. It’s time consuming but if you really need housing and are low income this is for you. A headache for sure but worth it
@WinTheHouseYouLove 10 ай бұрын
Wow! Congratulations! Thanks for the support. :)
@itzesmi 10 ай бұрын
@@WinTheHouseYouLove thanks! Keep up the work! Your breakdowns are the best ! Feels like taking a college course but one that I can follow and learn 👍
@thaliaamaro1759 10 ай бұрын
How long did it take for you
@itzesmi 10 ай бұрын
@@thaliaamaro1759 from the time to get an application to getting into the house. 6 months. We got a packager who was basically the middle man who would help us with the process but it complicated it. So if you can avoid getting a packager please do.
@AssortedVideosforALL 10 ай бұрын
Surely i will go forth onto this opportunity with my family.. thanks for the response & video...
@julieanncheshire9960 9 ай бұрын
Thank you for getting this message out! I was able to get into my house in December of 2022 with a USDA direct loan. The process took more than a year and a massive amount of patience, but it was worth it. Your content has been so helpful along the way.
@WinTheHouseYouLove 9 ай бұрын
That is awesome! Thanks!
@LilMoSweet53 10 ай бұрын
I work remotely and don’t have a commute so this is very appealing
@chantelleanderson1630 2 ай бұрын
Same
@debbiebrooks1293 9 ай бұрын
Awesome video. You're the only person I've heard that explain USDA so well.
@WinTheHouseYouLove 9 ай бұрын
Glad it was helpful! Thank you so much!
@annaweber4286 7 ай бұрын
Love you videos! Very knowledgeable and answers all of my questions.
@evasharing 3 ай бұрын
Thank you so much for making this video! I have had so many questions about this type of home loan.
@chantelleanderson1630 2 ай бұрын
This guy is so nice to listen to, really good at making scenes of things to me that really knows nothing about buying please post more🎉
@patde1264 4 ай бұрын
Great video. Very informative. Thank you !
@danielyoakum8902 9 ай бұрын
2 minutes into this video and it’s already provided me more information than the top 5 other videos I watched previously.
@WinTheHouseYouLove 9 ай бұрын
Thanks for watching. :)
@InLawsAttic 4 ай бұрын
This is very helpful! Gives us hope !
@cyndigreenwood3272 10 ай бұрын
The only thing I would add to this, just going through the process myself... the loan takes the lowest Middle score in the household. We had a hang up because the lowest middle score was 669. So it had to be manually underwritten. Also too in Manual underwrites, they seemed to be a bit more lenient on some of the rules. I personally had a 9 month break in my employment history. I had to include a letter stating why I left my job after 17 years and took a break and only had my new job for 10 months. Closed on the house 6/30/23. And you are right, there are a lot of people that dont know about this program. Agents and Loan Officers might have heard about these programs but have never looked into them. I had to read the USDA guidelines they have in thier website and go back and forth with my loan officers on what was allowed and such. I ended up being able to roll on my closing costs into the loan, because the appraisal came back higher. With a true 0 at closing. Even getting my EMD back which I would have loved they just made that a deposit, but oh well. The appraisal is nothing to be scared of, when I had my inspection, I had estimated about 60k in repairs, and the appraisal came back totally clean. And 10k over what we offered, (which was asking price). Maybe I got lucky.. not sure. But I wouldn't stress on the appraisal.
@WinTheHouseYouLove 10 ай бұрын
Hey Cyndi! Thanks so much for sharing your experience and congratulations on closing on your house! It sounds like you went through some unique situations with manual underwriting and the break in employment, but I'm glad it all worked out for you. It's great that you took the time to research the USDA guidelines and communicate with your loan officers to make sure everything was allowed. And how awesome that the appraisal came back clean and even higher than your offer! Thanks for the reassurance about not stressing over the appraisal. Thanks again for watching!
@vegajewel1085 8 ай бұрын
Hi I'm a 21 year old single mom trying to figure out how to do this i don't have family to ask and don't have to many people that knows really anything about it I'm down on my luck and really could use a little guidance / tips one how I can do this thank u so much :) ~ a struggling stranger
@savannahsmiles1797 8 ай бұрын
@@vegajewel1085 check in your area as there might be places you can go that will talk to you about this type of loan. In my state it usually tags with the places that help with tenants rights. Check with the library sometimes they can have info on this kind of thing. United Way help as in our small town they have info on everything that is available for everything.
