Achieve FINANCIAL FREEDOM with Rs. 20,000! | Money Matters Ep. 2

Achieve FINANCIAL FREEDOM with Rs. 20,000! | Money Matters Ep. 2 | Ankur Warikoo Hindi

Рет қаралды 1,161,764

Күн бұрын

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
In this enlightening discussion, Divyashri shares her aspirations of achieving financial freedom and kickstarting her retirement investments. With a prudent approach to finances, she prioritizes minimal spending on wants while focusing on career growth.
Join us as we delve into a comprehensive financial plan tailored to Divyashri's goals and aspirations. From retirement planning to investment strategies, we navigate through her financial landscape, offering valuable insights and actionable advice along the way.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
01:13 Who is Divyashri?
03:20 Divyanshri's financial goals
04:18 Monthly financials
09:30 Financial Plan number 1
12:20 Financial Plan number 2
13:00 Recommended Monthly Budget for 20,000 INR Salary
17:00 My Investing plan for Divyashri
21:00 Investing plan future projections
25:50 The power of compounding
27:55 The 3-step summary
29:30 2 ways to buy mutual funds
33:25 The most difficult life lesson
35:30 Conclusion
#FinancialFreedom #RetirementPlanning #warikoo
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Пікірлер: 1 600

@warikoo 2 ай бұрын

@shubhamsharmaofficial04 2 ай бұрын

i want to come on your channel sir please sir provide me this opportunity sir hats off to you sir you are doing great work by heart hoping to come on your channel and want to give my honest review on your recent book launched make epic money sir

@ritikamanochastudytutorial7275 2 ай бұрын

Sir I want to come to your channel to discuss about my financial plans, I think there would be a good discussion as I have so many things to discuss on it.

@GaneshDebbarma-kt2zn 2 ай бұрын

ne@@ritikamanochastudytutorial7275 next

@acshaybhosale7745 2 ай бұрын

Just one thing.... Please don't stop these shows whatever happens ....

@theamreshsharma 2 ай бұрын

Dear Ankur Sir, I'm very excited to come on your channel to have more discussion about my financial planning, Please give me a chance thanks I've seen all your videos and learnt so many things by you Thanks, Amresh Sharma

@AbhishekKumar-er6uy Ай бұрын

me watching with 0 income..

@saigangachari1159 Ай бұрын

Mee too

@user-ch7kn2kf8e Ай бұрын

So do plan I am learning and get ideas in mutual funds

@user-ch7kn2kf8e Ай бұрын

What is yours age

@dailyexplorers1051 Ай бұрын

Us Bhai 😢

@lovenlive 29 күн бұрын

Us....bro....😢

@parinitamallah 2 ай бұрын

What an informative session. The fact that you are addressing young people making ₹20k to ₹25k a month - which is the majority crowd nowadays- is so inclusive. Really helped a lot. Thank you.

@spacetime9196 Ай бұрын

Great video but some contra points i though about.. Mainly what is the expected Return percentage you have used for calculating?? Gold and EPF cant be included in SIP calculation. 1. CLOSE COURSE LOAN WITH PARENTS SUPPORT IMMEDIATELY IF POSSIBLE. You can repay them without interest. More to save 2.Try to improve salary as soon as possible. 3.Instead of investing 1500 initially, she has to save at least 50k for personal emergencies/future needs though parents are earning.THIS CAN HELP AVOID TAKING LIANS IN FUTURE. In that 1-2 years she can learn about stock market investing. Instead parents can support to invest some of their money in MF in her name. 4. Can parents take care of themselves financially after retirement? If no, initiate them to close loans/ investment too. 5.Salary to invest wont by increment 10% for 35 years. :/ 6.Diversify/rotate investments in future, yes parents might have house or other assets still. GOOD LUCK WITH THE VIDEO SERIES, very much needed ..

