What Does It Cost To Have a Baby Today?

Рет қаралды 8,227

9 ай бұрын

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Пікірлер: 73

@TheBrittbrat2341 9 ай бұрын

$0 for all 4 of my babies via c-section, because my husband is active duty military!

@guevarasamson1165 9 ай бұрын

We had our first son earlier this year. After 5 and a half months inpatient in the NICU and PEDS floor, his insurance claims were $2.3 Million... but thank God with insurance from my work we only paid $3,000. Insurance claims are still going outpatient...with medical supply claims and specialist visits.. he should be around $2.5 million in claims now. Little guy is 6 and a half months old and going strong.

@mindymceachern2255 9 ай бұрын

If you have a remaining balance after insurance, you can go into the billing department of the hospital and have them give you an additional 50% discount if you pay in cash right then. We have done this with each of our kids and it has saved us a few thousand dollars.

@juliequates9529 9 ай бұрын

$4500 cash with local midwife. Every single item, crib, clothes, etc was bought second hand except carseat. I used cloth diapers (bought used) with my first 2 and have switched to costco diapers. We need to stop the rhetoric that babies are too expensive or not worth it. Humans are worth it despite any costs. ❤

@jorgevalencia6926 Ай бұрын

YES I love your comment so true!!

@silentvamp 9 ай бұрын

In my area, there are yard sales on friday and saturday mornings. Baby items galore! Obviously some stuff you still buy from the store, but it’s for sure a money saver. And if you get to a sale towards the end of the day, some folks will say “just take it!”

@15KHPCLUB 9 ай бұрын

Bad idea. There’s recalls left and right on baby products. It’s cheap for a reason.

@user-kn5xl4xp5t 8 ай бұрын

Twins born at 33w .. we paid 3900 just for the birth. The total insurance paid over 500k for one month in the NICU.

@Rohammers 9 ай бұрын

You forgot to include 50% of the man’s paycheck with the inevitable divorce and child support

@janelleg597 6 ай бұрын

Instead of whining constantly why don't you doomers actually change some laws for a change.

@bettedavis9261 9 ай бұрын

Rachel, has your dad seen this video? I doubt he would agree, because he always says babies are cheap and don't cost much. He says diapers and formula aren't expensive. Maybe you should have kept your receipts and shown him.😉

@stevenporter863 9 ай бұрын

I too remember Dave saying babies are cheap.

@nmc1859 9 ай бұрын

They are still a blessing

@maryellenmusser3531 9 ай бұрын

Cloth diapers, cloth wipes and nursing, birth center/homebirth... practically free for the first 6 months

@bettedavis9261 9 ай бұрын

@@maryellenmusser3531 unfortunately, not everyone is as blessed as you were/are. I did cloth diapers, but there is a cost of the actual diapers, then the detergent, water and electricity to run the washer/dryer to clean them. I nursed both my sons, but my youngest had a congenital heart defect along with a disability, and it literally took all of his energy to feed for one minute, then he'd fall asleep. I worked with a lactation specialist using her knowledge. After several days of just trying to get anything in him while he was in the NICU, it was apparent he needed to be bottle fed. Also, I had a toddler, a husband and a home to take care of, so I couldn't devote every minute to just trying to keep my son awake to feed. Yes, I pumped every two hours. Guess what? I only produced about an ounce from each side every time I pumped (very discouraging , believe me, but the same thing occurred with my oldest, as well). Obviously not enough to sustain a baby, so I had to put pride aside and supplement with formula (which was extremely costly). Again, praise God you were blessed with different circumstances.❤️🙏

@bettedavis9261 9 ай бұрын

@@nmc1859 that they are

@NeuroSpicyNonna 9 ай бұрын

Free in Australia through our wonderful public hospitals, midwife appointments , ultrasounds or obstetricians depending if complications or a caesarean. Yep our taxes pay for this. You can go private and there are private hospitals. Post baby expenses are huge variance from getting stuff free from relatives or market place. Maternity leave from 6 weeks before the birth and up to a year, companies pay for the leave or there is government payments

@abigailsmith8690 9 ай бұрын

I've had 2 babies in the last two years. The first baby was under $1000 on my last employer's awesome healthcare plan; this year I'm on a high-deductible plan and it's been around $5k (including me and the baby), which was all out of our HSA. But in terms of baby STUFF, we barely spend anything. Every single toy we have is a hand-me-down, and our oldest mostly just plays with kitchen stuff anyways 🤣 All clothes are hand-me-downs or bought secondhand for a few dollars. They both sleep in $60 pack n plays (which you can get cheaper used). Diapers and formula for the younger baby run us about $300 a month, but that's about it (and could be cheaper--we buy a very expensive formula). Our biggest expense was the carseats (both around $180, but we reuse them) and the double stroller ($400, ugh!). All in, we probably spend $400 a month on our kids, and we could easily spend less if we needed to.