@eldelacordeon 9 ай бұрын
I truly appreciate the thoroughness of the information and the fact you got right into the information, without all the fluff. My family lives in San Diego, CA, and has tried to qualify to buy a home since 2015. This USDA option will definitely help to finally buy a home. I wish you blessings and growth in all your endeavors.
@WinTheHouseYouLove 9 ай бұрын
I appreciate that! Thank you so much!
@kariblackwood5811 3 ай бұрын
I recently heard about USDA loans via a realtor that was showing me homes. I had no clue! Your expertise was very informative! I’m sick of paying rent but I went ahead and decided to rent for another year at a higher priced apartment to show that I can afford at least $1,200 a month on a mortgage (although I’d like it to be lower) and so I can save money for closing costs & get my credit where it needs to be to qualify for the GUS. I want a property out in the country and several of my coworkers drive more than an hour to work. I’d only be 45 minutes away from work. It’ll be worth it in the long run and I’ll be able to buy what I want VS what I can qualify for. Thank you SO much for the information! ❤ I
@lotfitahar5232 7 ай бұрын
Thank you for highliting this imprtant topic .
@carolynniemann6934 4 ай бұрын
Great stuff! Thank you. 😎🤟
@seaundajohnson-km5bx 8 ай бұрын
Finally a competent spokesperson
@fredmjohnson183 4 ай бұрын
Thank you for your update great work
@lookingback5889 2 ай бұрын
Thank you You are very informative I sent your info to my son and wife who are in the process of their first home
@gijogreatness4070 Ай бұрын
Learning USDA loans plus eye candy? Yes please! Top tier!
@maryrenaud6732 10 ай бұрын
Excellent presentation! thank you!!!
@WinTheHouseYouLove 10 ай бұрын
For my excellent viewers. Thank you!
@texaseagle7119 10 ай бұрын
This looks Awesome! Problem is I have been debt free and off grid for nearly 16 years, only bill I pay is car insurance. You would think debt free would be a good thing. In this case not so much
@savannahsmiles1797 8 ай бұрын
it is cuz you have no history on paying back credit and they can't track your history...
@Two_trucks 10 ай бұрын
Youre a God send! Thank you for posting this!
@WinTheHouseYouLove 10 ай бұрын
Glad you enjoyed it!
@michaelowenby9469 9 ай бұрын
Amazing info ! Wonderfully made video thank you!
@WinTheHouseYouLove 9 ай бұрын
Thanks a lot!
@cococoif404 10 ай бұрын
Such a thorough explanation and presentation. Best I've seen so far! Very impressive. I'll definitely reach out to your team when I'm ready.
@WinTheHouseYouLove 9 ай бұрын
Thank you! Here's my website: www.winthehouseyoulove.com
@viewoftheaskew Ай бұрын
excellent presentation, thank you!
@nickiesimon2127 10 ай бұрын
Welcome back! U read my mind, i literally watched your older version yesterday 😂
@WinTheHouseYouLove 10 ай бұрын
Hope you enjoyed it! Thanks for watching. 😂
@movewithladyv818 10 ай бұрын
Thanks so much Kyle!
@WinTheHouseYouLove 10 ай бұрын
Thank you so much for watching!
@SpiriTeedKnocepts 10 ай бұрын
Thank you for the tip on how to use the map.
@WinTheHouseYouLove 10 ай бұрын
Sure thing!
@The_Dancelegz_Experience 6 күн бұрын
His voice is so soothing, anyway… I had never considered a USDA home loan… so much knowledge out here
@WinTheHouseYouLove 5 күн бұрын
Thanks so much for watching!
@JackTranchina 9 ай бұрын
Can you please make one on the USDA FARM loan?
@Blazenway61 10 ай бұрын
Thank you, great Information I didnt know this was available.
@WinTheHouseYouLove 10 ай бұрын
You're welcome!
@gamingwithgoldi 9 ай бұрын
Hi kyle. Thanks so much. I got a usda lian and closed this past december! With the direct loan. You really helped me alot thanks! Love my home
@WinTheHouseYouLove 9 ай бұрын
Great to hear! Thank you so much. :)
@ts9975 9 ай бұрын
Thank you for this information
@WinTheHouseYouLove 9 ай бұрын
Thanks for watching. :)
@brownsugar2u 10 ай бұрын
Thank you for this very detailed video on USDA loans.