@arindammazumdar536 Ай бұрын

Indeed

@Brokenheart67453 6 күн бұрын

But talking about 10% increase in every year makes it different

@JamesMargie11 14 күн бұрын

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.>>

@Joegolberg1 13 күн бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

@WiolciaMrozowska531 12 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. he's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@JamesMargie11 12 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances

@Joegolberg1 12 күн бұрын

Walter James Henry is the licensed fiduciary I use.

@Joegolberg1 12 күн бұрын

He's mostly on Telegrams, using the user name

@mahikarsai 2 ай бұрын

learning alot from your classes sir ! 3 months back i used to have 0 knowledge on mutual funds and investments ! started learning from you ! started investing in mutual funds and diversified my portfolio ! my age is 26 now and planning to invest till 50 years of age ! These days when ever i get a craving to order something junk from outside - investing the bill amount into mutual funds , eating fruits and home cooked food and doing excercise for 30 mins ! By this im incorporating investments into my life style and also my health is benefitting ! This also gives me assurance that even if i lose money it doesnt matter because anyhow i was planning to waste it on junk food ! im forever grateful to you !

@medasbabu 2 ай бұрын

hearing it from 26 yo, is really great, keep it up.

@bullymaguire793 Ай бұрын

Losing money is always a matter of concern. You will realise it once you have lost. And it will keep pinching you.

@mahikarsai Ай бұрын

@@bullymaguire793 I agree ! By gods grace , I’m a doctor with good health security and financial security ! And every financial decision is taken with complete conscious mind ! ❤

@krisgurung7737 16 күн бұрын

This is actually inspiring😄 I'm 23 n hv a bad habit of spending money on junk. Gotta invest them frm niw onwards🙌✨

@pawanvanced4252 14 күн бұрын

Hey, I also have zero knowledge on Investments and finance. Can you suggest which videos I should start with? I'm new to this channel too.. TQ :)

@dhirenderu1 2 ай бұрын

Ankur, the payment of 10,000/- was meant to cover the course fee for one year, which translates to 833/- per month as an EMI. However, it seems there was an error in the calculation as you considered it on a monthly basis.

@samruddhijaware3834 2 ай бұрын

He missed that part and she maybe hesitated to correct him or didn't notice either.

@divyanair6595 2 ай бұрын

That means she will have more money to invest currently thereby resulting in increased capital accumulation

@sridharrv1322 2 ай бұрын

I had the same doubt

@sharonpaulson31 Ай бұрын

@warikoo

@nostalgic_ads Ай бұрын

Maybe the course costs 1.1L -1.2L and that's why have an emi of 10k per month

@robby1992 2 ай бұрын

marne se pehle 320crore leke kya krenge, we need 2 to 5 cr now to enjoy life and have financial freedom.

@licinvestmentplans4295 2 ай бұрын

😂

@LizaD10 2 ай бұрын

True

@aryabhatzero9361 2 ай бұрын

😂😂

@rudra98279 2 ай бұрын

😂😂

@PinkiKumari-cb5lh 2 ай бұрын

😂😂

@sudhanshurajakkumar 2 ай бұрын

One of the best video i have ever seen about financial knowledge and investment and the client is so genuine & real example of many Indian youth..

@manpreet0784 2 ай бұрын

Thanks so much Ankur for this priceless video. And those who are saying ki calculation oversimplistic hain...kuchh bhi kabhhi perfect ya ideal ya certain nahi hota dosto. Ye video ka jo message ha vo agar tum samjh gye to you can build substantial wealth for your future.

@Jagadeesh_korupala 2 ай бұрын

Excellent information to younger generations Now.... Tq so much Ankur sir ❤🎉

@aartisaxena8934 2 ай бұрын

That's the only reason I am following you. Well explained about investing. You are doing great job sir!👏👏

@programmingtechnical6132 2 ай бұрын

I really enjoy Ankur Warikoo Money Matters series because he explains and tells that whatever be your salary, you can still eye at investment.

@NiranjanBendre 2 ай бұрын

Increasing the investment by 10% every year is not possible but certainly agree that compounding is magical! I have used it and will continue to use it. Love it!

