What Happens On Closing Day?
Рет қаралды 114,495
Күн бұрынYou've gone through all of the mortgage process and you're ready to close!
Closing day is an exciting time when you can officially finalize the deal, gain ownership of your property, and get the keys so you can move in.
Hey, my name is Kyle and I'm a Mortgage Advisor serving Ohio and Tennessee. My goal is to help you get a crystal-clear home loan that helps you win the house you love.
Start your pre-approval at kyleseagraves.com
Kyle Seagraves
Mortgage Advisor
www.winthehouseyoulove.com/
www.winthehouseyoulove.com/
-- Legal --
NMLS# 1701021
Motto Mortgage Alliance
www.winthehouseyoulove.com/
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity
@thewildandwonderfulwizard 3 жыл бұрын
9 months later....and I close tomorrow morning on my first home. Breath in. Breath out.
@WinTheHouseYouLove 3 жыл бұрын
Incredible!! Congrats!
@aprilall-natural8422 2 жыл бұрын
I close in 40mins I'm sitting outside the office nervous as shit. This really put me at ease.
@Tabsimone 3 жыл бұрын
Closing on my first house this afternoon I’m so excited!
@WinTheHouseYouLove 3 жыл бұрын
Congrats!
@ladymendize5080 3 жыл бұрын
I'm closing Tuesday. I'm so excited 😁. Thank you Jesus amen
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!
@dgallego 4 жыл бұрын
I close in my first home this Friday ! I am excited !
@WinTheHouseYouLove 4 жыл бұрын
Congrats!!! - Kyle Seagraves winthehouseyoulove.com
@BabesbyJanea 3 жыл бұрын
Congratulations!!
@RashekaO 3 жыл бұрын
Congratulations! I close this Monday. So excited.
@mykesmyth8856 3 жыл бұрын
Congratulations!!!! I close on Monday. So excited!!!
@lovebug8482 3 жыл бұрын
I close on Monday 11/23/20. Anyone else? Lol lookd like Mondays are popular!
@432Tx 5 ай бұрын
Closing on a home on the 29th at the age of 21 God is great🙏🏼🙏🏼everything is there for us we just gotta go and get it hope yall have a great 2024🤘🏼
@S7SGamerHD 2 ай бұрын
congrats man! Im 21 and throwing offers at houses, hopefully i close a house this year.
@432Tx 2 ай бұрын
@@S7SGamerHD thank you brother! and that’s great bro you can do it keep grinding
@moniquejohnson4264 22 күн бұрын
Congrats!
@rperspective1 3 жыл бұрын
Me and my husband are closing today 🙏🏿☺️
@WinTheHouseYouLove 3 жыл бұрын
Yay, congrats!!
@mpaulo6222 8 ай бұрын
My wife and I will be closing in exactly 30 days from now in San Antonio TX. We are praying everything goes smoothly. Thanks for the video.
@darlyyulie09 2 жыл бұрын
✨I love to feel everyone’s happiness through these comments!! I will also be closing on my first home in a few weeks 🙏🥰 Everyone has different paths in life , different struggles, different experiences ! What ever it took for you to get to this point was all worth it ! Congratulations everyone!! Keep working hard on your dreams ! Everything in life is possible ! And If you haven’t made it to this point but wish to do so, don’t worry ! Your time will come ! ✨sending good vibes to everyone ❤️
@WinTheHouseYouLove 2 жыл бұрын
This is awesome! Congratulations! Let's hope everyone on this channel will have their home too very soon. Congratulations! :)
@moniquejohnson4264 22 күн бұрын
Thank you and congrats! Well said!
@Sumysilz 3 жыл бұрын
Kyle! You taught me everything I know! We are closing!! We couldn't have done it without your incredible videos! And calming voice, videos that reminded us to enjoy the process amd breath! and actual replies to me! :) I have recommended your videos to friends who are ready to start the process because of you!
@WinTheHouseYouLove 3 жыл бұрын
Congratulations!!!!!!! That makes me so happy to hear! Very well done :) Enjoy your new home!