@WinTheHouseYouLove 10 ай бұрын
My pleasure! :) Thanks for watching.
@djack915 9 ай бұрын
Very helpful and informative 👍 thank you .
@WinTheHouseYouLove 9 ай бұрын
My pleasure! Thanks for watching.
@oliviaford6736 10 ай бұрын
Thank you for the education 😊
@WinTheHouseYouLove 10 ай бұрын
My pleasure!
@bjsmith8824 10 ай бұрын
Excellent Video ❤
@WinTheHouseYouLove 10 ай бұрын
Hey BJ! Thank you so much for your kind words and support. I'm glad you enjoyed the video! If you're ready to take the next step and start on a pre-qualification, you can visit winthehouseyoulove.com or shoot me an email at kyle@winthehouseyoulove.com. I'm here to help you every step of the way. Let's make your homeownership dreams a reality! 🏡😊
@sillysausage72 10 күн бұрын
Great video. Thanks for sharing.
@WinTheHouseYouLove 10 күн бұрын
Thanks for watching!
@nisaroberts9059 10 ай бұрын
Very helpful information thank you.
@WinTheHouseYouLove 10 ай бұрын
So nice of you, thank you!
@MardiGrasMobile36613 9 ай бұрын
This was the most helpful video…
@WinTheHouseYouLove 9 ай бұрын
Thanks!
@annpowell4147 10 ай бұрын
Very good information that sounds doable with your help
@WinTheHouseYouLove 10 ай бұрын
Yes, if you need assistance, you can always visit my website: www.winthehouseyoulove.com. :)
@geniushughes8287 9 ай бұрын
There's tons of different commercial as well as residential Farm loans through the USDA where you can start a business plus build your home
@sonjalivingston8241 7 ай бұрын
@geniushughes8287… how can I get more information about this?
@benyosep5640 Ай бұрын
Go to their website and call your regional office.
@wandahicks9509 10 ай бұрын
This sounds wonderful
@WinTheHouseYouLove 10 ай бұрын
Thanks!
@tee5382 8 ай бұрын
I’m interested thank you for the information
@WinTheHouseYouLove 8 ай бұрын
Awesome! if you need assistance, you can always visit my website: www.winthehouseyoulove.com
@peacebeteal 5 ай бұрын
Sir! You are amazing! Thank you for your content.
@WinTheHouseYouLove 5 ай бұрын
Hey, thanks a ton for the compliment! Really glad you're finding the content valuable. Stay tuned for more! - Kyle Get pre-qualified at www.winthehouseyoulove.com/
@Patienarmonia 2 ай бұрын
Thank you!
@Miopinion. 3 ай бұрын
Excellent. I mean excellent and super clear information. Oll be contacting soon 💕
@Danadane314 10 ай бұрын
I’m glad I found you. This was so understandable! Thank you! 😊
@WinTheHouseYouLove 10 ай бұрын
Hey Dana N! Thanks so much for your support and kind words. I'm thrilled that you found the video helpful and easy to understand. If you have any more questions or need further assistance, feel free to reach out. And if you're ready to start your pre-qualification process, you can visit www.winthehouseyoulove.com. Thanks again and have a great day! 😊
@Savannah-ed4rv 6 ай бұрын
News to me. Very interesting!
@WinTheHouseYouLove 6 ай бұрын
Hey Savannah! Thanks for watching and I'm glad you found it interesting! If you're ready to take the next step, you can start your pre-qualification process at www.winthehouseyoulove.com. Let me know if you have any questions!
@user-gs9qb3uw8q 2 ай бұрын
Thanks for the great information. I am glad I don't need tons of cash to buy a home.
@deb1000001 9 ай бұрын
This came up after I just spoke to USDA on the phone, and they're mailing me an application. You have to pay for the inspections and for a year of insurance up front. So you need to have about 3k at least saved.
@sonjalivingston8241 7 ай бұрын
😮
@winniethepoohandeeyore2 12 күн бұрын
Bought my house through USDA 3 years ago.
@honey.badger 9 ай бұрын
Very thorough and helpful! I wish i can like this vid more than once! Question... What is the max amount of cash in checking/savings one can have without becoming ineligible? Many thanks
@joeyd8294 2 ай бұрын
Do you have a video on VA loan requirements?