@medasbabu 2 ай бұрын

Its possible, as one's salary will also increase and one will find ways to save money by avoiding spending on unnecessary stuff. One point is one will get into a part of life, where one would need some funds and we will withdraw it, so the final amount will reduce.

@jiraiyagaming6491 2 ай бұрын

Increasing by 10% every year, Does it means to start new sips or we have to increase the previous sips amount?

@NiranjanBendre 2 ай бұрын

@@jiraiyagaming6491 either ways. Whatever is allowed or convenient.

@medasbabu 2 ай бұрын

@@jiraiyagaming6491 Increase the existing SIP, thats better and easy to manage

@Shubhampalzy 2 ай бұрын

Increase the previous sips

@wasimahmed7488 2 ай бұрын

Sir ey series start kar ke apne bhohot accha kiya. bhohot lok to apna sirf finance ka video bana dete hai ...but ap ne logo ka problem samja Or practical solution nikala.. Great love you sir... 😊

@ManishKumar-cu8cz Ай бұрын

Now I'm 23. When i started investing, i was 20, at that age i read alot of books and invested in crypto, forex, and stocks. And learned alot of things fundamental, technical and F&O with very small amount of money. Now I'm back into Mutual funds with regular SIP. looking for stable retirement income. I have learnt everything by myself. Remember folks Time is the key here.

@editingontheway7318 Ай бұрын

Same here😅

@undisputedone4410 Ай бұрын

Investment amount > Investment time

@Glitched23 Ай бұрын

yo can anyone explain how 1.8cr became 85lakhs only in his calculation, really new to this

@PunnuCooks Ай бұрын

I started investing at 28. Started earning in 23 with 15k per month in Delhi. No savings then. Now I'm on JRF scholarship and I save 30 percent and invest in SIPs now. It's never too late to start. Every one's situation differs

@yogitabag4618 Ай бұрын

@@Glitched23 if you include inflation in 1.8cr calculation then you get 85Lakhs

@WeThePeoplebyRoshanPawar 17 күн бұрын

सबसे पहले आपको धन्यवाद, आप हम सभी को पूरी लगन से पढ़ाते हैं, आपके हर शब्द में दम है, मैं पिछले दो दिनों से आपके वीडियो देख रहा हूं, मुझे आपकी पढ़ाने की शैली भी बहुत सम्मानजनक लगती है 🙏

@9royden 2 ай бұрын

I have been following you since three years warikoo sir! Really appreciate the way you help people like me with right financial knowledge and way you articulate in simple English and Hindi is awesome! Because of your idea I was able to pay my home loan of 20 years within 6.5 years it was 51L loan amount: and I am taking an aggressive step up SIp of 15% . I started at age of 30 and now I’m 37. So far so good! My goal is to achieve FIRE number at age 47! Thank you ! I recommend all my younger family members to follow you and learn from you:

@bhajraj_ 2 ай бұрын

Congratulations! Please share your journey.

@Dave_en 2 ай бұрын

Step up SIP doesnt work like fixed income schemes. Averaging doesnt happen and you loose the extra money.

@9royden 2 ай бұрын

@Dave_en the comparison that you are making is not correct in my opinion. With step up SIP I started at the age of 30 and now sitting at a decent corpus with XIRR of close to 17.5%. Now i don’t understand why you are comparing with fixed deposit where XIRR will not be even 7-8%?? We bought a villa for ourselves in Bangalore n took a loan for 20 years. With gods grace and two people earning saving and investing well we cleared the home loan of 20 years in 6.5 years. Again by using same method what warikoo mentioned. We increased EMi principal every year 20% and some part payments too. So In mu opinion, this is aggressive goal of retiring early needs aggressive and smart investment strategies. Can’t have a mind set of fixed interest and retire early!

@Dave_en 2 ай бұрын

@@9royden I am not comparing the returns of FD and mutual fund schemes. MF is definitely better but it works on cost averaging principle. If you increase the installments then the average cost also increases. You might have got more sum at the end.