@adamgonzalez7450 9 ай бұрын

Had one last year, cost me about $12k. Having another this year and it’s about the same. This is just medical costs and doctor visits. Insurance took care of the rest and I am on a high deductible plan too. A baby shower did help otherwise it would have been another $5k or so. This doesn’t include any formula, diapers, or other small stuff.

@catherinewetzel417 9 ай бұрын

Anywhere from $2-5k for us out of pocket. No formula, daycare or NICU. Hand me downs & Facebook marketplace help a lot.

@chloerosenberg2198 9 ай бұрын

Thanks Rachel. We're having a baby in 2 weeks and packing my hospital bag as I watch this video

@mbarin4199 9 ай бұрын

I work for Walmart and cost me $3000 with the insurance. Buying baby big stuff at offer up and buying clothes only on clearance or super sale. Home made baby food and breastfeed my babies. Also baby shower gave me a bunch of stuff for the babies.

@melaniereynders 9 ай бұрын

I’m Canadian so the majority of prenatal care is covered other than prenatal vitamins and other prescription medicine (about 80% was covered under our work health insurance). The pre-baby expenses were less than $2000 as we got a crib, dresser, gliding chair, and many other items second hand or as gifts. We got our infant car seat as a gift from parents and the convertible car seat second hand from a friend. Our main expense was a stroller. And I budget $200 per month for expenses - $75 for clothes and $125 for diapers, wipes, and food/formula. It will be even less expensive to have our second child as we don’t need to purchase anything except for perhaps clothes before they are born.

@edwinroyal9734 9 ай бұрын

Hey!! My wife and I have a one year old and one on the way and most of what you said has been the same for us. Greetings from Ontario!

@anya8221 9 ай бұрын

Wow, I paid $100 hospital copay with HMO for each kid in 2004 and 2006. Bought used everything, except dipers and formula and such. I'm glad I only have 2.

@wedgetailleather 9 ай бұрын

I’m Australian. I flew to Hawaii for a holiday with my pregnant wife, where she started to bleed one evening and we had to go to emergency. 23hrs of observation at the hospital and 1 ultrasound later, the bill came in at ~USD$21,000. Fortunately the baby was fine. Also fortunate that we were covered by travel insurance, which I got for free when I booked, and paid $0 for that little overnight stay. Contrast that with his delivery back home in Australia, with our private insurance (~USD$300/mo for family of 4): my boy was delivered in a private hospital, by c-section, and my wife had a week long stay in a private room to recover. It cost only the private health insurance excess, which was ~USD$400. You guys (USA) are good at some thing for sure, but affordable healthcare isn’t one of them 😂 Now daycare, that’s another story. My mortgage represents only 34% of my daycare fees (~USD$20,000/yr for 2 kids). And that’s after a 50% government rebate… but the French, they have a great system where childcare for kids 3 and up is free.

@15KHPCLUB 9 ай бұрын

Oh shut it, nothing’s free! Also do tell me, what would you charge if you were an OB/GYN and had to save a pregnant woman from hemorrhaging to death? Asking for a friend…

@tannerbrand1611 9 ай бұрын

I currently pay 290 a week for daycare which is around 15k a year for my one year old so that ain’t cheap at all here 🤦🏼‍♂️

@wedgetailleather 9 ай бұрын

@@tannerbrand1611 yeah same here in Australia. I was paying $30k for 2 kids, (15k each). Where is ‘here’ for you? *edit: thats AUD$30k, which at the current exchange rate is about USD$19k

@bethart1985 9 ай бұрын

I had a baby in 2020 and before insurance it was 30,000! After insurance we only had to pay around 5,000.

@olwynpayne4201 9 ай бұрын

It’s free here in Ireland… I had 2 babies and everything was free, pre care and after care… so shocked at the cost of having a baby in the us is…. How can ye afford to have kids over there? Crazy…

@edwinroyal9734 9 ай бұрын

In the US low income families get cheap / free healthcare. And most of the rest of the population make enough money and have good insurance so it's really not an issue for most people.

@trebmaster 9 ай бұрын

The timing of this is uncanny since we're right about at the end of our window for being able to have kids and this is just nightmarish. I'd better have insurance!

@melisabaglio9688 9 ай бұрын

Luckily in Canada the amount is not expensive. With provincial medical card the cost could be around $2400-$3200. But depending on the insurance plan it can literally be free

@edwinroyal9734 9 ай бұрын

In Ontario we used a midwife and Ontario Health covered almost everything. Wonderful experience!