@Sassysouthrnbelle 3 ай бұрын
Hello, I applied for a USDA Direct in Florida. It took 8 months for my application to be reviewed. I did not use a processor. I was denied due to an old collection account that drops off in 12 months. You really have to have very good credit and a lot of time.
@WinTheHouseYouLove 3 ай бұрын
I've heard Direct is very tough to qualify for :(
@benyosep5640 Ай бұрын
Go usda guaranteed, direct sucks
@sardarmehmood8063 3 ай бұрын
Very nice ❤❤
@joethemlo 10 ай бұрын
Awesome guidance as always! Curious to know what software you use to record on your iPad.
@WinTheHouseYouLove 10 ай бұрын
Ecamm
@mnp870 7 ай бұрын
Yea. These loans require like 100 documents. Also every month there is additional charge of a private mortgage insurance.
@keithowens9664 5 ай бұрын
Real true nobody's going to say you anything if you ain't got a credit score at 6:50 or higher problem
@ednablessie8429 Ай бұрын
I will follow every step to get my house this year
@WinTheHouseYouLove Ай бұрын
Great goal! Start by checking your credit, saving for a down payment, and getting pre-approved for a mortgage so you know your budget and can make a strong offer when you find the right home. When you're ready, go ahead and schedule a call with our team to get started on your pre-qualification: www.winthehouseyoulove.com/call
@TxHoneyBee 10 ай бұрын
Hello there. I was missing your videos so thank you for uploading. You've got a good voice for podcasts and long videos! I'm always curious about the different loan programs, but I looked into this one previously and didn't like it because the 0% down has a caveat. With this 0% down loan, I qualified for less and had to pay more for it (higher interest rate and higher closing costs, lower loan limit). At that point, I may as well put more cash down. It's not the best for a first-time buyer if you have any cash at all or if you want to live in a nicer area. It's great for very cheap homes or people with literally zero cash. Is PMI also higher on this type of loan? I didn't get to check the PMI on each to compare.
@jamieg1802 9 ай бұрын
I spoke to a broker but they said it is more like a conv/fha loan requirements, but per the website it is as you listed it
@bellakisses616 10 ай бұрын
Funny I work in Charlotte but live on the outskirts! Belmont is actually nice!
@WinTheHouseYouLove 10 ай бұрын
Awesome! Sometimes outskirts are better. :)
@foxxrider250r 9 ай бұрын
Awesome and thorough explanation! What is DIL/FC/SS, tho?
@WinTheHouseYouLove 9 ай бұрын
Deed in Lieu, Foreclosure, Short Sale
@foxxrider250r 9 ай бұрын
@@WinTheHouseYouLove Thank you sir!!
@user-uc4cx7bh3f 3 ай бұрын
Well, this is just great... One of the very few benefits we as veterans get for the hardships we endure in order to be held to a government contract that keeps us in poverty is now being given freely to people who haven't bled for this country. Fantastic....
@WinTheHouseYouLove 3 ай бұрын
VA loans are better than USDA loans. They are not the same
@benyosep5640 Ай бұрын
He’s not even in the military. Bye 👋🏾 troll.
@theprojectsetmedia Ай бұрын
But why did you have to nail this video like that! Good job!
@WinTheHouseYouLove Ай бұрын
Thanks so much for the kind words and support! When you're ready, go ahead and schedule a call with our team to get started on your pre-qualification: www.winthehouseyoulove.com/call
@dunghuynh-bu6ns 10 ай бұрын
Very funny , the guy work form Primary Residential Mortgage in the Nashville his name is Shaun Lyons, he said buy house with no income check, that is not illegal.
@WinTheHouseYouLove 10 ай бұрын
I'm not familiar with loans like that
@peacebestill662 10 ай бұрын
Do you guys have refinance plans?
@geniushughes8287 9 ай бұрын
There are other stimulus and other government programs that might go in with the USDA like $25,000 down payment cost on a new home and different grants for closing cost
@theprojectsetmedia Ай бұрын
Hi, How do you get that grant?
@bobthenager 9 ай бұрын
So I live on my moms property with her and it's ok the county said to put up another house on the property. Can I use a USDA loan to build a house or is it only for already built homes? Thanks
@kathymurach5125 9 ай бұрын
can you use a usda loan for manufactured homes?
