Vanguard Index Funds: A Complete Beginner's Guide to Investing

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Күн бұрын

I'm taking you through step by step, on how to start investing with Vanguard index funds, in this COMPREHENSIVE beginners tutorial! We'll go through account set up, buying your first ETF, as well as some of the best ETF's to buy today in 2023.
Get started with a FREE Vanguard investing account here:
bit.ly/vanguardinvesting
For International investors (outside the US), check out Interactive Brokers:
bit.ly/IBKRinvest
► Get up to 12 Free Stocks on WeBull (valued up to $25,300 when you deposit $0.01):
a.webull.com/i/CharlieChang
► Follow Me on IG:
/ charlie__chang
Vanguard is one of my favorite brokerages. I just wanted to share with you exactly how to begin investing using the Vanguard platform and their low expense ratio index funds. This is one of the smartest ways to invest today, as Warren Buffet and other millionaires recommend buying these low cost index funds and investing in the long term. This is also how I have set up my Roth IRA retirement account, which I recommend you guys do as well.
I'll screenshare with you as I open up a Vanguard account, and purchase some ETFs. A lot of people don't realize that funding the account only puts the money in your settlement account, and it's not actually invested! To invest, you need to take money from your settlement account and use it to purchase shares of an ETF or stock.
We'll go through:
How to set up a vanguard account
Best vanguard ETFs for beginners
How to buy vanguard index funds and ETFs
3 Top Vanguard ETFs
Full Vanguard tutorial
I'll also go through 3 top ETF's that you can buy today, all with extremely low fees and reliable performance.
Thank you for watching!!
How to Invest In Stocks for Beginners 2022 [FREE COURSE]:
• How to Invest In Stock...
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-Charlie
#Vanguard #Tutorial #ETF
Disclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The commission is paid by the retailers, at no cost to you, and this helps to support our channel and keep our videos free. Thank you!
In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.
► My Instagram: / charlie__chang

Пікірлер: 468

@keirorin 2 жыл бұрын

you're helping a lot of people who didn't grow up with access to financial literacy 😭 seriously, thank you so much

@waltermartinelli8384 Жыл бұрын

I just want to know best how people split their pay, how much of it goes into savings, spendings or investments.

@shellshockicebear2k Жыл бұрын

@@waltermartinelli8384 isn’t investing and saving the same thing if you’re going for a long term goal

@dbedazzling1 4 ай бұрын

Exactly I appreciate it

@mbank3832 2 ай бұрын

It just shows how sucky American education system really is. Teaching you complicated math but nothing on personal finance. Americans are in debts or bad with their finance because education failed them

@cdlglorillablessed777 3 жыл бұрын

I like how you show and walk us through the process on the computer. It’s easier to understand this way. Thank you

@mythicalbeastwaywardson 3 жыл бұрын

There's alot of vids on here like this but this is the most helpful by far. Very detailed with advices thrown in

@TrackVibesJA 6 ай бұрын

Props for actually showing ppl how to set up the accounts. Sometimes that's the part that ppl have a problem with.

@akemp7777 Жыл бұрын

Thank you thank you thank you for this! Every time I look for how to invest it’s just “invest with vanguard, fidelity, etc.” but I had yet to find a step by step guide like this until now. This is sooo helpful!

@noeliasuarez4717 2 жыл бұрын

You are amazing. I can finally found someone that actually explains how to invest in Vanguard. I have had the account for over a year and I never bought anything thinking it was already taking care. Thank you for going step by step for those that are new in this.

@0000AD 2 жыл бұрын

I like how you added the expense ratio. I think it’s really important to try to keep the expense ratio below or on the dot of 0.03 if possible. Similar funds have an average ratio of around 0.82!!

@CharlieChang 3 жыл бұрын

I LOVE INDEX FUNDS!!!! ⭐ Get started with a FREE Vanguard investing account here: bit.ly/vanguardinvesting

@Ezw6 3 жыл бұрын

I have a question: I was thinking of opening a second investment account to help fund my first house (I am a freshman in college), am I allowed to have two investment accounts if they are at two different brokerages? Say for example one on Brokerage A and a second at Brokerage B. Two completely different accounts at different companies. Can I do that?