@tylerdurden3618 2 жыл бұрын
Damn it I should have found your channel earlier, our underwriting process just started. Being first time homebuyers it was so overwhelming, This is amazing, you make everything so clear. Thank you so much sir! You are a legend.
@horohorosrin Жыл бұрын
My closing date is February 14th! Inspection is tomorrow, at the time of writing... so nervous, yet so excited for that. My rational brain says everything is probably going to be fine, but my anxiety brain is terrified of what happens if the inspection reveals something (or multiple somethings) horrible.
@okashi10 2 жыл бұрын
I'm closing on my first home this week! I'm so grateful for all of your videos for helping to guide me through this process! Everyone mentioned they were surprised by how prepared I was -- and that's mostly because of your videos! Especially your super in depth first time buyer guide. Thank you!
@WinTheHouseYouLove 2 жыл бұрын
Wonderful! I'm sure you are excited to move in. Congratulations! :)
@tiffanyjohnson6872 3 жыл бұрын
I really appreciated this video! I’ve hear so many equally awesome and scary things about closing. This was a calm moment. Thanks
@WinTheHouseYouLove 3 жыл бұрын
Glad it was helpful!
@monica_30 3 жыл бұрын
Thank you and Javier Vidania for your collaboration videos 🥰🙂 We learned a lot in this hard market (summer 2021) Thanks to all your videos we are confident and made the best decisions and now we close on Tuesday 😁 Thank you so much.
@bently629 Жыл бұрын
We close on our home next month and we are super stoked ! We can’t wait to finally be homeowners. It’s been a long time coming and such a loooong journey 🎉
@WinTheHouseYouLove Жыл бұрын
I just recorded a personal video reply for you: vid.us/5iaudj
@gertrudeagbesi3518 2 жыл бұрын
We are closing on our dream house this Friday! It’s been a long road to get to this day, my hubby is amped up but I’m overwhelmed with the move so can’t get excited! I might just be flooded with emotions after closing! Your videos have been so helpful from the very beginning and very informative. Thank you for getting us through the house buying process!
@WinTheHouseYouLove 2 жыл бұрын
That is awesome!
@MaryamAnana Жыл бұрын
I understand this feeling! That’s what I’m experiencing right now. I think when it’s all said and done I’ll probably cry with over joy 😅😂
@jimbosmith6327 3 жыл бұрын
Great videos and very good audio! My fiancee and I are closing in a few days on our first house. Very anxious to get started on all my checklists and get all the repairs done.
@WinTheHouseYouLove 3 жыл бұрын
Thanks! It can be nerve-racking for sure. Hang in there, you'll right at the finish line!
@mrs.demetrialewis2730 3 ай бұрын
We close on our home March 29 one more week 2 go❤❤❤
@nancygutierrez6953 Жыл бұрын
Closing today on my first home. Was a stressful month but I made it. Your videos were super helpful so glad I found you. I also had a great team my agent and lender.
@WinTheHouseYouLove Жыл бұрын
Awesome! Congratulations! :)
@losheroes6076 Жыл бұрын
What was stressful about it
@tgiardina08 4 жыл бұрын
I'm two weeks away from closing! Thank you!
@WinTheHouseYouLove 4 жыл бұрын
Awesome, congrats!!!
@TxHoneyBee 8 ай бұрын
I'm closing on my home in just under 24 hours. This channel helped me so much! Thank you, Kyle.
@zchubbuck 3 жыл бұрын
Closing tomorrow on my first home after 40 long days, so excited!
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!
@lbrown8040 3 жыл бұрын
Thank you!! That day is quickly approaching ~ 🙌🏾🤗
@WinTheHouseYouLove 3 жыл бұрын
Yay! Congrats!
@Diamond-bw7zr Жыл бұрын
Closed yesterday!!!🎊 🎉🎉🎉 Woohoo lol. This process was the most stressful! Great info, thanks!
@WinTheHouseYouLove Жыл бұрын
Congratulations! 🥂
@piyusjai 3 жыл бұрын
We close today. During covid the experience was a little different. 2 Days ago we got a notary sent to our home who took our signatures and then we received sellers signed documents uploaded to us online. On the closing day we are just expecting a call that we can get our keys 🔑 once the records are updated at the county office! Never met anyone but our agent during the whole home buying process.
