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What to do with (your future) ₱100,000 🤔

  Рет қаралды 203,880

Nicole Alba

Nicole Alba

Күн бұрын

📌 Donation Drive Directory: tinyurl.com/PH...
Congrats on your first 100k! Even if you're still saving your way there, congrats pa rin! In this video, let's talk about what to do with your first 100,000 pesos. It's important to build a solid financial foundation with your money so that you can make the most out of it for the future.
💰 The adsense earnings from this video (November to December) will be donated to typhoon relief efforts.
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✅WHAT TO WATCH NEXT
➜ 🤑 Best High Interest Savings Account Philippines: • 🤑 Best High Interest S...
➜ How I Manage My Finances in My 20's: • How I Manage My Financ...
➜ 📈 What I Invest in as a 20-year-old College Student: • 📈 What I Invest in as ...
➜ What to do with (your future) ₱100,000: • What to do with (your ...
➜ Why I Invest in Crypto: • Why I Invest in Crypto...
➜ Personal Finance 101: • 🤑 Personal Finance 101
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Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 20-year-old.
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What to do with (your future) ₱100,000 🤔 // How to invest 100k in 2020
what to do with 100,000 Philippines / what to do with 100k cash / how to invest 100,000 / how to invest 100,000 pesos / how to start investing philippines / investing philippines 2020

Пікірлер: 967
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
💰The adsense revenue for November and December will be donated for typhoon relief efforts 😁 Hey guys! Today we're talking about what to do with your first 100k! What I say may or may not apply when it's an additional 100k, but I hope you guys still learn something. Share your thoughts on how you plan to allocate your first 100k and why down in the comments section 😉❤️🍞
@jundellcorpuz4975
@jundellcorpuz4975 3 жыл бұрын
Hi Ms Nicole. Are you familiar with Earnest by Metrobank? Hope you can add this to your content in the future. Your videos are inspiring!
@pchat112
@pchat112 3 жыл бұрын
pa review po kung legit yung iwatch. ph, nakakatempt sumali. pero nakaktakot baka scam po eh.
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@ollievia4717
@ollievia4717 3 жыл бұрын
I’m a newbie here ! It was just so incredible , inspiring and mind blowing that a 20 year old girl is more financially literate than some people who are already in business! Looking forward to this
@ajcaquilala8482
@ajcaquilala8482 3 жыл бұрын
I wish I found your channel when I was in college. Pero it's never to late to start being smart with money. Thank you for all that you do!
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Definitely never too late! Glad you're starting now 😄❤🍞
@jching3868
@jching3868 3 жыл бұрын
never too late. just do actions . I begin my financial edu on year 2012. and with my chosen Faith, i am out of the rat race and now saving for our retirement na lang. keep it up!!!
@majhopinggoy7386
@majhopinggoy7386 3 жыл бұрын
Same feeling, been watching all her videos lately, and everything was entertaining. I... a 24 human being found something so mind opening about financing.
@lordjaiveesanantonio7684
@lordjaiveesanantonio7684 3 жыл бұрын
@@jasperrafols750 hahaha pero naisip ko din kase bago pa lng syang vlogger 20 pa lng din sya😂😂
@jonathangomez732
@jonathangomez732 3 жыл бұрын
Thank you Nicole. I finally found a channel that I feel gives everyone true and honest information on money management. This was never taught to us in school and I do have regrets on not saving early and investing, but yes I agree with everyone that it is never too late to start. I will look forward to more of your videos.
@vickyj4ng
@vickyj4ng 3 жыл бұрын
I'm still 23 and I'm glad I found your channel while I'm still young. Your videos are exactly what I need. To more Filipino Millionaires in the future!
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@lyrieanfone642
@lyrieanfone642 3 жыл бұрын
New here, and i like how she deliver her message that's understandble to everybody. Hoping that i could invest soon and be financially independent. Btw she's beautiful don't you guys think?
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Go and start woohoo! 😁❤🍞
@mariahappiness9180
@mariahappiness9180 3 жыл бұрын
Beautiful indeed!
@jonnahollite8769
@jonnahollite8769 3 жыл бұрын
Mindset and consistency are the keys. Feel less weird with my habit of monitoring my money transactions in sheets. 👌😏
@anj3724
@anj3724 3 жыл бұрын
Ever since I subbed on your channel, ikaw na daily motivation ko before starting my wfh. More powers to you!!!