@Ezw6 3 жыл бұрын

PS: Great videos! You are really knowledgeable and you're honest too which is something you don't find much on KZfaq. Thanks!

@learntomakehonestmoneyonli9364 3 жыл бұрын

I don't know who needs to hear this, you've got to stop saving money. invest some part of it, if your really want financial freedom

@stemstudentph9246 3 жыл бұрын

Err is this open to people outside of the USA?

@d02575575 3 жыл бұрын

Question. When you invest in a index fund what would be your return?

@ericajones10 3 жыл бұрын

Thank you for putting together this walk through video. I have been trying to actually learn HOW to setup and get into index funds and this is the first video that I feel like I actually am not left with more questions than answers. Again, thank you and keep up the helpful work! I just subscribed!

@omgurung2205 2 жыл бұрын

Hi, did you setup index fund aaa count ?

@humphrey 3 жыл бұрын

Love Index Funds, great stuff as usual Charlie

@laportafrank Жыл бұрын

Like Warren Buffet said, dividends are only good if the business you’re investing into can’t make good use of that capital. So if you’re trying to invest into businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they’re returning capital to you because they think you can make better use if it than they can. It’s not much different from bond investing. The way I see it if you have a $1 million at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...

@rickertcoles Жыл бұрын

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

@sherryie2 Жыл бұрын

@@rickertcoles A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@flemmingbrooke Жыл бұрын

@@sherryie2 How do I meet this Person?

@sherryie2 Жыл бұрын

@@flemmingbrooke The thing is that I really don't like making such recommendations. But there are many freelance wealth managers you could check out. I have been working with "NICOLE DESIREE SIMON" for about three years now, and she's made decent returns. If she meets your discretion, then you could go ahead.

@flemmingbrooke Жыл бұрын

@@sherryie2 Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call

@izik6894 3 жыл бұрын

Another great Video!!! I would like to rollover over my retirement fund with vanguard. Would you suggest rolling over a 100k to one fund like VTSAX? Or should I structure it differently due to current market situations? Appreciate your suggestions!

@bikeryder573 3 жыл бұрын

Thank you so much for explaining this! This was so helpful, Vanguard should pay you to make tutorials!

@blank1505 3 жыл бұрын

Did you open anything up with Vanguard? :)

@jeehra2312 2 жыл бұрын

Very informative! Follow up question: how does it look when you contribute a monthly portion of your paycheck into your Roth ira vs doing what you did in this video? Can we simply automate what you did with vanguard's s&p 500 with monthly paycheck contributions?

@MoniDobbs 3 жыл бұрын

Thank you for going step by step. God bless you.

@kati_franczeska 3 жыл бұрын

Watching his videos puts me in the best of moods!

@jacobzeller4014 3 жыл бұрын

Thanks Charlie, the screen record of you going through it is very helpful!

@summer747 2 жыл бұрын

I’m so nervous about investing and this was SO helpful, thank you!

@esmyyt3061 2 жыл бұрын

Have you invested yet? Please tell me how it’s going!

@delilahherrera1445 3 жыл бұрын

Thank you for creating this video, very informative. You addressed every question I was having.

@PierceJordan 3 жыл бұрын

One of the best ways to invest! Thanks for putting this guide together!

@krisjorgo 3 жыл бұрын

Great video Charlie! I been following you for a while now(before you blew up), you have inspired me to start my own KZfaq channel and share my own journey. Keep you the great work, I hope we meet one day 😁

@wealthupgrade6104 3 жыл бұрын

Great info as always! I need this in my upcoming vids. 🙂

@Noelle2024 2 жыл бұрын

Short and straight to the point. Great for someone like me who has ADD.. thank you! 💕

@sadeoliver4968 2 жыл бұрын

Extremely helpful, thank yooouuu!! Been dying to get into ETF's 🙏🏾🖤💰

@soniavillanueva3846 2 жыл бұрын

Thank you so much! I also made the same mistake as you, and I’m so glad I was able to correct my mistake!