@laniegonewild 4 ай бұрын
Can you refill nance from a conventional to usda and pull out some equity
@2Corinthians5.7 6 ай бұрын
Is there a time frame once a application is submitted and complete and no additional information is requested for at least an approval or denial has to be given?
@magsxoa4519 5 ай бұрын
This is very helpful. My husband and I want to buy a home but are hesitant. I have a great credit score but not all the funds for a down payment.
@WinTheHouseYouLove 5 ай бұрын
That's a common concern! We have a 1% down Conventional loan that may be the right fit. Get Pre-Qualified with our team anywhere in the US → www.winthehouseyoulove.com/call
@user-hi4ue4qc8u 2 ай бұрын
Question would you blend or take the median credit score of married couples when qualifying?
@clarityofthought 8 ай бұрын
prx clan checking in
@WinTheHouseYouLove 8 ай бұрын
Love the PRX
@karlaxiomarafernandez4064 Ай бұрын
Do I need to include my parents income to apply for this loan? I have the same address as them.
@rebackoffice8910 7 ай бұрын
Is it possible to get approved without having recent tax returns or filing?
@upbeatdeadbeat9751 4 ай бұрын
How long after getting the loan and the house is it okay to go above the income limit? For example, if you were to get a promotion within the year after buying your house.
@wendythompson1529 7 ай бұрын
What about housing that is provided by your company... ie: public storage provides a 2 bdrm apt to their property managers. They also pay electric, water, sewer and garbage. So a person worked for them within the last 2 years but now works at a job that pays much more but you don't have a 2 year history yet. Does this negate or disqualify the borrower?
@FlyLotus9 9 ай бұрын
Is a low DTI frowned upon by lenders? Ours is 26%.
@VeronicaVeronica777 8 ай бұрын
I don't think it is any communications with them that starts the clock. It is once you start paying them, that starts the clock again. So only when a person intends to stick to the plan and pay them fully, should they pay. Because if you stop, then you are screwed because now it will be on your credit report even longer.
@thecoachwoodson 9 ай бұрын
After 1 year of living in the property can you then “make an income?”
@peacebeteal 5 ай бұрын
How does this loan work for a modular home?
@HadizaBakari-iw4uv 7 ай бұрын
great
@lewispowell1443 6 ай бұрын
Hey I just heard of Naca for down payment assistance as a first time home buyer could I get down payment assistance or grants and still qualify for a USDA loan.
@ninavongunten122 3 ай бұрын
What about a home equity loan that I have inherited with a property?
@georgecarrera18 7 ай бұрын
I have a few questions I stay in Texas but recently my soon to be fiance and myself wanna get our first home. We both don't have credit that's something that is to be worked on right now But how far proof of income is needed ?
@chriscurren6384 7 ай бұрын
I have an unsecured loan for another 3 years. Is it possible to get it secured to qualify?
@rasz1013 Ай бұрын
Can a green-card holder benefit in this loan as well?
@chantelleanderson1630 2 ай бұрын
How common is the appraised value more then the sellers price?
@MikeSmith-nu9wt 6 ай бұрын
We got our house through a farm home loan through the goverment in the late 80's . We both got better jobs and it put our income out of there program , we had to find a finance company because of our better income, they sold us our own home back to us and tried to profit off us by raising the price what we originally paid , cause i busted my butt improving it , now it was worth more ..i wasnt very happy about that one .
@jenjen5184 9 ай бұрын
I receive a yearly bonus of 10% of my salary and have so for the last 3 years and counting. Does that get included in my income? If so is it divided by month? Ex: regular pay: $82,600 and bonus pay: $8,260. Would that be counted as 90,860 yearly?
@ashburnconnecttv7860 9 ай бұрын
Those examples of monthly mortgage payments are like playing the darn Mafia!!!
@lingofearth2786 9 ай бұрын
300k for a house is still insane to me..
@serendipityblooming1244 9 ай бұрын
I agree. But with single family homes going for $3,000 avg rent per month here in CA (Im in a rural area too!) it seems impossible either way!
@RaveGodX 3 ай бұрын
I won’t say what my current house cost is … and the taxes? I’ll say this much right about 13k a year…. I’m currently getting divorced so I’m looking at USDA and also looking at land in other states for possible business venture… taxes in other states can be under 1k a year?!? Wow at that alone…😂
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