@English-CONSULTANT17 2 ай бұрын

Jabrdast conversation. I listened to it very carefully as I always watch your videos and I have read your two books you are the hero for me ❤️ salute to you sir❤❤❤❤

@TravelWithSravan 2 ай бұрын

This series is the BEST, I cannot wait to talk with you and be the first NRI Indian in this Money Matters. Your explanation is just tooooooooooo GOOD.

@piyushkumar-cf5gv 2 ай бұрын

The power of disciplined investing does wonders and by the way amount is close to 32 crs after 35yrs. 320 cr kind of shook me i calculated only to find out its 32 crs i guess it was misread in flow.

@vamsivamc2001 2 ай бұрын

Yeah i don't understand how it's going to 320cr

@satyamnayak3330 2 ай бұрын

@@vamsivamc2001 32 cored ka value inflation calculation karke long term capital gain tax bharke 8 cored bachega

@zeeshankilledar8117 Ай бұрын

Just increase your investment it will increase your profit simple

@rjayush 2 ай бұрын

Thank you, Sir, for having subtitled it in English, so that the I and Deaf fans can understand what's going on.

@baadshahkhan7558 2 ай бұрын

Koi faayda nahi hai

@Nature-vn9iw 26 күн бұрын

@@baadshahkhan7558kyu bhai ?

@venkateshs1214 2 ай бұрын

Thank you Warikoo sir, your videos are really helpful and on point. Please keep uploading more videos.

@asifhossain4711 2 ай бұрын

10℅increament in investment is nt possible. Becoz expenditure will increase when parents r getting old and we get married. And thank u sir for nt choosing 25 lakh or 50 lakh package individual for such type of session

@deepansukumarsingh4725 2 ай бұрын

it is possible. why are you thinking only about increasing your expenses and not your income. Increase your income also.

@tanmaydubey1067 2 ай бұрын

I agree with Asif. As parents get old, medical and other expenses increases significantly as compared to salary (given that Indian market has only max 7% increment rate, specially in IT industry these days). Also, consistent increment is not possible and switching industry frequently is also not possible for many as stability factor hits.

@trueadvisers 2 ай бұрын

simply have a look at how big the sip amount whould have been if continue increasing @10% every ear for 35 years. That's not going to be possible for her to keep the sip going at such high amount 8000*1.1^35 years= 224819 pm . How can she manage to pay 224819 per month EMI

@anirudhshukla8224 Ай бұрын

@@trueadvisers but assuming 10% increase in her salary per year, she will be earning 562048.73 rupees. and according to her current investment plan,she's putting almost 50% of her salary in investments. So it's doable

@anirudhshukla8224 Ай бұрын

Obviously this is all hypothetical and noone can have 10% increase in their salary consistently and she will have her needs increase as she gets older, so all of this isn't exactly doable but if the current situation continues for the next 35 years then it's possible (hypothetically)

@suniljoshi5484 2 ай бұрын

Good morning sir. This is wonderful teaching about money management I really liked it sir. People will charge money for teaching this but you are teaching us free of cost really great Sir. I thank you from my bottom of heart. After hearing 320 crore I got goose bums Sir. It's very very useful to everyone who is around 25-26 years or below this. Hats up you sir. Love you.. 💐

@funnybutgood9157 2 ай бұрын

Thanks lots boss After I have seen your videos I have started to invest in mutual fund my Target for investment is 20-30 years

@vinaykumar4864 2 ай бұрын

Increase the sip amount 10%, Even if your salary increases by 5 % it's achievable.

@AsifAbedin 2 ай бұрын

Thank you Ankur. your every video is amazing and eye-opening, keep sharing amazing lessons.

@rohanmurudkar 2 ай бұрын

One of the best and simple to understand videos I have ever watched on investments..

