You can check out more info about properly insuring your rig here - www.thephoenixinsurance.com/quotes/ And you can check out more content from the Husman Bros (including some exclusive Lite Brite collab content) here - www.youtube.com/@husmanbros

Super fun seeing you guys! Thanks for showing us what off-roading is. Don’t worry, we won’t actually cancel your insurance.

This may have been my favorite Lite Brite video ever. A good mix of wheeling and info. Also I liked that the insuranc guys driving scared Kevin more than Kevin scared the insurance guy in the Jeep.

I love their nervous laughter! And their scared silence!

Ok, I'm sorry Kevin, but I lost it at 25:26 with you running behind the SideChick. That was hilarious!

Awesome. I'm calling them. I have many 4X4s.

I love watching Brittany in her buggy! Love the Whooo-hoo enthusiasm she puts out! Happy Trails to you both!

Awesome! This episode was a high value one for me. Now I’ll be having a detailed conversation with my insurance agent about my truck; and now know how to frame the discussion thanks to you. 🙏🏻

Chariots of fire Kevin 😂 had to rewind that a few times !! Go Kev !!

Wow life's little coincidences - I switched my insurance over to Phoenix last month. They saved me like 2K per year.

Really enjoy seeing Brittany wheeling the Side Chick!! The smiles per gallon are of the charts!!! Also still enjoy watching Kevin of course! Learn a something every time I watch you guys!! That’s the best part!! Thanks Guys! Have Fun Be Safe!! Can’t wait for another one!!!

Love the editing. Seeing the cameraman’s reaction and Kevin running behind trying to keep up with the Sidechick is priceless. 😂

EVERYONE WITH A MODDED JEEP NEEDS TO PAY ATTENTION TO THIS: An insurance company will only insure $5000 in after market parts, if that. I just found out the hard way. Made a claim on mechanical damage on a $100K jeep and they tried to total it on me, claiming the jeep was valued at $26K based ON THE VIN. Excellent content guys. My TCase in my jk found 4hi while being towed behind the motorhome. The Tcase exploded and both front and rear driveshafts snapped, and blew a hole in the cross pipe. Insurance, (USAA) wanted to total it without even looking at it. I fought with them for 2 months. Idiots! Finally they sent a "damage expert" out to my shop to look at it, and he convinced the company it was just a few mechanical parts. Can you imagine they wanted to total a $100K, for less than $10K worth of damage? I couldnt. When I first insured the jeep 3 years ago I told them I wanted it insured for 70K (35K for the jeep and and 35K on the hemi swap and rock crawler suspension) and they said, sure, no problem, we do that. GUESS WHAT. THEY Lied. They didn't insure it for 70K, and there is no way to find out what insured value of the vehicle is on anthing they send you, not even the original policy. It was only insured for stock vin amount, because that's all they're allowed to do irrespective of what some fast talking salesman on the phone says. Big wake up call. Now I need to go find insurance for all my modified stuff, sand rails, jeep, Z32, etc, and get it all insured for the correct value. This event has been a real wake up call for me. If I hadn't called insurance to make a claim (I never claim anything but body damage) I would have never found out how screwed I am. I'm going to be calling PHOENIX as soon as my jeep is back on the road. F****! USAA. They lie, just like all other regular insurers. Like you guys I have a lot of expensive toys, and Im so underinsured it's laughable! Buyer beware.

The Husman brothers and their camera guy are cool!!! Great video and good insurance info. Thanks LiteBrite! Stay Safe!!!

I wasn’t aware this type of coverage is available, thank you. Love Brit’s “WOOHOO-HOO!”

For me, taking newbies off road is very fun. I don't try to scare them out of going again, but if they enjoy it, then they might join the off road family. Great job giving them a taste. I use Derale fans on my YJ and Firebird. They work great, and are quiet. The Firebird's fan has been on it since 2000, and the Jeep's since 2005.

The Phoenix is great! After I saw your original video with them, I got a quote for my 80 and 200. Been with them ever since!