@blank1505 3 жыл бұрын

Thank you kindly for this simple and informative video! 🥳 Sending virtual appreciation.

@nia-nv3tf 3 жыл бұрын

This was extremely helpful!

@WalletInvestUSA 3 жыл бұрын

VTI is my fav! 280 shares!

@CraftyyAMV Жыл бұрын

Love how you showed how to do everything! Thank you so much!

@thedragonflyyy 2 ай бұрын

Thank you Charlie just subscribed enjoyed the video.

@SY-sp8uo 3 жыл бұрын

Who's started investing this year? 💃

@jennifergraceevans9599 3 жыл бұрын

@Henry harry Reed how do I get started?

@jennifergraceevans9599 3 жыл бұрын

@Henry harry Reed Really? That's great. I'd check them out.

@jayjay-bz3rr 3 жыл бұрын

2021

@latanya777 3 жыл бұрын

@Henry harry Reed Did you just follow autocoiners steps from there videos on instagram to get started. I'm new to this

@candydomination7348 3 жыл бұрын

Thank you! I'm a newb and still quite young and I work around a lot of people who are within 5 years of retirement. There's only such much they can tell me about how to invest when we're generations apart and how they did it 30+ years ago compared to now.

@raulperez518 2 ай бұрын

thank you for the info!!! I planned on opening a vanguard account & you just gave me a huge head start on what to put my money into!! thank you!!!!!

@johndoe3485 2 жыл бұрын

I just need to know do you need to transfer money from your bank to vanguard account or do you just buy ETF’s for example and the money just automatically comes out of your bank account since its linked or whatever?

@holdensagan 3 жыл бұрын

So if I was going to simplify this entire process, I should open up a vanguard account. Choose ETF. Select the S&P 500 and contribute the max amount every year for the next 30 yrs and in theory, based on the usual returns, be sitting pretty when year 30 comes around?

@wandabailey2873 3 жыл бұрын

Thank You for this video I just open my Vanguard account following your video I have to admit I know nothing about investing but I want to learn

@zettawilson2236 3 жыл бұрын

Me too.

@zc4196 3 жыл бұрын

I just open a Roth IRA with Vanguard. I'm excited lol

@prissylittlemissy_ 3 жыл бұрын

Did you buy index funds, mutual funds, or etfs?

@advancedyou5445 3 жыл бұрын

how is it going?

@marlonm95 3 жыл бұрын

How’s it going bro?

@bestvibes5908 3 жыл бұрын

Charlie Chang, thanks for the great content!! 👍

@m4tcha67 3 жыл бұрын

Appreciate this video very much!! So helpful!

@jayt.5111 3 жыл бұрын

Such a good video bro, thank you

@izik6894 3 жыл бұрын

Thank you for another great content! I have a question I am in my mid 40s and just opened a new ROTH IRA. This is what I came up with: VTI 50% SCHD 15% (added for dividend purposes) VXUS 15% REITs 10% (custom portfolio with about 1o reits) BND 10% Please let me know what you think of this. Do I need SCHD/REITS? Allocation %? Thank you so much for all your videos!!!

@Jason-bn5wc 3 жыл бұрын

Thx for the video! I was wondering how the expense ratio is charged? Does that go from ur bank account or the investment?

@LetsGetFreeTV 3 жыл бұрын

Super appreciative, I get this now 💯 you answered my questions

@Charvisgreen Жыл бұрын

Thank you so much for breaking This down! Currently 24 but man I wished I would’ve known about this stuff at 18 but better late than never.

@gabrielpages9892 3 жыл бұрын

This is awesome. Thanks Charlie!

@yaqian3806 2 жыл бұрын

Thank you! It’s very helpful!