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
🌟 M O T I V A T I O N 🌟
@warrenkevinjose1983
@warrenkevinjose1983 3 жыл бұрын
"Mindset is the foundation of everything that you do" -Nicole A. ♥
@daredevilxxx73
@daredevilxxx73 3 жыл бұрын
Fearless forecast : This channel will reach 100,000 soon, within next year!!! Keep it up Nicole in promoting financial literacy!!
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
@rodneyverzosa6217
@rodneyverzosa6217 3 жыл бұрын
200k plus na lodz
@kylasevilla
@kylasevilla 2 жыл бұрын
UPPP, road to 300k na 🤪🤟🏼
@daredevilxxx73
@daredevilxxx73 2 жыл бұрын
@@kylasevilla still following her, and I'm so happy for her... She deserves more subscribers than those...you know... haha... financial literacy is something not taught in school and she is doing a great job educating and informing the young
@MaryJane-ld2js
@MaryJane-ld2js 3 жыл бұрын
This beautiful bright girl will go a loooong way. She was able to learn financial literacy at a young age. When it comes to investing, time is also a big factor. Lucky you! :)
@ericacuaresma_
@ericacuaresma_ 3 жыл бұрын
I'm so glad YT recommended your channel. :) I'm a fan. I like your humor, your wits, the editing, everything. Keep on making more videos. Congrats on your milestone :D
@carmellacanlas4790
@carmellacanlas4790 3 жыл бұрын
You are just ingenious! You're one of the few people here on YT that's very comprehensible when explaining just about anything. Grateful that I found your channel. Thank you! More power
@masternightcrawler
@masternightcrawler 3 жыл бұрын
I don't skip ads to thank you for all the things that you share. I'm 31 years old and I'm only just learning how to invest. Thank you so much.
@snerdwatch
@snerdwatch 3 жыл бұрын
Nicole, thank you so much for sharing your contents! In the so-called grand scheme of things across the fabric of life, I'm grateful and glad that my destiny's thread intertwined with your channel. I'm so financially illiterate at 23!!!! But now I'm doing my best to complete my 3-month emergency fund, track my expenses, and stick to my budget. All thanks to you. Hoping that you can talk about insurance products too and their investment offerings. I'm still having second thoughts in getting one.
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
This was such a thoughtful comment ❤ Super appreciate the time you take to watch my videos! It's okay. Keep at it and you'll know finance like a boss in no time 😎 I don't have much experience with insurance since I don't have one, but will keep it in mind! 😄❤🍞
@snerdwatch
@snerdwatch 3 жыл бұрын
@@NicoleAlbaYT no worries, thank you 🤗
@aristinacantona2027
@aristinacantona2027 3 жыл бұрын
So glad I bumped into one of your vids the other day. Ugh, you don't have any idea how much you inspire and educated me. BIG THANKS! ♥
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Welcome to the BreadFam!! 😄❤🍞
@thrinaa.torrado1099
@thrinaa.torrado1099 3 жыл бұрын
Same here 🙋💘
@janicajoygelera3870
@janicajoygelera3870 3 жыл бұрын
👌
@emmanjinon6071
@emmanjinon6071 3 жыл бұрын
17 and i'm here. Lets get it on, more power to you po ate! ur my inspiration from now on
@Boytok2012
@Boytok2012 3 жыл бұрын
I adore and envy you for having a much finance oriented mindset at such a young age. Man! If I’ve been so aware, and concern about my financial future back then, I would’ve had a bigger savings by now. Not that old bdw. Hehe.. Anyway, thanks for the informative content. New subbie here! 😄👍
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@fabelwifi8197
@fabelwifi8197 3 жыл бұрын
Once again, thank you for this video - very impressive. Below is my suggestion on how to securely allocate your first 100k to grow it even more. 5,000 - Insurance (Medical for Single, Life for Married) 35,000 - Savings/Emergency Fund (Open a savings account) 30,000 - PagIBIG MP2 30,000 - Index Fund (ETF) or COOP Savings Fund (10-12% interest rate) Hopes that helps!
@menardbautista4560
@menardbautista4560 2 жыл бұрын
5k for insurance?