@WinTheHouseYouLove 3 жыл бұрын
Congrats on your new home!!
@zoewimmers9330 3 жыл бұрын
You explained this topic very well!
@WinTheHouseYouLove 3 жыл бұрын
Glad you think so!
@chajaso 2 жыл бұрын
Best home buying process channel hands down! Thanks for sharing your knowledge 😎
@WinTheHouseYouLove 2 жыл бұрын
Wow, thanks!
@thewhatsupdude 2 жыл бұрын
Ah... it's very refreshing to see that, despite all our differences, we are all incredibly similar in most ways. We all want to put a rood over our heads, fear being stuck in an unhealthy long term commitment, and per the closing of a house, my biggest fear would be getting gassy or something at the table. That would be just my luck.
@yuliskarodriguez7892 Жыл бұрын
I can’t said it enough, YOU ARE THE BEST! I have learned so much throughout your videos! Thank you!!!
@WinTheHouseYouLove Жыл бұрын
Wow, thank you!
@veteranasmr11B 6 ай бұрын
Been building our dream home for 9 months now…closing on Tuesday….spent a good amount of cash on upgrades on the house and it paid off our appraisal came in at 50k over our agreed purchase price 600k we paid 560 with closing rolled in on a VA loan…so exciting for my family and I
@bernss92 2 жыл бұрын
Love your videos man. Busy buying my first home now. This is very informative!
@WinTheHouseYouLove 2 жыл бұрын
Hi! I'm not sure if you already saw my Ultimate FIRST TIME HOME BUYERS GUIDE 2021 video. This might help you. Here's the link: kzfaq.info/get/bejne/rqikfrCm1ZnOhnk.html Best of luck!
@tophm2634 2 жыл бұрын
Closing on the 29th. Thank you Kyle for all your videos! Very helpful
@WinTheHouseYouLove 2 жыл бұрын
That's awesome! Congratulations!
@adamscruz7967 3 жыл бұрын
I just LOVE your videos...I like you to know you were instrumental in my personal experience! Thank you for that! Question:what are your thoughts about a HILOC to payoff the Morgage faster??
@WinTheHouseYouLove 3 жыл бұрын
Thanks! I've been hearing more and more about them recently, so I will add it to my video ideas list so we can weigh your options. Great suggestion!! :)
@MystikalWisdom 2 жыл бұрын
we close on our first house, May 20th.. super excited
@WinTheHouseYouLove 2 жыл бұрын
Awesome! Congratulations! :)
@robbywilson6729 3 жыл бұрын
2 more days. Close on Tuesday morning at the title company.
@WinTheHouseYouLove 3 жыл бұрын
Exciting!! Congrats!
@naulpaz4712 Жыл бұрын
Closed on our first home today. Thanks Kyle, your information has been very helpful along our journey.
@WinTheHouseYouLove Жыл бұрын
Best news I heard today, congratulations! Thanks for watching my videos. :)
@mercimerci7774 3 жыл бұрын
Am 23 yrs old am closing my very first home after been here in the U.S. for last 10 yrs now. @$243k on 06/18/2021 @11am please wish me luck am so stressed and very anxious about this whole thing since February of this year. Sweet people of this greatest nation have given me every greatest opportunity, keep me in your prayers. 🙏🏾🙏🏾🙏🏾
@jonathanansleymusic4992 3 жыл бұрын
I’m closing on my first home this Friday!!! This video really helped calm my nerves!! 😄😱 Thank you!!!
@WinTheHouseYouLove 3 жыл бұрын
I'm so glad!
@albertvasquez6207 3 жыл бұрын
Thank you , stress relieved!
@WinTheHouseYouLove 3 жыл бұрын
I'm glad to hear!
@elisebickeltauber 3 жыл бұрын
Very informational! You've inspired us to step up our KZfaq game!
@WinTheHouseYouLove 3 жыл бұрын
Thanks for watching!
@mdjabola 3 жыл бұрын
Kyle,closing this Friday!!!!!🤩thanks!!!
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!