@shivammishra-bf6vp 2 ай бұрын

I knew it from before but actually you made me realise power of compounding ❤ Thank you sir

@techad7346 2 ай бұрын

The biggest problem in this calculation is we are stepping up by 10% every year. In the starting years it's easily possible. But not for the last few years. The investment amount will be too big to invest.......

@anirbanbanerjee4236 2 ай бұрын

Rightly said. Not everyone's salary increases by 10-15% every year.

@warikoo 2 ай бұрын

We overestimate what we can achieve in a year. And underestimate what we can achieve in a decade.

@subhabratachoudhury 2 ай бұрын

10% stepup is not a realistic thing

@thetallandhandsome 2 ай бұрын

Take it an an idea ! Start with 5% . Reach an acceptable SIP amount and let it compound for 15 years. It's really works.

@tanmoysarkar2589 2 ай бұрын

@@warikooSir, How to Step Up by 10% every year.... Is there any option???

@amitmahind7971 2 ай бұрын

You are great sir 👌🏻👍🏻. You are best finance teacher

@sologrinder123 2 ай бұрын

You are the kind of influencer we all need in this era to sustain future generation. Very informative and useful. ❤

@SimiiiD_ 2 ай бұрын

I’m so glad I found this channel thankyou so much sir. Now I’m so motivated to invest for my future self.

@chandrakantasahoo1736 2 ай бұрын

Really very interesting,I read all three books by Ankur Warikoo Sir , specially MAKE EPIC MONEY from this book I have gained so much idea for investing

@theredbaron28 2 ай бұрын

I'm truly thankful to Ankur bhai for these lessons.

@vkchaitanya2003 2 ай бұрын

Good to see average Joe on the episodes. Congratulations Divyashri on embarking this financial journey

@complicatedcompilation7506 2 ай бұрын

It's soooooo good to see that he wasn't judging her for her poor financial decision, i would love to see more ❤

@ragnar000lothbrok 2 ай бұрын

Poor financial decision????

@jjmclasses4901 2 ай бұрын

He is making you a 😂😂😂😂😂

@ProudMaharastiran 2 ай бұрын

Wonderful, Inspiring, sir. I like the way you explain.. lots of love from Germany

@mehabharis1499 2 ай бұрын

I liked the way you spoke to her trying not to make her uncomfortable..you are so generous

@SetYourGoalswithAmisha 2 ай бұрын

Very much informative. I'm really admiring you Ankur ji. You are the true mentor for those who really wants to grow no matter how hardwork he/she has to do. I too wants to help professionals, new commers to achieve altogether.

@debzkool 2 ай бұрын

Wish we had such education at the beginning of our career..learning all this at the age of 40...hope can make something starting now.

@dishanidaschoudhury4303 2 ай бұрын

A big thank you to you Warikoo sir. I am also 26 now and this conversation addressed many of my questions about Investments too. We are a blessed generation to have such great mentors!

@biswajitswain2877 2 ай бұрын

savings increment 10%😯😯😲😲 kuchha jyada nahi ho gaya. After 39 years she will be obliged to pay 4.4lakhs per month according to this investment plan.

@homemakersweety7757 2 ай бұрын

Superb ! Power of compounding

@ayushkeshri2205 2 күн бұрын

Sir you are just a fantastic financial mentor.... I just want to pray for your good health happiness.

@AyushSingh-qv4bv 2 ай бұрын

Sir please ek aasi hi vedios ek responsible man ke liye bhi bana dijiye just like a middle class man with alot of responsibilties...This will make us more clear about investing along with taking care of our family and other responsibilties..🙏🙏

@TARGET1CRORE40 2 ай бұрын

Dream big❤ Highly recommended one🔥 Keep investing.. Keep moving 💪📈🚀

@vikaskumarcreatoryt 2 ай бұрын

Wonderful session sir I am 24 Right now Sach me social media /KZfaq se hame kafi knowledge milti hai jabtak aap jese log rahenge sir. 36:50 Duration me hi , Etni badi sikhh de di aapne :- The Power of c.i Thank you ! 👍

