Excellent use case, thanks David!

clever

Glad I could help

A lot of cards have both. All of mine have both the chip and an antenna. Look for the wifi logo or shine a light through the card and look for the antenna strip around the perimeter of the card.

NFC (which includes RFID) has come back. The two latest replacement cards in my wallet have wireless while the oldest one does not. This isn't necessarily as insecure as the older RFID cards, they apparently use a one time code every time you tap to pay but i haven't verified that yet. This video needs an update and to possibly be deleted because it's simply outdated.

This is wrong information. I had my CC information stolen 3 times until I got a RFID wallet and have not hed it stolen once. I will admit some are not as good as others but they work. Thank god my CC company notifed me of fause charges.

@@Trying858 you probably have a card with rfid. I’d agree I’d you do have rfid I’d get a sleeve at least, the readers can be had for a few hundred, about $300 to be precise. And thrives know they’ll make that back in one walk

People acting out of fear instead of facts.

@@sebs30v Hoping that thieves will NOT steel from you, we hear ya :P

Ecmv does not work that way

Will wrapping your card in tin foil help?

​@@inspiredthanksforsharing3766 yes

Do you also happen to also work for company like ridge wallets?

all tgis tech for conveienc has really only made more convient for others to steal and im thinking the insurace and banking cartels are behind it all they can right off as a lose theft and ecen factor it in their buisness model . If i have cash i only need to keep small bills in front of big bills so why do i want to have some card i have to protect from hacks either rfid ,rfc or some hack of a company i didnt even buy products from but somehow had my info , more tech equals more headachs but its the times we live in

Could you prove it? Your claim does not mirror reality and i think you made this claim up

It's a good battle to fight and quality leather shops who produce wallets aren't falling into the trap. The closest they come is to offer an RFID blocking card to put in the wallet. That's a great way to not lose customers, while keeping distance from the RFID debacle.

@@walletopia What about preventing card clash? some cards are just for travelling and you want them in the same wallet with the purchase cards but you don't want travel clashing with purchase when you tapping in

@@TheLetterK81 then use cheap thin aluminum foil and put it in your wallet on the outside. If you open up even the expensive wallets, that's all they use

@@kingjon5818 all my purchase cards are now back to old skool chip and pin so I can just buy any good branded standard wallets the only thing contactless is my travel card I got tommy hilf wallet

Yeahh. I literally just farted and lost all my data 0:23

Interesting use case, didn't think of that before and I love the solution!

that wold actually work...

That would make radio singles stronger.

Lol 😉😅

Good Idea!!!♡

@@FrankOfSerendipity turn it into a satellite dish 🤣

me 2

Just saved me $130

You can get them for $10 bucks at Walmart. I needed a new wallet and didn’t even know they made rifd protection but they were cheap

i mean you can still get stolen like 100$ from your card with a mobile scanner for 30 $ and an app for their smartphone.(at leat in Germany)

@@yoshilikestrains You are absolutely right there!

Done!

@@walletopia wow you actually did it! I am not used to this!!!

@@cardless5777 When it's right it's right, no ego here. :)

From the title, I rather expected you to tell us if these wallets are really blocking the transmission of information by RFID, or not. For me, the title is misleading. Because you have limited the video to the utility of these wallets (is it necessary to block RFID signal?) rather than their ability to block RFID signal.(are these wallets able to block rfid signal, as the title claim.)

@@marcusjackson5837 Likely due to their military ID and/or access cards.

Thanks! Great to have you!

Thanks for sharing your experience Ken, it's never fun. And yes, before chips came out, skimming was a bigger problem, but like what happened to you, we're most apt to have our card info stolen from a person who we hand our card to or via an online hack than anything else. Better, but still not foolproof.

Exactly. It only takes someone with a Square Reader plugged into their phone moving through a crowded train carriage. Look at all the cordless card terminals they have. Whether and RFID-blocking wallet will help with this or not is debatable, but it surely cannot hurt. What I want RFID-blocking for is so that the transport card readers pick up my transport card and not my credit or debit cards which you can also use. Imagine having the wrong card picked up by the reader and then trying to find the card from your wallet that was read by the reader for the Transit Police. That's why the Tappa exists, unfortunately it is not in the layout which I need.

I went to a food festival last year, and absolutely every stand had an rfid pay terminal. They cost like 15 bucks online and they're lightweight and portable enough to hover by your clothes when you're not paying attention. Venues like that are a digital pickpocketer's paradise. You're not gonna tell me that anyone is gonna notice a few extra transactions there. I don't think that's gonna make me go full rfid blocker wallet, but if you can get a set of signal blocking cards for less than 10 bucks, why not?

Yes, key cards emit RFID, but they can't be sniffed. They can however, be cloned, but the thief would need to physically have it. So if you lose your wallet are are pick pocketed it's possible your key card can be cloned and used.

Not correct.

This can be the case but it's finicky. My company recently rolled out RFID enabled tags on the products we sell and we found that 2 or more close together would cause inaccurate readings but it's not always complete gibberish and the tunnel we had the test boxes go through would still get a number of good reads. This likely varies from tag to tag (or card to card), certainly depends on the exact variation of RFID that each is using (interference requires them to be operating on the same band or very close to it), and the relative position of one tag's antenna to another and to the reader itself.