@CruzFamilia83 4 жыл бұрын
Thank you 👊🤝
@WinTheHouseYouLove 4 жыл бұрын
You're welcome!
@berthajohnson9034 Жыл бұрын
Thank you for the advice
@WinTheHouseYouLove Жыл бұрын
My pleasure! Thanks for watching. :)
@almeidamarkoliver 3 жыл бұрын
I’m closing on my first home for my parents tomorrow!! :) super excited
@WinTheHouseYouLove 3 жыл бұрын
Awesome!! Congrats!
@lissiiii 4 жыл бұрын
Thanks for the information
@WinTheHouseYouLove 4 жыл бұрын
You're welcome!
@Rosalva24 7 күн бұрын
I’m closing on my first home end of July or beginning of August. I’m learning so much from your videos. Thank you!
@WinTheHouseYouLove 6 күн бұрын
Awesome!
@Pebbles-707 2 жыл бұрын
Wonderful video! Thank you 😊
@WinTheHouseYouLove 2 жыл бұрын
Glad you enjoyed it!
@juanluna9630 2 жыл бұрын
Closing tomorrow 8/31/2021 so excited!
@WinTheHouseYouLove 2 жыл бұрын
Awesome!!!! Best of luck!
@cantkeepmedown100 2 жыл бұрын
I closed in late January, the happiest day for me in I don’t know how long, it’s the icing on the cake of the whole entire experience.
@daniel_themvp 2 жыл бұрын
I close in 2 weeks! So happy!
@eberthastros 2 жыл бұрын
Excellent. Thanks a lot for this video
@WinTheHouseYouLove 2 жыл бұрын
Glad it was helpful!
@hanaaalmansoob6827 2 жыл бұрын
Thank you for your mazing explaination!
@WinTheHouseYouLove 2 жыл бұрын
You're very welcome! Thanks for watching. :)
@jadebluhorizonz7129 6 ай бұрын
I close on my house today 🎉 thanks for the information 🎉❤😊
@biglia4562 2 жыл бұрын
Thank you for this video. I’m closing in 3 days
@WinTheHouseYouLove 2 жыл бұрын
Wow! Congratulations!
@aneshiatrenay 2 жыл бұрын
I close on my home tomorrow. I’m super excited 😊
@WinTheHouseYouLove 2 жыл бұрын
Wonderful! Best of luck!
@devildiamond68 2 жыл бұрын
It's super stressful but exciting when you're happy with the property ☺️
@WinTheHouseYouLove 2 жыл бұрын
Absolutely! Thanks for watching. :)
@TThompson79 3 жыл бұрын
Thank you :-)
@WinTheHouseYouLove 3 жыл бұрын
You bet!
@NightSociety Жыл бұрын
Is meeting in person still necessary for buyer/seller? with DocuSign, electronic deposits/payments, keys lockbox, etc..
@GuitarsAndSynths 3 жыл бұрын
Also with COVID this has changed a great deal! Realtor send notary with paperwork to home and no one gets together in office now.
@WinTheHouseYouLove 3 жыл бұрын
Yeah COVID changed things quite a bit
@cdiarra 3 жыл бұрын
I’m closing next week!! 🤞🏾🤞🏾🤞🏾
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!
@joijoi617 Ай бұрын
6:09 😂Make sure you’re comfortable with everything, double check.
@WinTheHouseYouLove Ай бұрын
Always double check :)
@timhorton7190 2 жыл бұрын
Im closing on my first home to buy nov 4th! Thanks for the tips that will help me and be at ease during the closing process :)
@KingNidus 2 жыл бұрын
Congrats. How are you liking it so far?
@timhorton7190 2 жыл бұрын
@@KingNidus not to bad , improving things to my new home I don't like that the former sellers did to it .
@KingNidus 2 жыл бұрын
@@timhorton7190 thats great itll be shaped more to you. my house that i close on in a few days was "inherited" and not lived in for a while. The gas company took their gas meter and now I will have to get the gas plumbing inspected and up to code before i can get it back lol hope its not pricy.
@tahirbinfazal5352 2 жыл бұрын
is it compulsory to hire a title company for closing? Is it obligate to put your property on the list for selling?