@rebeccabath5276 9 ай бұрын

omg, what you have to pay to HAVE A BABY? That's crazy. Usually, tax pays for human rights like this. Having a baby is natural. Especially, a country wants to encourage women to have children. Imagine your cost depending on uncontrollable factors such as unexpected complications. that's so awful. I understand people spend a small sum to get supplies for the baby, but the delivery...i mean thats a double slap. In sweden, its free. 200+ days paid maternity and paternity leave. I pay same tax as I did in Australia. its a good deal.

@rebeccabath5276 9 ай бұрын

Imagine going through birth and then getting a huge hospital bill. I'd be so offended. lol

@andysuelsSuels 9 ай бұрын

I highly recommend the groups buy nothing sell nothing. You can find a lot of baby items for free.

@chriswalter92 9 ай бұрын

I've come to realize that the key to amassing wealth lies in making sound investments. I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses. Not reaching a million before retirement feels like an unfulfilled goal.-

@tahirisaid2693 9 ай бұрын

I'm exploring different investment opportunities and would appreciate others' insights on this matter..

@laneyluneva 9 ай бұрын

$3800 with a high deductible plan. This was my 3rd and worst insurance plan, ick. Previous 2 babies were on a much better insurance plan and were about $1500 OOP for 2 uncomplicated, hospital births.

@laneyluneva 9 ай бұрын

The gross part is how bad the high deductible premiums are (small company, so plan selections are just bad)...they apparently forgot it was a high deductible plan and the monthly premiums are higher than the family plans from much better employer plans I've had in the past. Also $300 more a month than our mortgage! Insanity

@emoney1231 9 ай бұрын

Just the birthing hospital stay for us was in the high $2000s on a high deductible plan. If you don't have $3000 and insurance, I feel like you shouldn't be having a baby.

@ehderguyyashootadeerorno2313 9 ай бұрын

My son was born 6.5 years ago. His NICU bill was $72k before insurance for 19 days in the hospital. Thank God for insurance.

@guevarasamson1165 9 ай бұрын

We had our first son today. After 5 and a half months in the NICU and PEDS floor, his insurance claims were $2.3 Million... but thank God with insurance we only paid $3,000.

@ehderguyyashootadeerorno2313 9 ай бұрын

@@guevarasamson1165 wow that is insane. Hope your little one is doing well. Mine is 6 now and an awesome kid.

@civilydisobey816 9 ай бұрын

11k with no insurance included c section

@timothybracken1728 9 ай бұрын

What if you're covered with Medicaid ?

@edwinroyal9734 9 ай бұрын

My broke relatives have had several babies and paid next to nothing out of pocket

@15KHPCLUB 9 ай бұрын

Supercars are cheaper to own than babies 🤯

@amysmith6299 9 ай бұрын

Also buying a bigger car when we got a 4th child! Big one! You can squeeze in a house, but not a car.

@jasonleatherwood2172 9 ай бұрын

Coat about 3000$ for each of my kid 40k is bull people who sat they cant afford a baby are whiners sell the boat

@15KHPCLUB 9 ай бұрын

No, $10-$12k for a deductible sounds about right. I know because my friends have kids and good insurance plans. Also they saw actual doctors unlike you! 😂

@jasonleatherwood2172 9 ай бұрын

@@15KHPCLUB i have a 750$ deductable

@jasonleatherwood2172 9 ай бұрын

@@15KHPCLUB but i have real insurance i pay almost 11000$ a year for my premiums

@gaselekrauss415 9 ай бұрын

Join the military. It’s free

@DinahsDailyDiary 9 ай бұрын

Its free to have a baby in government hospitals in South Africa unless u go the private route. Actually health care is free....

@jasonleatherwood2172 9 ай бұрын

Free sure the doctor just down there donating thier time lol

@jasonleatherwood2172 9 ай бұрын

Free sure the doctor just down there donating thier time lol

@DinahsDailyDiary 9 ай бұрын

Actually its paid for by our taxes

@whobeyou5342 9 ай бұрын

@DinahsDailyDiary exactly- Not free.

@janicegreen534 9 ай бұрын

Wow, so glad I live in Canada where it is FREE medically to have a baby haha.

@15KHPCLUB 9 ай бұрын

Nothing’s free. There’s a thing called taxes, lots of taxes and it’s the part universal healthcare advocates like you always leave out.

@edwinroyal9734 9 ай бұрын

As an American currently living in Canada I am thankful for our wonderful healthcare here in Ontario. At the same time, most Americans make a lot more money so there's that too.

@15KHPCLUB 9 ай бұрын

@@edwinroyal9734 Yeah and I don’t have to wait 6 months to get a checkup. God bless the USA! 🇺🇸🦅

@edwinroyal9734 9 ай бұрын

@@15KHPCLUB lol I haven't had to wait more than three months for a doctor. But I do look forward to eventually moving my family back to the USA, not enough benefits here to stay.