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We will do our best to improve this in future videos. Thanks for the feedback!

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NEVER USE PAYPAL. THEY WILL NOT GIVE YOU THE MONEY YOU PUT ON YOUR CARD. IF YOU GO TO PAYPAL KZfaq PAGE YOU NOTICE THEY HAVE TURNED OFF THE COMMENTS. WHY BECAUSE THEY DONT WANT THE PUBLIC TO COMMENT IN ALL THE MONEY THEY HAVE STOLE.

Glad to know that we were able to deliver something that was helpful for you. Please subscribe and stay in touch for more amazing content.

Do not trust PayPal as a seller! All it takes is someone saying they didn’t get there service or item and PayPal will charge you AND ad a fee without notifying you! This happend to me and I had PROOF that my service was provided. They said it didn’t matter because the buyer used a credit card. Completely honest with you brother…DO NOT SELL WITH PAYPAL!!! There are plenty of trustworthy companies like cash app where this dosent happen!

Glad to know that you are liking it!

Do you need to have a card balance to buy through pay pal?

@@antoceko4018 offcourse

Thanks so much for that!

​@@angelleyeIs there any monthly fee that you need to pay when using PayPal?

@@oifeomaanelisile861 No, the only fee is a transaction fee when you receive a payment.

Can a housewife get paypal account

Glad you liked the info!

Can u add ur gift card

Yo PayPal

To

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Glad to know that we were able to deliver something that was helpful for you. Please subscribe and stay in touch for more amazing content.

Glad you liked it, thanks for the feedback!

There is good and bad to this. Having all of your volume with one processor can allow you to negotiate cheaper rates and save a lot of money on fees. It also gets you better account managers and access to better support. However, it's definitely recommended to have another processor in line just in case something does go wrong and you need to switch over quickly.

Will do, thanks for the feedback!

@@angelleye just get rid of that roomy sound. Your mic is too far.. i like the content, thanks!

@@funkolog Yes, I actually have a nice mic that I (thought) I had plugged in. I guess it wasn't fully connected, so it was running off the basic camera mic instead. Doh! I'll make sure that doesn't happen in the future.

Yes, we'll improve that in the future, thanks for the feedback!

Or just ise captions xd

Glad it was helpful!

Glad it was helpful!

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Thanks for the feedback!

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Sure, I'll add it to my list and get something like that posted soon. Thanks for the idea!

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Thanks! Appreciate the feedback.

No

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Is it a debit card, a credit card, a gift card, or what kind of card exactly? When you say other clients are using "similar cards" it sounds like it's a unique type of card in some way..?? If it's Visa/MasterCard branded there should be no issue. Are you simply trying to add the card to your PayPal wallet, or is it asking you to enter a card when you are setting up a specific feature within PayPal? It says "not allowed for this service", so for example, are you specifically trying to sign up for PayPal Pro or something like that when it asks this? Or just general add credit card?

Angell EYE As am openning up my paypal account and I reach the point where I have to link my card, so i fill in the details of my Visa/debit card and submit, that's the response I get for all cards am trying to use. Am using Visa/debit card for barclays bank and Eco bank. Could it be because am in Uganda,East Africa?? If so then which specific bank in Uganda has its services affiliated to PayPal so I may chose to access that. Am in desperate need of your help because my work is @ a standstill for close to one and a half months now.

It looks like Uganda is limited to sending funds only, so there are some restrictions with those accounts, but you should be able to add a credit card to use as a funding source for sending payments. One thing you can try to clearing your browser cache / cookies. Sometimes PayPal's site can get messed up that way, so clearing can resolve issues like this sometimes. If it keeps happening after you'll need to contact PayPal directly and see if they can help you figure out what's going on.

Angell EYE OK, thanks.

If you aren't able to get a solid answer let me know. I have contacts I can get help from, but I prefer to exhaust the usual methods before resorting to them.

Depending on the bank, you may be able to link it using your online banking credentials. Otherwise, it will make two small deposits into your account. Then when you see those deposits show up, you verify the amounts with PayPal to complete the verification. For the card, you just need to manually add the card. Make sure the billing address on the card is added as a shipping address in your PayPal account so that it will be a Confirmed address.