@kusumlata-of6dc 4 сағат бұрын

Power of compounding? Nalayak 5 class se tum log padte aa rahe ho compound interest, ye koi nayi baat nahi bata raha , bus tum logo ko beva khoof banata rehta hai , 20000 me 12 se terha hajar ek individual ka khrcha Pani hota hai Jo karna hi padta hai , 7 haraj bache GE tere or vo bhi tum log manange nahi kar sakte for investment, ye Jo bata hai tum logo ko sadak per le aye ga

@harshvala3205 2 ай бұрын

Hello Ankur Sir, I follow your videos from long ago, Even I have started my financial understanding from you, the basics of investing, basic of mutual funds and much more, I love the way you make everything understand easy on Excel and do the magic with numbers, I would love to appear on Money matters episode and solve my financial goals from you. In hope you see my comment. Lots of love from Gujarat.❤

@ankitsonkar7276 2 ай бұрын

I am so happy sir, we all need your mentorship forever, lots of love and blessings to you & your family. Stay fit & wealthy 😊.

@divakarsinha5118 2 ай бұрын

I really want to take a moment to Thank you @ankur …I started watching videos around July’2021 after moving from US…Some key things have changed my perception of investment after watching your video…Now I am 30% just with MF…I have also started distributing my wealth which earlier I never did…Let me know if you need a detailed feedback I am happy to write one

@Happysoul_3 2 ай бұрын

Dipeshri you are brave for coming up live with Ankur sir. I liked your vibe. I am also sailing on the same boat like you as a young women.

@warikoo 2 ай бұрын

Thanks a ton

@dianavictoriabaite2958 2 ай бұрын

Great watching your channel giving me so much knowledge in financial management and investing,wish I had someone who guide me earlier as you said ❤big big thanks God bless

@technofete 2 ай бұрын

Giving hope is really great but false hopes like these (320 Cr) is not right !! U need to spend on many things in ur life life doesn't always go constantly as u expect 🙃

@Sumansingh0 Ай бұрын

Yess this is correct 💯💯💯

@ace9463 Ай бұрын

exactly....salary increases, then expenses also increase 😂

@akashsharma-yy9bb Ай бұрын

pagal bhana raha hai ,khud iske pass nhi hone 320 cr .halwa hai kya . last 2-3 years ke cagr ko extrapolate kar diya hai isne.

@Sumansingh0 Ай бұрын

@@akashsharma-yy9bb view's ke chakkar Babu Bhaiya

@zn_sport Ай бұрын

Guys if you increase the investment by 10% like he said every year which is sort of doable until a point, in 35 years where he said the corpus would be 320 Crore, the amount invested per month would be 2.8 lakh rupees and adjusted to inflation it would be like investing 36.5 K per month. If you think you cannot grow to that sort of level in 35 years that's a shame really people can do that and will do that, But main thing is it is not needed to do atleast retiring, that is not working for money, should happen in 50 or 55 roughly and you will have enough to live happily and content I believe that is possible right?

@IndranilDas2501 2 ай бұрын

Excellent video, all youngsters should watch this.

@mendher3219 Ай бұрын

Dear Ankur Warikoo, Kindly share her contact because she is the kind of girl we want in our life who doesnt spend much for her. It is also evident that she wants to educate herself with the finance too. Loved it. I totally loved it.

@shifaathussain4631 2 ай бұрын

Nice discussion, fruitful one. But Can Warikooo take/include 35 years of age person discussions as well !!

@crazydrifter13 2 ай бұрын

Dear Ankur sir, please tell the guests to send you the audio file instead of capturing from the video call stream. For eg if they are joining the call with a laptop, they can also start the audio recorder in their phone and later your editor can easily add that audio into the video. Much better audio quality that way. Sorry to say but The audio quality of the guest was not upto the mark... Couldn't understand much out of what she said at 2x.

