A year and a half ago I had my scare when we couldn’t afford a simple $60 snow suit for my little girl… we are now at $25000 left of $106000 from a year and a half ago! So close!

If your best paycheck ever still doesn't cover your bills, then you're living way above your means.

Becoming debt free with my wife has been such a blessing that we no longer argue about money. Just about everything else 😂

I have a really small cheap car and people judge me and say why you got a small call with your job lol. It gets me to work and back that’s all I care for

I'll never understand why people think $700 a month in car payments is OK? Literally half the country that has no retirement and kids college fund have the money for it but it is sitting in their driveways.

Too much month left at the end of the money! What an amazing line!

I wish that Dave could follow these people and give updates from them being in debt all the way to their scream.

I think about my debt DAILY. It's a dark cloud over my head. I used to have a car payment that was about $330 a month many years ago. I had to work long hours to get rid of that debt! I'm pretty much an indentured servant.

I drive a ten year old paid off car. This has enabled a paid off home in Northern California.

Both cars need to be sold! Making 60k and having a carpayment of 700 is insanity!

“Too much months left at the end of the money” Bar of the century

I too remember that horrible feeling. It was all I could think of day and night. It terrified me. NEVER AGAIN!

I have learnt to stay current on monthly bills no matter what due to Dave. 👍

Such great advise. If I had known this 35 years ago, it may have saved my marriage.

I drive a paid off 2010 Mini Cooper that I purchased because I knew the fuel and servicing costs would be next to nothing! The key is to keep your bills low to generate surplus cash flow. I still love that car and am sad that I am going to have to replace it one day. The concept that transformed my financial life came from economics: Marginal utility. That is the increase in happiness from each additional dollar spent. Gas money is about the lowest marginal utility per dollar there is for me. And a super expensive new car vs my paid off old love also would not generate much extra happiness per dollar. The savings from no car payment feels like FREEDOM!

He's gonna do it, he's gonna get out of debt.

Getting out of debt is the key. If you are in debt you are throwing away money on interest. Once I got out of debt it opened a whole new world. I got a month ahead on my bills. So that now I pay everything on the 1st no matter the due date and then I am done.

I shut down my debt Feb 2021. Never going back it's the best feeling not to have debt.

The wife should be expected to sell her car too. They are both on the same page and making sacrifices. His sacrifices shouldn’t be any greater. They both created the mess together.

Best short episode !!! That’s the place you want to be !!! Angry & Mad !!!

I'm not afraid of the debt, I just find it infuriating. I'm tackling it as much as possible to see how close I am to the finish line and be done with it.

Having a will is a must no matter what.

Honestly, they need to consider selling both the cars and getting something less expensive for both of them.

Mr. Ramsey is such a cool guy

Amazing video

be like Scotty Kilmer… drive the old ‘94 Celica 😂 hahaha! (Horse teeth)

Ill take $700 a month in car payments we are at $1900. Trading down once used cars prices come down.

Happy Sunday!

$700+ in car payments and barely enough money...to cover it. That's the American nightmare many have. All car purchases should be in cash/check. If you cant do that you simply can't afford the vehicle.

There’s too much month left at the end of the money. I died 🤣🤣

How many people actually sell their cars 🧐?

His debt is turning him Gray

Guys you can’t be scared of numbers!! Go tackle that debt and be calm with it!! Hunt down the hunters!!

I love my debt. My debt gives me things beyond my imagination. No house,car, vacations, clothes, concerts, or food without debt. I will never give up any of those things. I deserve all i want. How boring would life be without debt.

Talking as if saving a $1000 is fixing the problem. No u behind on ur bills sir

Too much month left at the end of the money...I'm going to have to use that one.

Paralyzed by fear....

Behind on a car. You had to call in?

I can believe people dont have a 1000 in emergency fund! Make non sense the consuming in this country is outrageous! You should see the outlets packed, is just crazy ! Im always ways to keep saving money and sent it to my Roth ira , God bless them .

After he hugs his wife send her to work. 66k for a household is not enough when you have debt.

He needs to enjoy that debt.....

Both of those vehicles need to be sold immediately.

Car payments plus insurance.

Scared and still has almost a thousand car payment and full coverage insurance a month.Ridiculous life style driving cars not even his yet after five years.I called t he at waste of money,That’s why their stressed out with too much bills.

Live like no one else so later, you can live and give like no one else. We're not going out to eat.

This guys voice sounds like Cooper Kupp 👏🏻👏🏻

Sell

I can’t even get my finances in order. I make 6200 a month and I’m still broke. I don’t know what I’m doing wrong

Why is it always guys that drive a pick up truck that get into financial trouble?

Debt is not scary. Being homeless is. Consider that most people who are homeless are debt free.

Get rid of those cars. It's STUPID to make Car Payments! Not only do you have the payment, you MUST have FULL Coverage INS. STUPID.

Who cares the dollar is being debased so debt will be much much cheaper going forward. Charge away

Look up Andrew Wommack's A Better Way To Pray 😇 Gift