This is false. The higher strenght/quality skimmers wont be tricked. They will pick up at minimum one of the outer most and nearest card.

As a wallet? No I would still say no as you can get an RFID card which you can use in all your wallets.

Glad you enjoyed it!

Fair enough, if someone is targeting you as a person or want access to where you go, that would be a way to do it.

Lots, all in the same direction, meaning it's not something to keep worrying about to get an RFID wallet (maybe a card, but not wallet). I have an update on this video coming up soon.

Yes, while chips have been in Europe for over a decade years they only finally made it to the States about 3 years ago. Contactless payment is great, I love not needing to pull my card out of my wallet every time. Prior to the chips we had contactless, but that was unencrypted RFID which was a problem, but with the chip and pin, that's not a problem. There are reported instances in the lab of using PIN bypass, but ultimately, with the artificial intelligence and heavy rules-based evaluation of transactions done by banks on the fly for transaction approval, even a once-successful spoof won't last long and ultimately all customers are protected by legislation in Europe and the States for wrongful use of their cards by others.

@@walletopia The way you are mixing up the chip&pin and contactless technologies is hilarious. A lot of words there, but it does not make any sense. You are misleading people!

@@thefreedomguyuk You obviously don't understand what's happening. I will defer you to this document for clarity, bit.ly/3oQ2rps

@@walletopia I think the confusion here is that in Europe and especially the UK, "Chip and PIN" is what we call having to insert your card into an EFTPOS system and use a four digit PIN to authorize payment, it isn't used to refer to contactless payment.

@@Tearlach Yep, that makes total sense.

Sounds like a problem with the POS. An RFID card works wonders.

These cards are still a huge problem. Just two weeks ago I was standing in line at a fast food restaurant, ordered my food and paid with cash. I had my wallet in my hand, standing about a foot away from the card reader waiting for my food when the person behind me ordered their food. When I got out to my car I received a text message from my bank that my card had been used at this fast food restaurant. I immediately called my bank and discovered that the card reader in the fast-food restaurant read my card in my wallet and charge me for the other persons order. I have now since lined my wallet with aluminum foil to prevent this from happening again.

Welcome!

Fortunately with chip and pin it's not as easy as it used to be as none of your information is in the clear. The chip and pin provides the encryption whereby the place you "tap" provides a matching token for it to be valid. Data on chip cards is constantly changing, making it extremely hard to isolate and extract by "sniffing". To clone that information, someone would have to get into the physical chip circuit and manipulate things to get your bank information. Not only is this level of data surgery really difficult, but it also requires a set of high-tech equipment that can cost north of $1 million. Unless you have an interface to the various encryption algorithms you won't be able to sniff the card information. RFID is really, really, dead for credit card fraud. Nobody is going to go to that effort for a card that will be turned off after a matter of a few uses if it's stolen. The AI algorithms in use to detect fraudulent card usage is incredible if someone were to get your number. That's why dark web purchasing of card information or hacking sites who store your information is where it happens. The days of sniffing card information from people is long gone.

Great to hear! Welcome to the addiction!

wait... whats weong with ridge wallets? do they not work?

No, what I'm saying is now with the chip and pin system on everyone's cards, it's nearly impossible and would require a machine worth at least $1m to decrypt the card and isn't something you could carry. When the credit card companies can shut off the card in a moments notice when fraudulent activity is detected, which is very sophisticated these days, it's not worth it. When you tap, it's an encrypted communication so nobody can sniff it. If your card is compromised it'll be due to 1) someone you give your card to writing down the information and using it, 2) you happen to run your card in a place where a skimmer is located, or 3) it's stolen via a hack on the Internet. RFID sniffing is really dead.

Good point, and we find that with store credit cards, they use their cards and apps to track when you enter or leave their stores

Glad I could help!

I would get a blocking sleeve for your card, that'll take care of it without needing a new wallet.

@@walletopia Cool, sounds like a plan, thanks.

My guess it was likely a skimmer at a gas pump or at a restaurant, or really anywhere you insert or give away your card to someone. At that point, they can clone it with a swipe no problem. An unfortunate event that sucks our time.

@@walletopia i have changed debit card and credit card information 3 times because credit card cloneing and fraud is getting bad here in Austin Tx.

Ventra still goes through the chip and pin cryptography by registering the card, or using a registered card via the Apple Pay or Google Pay system, it's not different than using your card for any other purchase.

@@walletopia it is my understanding from friends for residents of Chicago they have to shield their tab to pay credit cards in RFID sleeves so that they don't pay with their credit card and only their pass which is the lower rate. In this particular situation some kind of blocking technology is beneficial for them.

@@nerp27 Makes sense, I'd agree. I wonder how an RFID blocking card would do instead of buying a full RFID wallet?

Well those banks.

Were you in Houston? I’ve had new cards before and used them once, one at a gas pump and it was used somewhere else in the country. The pump was not skimmed. How? The card numbers were bulk hacked and sold. My CC company just sent me a new one.