Glad it was helpful!

That is correct. When you receive a PayPal payment, that cash will sit directly inside your PayPal account until you spend it or transfer it to a bank or card of some sort. It's typically not recommended that you keep a very high balance in the PayPal account, though. Just in case any account holds come up for any reason, you don't want a bunch of cash in there getting locked up.

I don't do a lot of selling myself, so it's bee a while since I've looked at the eBay preferences / settings. Somewhere in there, though, should be a section where you can adjust your payment settings for eBay payments. It's possible they have that at the item level, too, in which case you should be able to adjust it by revising your listing. If all else fails, yeah, you could just cancel the listing and start it again making sure to set payment methods the way you want, but I don't think you should have to cancel in order to get that done. It should be available while revising.

Thank you. Yes, I agree. There should be a way without cancelling. But I couldnt figure it out so i cancelled. Now ill try again/call them.

Glad you liked it. :)

You can add it straight from the bank. However, you could run into problems without a card linked because that means you won't have a "confirmed address" on your account. This could potentially lead to sellers not having seller protection on payments from you, which could make them not want to fulfill your order. It's recommended to go ahead and get a debit/credit card linked even if you're not going to fund payments with it.

@@angelleye Okay thanks for the info. Appreciate it 🤝

oh

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Let me know if you have any questions or concerns.

After your sale you will see the funds in your PayPal account balance. From there, you would use the "transfer" option, and this would allow you to select a bank account or a card to transfer the funds to.

if you have any money on paypal, it is best to withdraw it immediately because PayPal blocks such accounts. For verification up to 180 days

You can, but you will likely run into limitations. Best to go ahead and get a bank/card linked up so that you can fully verify the account.

@@angelleye ok thank you

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It's best to do both. Linking a bank will verify the account. Linking a credit card will confirm your shipping address.

Glad you found it useful! Please share so others can learn about PayPal as well. :)

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Yes

Happy to help!

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Yes, it will work that way. When you submit a payment using PayPal you will be able to select your funding source. That's where you would choose the linked card, and the funds would come from that card the same as if you used it directly.

Glad you found it helpful!

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I would recommend reviewing all of the information at eBay's Getting Started Guide: www.ebay.com/help/account#account-getting-started. It will walk you through creating an account and a lot more good info after that. For PayPal I would create a business account, and then go through the procedures to hook that up to the new eBay account.

Angell EYE thanks for the info

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If you send a payment to an email address that does not exist on PayPal, they will get an email from PayPal telling them they have money waiting, and they need to create an account to accept it. When they create the account, the money will drop in there for them. If they don't create the account to claim the money, then after 30 days it would be sent back to you.

@@angelleye I want to open PayPal account,

Thanks for the info 🙏🙏

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Glad to hear that!

You can use it just like a bank account, and keep as much money as you want in there. That said, I would not recommend that you hold much cash inside your PayPal account. Move it to your regular bank account on a regular basis. That way if any sort of a payment hold or issue with your account comes up, there won't be a bunch of cash in there that could get held up. Same goes for any payment processor or only system you are using that holds your cash.

Angell EYE Someone did PayPal me and I did not have a credit card inside where did the money go?

this is again useless if you have to withdraw your money from your paypal on a regular basis

@@easyfoodchannelsa Not sure I understand your concern here..?? You can use PayPal to receive payments, and simply move that money to your bank as recommended. You can also use the PayPal account for making purchases, and use a linked card or the bank to fund the transaction. You don't have to carry a balance in PayPal to pay with it. Please clarify what you're concern is here and I'll be happy to provide more info.

@@angelleye is it possible to use Paypal to send and receive money without linking to a bank account? Also, do you have to link to a bank account to use Paypal debit card and can you use a Paypal card to draw cash from an atm if you have money in your account? Thx.

Happy to help!

For me it just comes down to risk. You have to trust somebody at some point. I would rather trust a large corporation spending millions of dollars every year to protect my data and provide secure transactions than I would giving that same data to a wide variety of different sellers, doing who knows what with my data.

You will pay a fee if/when you receive payments with PayPal. If you are just sending payments there are no fees.

