Wish I knew the answer myself man but I know that feeling and it is tough to describe but I get it when I travel that’s the thing that brings me peace and makes getting out of bed not only easy but exciting if I stay in one place to long the depression starts to creep back in and that void starts to expand I start feeling empty again thought I had my lifestyle all figured out so I could travel and be free and feel happy but then as usual life decided it was time for a shit and now I’m stuck at home trying to figure out a way to make a living with no real employable skills that won’t keep me trapped in one small town and doesn’t require me to have 5 figures worth of capital to get started

I get what your saying in general on the car insurance thing but in that case in particular if you hit my car you need to have a way to pay for it and the majority of car owners would not have that if it wasn’t for insurance but I feel you I’ve been on the road over a decade with one accident I wasn’t at fault for I take the responsibility of driving seriously so their is very little risk of me causing an accident and I would feel totally safe driving without it