Well, let me tell you....he doesn't.

I imagine your financial institution replaced your card every time, right? That kind of frequency may indicate your passwords on any of the sites you've done online purchases with may have been compromised. Especially if you update your new credit card info on those sites and your account is compromised it will keep happening. Rest assured it's not your wallet being sniffed.

For a phone wallet case I wouldn’t worry. It’s a bigger deal when you drop $100 or more on a leather wallet and it has RFID material in it.

@@walletopia done , Just switched to a Good phone case 😃

Yes, but without all the information still left out you can’t use it to buy anything. And the cryptographic handshake that would happen at the terminal would be a fail.

@@walletopia Can it be used to make a stripe card or to run a credit card transaction online?

Exactly, skimming via some electronic means is the least, and as has been reported in several interviews recently, never been seen in practice. I truly is a marketing scam. Most wallet makers I talk with would prefer to not create RFID enabled wallets, but their customers demand it.

5 cm sounds like RFID. But if you have Interac Flash (which it should say on your card) those are EMV so they don't use RFID. EMV means it practically needs to be touching the terminal to work. or just hovering under 1 cm away.

They never truly left, but came back more secure when chip and pin arrived (finally for the United States). With chip and pin you're good to go. It was when we didn't have any crypto on the card communication with the reader we had problems. And then generally, it's nearly impossible to sniff credit cards anymore.

Yes, all new cards have RFID, along with the chip and pin system. Meaning, when you go to tap pay, the chip and pin is being used which makes sniffing virtually impossible.

@@walletopia some stores dont reqire pin number.

It depends as there are two frequencies of which, usually hotel cards, work cards, etc are on the lower end. So if it's supposed to block credit cards then I don't know if is working as credit cards emit the higher frequency.

There are a couple that have an exterior slot that's not RFID for tap payment while the interior slots are RFID. The ROIK wallets are good example. I wouldn't trust putting two together, I haven't tested it, but I wouldn't be surprised if it wouldn't work due to the crypto pin handshake not being able to determine which is which.

@@walletopia Thanks for the reply. Tap payments are increasingly common in UK, and a priority for me. So using RFID / non-RFID to isolate / select a specific card seems the easiest solution.

Agreed, I love tap payment which is why I complain often when a wallet doesn’t have an external card slot for organization.

If your card does not have a chip on it, that's possible, but I've had chip cards, I had yet to use once (had one for 3 days), stolen online and used half-way across the country. There's a closer than 100% chance your card was stolen online than from your pocket if it's a chip and pin. And still high if it's not.

Thanks!

Yes and outside the US, stripe's are gone, so the chip/pin addresses any sniffing or cloning. RFID is good in a chip/pin environment. It's when skimmers are used that there's no protection, even an RFID card. I've got an updated video coming on this.

Very true and very unfortunate.

Do you know at what type of location? Was it Internet based or in-present transaction? Also, was your card a chip and pin?

@@walletopia I was begging charged for several things such as taxi, shops etc… we have pay wave + chip here in AU

Actually, with a chip and pin card, even if they transfer what they find from the stripe to a cloned magstripe card, when used for a purchase, the bank will try and verify the CVC on the pin side against the CVC on the stripe. They're both different and only the bank can verify it. Since it only has one number, the transaction would fail. The hole in this scheme is that there are still approximately 10% of banks who aren't yet validating the two numbers at which point it would work.

Was it a skimmer or you were just nailed? This happens often enough with data breaches and insiders stealing your info. I feel your pain, being required to go in and update your auto-pay accounts everywhere is a pain.

@@walletopia not sure it was some years ago.

Tracking you and your information, yes that is a concern and unfortunately will continue to grow.

Credit cards or other forms of ID. If your cards were chip and pin I doubt it could happen due to the crypto involved.

My was an AMX his was a visa I believe.

@@vancekeith5642 Interesting as we usually see this when we hand our card to someone like a server in the airport or elsewhere where it can be skimmed.

You asked to hear from people who had information stolen and I am one of those people. I have never had my card information compromised from a website but in southern California there has been a recent increase in RFID skimming and the thing that saved me was that I have alerts sent to my phone for every transaction and was able to cancel the card within minutes of the first attempted purchase. I have tested using RFID blocking sleeves and they absolutely work to prevent the skimming. Do you feel that implementing the pin portion of chip and pin (none of my cards issued in the last year have this) would increase the security of cards? Thanks for the content glad I found this channel!

Great insight and one I hadn't thought of. I would still use an RFID card for that compartmentalization instead of built-in RFID, but you're right.

@@walletopia thanks! I love your channel and videos. If you wanted to see an example of what I mentioned above, I have the Nodus hifold wallet and I bought it pretty much because of the solo tap slot, a feature I've not seen on your channel on any wallets yet! Living in London means public transport very regularly and not having to remove an oyster card from a wallet to tap is a must really.

@@TheIMMVP Oh, I like that! I just ordered and will put it on the review schedule. Thanks!

Yes, an inconvenient truth 😂 However, if you're still not sure, I would suggest getting an RFID card instead of RFID material being built into the wallet, so you have total flexibility on the wallet you want.