Some of the best wheelers in the game! Thank you for being a wonderful example of how it should be done. When Britt is wheeling the buggy, you guys should try using headsets.

22:49 - What a trail name. Seems there are some new creative and humorous trail names surfacing.

! Talk about “Liability”! Taking your insurance company for a real drive? Risky! Looks like they had a great time. Another hard walking workout for Kevin and crew. How many companies have benefitted from being on your channel? I know I’ll be calling them. LiteBriteNationInGoodHands!

Ha ! Awesome video but thank you for bringing me this . Because I need these guy for my vehicles . Now I can sleep peacefully knowing my vehicles are fully covered for what they are not just stock . 🤙🏼

Kevin, once you guys determine that you want the tires filled, remove the water and get agricultural Beet Juice installed. The water will start corroding the aluminum wheels in short order. There are other tire products besides Beet Juice. Just contact any tire shop that works on tractor tires. (not lawn tractors, but real 100hp plus tractors)

That's so freaking awesome the Husman Bros got to experience that with you guys!! I've had people so scared to ride with me because they had a really bad experience with someone else. I really enjoy when people are willing to take a ride and discover all of the fun things that offroading has to offer. As always much love and respect for you guys ❤️❤️💯🤙 .

Very fun!! Brittany rocks that crawler!

I enjoy the dynamic of Brittany running the Sidechick on buggy trails and Kevin running whatever trails he can with the Stepchild (or whatever he happens to be behind the wheel of lol). Do you have more upgrades in store for the Sidechick?

@25:25 lmao, 😂😂 thank you

25:24 you go Brotherman 😀

At least your insurance brokers actually get to experience how extreme but yet how safe and controlled 4wheeling can be. 👍

Thanx for Sharing your thoughts Have a Great Day 👍

Man, the demon child sounds amazing

Good information. Nobody really likes to pay for insurance; however, it is needed.

Hopefully one day we get to see a whole video of blooper reels🤞🤞🤞🤞

The one guy just looks like a insurance guy lol

I've explained this insurance thing to many people and tried explaining it to some that just do not want to listen. lol. So many people think their "full coverage" or their uninsured coverage will cover their vehicle. And I explain to them that it will only cover the blue book value of their vehicle in its stock form. Most people don't know that their full coverage won't even cover the cost of these brand-new trucks people are buying that the dealerships lifted and put aftermarket rims and tires on. I know a guy that bought one of those new trucks that came lifted by the dealership and two weeks later it was totaled at no fault to him, and after his insurance company paid what they pay he was stuck owing over $9600 out of pocket.

Thank you for this informative segment. It has helped me understand my coverage. Love watching your show.

Yes. Excellent idea lol I'm going to invite mine out ha

A broker is basically just a middleman: An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation.

Living your best lives!

Tripple the fun...all in one.

Just brilliant, love litebright❤❤❤❤

Yea but it still depends on what state you live in. I called these guys after your first video with them and found you cant get a stated value or really custom policy unless your state allows it. They basically just found a normal provider that had some extra coverage for me which still doesnt come close to what my rig costs…

Nice driving Britney looks to easy to you.

A few days late, But still enjoying these videos, Playing Catch up Again and you are correct theres more than 1 Pheonix Insurance Group out there! I talked to Pheonix about insurance a long while back, but their Rates were way out of my League!

Awesomeness!

27:10 - Beautiful. Absolute beautiful work.... And man, you guys are great! A blast to watch. Sub'd.

I discussed my plans with my agent. They specifically said no competitive timed events. I have to keep pictures to document add ons. There was more fine print, but that was the generic. Yes through a broker.

They had a Lottery Lite Bright Day. Have to admit i am fairly jealous.

Wow you must be getting some of the storm that we have been getting. It's not as windy and we had thunder boomers. And just enough rain 🌧 to ruin your Fresh car wash.

this is so cool. very good info

You guys are awesome the Demon Child sounds sick

Our insurance guy loves watching our off-roading videos… dunno if he’d ride with us tho 😂

Very impressive driving 🤟

I tried to get with Phoenix insurance the last time I renewed but couldn’t get a call back from them. Think I called a few times. Right now I’m riding dirty with regular car insurance with 40k in upgrades. Will try them again when it’s time to renew.