@lawandatyus4336 Жыл бұрын
I'm closing on my first home Monday and I August 15 2022 so I was checking this out
@WinTheHouseYouLove Жыл бұрын
Awesome, congrats!
@katiesmith5702 3 жыл бұрын
closing 3/16 two weeks! super excited!
@WinTheHouseYouLove 3 жыл бұрын
Yay!!! Congrats!
@myemail2418 3 жыл бұрын
I love you bro thanks for making this understandable and making me ease a little bit
@WinTheHouseYouLove 3 жыл бұрын
Best of luck! :)
@TheRegric25 3 жыл бұрын
I close to on Tuesday
@WinTheHouseYouLove 3 жыл бұрын
Awesome, congrats!!
@edgararcega3046 2 жыл бұрын
The lender and a realtor I am currently going through are telling me that I can do this all remotely. I am currently buying a home in Arizona and I live in california. They said that they can have a person come over to my current address and notarize everything for me then he goes back with the documents. Have you ever heard of such thing happen? Just seems odd how they allow people to buy homes from out of state like this
@m.rivera1467 2 ай бұрын
Me and my boyfriend are closing on our first house this Thursday, we're so excited 😊
@WinTheHouseYouLove 2 ай бұрын
Congratulations on closing on your first home this week! Buying that first house is such an exciting milestone!
@_Renee2 Жыл бұрын
I am finally at this phase, and I cannot wait to put this process behind me.
@WinTheHouseYouLove Жыл бұрын
Best of luck!
@bluecube7247 Жыл бұрын
9 days... I had no idea what to do... thank you!
@WinTheHouseYouLove Жыл бұрын
Best of luck!
@maliam6730 Жыл бұрын
How did it go?
@WoodT92 3 жыл бұрын
Closing tomorrow. Excited and nervous
@WinTheHouseYouLove 3 жыл бұрын
Congratulations!!!!
@scott_clarke Ай бұрын
The anxiety 10 days before closing is real. This put me at ease
@noy6184 5 ай бұрын
i have been watching your video for many years. i am about to close my first home tomorrow after many years of waiting, i am so excited and nervious at the same time, the interest rate is the highest i have seen but i will mean so much for my family to get this home. thank you so much for your video
@WinTheHouseYouLove 5 ай бұрын
Thank you and congratulations!! If you wouldn't mind, please leave a review about the channel here: g.page/r/CT-jVkJFOsxFEAg/review
@noy6184 5 ай бұрын
Absolutely @@WinTheHouseYouLove
@tashiareed5452 Жыл бұрын
Thank you!!! I close on Jan 19th!!
@WinTheHouseYouLove Жыл бұрын
What a nice gift to start the year! Congratulations!
@tashiareed5452 Жыл бұрын
@@WinTheHouseYouLove Omgg yes it is!!!
@tfran235 3 жыл бұрын
This has been the longest walk of my life!!
@WinTheHouseYouLove 3 жыл бұрын
It's a tough journey sometimes! Hang in there, sounds like you're close to finished
@tfran235 3 жыл бұрын
@@WinTheHouseYouLove yes signed my closing disclosure 3 days ago now my lawyer waiting on funding before I officially close
@tfran235 3 жыл бұрын
Still waiting
@tfran235 3 жыл бұрын
Finally!!!
@TheDickMan_ Жыл бұрын
Hi Kyle! What if youre paying cash and no loan/mortgage? During closing can you just wire transfer all the money thats owed for the house?
@ThaCampinSniperz 8 ай бұрын
23 years old just closed today on a condo!
@sandragibson2221 3 жыл бұрын
I close next Wednesday, this is my first house but not feeling that excited, this process has been long and stressful.
@WinTheHouseYouLove 3 жыл бұрын
Hang in there, you're close to the finish line!
@jimmyjam197269 Жыл бұрын
Congrats
@grahamvaughan09 3 жыл бұрын
Very good informative video! Anything special to expect if both parties are not using a realtor? Do we receive the forms we will be signing in advance so we can review them before we sign?