@PadmanavTalk 2 ай бұрын

Perfect sir Thank you for sharing ❤❤❤

@rahulkarukonda8860 2 ай бұрын

Highly privileged to get this free advice in this generation

@tanishqsapare 2 ай бұрын

This man is born to Make History 🔥🔥 Surely Sandeep Maheshwari of Finance Sector ❤❤

@gouravfromuk 2 ай бұрын

Bhai thanks, sabko crorepati bnane ke lie

@arnabchattaraj5259 2 ай бұрын

This video was awesome. Your best explanation ever.

@laxmikantkadam1365 2 ай бұрын

Thank you so much for this awesome video ❤

@muztabadodia761 2 ай бұрын

Nice video ❤ sir ji ❤

@rohittd619 Ай бұрын

Din't she say the emi was 10k per year? That comes down to roughly 830₹/ month

@sintovincent8918 20 күн бұрын

Exactly.Think it's scripted. Who will pay 10k per month for a 29k salary

@avishekseal9824 15 күн бұрын

Yes

@ST-jk1dw 13 күн бұрын

Yess

@Astrocure Ай бұрын

She's humble and she's so honest i respect this a lot ma'am. All the best for life.🎉

@talhahossain9620 2 ай бұрын

this series is too helpful!

@darshanpatil700 2 ай бұрын

Thanks for video sir... 90% same to same my age also same and salary also same... thanks for the video sir

@RakeshVerma-qy4zr 2 ай бұрын

That’s why “Power of Compounding “ is called as 8th Wonder of world 🌎 😊

@rakeshjadhav08 2 ай бұрын

Great series of videos! Thanks a lot for putting this together here. Would also love to see short videos of highlights!

@rajubhadane7381 2 ай бұрын

सर आप ने अपनी ये बात बहुत खुल के कही की आप ने ४० की आयु में इंवेस्टिंग चालु की. और ये बात बिलकुल सच है की हमें भी यदि पहले से कोई ये सारी बाते बताता तो आज हम भी कुछ और होते. इसे बड़ी राहत मिलि की में ही सिर्फ पीछे नहीं हु. मेरी आयु अभी ४४ है. और मेने ३७ की आयु में ५ हजार प्रति माह SIP शुरू की है. ३५००० की सैलरी में से. पिछले साल कुछ रुपयों की जरुरत के कारन मुझे वो SIP रिडीम करनी पड़ी और अभी फिर से ज़ीरो पर हु. लेकिन SIP चालू है बंद नहीं की मेने. और इस साल से उसमे २०% रकम बढावूंगा जिसे की अगले १० सालो में जो मेने रिडीम किया है वो भी कवर हो सके. बड़ा मनोबल बढ़ता है आप के विडिओ देखकर. खूब खूब धन्यवाद.

@abhijit2011 2 ай бұрын

With due respect there are two flaws 1. 10% increase on sip is almost impossible. 2. You have calculated 20% returns which is not possible with this safe investment

@himanikaler0817 Ай бұрын

Exactly

@codenamearun Ай бұрын

only 5 % annual increase in sip is normally possible. He calculated 22 percent annual return in 15 year calculation and 26 percent annual return calculation in 35 year period which is almost impossible in that long time period, he is just trying to get his video watch rate increase by this kind of base less videos.

@abhijit2011 Ай бұрын

@@codenamearun watching this excel sheet calculations is like running on treadmill. You are running not reaching anywhere

@AbhishekKumar-ci9ff 27 күн бұрын

@@abhijit2011 right😅

@decoder369 2 ай бұрын

Respect button for this girl ❤

@satyakebakshi7896 Ай бұрын

Compounding is the 8th 9th and 10th wonder of the world. Absolutely love it warikoo!

@nehabansal6829 Ай бұрын

What a brilliant way of explanation sir ..we are so lucky to have you for the guidance @warikoo sir

@user-qn8tz2uq7w 2 ай бұрын

During a market downturn, some investors stop investing in SIPs due to the increased risk.

@Dave_en 2 ай бұрын

The down turn itself is the best time to continue investing. If you are not prepared for the worst times, then good times wont reward you.