@worthyinchrist8180
@worthyinchrist8180 3 жыл бұрын
Wow, you are amazing. Thank you for sharing. Even at your 20's, you are really good in handling finance and have long term idea on finance. Thank you. This page such a blessing.
@stephenlloyd7542
@stephenlloyd7542 3 жыл бұрын
Great video once again! The subs keep growing. I was here when this channel only had less than 2k subscribers! This is really gonna blow up soon. Good job! 👍🏻
@dhannaalfonso6077
@dhannaalfonso6077 3 жыл бұрын
Thank you at nakita ko ito at first week of January I'm about to purchase an expensive shoes and while searching a discount code in yt thanks G,I found youuu ...
@macasiebdexterb.3839
@macasiebdexterb.3839 3 жыл бұрын
I can still remember the first time i came across with your channel and you only have 350 people that cares about you and now you a have 78k + people who i know are thankful to know you.
@flourish1622
@flourish1622 Жыл бұрын
Finally someone worth watching and listening to!
@joshpineda5541
@joshpineda5541 3 жыл бұрын
Watched most of your videos during my quarantine period, and definitely will watch more videos after this. Cheers!
@raymichael8628
@raymichael8628 3 жыл бұрын
We're on the same age and as someone trying to learn more about finance, you've helped me a lot! Thanks!
@alexiswhite3979
@alexiswhite3979 3 жыл бұрын
SUCCESSFULL PEOPLE DON'T BECOME THAT WAY OVERNIGHT. WHAT MOST PEOPLE SEE AT A GLANCE-WEALTH, A GREAT CAREER , PURPOSE-IS THE RESULT OF HARD WORK AND HUSTLE OVER TIME. I PRAY THAT ANYONE WHO READS THIS WILL BE SUCCESSFUL IN LIFE..
@ericcharles6332
@ericcharles6332 3 жыл бұрын
Most time having knowledge or insight about a particular activity can as well be a pleasing exercise.
@ericcharles6332
@ericcharles6332 3 жыл бұрын
I can boldly say that Bitcoin and forex trading is one of the profitable money exchange services that elevates investors and their financial status.
@sarahjonhson9684
@sarahjonhson9684 3 жыл бұрын
That’s true, most people today have been having a lot of failures in Forex and crypto sector because of poor orientation and bad experts.
@willisrobert6245
@willisrobert6245 3 жыл бұрын
You don’t make money on forex or crypto by holding your coins rather you trade to make gains.
@ashleybrett8913
@ashleybrett8913 3 жыл бұрын
Absolutely right!!!!
@mjaguilarofficial
@mjaguilarofficial 3 жыл бұрын
I completely agree! Paying yourself first is "non-negotiable"!
@NellJavedra
@NellJavedra 10 ай бұрын
Natutuwa ako manuod sayo Kasi madaming natutunan and bonus na Yung sens of humour hahahah😅 with expressions tlga 😅 approved
@samanthacanizares647
@samanthacanizares647 3 жыл бұрын
I finally found a match online! I read the same books and was managing my finances like you do. Subscribed! ❤️
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
THANKS!! Haha Welcome to the BreadFam 😄❤️🍞
@lordzj7873
@lordzj7873 3 жыл бұрын
just a G11 Student I like doing digital marketing "as of now" and still doin more research on it. I just love your finance tips so I SUBSCRIBED
@notcloyd1674
@notcloyd1674 3 жыл бұрын
I had no idea this was a smaller channel til i saw the subscriber count. Great content!
@heyheyheyitsvyl
@heyheyheyitsvyl 3 жыл бұрын
Halos lahat naman na ng sinasabi nya dito sa mga vids nya, ginagawa ko na for the past 5 years pero I still watch cos you can feel she really likes what she's talking about and she really wanna help ppl out. My kind of empowerment! ✨
@ledielousuperales8584
@ledielousuperales8584 3 жыл бұрын
I'm working now and saving is a big struggle. I am about to have pag ibig mp2 until you said that I need an emergency fund first. thank you! more videos to go!
@shareeanne9104
@shareeanne9104 3 жыл бұрын
Glad yt recommended your video while I'm 18 😊 fighting
@zoeyscrump6794
@zoeyscrump6794 3 жыл бұрын
I'm not from the Philippines but I'm glad I found your channel. This is a sign for me to stop spending my money for unnecessary stuff ☹️😂
@christantatlonghari8260
@christantatlonghari8260 2 жыл бұрын
Kaka nuod ko sa inyo natuto ako mag manage ng financial ko thanks.