@@angelleye Is there a percentage then that paypal takes.. eg if you reiceve 200 USD will you have to pay, 20%, 35% equivaent in your countries dollar value? Just to reiceve 200 USD...but then really 200-20% = 40 USD ?

@@zodsinclair8500 The standard fee is 2.9% + .30 per transaction. If you accept payments in a different currency and you let PayPal do the conversion for you, they will charge an additional fee, but it's something an extra percent or two. No where near 20%. That said, you can keep separate balances in your account for separate currencies so that no conversion is required, and save on those fees. Then you could spend the money in that same currency out of the same account, or convert it later if you want to.

@@angelleye Hey thanks man! I want to start up one & keep some US in the Account but send a portion of the received US to my bank! Can one do that?

@@zodsinclair8500 Yes, that would be no problem. When you receive a payment you will pay fees accordingly, and the remainder will sit in the account balance. From there you can move as much as you want to other places, and leave as much as you want inside the PayPal account.

You don't always have to add funds to yuor PayPal account from your bank but it will automatically let you select the linked credit cards to purchase the product.

Thanks! Yes, we've had the same feedback from others as well. We'll do our best to improve that in future videos. Thanks for the feedback!

Really

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No, when you send or receive payments using that bank account nobody can see the info. That's one of the primary benefits of using PayPal as a buyer. You can buy from all these different places, and you don't have to share any of your actual billing details with any of them.

CSI? I might need to see a screenshot. I know that the card security code is sometimes labeled CSC, but I've never seen it as CSI. Can you provide a screenshot of what you're seeing?

Were did you see the insufficient funds message? Was it just a site returned error, or was a specific PayPal error code? Do you have a bank account and credit card linked to your account? Are you absolutely sure your current PayPal balance covered the order total including any shipping/tax they might have been adding?

Fees are paid by the seller. If you are shopping online and making purchases with PayPal you will not be charged fees.

@Angel EYE so,i wont get charged for receiving and sending money with PayPal? also do i get charged for withdrawal/deposit from PayPal to bank account.

@@reevus2558 he didn't say anything about that! If you sell yes! if you sending money yes! the only thing they don't charge is when you buy from other people. And those people will get the fees!

You can use this link to check availability in various countries: www.paypal.com/cgi-bin/webscr?cmd=_display-country-functionality-outside

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Happy to help!

Just to be clear, I am with Angell EYE, a completely separate company from PayPal. For nearly 20 years I have specialized in payment processing, and PayPal is my recommendation for all of the reasons I mention in this video (and more.) Because of that I have built a close relationship with PayPal, however, I continue to study other options and offer neutral feedback to my clients. The fact is PayPal is still the best, so yes, we highly recommend it.

is there a swedish/european app download/website?

I think we won’t get exposed

Our PayPal account and bank accounts are different

No, the seller (receiver) pays the fee.

Thanks for the feedback. We'll see if we can improve that in our future videos.

Here is more info about cross-boarder transactions: www.paypal.com/us/smarthelp/article/what-are-the-cross-border-fees-when-selling-international-faq2927 You may want to consider Venmo or Xoom which may have better exchange rates.

You would be linking a credit card to your PayPal account, so it would come from whatever bank you opened that credit card with.

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This is very unlikely, but if it happened, it would be just like losing your wallet. You would call your banks to cancel any credit cards you had added, and same with the bank account(s). On that note, you may be interested in this other video I have about protecting your bank account: kzfaq.info/get/bejne/eMyqo9mn0r3Qg6s.html

Angell EYE how can I know my PayPal account limit?

Sorry to hear that one incident made you decide this after 15+ years of successful business. Like any huge corporation, customer services can be a bit of a hit and miss scenario. Depending on who you get on the phone or the other end of a support ticket you might not get the sort of help you might expect. That's no fun when it happens, but if you submit a new ticket or call again to get somebody else that can help. One key word, too, is "escalate". If you're not getting anywhere with the person you're talking with you can kindly request to escalate the call. This will typically get you on the phone with somebody with more experience that can answer questions more knowledgeably. Also, I'm curious who you decided to take payments with now..?? I'm also curious about the scenario you encountered that turned into this bad experience..?? I would highly recommend that you study what happened from all angles and ask yourself if you truly feel you would have had any different experience with another payment processor. I've worked with numerous payment processors, and they all have similar policies when it comes to funding holds, chargeback handling, etc.