@WinTheHouseYouLove 3 жыл бұрын
The lender will provide the loan closing documentation, but it is up to the buyer/seller to secure and maintain a sales contract
@TetraSamurai Жыл бұрын
Close on mine today. It’s a rare situation. Negotiated the sellers to bring it from 200k to 175k. Appraised for 181. First time home buyer grant paying closing costs. USDA guaranteed loan so no down payment. Insurance is 50 a month even though roof is 25 years old. The only thing I had to pay was for a 3rd party inspection which was my choice to get one, and smoke alarms and carbon monoxide alarms because the appraiser said we needed them. I’m actually getting a 900 dollar check back at closing which was for my EMD anyways
@WinTheHouseYouLove Жыл бұрын
Congratulations on closing on your new home! It sounds like you got a great deal negotiating the price down and receiving a first time home buyer grant to cover closing costs. It's also great to hear that you were able to secure a USDA guaranteed loan and don't have to worry about a down payment. I'm glad the insurance is reasonably priced despite the older roof, and it's always a good idea to get a 3rd party inspection for peace of mind. Enjoy your new home!
@cesarcastro39 3 жыл бұрын
I closing my first house in 2 days. very happy
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!!
@brittanymorgan689 2 жыл бұрын
What is wiring funds?
@noneofyourbusiness8180 Жыл бұрын
Question: realtor says keys will be given after confirmation of the transfer of ownership. When exactly does that happen and how long does that take? Thanks in advance
@doinitlive3015 2 жыл бұрын
Does the lender check credit again after signing the closing documents with notary?
@donor4053 2 жыл бұрын
I close on a house on the 27th of this month .. and the seller needs the inspection push back , how many days before closing can it be done ?
@MiraclesofRF 3 жыл бұрын
Please also explain document recording process at the local county office on the closing date.
@WinTheHouseYouLove 3 жыл бұрын
Possibly in the future
@dianaesmy 3 жыл бұрын
We were supposed to close on monday the 3 but now they told us they will be extending it one more week. Its really stressing me out our lease ends this month and don't want to give another payment which will be a waste of money for only 10 days.
@WinTheHouseYouLove 3 жыл бұрын
That's super frustrating!
@marclacson770 2 жыл бұрын
We signed these documents and gave our cash to close at the title company on 04/04/2022 but we don’t get our keys until 04/13/2022 for a new build. Is this normal waiting period?
@richardbigouette3651 9 ай бұрын
Just watching this is making me excited
@jaytorrado9387 2 жыл бұрын
Closing on the 20th I’m so excited!!
@WinTheHouseYouLove 2 жыл бұрын
Congratulations!
@hoodconservative Жыл бұрын
It’s all good now we out the hood now! My wife and I close this week
@WinTheHouseYouLove Жыл бұрын
Awesome! Congratulations!
@Mindmybusiness2023 3 жыл бұрын
Outstanding!!!
@WinTheHouseYouLove 3 жыл бұрын
Thank you! Cheers!
@jaeraee3437 2 жыл бұрын
I close Friday and only have an estimate of my closing cost 🙃
@tannersanders9778 2 жыл бұрын
19 years old and I close in a few days. My own house, all my own money. It feels so great!
@WinTheHouseYouLove 2 жыл бұрын
Thank you so much for watching!
@maliam6730 Жыл бұрын
Congrats! I’m 21 and I went under contract on my birthday! It feels awesome
@misteetaylor8129 3 жыл бұрын
I close on my home this Friday ! 😊
@WinTheHouseYouLove 3 жыл бұрын
Congrats!!
@matrixscape6430 2 жыл бұрын
are mobile notary loan signing agents in non attorney states a real thing? or should I look for a different career...thanks so much because I am gambling my life with this career choice!
@robbywilson6729 3 жыл бұрын
Another great video as I have mine closing coming up on Sept 30th. Question though, my landlord at my current residence has stated that he wants to sell the place so we can leave whenever we like with no penalty. Is getting them to bump it up typically as issue?
@WinTheHouseYouLove 3 жыл бұрын
Thanks! And congrats on your soon-to-be closing! It mainly depends on the status on your loan. Your lender can help you get a better idea if you can close earlier.
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