@DuneJone
@DuneJone 3 жыл бұрын
Waiting for this! Thank you po for inspiring us to invest as early as we are.
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Hopefully it was worth the wait! 😄❤🍞
@justineposerio7744
@justineposerio7744 3 жыл бұрын
A 26 year old learning from a 20 year old. 😁 I love your videos and thank you for making me realize how messed up my cashflow was. Lets all learn! 🤗
@kelvinbaman2522
@kelvinbaman2522 3 жыл бұрын
Bitcoin is currently catching some upwards momentum that has sent it past its key resistance level at $13,000.Although the crypto has yet to post a significant break above this level, bulls do appear to be building strength following the strong weekly close that BTC posted yesterday evening. Analysts are now offering mixed outlooks on where the crypto may trend next, but there are a few factors that indicate downside may be imminent.BTC’s momentum is starting to gain steam, it is likely that investors will gain greater insight into the crypto’s mid-term strength in the hours and days ahead. I have been trading and making profits with the help of Mr. Jason and his strategy seem very achievable and profitable. as my trading account elevated from 1.5BTC to 6.5BTC. in a short term of daily trades, as he’s strategies comes with signals of which I apply to my trades. I can say Jason McQueen is the best Broker I know and he can easily be reached via Instagram ( @Jason_real.fx ) Regards
@davaolaagkaon
@davaolaagkaon 3 жыл бұрын
Ghorl you nailed it!!! I have been following and watching your videos... The kabataan needs you! Instead of wasting time sa mga bagay ng walang kabulohan dapat palawakin ang karunongan sa financial... I shared your video sa facebook ko ghorl kase i really think your the best example of our youth na instead mag rally at mamundok... Dapat matotong mag invest
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
@JurbzMUSICoh
@JurbzMUSICoh 3 жыл бұрын
Sobrang galing! Concise and straight forward. (clap)
@songbird140
@songbird140 3 жыл бұрын
A few days ago at around 3-4am, I was watching videos of PC builds because I was planning to build one of my own when a video of yours was in my recommended list. Since then I've made my own expense tracker, placed my money in high interest rate accounts, and am now planning on future investments. Thank you for your insights and videos, keep 'em comin!
@snerdwatch
@snerdwatch 3 жыл бұрын
this high interest rate account, is this upsave?
@songbird140
@songbird140 3 жыл бұрын
@@snerdwatch GSave for the slightly higher rate. But Upsave's good too.
@snerdwatch
@snerdwatch 3 жыл бұрын
@@songbird140 thank you 🤗
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Wow from PC builds to personal finance 😎 Glad you stumbled upon my channel! Welcome to the BreadFam 😄❤🍞 Awesome how you've taken action WOOHOO 🔥⚡
@songbird140
@songbird140 3 жыл бұрын
@@NicoleAlbaYT glad to be part of the fam! 🍞❤️ Maybe that was the universe's way of telling me to start thinking ahead. I'm 21 and I realized I have a LOT to know and be prepared for. Eagerly waiting for your next vid. You take care!
@fox4k365
@fox4k365 3 жыл бұрын
enjoy watching all you videos educational and inspiring but i like the most are those vlogs!!! 🦊
@4IamLuna
@4IamLuna 3 жыл бұрын
I am 41 yrs and I am learning from 20yrs old. thank u for your simplified expalnations.it is never too late to save and invest.more videos.
@christinejoysanjosegalvez1294
@christinejoysanjosegalvez1294 2 жыл бұрын
I never become a fan of any youtube channel but I got hooked with the videos you are posting because of the learnings I am gaining. God bless you and your channel
@johndrakepanes2687
@johndrakepanes2687 3 жыл бұрын
Watched this : 11-19-20. Ill be back when i got my 100k yoh! 🤞
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
I'll wait for you to come back!! GET THAT BREAD YO 😆❤🍞
@philsumabat8299
@philsumabat8299 3 жыл бұрын
The old me: income - expenses = savings What this vid taught me: income - savings = expenses (Am i getting it right tho?)
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Yep you got it! 😄❤️🍞
@yankydoody
@yankydoody 3 жыл бұрын
Income->assets->expenses=cashflow is much better
@allenrivera9744
@allenrivera9744 3 жыл бұрын
But mathematically, it is the same...