Angell EYE customer service is always india. Asked for a manager several times they put me on hold, then the call mysteriously disconnects. Agents never call you back so you have to waste another 30 minutes to get another call. No other company I have ever worked with keeps your money for no reason. No other company has customer service as bad as paypal period. Stop trying to portray paypal as something positive. Your company outsources work to shitty countries, you hang on to people's money as long as possible in order to collect interest. You put more effort into this post than any employee ever put towards my account. You asked what I use now. Check or money order or cash on person no fees no bullshit. Go fuck youself and your shitty company. Here's a link to your 1 star shotty rating www.consumeraffairs.com/online/paypal_02.html

First, I do not work for PayPal. I am a software developer that specializes in payment processing, and after working with many different payment processors I have grown partial to PayPal because they are best when comparing them all to each other based on pricing, brand recognition, ease of use and integration, seller and buyer protection, etc. If there was a better payment provider out there I would be flaunting them instead of PayPal. They do not "keep your money for no reason." If your funds are being held it's because red flags were raised that show your account or particular transaction(s) are high risk. To protect themselves and their users they put holds on funds when this happens. They ALL do this sort of thing. The only difference is that PayPal has nearly 250 million accounts they're working with, so even when a very small percentage of people have a bad experience you're going to see more reports of it than other processors simply because of the numbers. Check or money order...cash in person..?? You're only hurting yourself by doing that. You will absolutely lose sales if you do not provide PayPal, credit card, Apple Pay, Google Pay, etc. as payment options on your website or applications. Current numbers are showing 237 million active accounts. This page you linked has a grand total of 1938 reviews, including all of the 2/3/4/5 star reviews, so even a smaller number of 1 star reviews. That is such a small sample size it's essentially obsolete. Also, like usual, the vast majority of these reviews show that the person was clearly ignorant about standard procedures for accepting payments online no matter who you're processing them through. A little bit of general education on standards would eliminate most of these problems people are having. If you would share some of your details I'm sure I could provide some feedback that would help you avoid similar problems in the future.

Angell EYE sample size too small bullshit. Those angry customers aren't obsolete. How many million examples would one need. Here's one example. My account has zero dollars. An item I want is starting bid $1000 I'm willing to go as high as $1400 so I put $1500 in my paypal to cover shipping as well. Five days later I win the item and with shipping its $1150. I pay immediately and try to move the 350 balance back to my account. But my account has now been flagged, my balance held for 21 days. Why? No other company withholds a person's own money. I must have called 20 times on that one instance over the 21 day hold. I was given different answers at different times ranging from you'll just have to wait to it will be in your account within 24 hours. No accountability with them. Also if you don't work for them don't spew their policies I'm sure their legal dept wouldn't like that

You still haven't shared any information about your scenario that you're upset about. You say to do a payment gateway with actual bank. Well, if you do that you'll be paying a lot more in fees than you will with PayPal, UNLESS you happen to be doing a lot of physical card transactions through a point of sale terminal. If that is your situation, then yes, an Interchange Plus type of account would be better. In that case, though, I would recommend Braintree as it will be much better than a local bank in most cases. To say PayPal is bleeding money shows your ignorance. You're on here under "No Name", using lovely language, and you obviously don't know what you are talking about. PayPal is bleeding money? Their financial statements show billions of dollars of free cash flow which they've been using to acquire other companies for billions of dollars and still have billions left. I'd love to be bleeding money that way. The reason there are so many bad comments in places you mention is a two part thing. First, as I already said, PayPal has nearly 250 million active accounts. Even a very small percentage of complaints would look like a lot if you go digging for it. Also, it's very unfortunate that people like yourself go around talking all this trash without any true knowledge of what they're talking about, further planting false information in people's minds when they had a bad experience. It's a shame, really. Again, if you go with a local bank gateway and the same situation happens you'll end up in the same exact boat if you don't change your procedures to avoid whatever happened, which you won't tell us about....which is telling. I'm not blindly ignoring any negative. I am here to help people avoid the negative. As I mentioned before, I am only partial to PayPal because in my experience of using over 50 different merchant providers to process hundreds of millions of dollars for clients, they are the best. If another company comes along and can give me a better product and service than PayPal I would gladly utilize their tools and help people to see those advantages as well.