@wandabailey2873 3 жыл бұрын

Thank You for this video very helpful

@rubenwrld4958 3 жыл бұрын

I'm hoping I can learn this stuff. I'm starting from zero so I know nothing about investing at all

@laflor6854 3 жыл бұрын

thats the best way to learn. and we have all this knowledge at our fingertips now with the internet :)

@roymendez9054 3 жыл бұрын

same, just started learning a few months ago. gotta start early

@MissPinaii 3 жыл бұрын

Just wanted to check in. How's it going?

@zettawilson2236 3 жыл бұрын

You and me both 😕

@alfredonolasco3527 2 жыл бұрын

I’m also just learning how to invest and it’s really helpful watching KZfaq videos$$$$$

@bangerzdhemie Жыл бұрын

This is the most educated tutorial I’ve ever seen thank you so much .

@mimiDawn83 2 жыл бұрын

Learned so much in a short time. You awesome

@jonathanrodriguez51 3 жыл бұрын

Man.... Thank you a lot ! 👍 You have a new subscriber

@EdnaGarciamylife 3 жыл бұрын

Great video thank you! 🙌

@dars.2165 3 жыл бұрын

Great explanation!

@mario3804 2 жыл бұрын

I really appreciate your feedback and thank you for making this video.

@wandabailey2873 3 жыл бұрын

Thank You for this video I want to invest in Vanguard but it is confusing your video help me lot and opened up my understanding

@felaciadurr1785 2 жыл бұрын

How do you know which stock/ETF to invest?

@jaderuth9830 3 жыл бұрын

super helpful video, thank you!

@1tzm1ke25 3 жыл бұрын

This honestly helped out so much

@CharlieChang 3 жыл бұрын

Super glad to hear that :)

@ItsMsAliciaNicole 2 жыл бұрын

THANK YOU! No one talks about HOW to invest in index funds

@haileyalex Жыл бұрын

Thank you for the video! It really helps someone thats a beginner like me!

@ravishingxbeauty88 2 жыл бұрын

This is hands down the best financial video I have ever seen! You were so clear and knowledgeable about investing with Vanguard! Plus, you actually showed us how to invest! Amazing work! can you please talk about fee when investing with Vanguard?

@roberegross 3 жыл бұрын

Love your detailed info! Quick question tho - can you transfer ALL of your acct money into one of the funds? Or do you have to leave some in it? ( I just want to purchase some VOO funds).

@menswearhous 3 жыл бұрын

If im just starting with S&P 500 should i go with vanguard or fidelity

@audralorton8996 Жыл бұрын

Can you make a video explaining the expense ratio! This was so helpful!

@LetsTalkFinanceswithTrayTruitt 3 жыл бұрын

Excellent content. Keep up the great work.

@CharlieChang 3 жыл бұрын

Thank you Tray

@philipw4849 2 жыл бұрын

With vanguard do you have to buy whole etfs or an you buy fractional etfs?

@sonypsp05 2 жыл бұрын

This info helps me a lot. appreciate it

@Trd2020 3 жыл бұрын

Thank You. When can you pull the money out?

@irmaabraham5587 3 жыл бұрын

I followed your steps, but the money moves out of your money market settlement fund 2 business days after your trade date. It shows as a day trade for me. I'm looking to let it sit longer than that. Any advice?

@bmanscire 3 жыл бұрын

thank you brother

@davidha7096 2 жыл бұрын

Thank you Charlie.

@josuecamarillo3011 2 жыл бұрын

Much appreciated man

@magnificentsi1053 3 жыл бұрын

This was helpful 👌

@GenesiusIndrawan 2 жыл бұрын

Hii, I have question, It's better to keep your emergency fund in a mutual fund or ETF?

@Shonda123 3 жыл бұрын

AWESOME JOB!!

@eaaaaaaaaaat 2 ай бұрын

lovely video vanguard my favorite dh player

@orldoming Жыл бұрын

Thx u charlie for ur explanation.

@namly9868 3 жыл бұрын

Thank you very much

@gavinmathew7491 3 жыл бұрын

Thank you.