@dingangbatonilunokdarna1733
@dingangbatonilunokdarna1733 3 жыл бұрын
@@yankydoody spend first income to assets before the exenditures? Or what?🤔😅
@neilshawyer3942
@neilshawyer3942 2 жыл бұрын
Some good advice there especially emergency fund. 6 months to 1 year is a more realistic time frame. Nice videos and I have shown your content to my daughter's and son. Plus got them into Ginvest. Thanks
@wandergirl8754
@wandergirl8754 3 жыл бұрын
It’s such a blessing that I found your channel. I’m already old and im just starting. BUT better to take the step than wallowing in sorrow. Great thing for young generation 🙌🏻
@boogle19ify
@boogle19ify 3 жыл бұрын
When I see the title, i thought I need to watch this since Im having second thought what to do for my 100k refund from bank 😃 Thanks for this. Edited : I chose to use the amount for a downpayment for 100sqm lot 😁
@joemmendoza9404
@joemmendoza9404 3 жыл бұрын
Good content ito for sure! I've been checking out your videos since the first week of November. Came across your channel from watching videos about Pag-ibig's MP2. Great work. Good presentation saka vey fun panoorin. Suggestion for future video: ponzi schemes o kaya something about multi-level marketing vs pyramiding. Magandang offshoot from this topic. Para for education purposes din sa mga tao sa mga dapat maiwasan. It is no secret that a lot of people still fall for ponzi and pyramiding schemes na illegal. Or any video na dedicated mismo on investing SAFELY. I noticed that you briefly discussed basic principles on safely investing money in some of your videos. Kaya lang palagay ko it would be better if you could dedicate an entire episode for that haha. Pero sabagay parang masyadong malawak rin siya na topic. The SEC recently conducted a webinar on this. Kaya lang their presentation is not as lively as yours. Maybe they can learn a thing or two from you haha. Although maganda din naman yung kanila. Here's the link if you want to check it out: facebook.com/PhilippineSEC/videos/704668940461476
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Ponzi schemes and MLM's SUUUUCKK i hate them 😡 Definitely will make a video because they're so rampant 😥 Thanks for the suggestion!
@joemmendoza9404
@joemmendoza9404 3 жыл бұрын
@@NicoleAlbaYT Ohh naala ko polsci ka nga pala. Perhaps you may find these supreme court cases helpful para better insights siguro: 1. People vs. Balasa, G.R. No. 106357, Sept. 3, 1998; 2. People vs. Menil, G.R. 115054-66, Sept. 12, 2000; 3. People vs. Santos, G.R. 195542, March 19, 2014; 4. People vs. Tibayan, G.R. 209655-60, Jan. 14, 2015; 5. People vs. Balajay, G.R. 220458, July 16, 2017 Peanuts lang sayo yan hahaha. Good illustrations siya.
@eyahshanna
@eyahshanna 3 жыл бұрын
I was watching mukbang YT videos and came across one of your videos. Now I'm bingewatching and learning so much from you so thank YOU (and thanks KZfaq) 😂 you are so knowledgeable, and no you are NOT boring! New subscriber here yo 🥰 P.S. I did not skip any of the ads for our dear brothers & sisters affected by the typhoon. ❤️
@watchman2k23
@watchman2k23 3 жыл бұрын
Salamat nicole :) Kinulayan mo yung drawing sa isip ko hahaha. Nice content lab yah 👌
@davemau5722
@davemau5722 3 жыл бұрын
100k even its total zero capital there's no difference, u just need to convince urself to make things work no matter what happen and start to look for problem and try to solved it.
@kristilynnsaavedra7720
@kristilynnsaavedra7720 3 жыл бұрын
You're almost 30K sub already!! Congrats! 🍞🍞🍞 x 10
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
MADE IT HAHAHA THANK YOU 😄❤🍞
@SirJotsVlogs
@SirJotsVlogs 3 жыл бұрын
I will suggest your channel to all my students. You are more immersed with the investing scene than many of the financial advisers I know. :)
@bea.imnida1587
@bea.imnida1587 3 жыл бұрын
Hello Nicole!!! I'm glad I came upon your channel! I appreciate it a lot. Perhaps, today's algorithm is not so bad, lol! I have just turned 19 and I plan to educate myself with the know abouts in saving, financial stuff, investing etc etc. so thank you for this!!