Can we get a 20 minute loop of kevin running to the POC theme in sand hollow?

Wow, great skills.. where can i find my own Brittany?

I hope he doesn’t snitch on you to your insurance

Good Morning First!

Great video thank you!

Hey believe me insurance is a mine field, I play run and race 5th/6th and 7th scale on and off road trucks and buggies all highly modified and upgraded, big 50cc gas engines, over amped electric motors 8S from 4/6S bigger motors and thousands of GBP£ on mod's and upgrade parts, so any loss from theft or property or person injury has to be covered now some insurance is available through the national/international organiser, but most you have to try and get covered but a lesser known sport/hobby than the 1-1 race and hobby fun.

It’s expensive insurance. You’ll have sticker shock. Got a quote and fell over. I have moved from California to Utah right next to Sand Hollow so maybe it would be different.

So your next video will be where your agents boss has him cancel all your insurance. That would be my luck.

I took my insurance agent out in my Raptor and my Supra but I made him promise that it wouldn’t affect my policy 😅

24:14 🤣🤣🤣

one of your best videos ever. 👍 where are all the likes at?

Hay Kevin how about helping your insurance guys with there Porsche. Buy having Chris helping there vehicle to be able to go around in the sand dunes.

Hmmm i dont understand how the water helps in an almost verticle situation. Sure the weight is still at the front axle, BUT now that water isnt over the contact patch it would be on the backside of the tire. I would think when that weight transfers in a vetticle climb youd lose that added grip?

Get head phones for both of you so you don't have to yell at her and she will hear you. Everyone in the four wheeling community uses them.

You should come visit (and maybe work on) tigger the Jeep along with bill and robin!

you should get cardo headsets to be able to have communications

Passenger/Driver instead of right/left, then no one gets confused...

What is the tiny camera y’all are holding in your hand inside the buggy?

In my state, I get taxed every year for every car. If I owned as many cars as they did it would be thousands every year.

So honestly I switched to the phoenix insurance group 3 years ago. They raised my rates every month. When I confronted them they said I had numerous speeding tickets abd traffic violations. After I sent them a copy of my driving record that had an official state seal on it showing 0 tickets and violations, they refused to adjust my rates. I drive professionally and I refuse to use them. They will screw over their customers.

Will the phoenix insurance try to get us general liability for an off road club? We can't find anyone with that insure us anymore - zero claims in 75 years.

first comment love the vids, You guys are awesome!

How about liability Incase of running into somebody or equipment

👍❤️ #Jellynation

I have Insurance on my Jeep with Phoenix.

Do they have the liteBrite insurance package ? It would be way easier to just say give me the same coverage

Brittany love your hat and sunglasses, where did you get them?

Nice

Annnnnd, you don't have radios, why??

What do we do? Deny the claim!!!

❤

25:24 LMAO

33rd from an Ohio rest area 🫣

No seat belt for the guy in the back seat???

I saw on the news lot of homes burn down years went by some of those home owners insurance not pay them off so they can build a new house some area like every year flash floods mud slide wonder how they get insurance in the first place and full coverage don't cover everything if your car or truck burn down they don't cover it make sure you get extra insurance for fire you need 4 policy on that you drive full coverage insured driver corpihinsiv And the Gap insurance what they full coverage don't pay the gap pay it off ask the dealership to add the Gap coverage what you buying

First off... Put your seat belt on.. Of your going out the window. With the payment

WHY DIDN'T you let them DRIVE THE DEMON????? You trust them as your insurance agents right????? Lol.

Would you please send me the name of that insurance company thank you

Ok somehow I was unsubscribed.. havnt seen a video in a month.. I thought Kevin got ruined over by Brittany, and she went to jail for murder