@camilamedinacubillos9201 2 жыл бұрын

Thank you so much 😭❤️

@williamreeder3660 8 ай бұрын

Thank you for this video

@alfredonolasco3527 2 жыл бұрын

Just wondering if I open a Roth IRA with vanguard can I just purchase VFIAX instead of ETF I have 3000 to invest and I believe that’s the minimum amount required for it . Or you could only purchase ETF with a Roth IRA.

@cathlynmaldonado5188 2 жыл бұрын

How much is the min to start investing? Thank you for the information

@joseluissolis1305 Жыл бұрын

thank you!

@TechMrBedyson 3 жыл бұрын

i open Vanguard General account but i cannot buy Index fund or ETF. its asking me to open another account ?

@gracehawkes7156 Жыл бұрын

Hello this is really helpful! With the Roth IRA account can you pull out the money whenever you want?

@csajal123 Жыл бұрын

Hi Thank you so for this informative video, is it advisable to buy these ETFs for a period of say 5yrs? If yes is VOO or VOOG a good option?

@lchristianrojas3713 Жыл бұрын

Great video.

@dieyoung8259 3 жыл бұрын

Dude, thank you so much. I was on the fence as far as investing and you pushed me over. I don't know if you got paid, but you should have. Once again thank you.

@jackmugan5531 3 жыл бұрын

Investing has left me no choice but to keep investing cause it's makes so much profits for me

@OffSonic47 3 жыл бұрын

@@jackmugan5531 what do you define as profit? How much?

@jackmugan5531 3 жыл бұрын

@@OffSonic47 I can show you some of the prove if you want

@jackmugan5531 3 жыл бұрын

@@OffSonic47 Profit is calculated as total revenue less total expenses and I mostly make $10,000 on a weekly trade. I basically live off trading

@calvinrai5770 2 жыл бұрын

Does Vanguard have a feature where I can select a handful of ETFs and/or stocks and then autoinvest a certain percentage into all those ETFs? For an example, wanting to invest 25% into AAPL, 25% into VOO, 25% into TSLA, 25% into VYM all at one time and automatically each week?

@quicroo Жыл бұрын

This video is awesome!

@missyQ75 2 жыл бұрын

Hi Charlie! I have a question. Let's say I have a Roth IRA account now but next year I will not qualify for Roth IRA. Should I open another vanguard account to buy regular IRA stocks? Or can I roll over to the new account?

@joseortiz6060 3 жыл бұрын

Subbed 💪🏽

@user-lv7of9ch2d 4 ай бұрын

Hi! While making my account there is a question about the settlement fund options: vanguard federal money market fund or vanguard cash deposit? I don’t know which one should I go to.

@lillyinthefield2787 3 ай бұрын

which option is the one to buy all the 500 stocks at once not individual ????

@NoName-be5ir 3 жыл бұрын

Was it possible to automatically fund this on a monthly basis after you start investing in the vanguard S&p 500?

@apophispnw5717 2 жыл бұрын

Unless you’re going to get Into it what if you forget to buy stocks once a month or whatever? I think automated investing would be better for the average person. I don’t know if you can do that with etfs. You can do it with mutual funds though and the expense ratio is .004% for basically the same s&p etf but you need a 3000$ up front initial investment.

@kdvwusm 3 жыл бұрын

thank you!!!!!!!!

@willwin43 2 жыл бұрын

If you’re self employed what’s the benefit of opening a IRA vs a general investing account on Vanguard? (Assuming I’ll contribute the same amount of money each year in both)

@kevinjones1298 3 жыл бұрын

You guys want to hear something goofy. The index fund holds Berkshire Hathway stock and Berkshire Hathaway holds the Vanguard SaP 500 index fund in its portfolio.

@YosDrone 3 жыл бұрын

I just opened an ROTH IRA account with vanguard. And it is bringing up a 2020 and a 2021? Should I put any money into the 2020? Or should I contribute more to the 2021? I’m just kinda confused why there are both showing up?