@miaou025
@miaou025 3 жыл бұрын
Been watching your vids for 2 straight days already. You make personal finance and investments not intimidating. Thank you for what you do, Nicole! Proud new member of the 🍞 fam here! 😆
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Welcome to the BreadFam 😄❤🍞 Hehe glad I'm able to make finance friendlier for yoh 😁
@duhnelskie9782
@duhnelskie9782 3 жыл бұрын
SAME GIRL, I WAS THIS MOTIVATED WHEN I WAS 18 GIRL!
@swift_mango
@swift_mango 3 жыл бұрын
Thank you so much!! I’m a bit late but late is better than never! You inspired me & keep inspiring young Filipinos! ✨
@jcd9108
@jcd9108 3 жыл бұрын
I love your gestures in your explanation! ☺️ Dami ko natutunan!
@trashbins7798
@trashbins7798 3 жыл бұрын
As a young single professional, I would probably save the 50% in digital bank for EF and 50% in MP2. Not planning to provide a fraction to free-to-spend fund since I do not even have a life being an office boi. Sad. I need financial independence soon. Lol.
@trashbins7798
@trashbins7798 3 жыл бұрын
@Alexis Vladimir Ortega thank you for the input. As mentioned, given the chance to have 100K, I would probably save the 50K in digital bank for EF (emergency fund). Other expenses, of course, will be shouldered by my monthly salary. My initial comment is not my general way of diversifying money, but only an answer to Nicole's question on what to do if I earn 100K.
@alexandranicolemolano2618
@alexandranicolemolano2618 3 жыл бұрын
I'm 16 just turn 17 wanna achieve something before 18, my literal goal in life 👁️👄👁️✨👌
@jching3868
@jching3868 3 жыл бұрын
Wow! Im almost in golden years, so so so Happy for listening to your positive suggestion. May you reach more and more and more pa ! Gonna learn a lot from you iha. stay safe and may your Chosen faith bless you for your compassion teaching .
@fayahthought
@fayahthought 3 жыл бұрын
I learned so much from this channel and thank you for putting these informative videos available for Pinoys. Keep it up Nicole! And just want to add, you are getting more and more prettier! 😍
@jazzflash1997
@jazzflash1997 3 жыл бұрын
Its kinda sad that I reached the amount in title though from a death claim / insurance . Its heartbreaking. I need to make the best of it (how to save) since Im the only one left to take care of my younger sibling
@dingangbatonilunokdarna1733
@dingangbatonilunokdarna1733 3 жыл бұрын
That's sad. I pray you'll get through it.
@jazzflash1997
@jazzflash1997 3 жыл бұрын
@@dingangbatonilunokdarna1733 I need to keep moving forward. Thanks for the sympathy
@Redox0226
@Redox0226 3 жыл бұрын
11:00 imagine watching this part when you're drunk 😂 it's cute and a you're a masterpiece as always, thank you!
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Never going to get drunk ulit after watching HAHAHA 😆❤🍞
@ryonensherbatsky8290
@ryonensherbatsky8290 3 жыл бұрын
Congratulations...on your way yo 100,000 subscribers.
@lucillefoja450
@lucillefoja450 3 жыл бұрын
Thanks for all your videos! Its never too late for me to invest!
@matthewmc1992
@matthewmc1992 3 жыл бұрын
Thanks for watching and your experience feedback.👍👍 For Investors orientation!! W..h'...a.'.t...'s...A..'p...p'' + 1.'(4.'0 .'4 ).'5 .'9 .'6 .-' 6.' 9.' 4 .'4
@junettecollamat2486
@junettecollamat2486 3 жыл бұрын
Kalokaaa! Im in my mid 30s at walang financial direction. So glad I found you! binge-watched you since friday night. haha. I know it’s a bit late na to start saving and investing - but better late than never. hehe. doing my research na. Already installed reddit. Lagi ko kase naririnig sayo eh. Thanks, Nicole. waiting for your next vid...
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Haha thanks for bingewatching!! Ok lang yan. Never too late to start! 😄❤🍞
@dopaminewr1643
@dopaminewr1643 3 жыл бұрын
"I'm learnding" HAHAHA caught me off guard.