It depends upon the transfer type that you have used. Normally, it takes 2-3 weeks.

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Hmmm...no, it's quite a bit more than that.

It is free to make purchases, yes. If you sell things, though, and accept payment with PayPal, then you will pay the PayPal fee for processing that payment just like you would any other payment processor. There can also be additional fees when dealing with international payments, chargebacks, or add-on products like "PayPal Pro".

@@angelleye Thank you.

@@angelleye if I put 10 dollars in my PayPal account and leave it there for 3 months will they charge me for every month? Also if you are under 18 can you get PayPal?

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Happy to help!

We'll certainly look to improve that in future videos, thanks for the feedback!

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Why is it so bad?

If you care to elaborate on your experience I can probably help you figure out what to do differently so you don't have problems in the future (with PayPal or any other processor.)

EUDES / ODO KING De FRANCE why are you watching the video then

No, you don't have to have a credit card linked to PayPal in order to use it, but it is recommended so that you can fully confirm your account and remove any potential limitations in functionality. When you receive a payment, that amount will fall into your PayPal account balance. From there, you can transfer it to your bank or debit card if you want to. Or you can spend it directly out of the PayPal account. You could do that by simply choosing to pay with PayPal when you buy something, and use the account balance to fund the purchase. You can also get a debit card for your PayPal account and spend the PayPal cash anywhere MasterCard is accepted (and get a 1% cashback bonus.)

@@angelleye Thank you so much!

@@angelleye Can I link another person's bank or debit card to my PayPal account?

@@jfdesignarch Sure, as long as you can verify it.

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This sort of claim is not worth much if you don't provide details of the situation that makes you feel this way. If you care to elaborate I can probably help you figure out what went wrong so that you can avoid it in the future with PayPal or any other payment processor.

Here is some details I tried to receive a payment, paypal csr's screwed up the transfer and couldn't fix it this almost cost me a 5000 job because I had to refund the money!!!! I have a small business, this almost destroyed me! Paypal is flawed and customer service does not care at all!!!!!!!!

Yes, we'll be improving that in future videos. Thanks for the feedback!

If you are not yet 18 years old then you cannot open a PayPal account either. As for the balances, your card balance and PayPal are completely separate from each other.

The odds of this happening are very low, and they have withstood the test of time. They have many people trying to hack them every day, of course, and they've been unsuccessful. The only successful "hacks", which is pretty much true for any system these days, comes primarily through social engineering. This is where people will reach out to your personally one way or another, and trick you into giving up the information they need to get into your account specifically. In the unlikely case that PayPal's system was directly compromised, I would treat it like I would losing my physical wallet. Any credit/debit cards that I have added to my account would need to be canceled and replaced immediately. My PayPal login/password would need to be changed immediately. That said, if you follow the procedures I lay out in my other video about how to protect your bank account, you won't have anything in your PayPal wallet that is vulnerable anyway. kzfaq.info/get/bejne/eMyqo9mn0r3Qg6s.html Still, the same procedures could be taken to clean up any mess left behind from such a hack. So, the answer is that you need to do some planning ahead, which you're already doing, so that's great! Take a look at the other video I linked above, and feel free to comment again if you have any more questions or concerns.

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Not sure I follow what you're saying here..??

​@@angelleye 🤣Oh wow! I remember when I wrote this comment. It's funny because a lot of sellers don't believe that Paypal makes receiving payments 'Quick and Easy for you'.

Technically, yes, you can send and receive money without having a card or bank account linked. However, you will likely run into limitations and headaches because of this. It's best to fully verify/confirm your account by linking those things. I have another video you might be interested about how to protect your bank account when linking it to services like PayPal: kzfaq.info/get/bejne/eMyqo9mn0r3Qg6s.html Here is some information about how to get cash out of your account: www.paypal.com/us/smarthelp/article/what-is-%22get-cash%22-and-how-do-i-use-it-faq3970