@mithunkumar1988 2 ай бұрын

Maine jab kamana suru kiya tha more than 60% of my salary I was saving but it was in my saving account, agar koi mujhe bhi sahi guide karta to main bhi aaj crore pati hota but koi nhi job ke 5-6 saab maine investment suru karde thi thanks to KZfaqrs like you sir.

@jsrishti Ай бұрын

This is such a motivating and brilliant series for all GenZ and college students. Thank you Sir we definitely learn a lot from your videos ✨🥰

@dushyantyadav09 2 ай бұрын

Sir plz make another broadcast for the student ? How to invest in their 20s ?

@user-tb9td2rg8g 2 ай бұрын

Dear Ankur Sir, Thank you so much for your lovely videos. My age is 34, due to family's financial responsibilities I could not able to invest in my life. I will start SIPs very soon. Apart from this what will be the best investment for one time as per the current economy scenario. Can you please guide. Thanks

@kumarsohlang8830 8 күн бұрын

Amazing topic I am 57 but started investing from 2017 there were ups and downs but I stood still and in a good profit though it is small amount. Good explanation on compounding. Sir.

@nehachandwani2657 2 ай бұрын

You're doing an amazing job, the hard lesson learnt was the best part. Keep posting such content!

@gaurav_shukla001 2 ай бұрын

one catch is Ankur you should also show that if we increase our investments 10% every month you should also show that your investment amount periodically is how much and how much it can be sustained. Like if at some point of time SIP is also high thanks to compounding

@AdilHusain 2 ай бұрын

It must be 10% every year not month.

@deepakg5700 2 ай бұрын

Even I wanted to know the investment amount down the line.

@afsaanofficial77 28 күн бұрын

Sir my age is 27 and I have an income of 48k monthly.Sir plz suggest me how i should spend my money on Mutual Funds like you taught in this video.

@samirdas9149 2 ай бұрын

Tq sir for this wonderful lession

@viniprabhakaran8647 2 ай бұрын

You explained so beautifully

@Koreankurradu7 2 ай бұрын

I think invest in real-estate is much better than stock market gain

@themotivationalsoldier7668 2 ай бұрын

no ...some time

@Dave_en 2 ай бұрын

Real estate has big trouble. Whole money gets blocked and you cant be sure that the prices may go up in future.

@rohangupta1539 2 ай бұрын

SC=30% MC=21% LC=16% I don't think so, we will get this much return

@soumenadhikari8305 2 ай бұрын

Thank you sir ❤aap se education lete hue acha lagta hai sir

@ridhirai8617 2 ай бұрын

I'm highly influenced by ur vedios now I fully understand the power of compounding.pls guide me

@JesifAhmed 2 ай бұрын

Aur chilla chilla ke scheme sabko bata do 😅

@warikoo 2 ай бұрын

😂

@arunnarzary5955 2 ай бұрын

Kuch samjha tune? 😂😂😂😂😂

@sukhendas5918 Ай бұрын

Mera paisa Dobule hoga na raju bhaiya 😝

@manishamehrotra2654 2 ай бұрын

Very nice video ❤every beginner must watch

@talirenlalongkumer4219 Ай бұрын

what an eye opener Sir......thank you ....may God bless you more....

@harsh39754 2 ай бұрын

Gharwale kb retire honge ye ni pta papa ki pari ko 😂😂😂😂

@irshadsahil2097 7 күн бұрын

A great lesson, thanks sir... 👍

@knpreram1719 2 күн бұрын

Thank u sir for such a wonderful lesson. I never even knew that i could invest in such a way. I will definitely start investing my money.

@tashilhamo6381 Ай бұрын

hello Ankur sir….you have been my top inspiration and an perfect idol in terms of finance and money…I ve read all your books….I simply wanna say Thank you 🙏 for being so genuine and sharing ur experiences and expertise to us. I wish to talk to you some day in future in one of the money matters show ….keeping my fingers crossed and my faith and hopes high 👍🏼👍🏼