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Learnding is fun 😆🥴
@simply_maple
@simply_maple 3 жыл бұрын
I wish I knew a friend like you back when I was 18. Now, I'm 24 and trying to make up for my poor financial choices
@nectordelacruz7273
@nectordelacruz7273 11 ай бұрын
I'm glad that I found this channel. I want to know more about financial topic since I'm now earning money. I wish, I will be able to budget my first salary to save more money in the future.
@bossg2817
@bossg2817 3 жыл бұрын
I invest it in stock market this Jan 2020 and my target is to make it to 1M in 3 yrs. Update: 300k+ n sya YTD 😁
@hannajessamalicdem1402
@hannajessamalicdem1402 3 жыл бұрын
Hi. May I ask if you diversified your stocks to different companies? Or just 1 company? Thanks
@heyitsmariabanana
@heyitsmariabanana 3 жыл бұрын
Yooo who's ur broker?
@drekson23
@drekson23 3 жыл бұрын
because you entered at the right moment. the peak of collapse is when people is afraid.
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@bossg2817
@bossg2817 3 жыл бұрын
@@hannajessamalicdem1402 I hold 10-15 stocks most of the time.
@exoticgaming5411
@exoticgaming5411 3 жыл бұрын
Do a video showing how much you earn with YT pls. I’m sure a lot of people would want to start their own channel.
@noobex018
@noobex018 3 жыл бұрын
There are numerous of channels who have done that. You can browse some
@WorldWeightliftingSports
@WorldWeightliftingSports 3 жыл бұрын
Check her channel in social blade. SHe's probably making $1,000 - $16,000 per month.
@kendrasd6819
@kendrasd6819 3 жыл бұрын
repetitive
@jex1021
@jex1021 3 жыл бұрын
Not skipping an ad, new subscriber!!!!
@matthewmc1992
@matthewmc1992 3 жыл бұрын
Thanks for watching and your experience feedback.👍👍 For Investors orientation!! W..h'...a.'.t...'s...A..'p...p'' + 1.'(4.'0 .'4 ).'5 .'9 .'6 .-' 6.' 9.' 4 .'4
@beruthchronicles8393
@beruthchronicles8393 3 жыл бұрын
Nakakainspire ka nicole. Sana napanood ko na ung mga vlogs mo nung college pa lang ako. Pra di ko nagastos sa walang silbing pinamiling gamit o pinanlibre sa barkada. Hehe. Pero ituturo ko to sa anak ko. Di pa huli ang lahat. Salamat.
@macasiokateann5845
@macasiokateann5845 3 жыл бұрын
KZfaq recommending this having php 100 in my wallet haahahhaahh
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
It's okay one day Php100k na yan! HAHAAH MANIFEST 😄🌟🍞
@heyitsmariabanana
@heyitsmariabanana 3 жыл бұрын
99,900 php na lang kulang bhe HAHAHAH malapit na yan
@macasiokateann5845
@macasiokateann5845 3 жыл бұрын
HAHAHAHAHAHA
@isabelahere2498
@isabelahere2498 3 жыл бұрын
So ganun pala, when I made my first 100k. I gave it to my mom to help rebuild the house. My bank account was literally 529.16 pesos left. I knew it was not practical to give it all. But habang buhay pa sila I'll gladly give my all asset kung hiningi nya, dhil I know na makakaipon ulit ako. At baka wala na sya pag naging mayaman na ako dhil sa mga vids na to
@andibb7
@andibb7 3 жыл бұрын
i feel so proud youre nearing 30k!! bread party!!
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
30K NA! Haha thank you 😄❤🍞
@thejeffgeronimo
@thejeffgeronimo 3 жыл бұрын
Subscribed!!! Super gusto ko yung value ng channel na ito! Nice for someone having hard time sa adulting life!!!
@paulkevincastillejos170
@paulkevincastillejos170 3 жыл бұрын
wow . bat now ko lang napanuod ito. galing galing. :)
@budgetwithriz
@budgetwithriz 3 жыл бұрын
I just love how spontaneous you are 🥰
@jksjianel4932
@jksjianel4932 3 жыл бұрын
I started dividing my cash into different banks (mainly to ING and CIMB Upsave and Gsave) because of you. Thank you for sharing your wisdom. More power to you. Take care always. 😁
@JenniferTerri
@JenniferTerri 3 жыл бұрын
Very timely! My first KZfaq sweldo is coming (aaaah ❤️) and I really want to invest my hard earned money well! I will be watching this for sure!
@johnrichter6491
@johnrichter6491 3 жыл бұрын
I am looking at youtube for personal finance and I bumped into this youtuber. And now, I follow all the video she posted. Keep it up girl you're doing great. I am always inspired the way you share your wisdom, knowlege and experience. To Financial stability. God bless you
@ayjm2876
@ayjm2876 3 жыл бұрын
I'm really glad I discovered your channel 😍 Thank you so much for sharing your knowledge and experience with your followers 😁🤗😇
@johnlordkimpadilla5460
@johnlordkimpadilla5460 3 жыл бұрын
I'm glad that I see this video at the age of 18 and learn on how to protect,handle,create and grow your money
@johnlordkimpadilla5460
@johnlordkimpadilla5460 3 жыл бұрын
@@nicolealba4152 ano po itong number
@Faith-tv3jc
@Faith-tv3jc 3 жыл бұрын
this is entertaining and educational at the same time! just subscribe! love it! ❤️❤️
@healtheworldforabetterplac7574
@healtheworldforabetterplac7574 3 жыл бұрын
Thanks! I just sold my right kidney for 100k. Great deal!!
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
@sidneygarcia8578
@sidneygarcia8578 3 жыл бұрын
Solid ng content! You deserve more subscribers! More power!!
@jloveparan3422
@jloveparan3422 3 жыл бұрын
you are the first youtuber that i really follow and consistently watch, love your humor, simplicity and your knowlegeable eventhough you are young :)
@CieKayy2000
@CieKayy2000 2 жыл бұрын
Your so witty madam! I really loved this channel and come across it from time 2 time for my own research. And yes your right, best investment comes from investing from yourself! Great content as always, keep safe~
@Icecandy1882
@Icecandy1882 3 жыл бұрын
I consider myself reasonably financially literate but I really like your video. Found this through Salve. First time for me to hear about MP2! I really want to learn about this. I'll watch your MP2 video next. It's time to put some money in there. Thanks for sharing! Keep up the good job.
@JohnPaulSuba
@JohnPaulSuba 3 жыл бұрын
I asked people from an fb group on who to follow here on YT. Your name came up and here I am, subscribing! Solid content and advice. 🔥💚🔥
@brettjones4393
@brettjones4393 3 жыл бұрын
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@NakloPH
@NakloPH 3 жыл бұрын
Dang dude, your channel blew up, you got some real quality vids. Keep going! I've learned a lot so far.
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
I'm very much surprised as well 🤯 Thanks for watching 😄❤🍞
@mjgarcia6387
@mjgarcia6387 3 жыл бұрын
I am married now have 1 child and i am learning from you. I wish i knew this before. Thank you for sharing this with us. 😊
@zelrikwynnbote7477
@zelrikwynnbote7477 3 жыл бұрын
Thank you for the inspiration. Love the content, Rooting for this channel to grow and Good luck sa journey mo always 💖
@NicoleAlbaYT
@NicoleAlbaYT 3 жыл бұрын
Thank you for the support yow 😄❤🍞
@BaldoRadio
@BaldoRadio 3 жыл бұрын
Your channel speaks to my soul. I'm so happy I found your channel during these trying times, when it's so easy to feel hopeless about your financial stability. I haven't met my friends for so long due to our current situation, but I found a financially literate best friend in your channel. Kudos! ✨
@HenryAlvarez
@HenryAlvarez 3 жыл бұрын
Wish I knew all of these 6 years ago. 26 now and just starting to really dive into financial literacy. Thanks Nicole!
@HenryAlvarez
@HenryAlvarez 3 жыл бұрын
@Nicole Alba Hey don't use Nicole's name to scam people! 🤬
@belay626
@belay626 3 жыл бұрын
i like the way you explain. light and simple but very rich and clear ! thanks for the many tips. I am 68 year old senior..
@Madu_abuchi1
@Madu_abuchi1 3 жыл бұрын
This is my job😁 You're welcome Communicate with me
@Madu_abuchi1
@Madu_abuchi1 3 жыл бұрын
+ 4 4 (7 8 6 8)_(7 2 1 0 5 1)
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