When to Sign Up for Medicare - Medicare Enrollment Periods Explained

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When to Sign Up for Medicare - Medicare Enrollment Periods Explained

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Күн бұрын

Do you know when to sign up for Medicare? Keith goes over all 6 Medicare enrollment periods.
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When to Sign Up for Medicare
Medicare enrollment periods
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When to Sign Up for Medicare
Medicare enrollment periods
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Пікірлер: 62

@tanyahouston5635 6 ай бұрын

I’m starting to take notes as I get closer to these important dates to know to avoid headaches. Thanks!

@MedicareonVideo 6 ай бұрын

You're welcome! You definitely want to be prepared as early as possible.

@tonimusgrave9530 6 ай бұрын

Exactly what I’m doing too. I turn 65 in October

@WhittyPics 6 ай бұрын

I got mine lined up through Keith last week

@MedicareonVideo 6 ай бұрын

Glad we got you all set up!

@quilino59 5 ай бұрын

Thanks now I gain a lot of knowledge about medicare.

@chriswedgworth 6 ай бұрын

Thank you so much for helping people out with this!!

@MedicareonVideo 6 ай бұрын

Happy to help!

@afrocraft1 12 күн бұрын

At 3:54 the Initial Enrollment Period you verbally describe is not what you show on the screen. Isn't this one reason why people get confused?

@MossCottageMarket 6 ай бұрын

I'm not quite 62 yet but I know I need to plan early for all these retirement benefits. I've downloaded your book and will read it slowly and thoroughly. Thank you for explaining Medicare in terms the average person can understand. It all just seems way too complicated so I'm so glad I found your channel!

@MedicareonVideo 6 ай бұрын

You're welcome! Trying to make an unnecessarily topic less complicated!

@ginaballard9070 6 ай бұрын

Thank you for this information. My health insurance ends 8/31 but my pay will continue through July. When should I start SS/Medicare/Supplement? Three months prior?

@MedicareonVideo 6 ай бұрын

Yes - I would put things in place in June. You can give us a call or fill in info on my website if you'd like me to help. 877-885-3484 www.medicareonvideo.com

@bigearlrrr 5 ай бұрын

I am getting ready to enroll soon ,when I do it will be for part A and I was wanting to know if there was a good other part for dental, the restof my coverage comes from the military va but not eligable for dental. My dentist has told me there is really no medicare part worth a darn that covers hardly anything , and they recommend keeping your money and just paying cash for anything that may pop up with dental. Your thoughts.

@Joeainthere73 Ай бұрын

I tried to sign up for Medicare and social security. The people working there set my application aside in a black hole. Calling the general 800 number required 100 minutes wait time. They then knew nothing. When it reached 75 days of no feedback whatsoever from social security, I started calling every other day. Now to hear about all their penalties for lateness makes me laugh. How long was I supposed to just wait for a letter in the mail that was never coming?

@MedicareonVideo Ай бұрын

It can be pretty frustrating. I've seen applying online seems to be the best way to be able to track an application, but it truly can get lost in any way of submission.

@jimsaddler942 3 ай бұрын

Keith, I am contributing to my HSA account, as I will still be employed and covered by their insurance until April, 2025, at which time I plan to enroll in Medicare Part B and begin collecting Social Security. Last month (April 2024) I enrolled in Medicare Part A only. My questions are: 1) Can I continue to contribute to my HSA without penalty, by only being enrolled in Part A? And 2) If I can't contribute contributing to HSA, can I unenroll in Part A until next year? I've read that you can only unenroll in Part A if you are paying a premium for it, which I am not. HELP!!!

@MedicareonVideo 3 ай бұрын

Yes - the rule is no HSA contributions 6 months prior to Medicare - including Part A. Part A has no benefit for you if still on group coverage. You can try contacting SS and see if they can stop it.

@MiracleFound 4 ай бұрын

If I am covered under my husband's insurance from work, is that credible insurance and when do I need to sign up? I should be on his insurance for at least 7 more years.

@user-mt6sx1qp4k 19 күн бұрын

If my group health care plan ended June 1st, can I sign up for medicare plan B in January without a penalty?

@MedicareonVideo 10 күн бұрын

You have 8 months from the final day of your group insurance coverage to enroll in Medicare Part B without a penalty. Part D, however, only gives you 63 days.

@Steve_in_NJ 4 ай бұрын

Since my birthday is in December, I would like to start Medicare on the following month, January 2025. Can I do that?

@cyndeeferlin2697 5 ай бұрын

Hi Keith. Great information I just wished I watched it earlier. I turn 65 on Aug 1 so I will sign up for July 1 but I didn’t know this information and I just contributed to me HSA what kind of penalty will it be? Also, my husband is only 60 and is on a real high deductible plan that qualifies for the HSA how does that work? Can he still contribute?

@scottford6055 3 ай бұрын

I think I missed the enrollment period. I turn 65 at the end of June. I enrolled May 3. Do I have to re-enroll in January and pay the penalty for those 8 months?

@MedicareonVideo 3 ай бұрын

Hi Scott- You turn 65 at the end of June, this year? If so, you actually have until the end of September to apply for Medicare during your Initial Enrollment Period.

@jimmyamico4713 6 ай бұрын

I just turned 63. When is the soonest that I can call you?❤

@robinsmcintosh1527 4 ай бұрын

Im trying to get my ahip certificaion, and half these rules make no sense.

@beverlyinman4460 6 ай бұрын

Sir can you tell me if there is a deadline b4 they birthday to do the L-form if a person will continue to work after 65. I really appreciate your information

@MedicareonVideo 6 ай бұрын

You do not need until you retire.

@GGBSystems 6 ай бұрын

Ok, sorry to keep on this topic but I just still don't get it. I'm unclear on when proof of creditable insure is required. Is it only if I elect to enroll in Medicare after I turn 65 and beyond the 3-month enrollment window allowed after I turn 65? For example, if I'm still employed at age 66 and elect to retire from my company then I simply get form L564 filled out and all is good. No 10% penalty. I think I get that. Here's where I'm lost. My wife is 60 and is covered under my insurance plan with my employer. If I retire from my employer at 66 (my wife will be 61) and go on Medicare, my wife will lose my 'creditable' employer insurance coverage. We'll of course get her a private plan for coverage between the ages of 61 and 65 because she is retired. Now when she enrolls in Medicare during the IEP will she have any kind of premium penalty because she didn't have creditable coverage prior to enrolling? I thought I understood you to say that there wouldn't be a penalty if someone enrolls during the IEP regardless of what type of insurance you have prior to IEP. Just want to make sure we're understanding this correctly.

@MedicareonVideo 6 ай бұрын

Correct - penalty on Part B would only be after T65 window without creditable coverage. You can have no prior coverage and turn 65 and get Medicare no problem.

@GGBSystems 6 ай бұрын

Whew! Thanks for your patience and opening my eyes on this one!@@MedicareonVideo

@johnczech7074 6 ай бұрын

Thanks sir! Very informative!

@MedicareonVideo 6 ай бұрын

You're welcome!

@lisaporter7845 6 ай бұрын

What if you get a supplement plan when you retire and THEN move to a different state?? And a drug plan?

@MedicareonVideo 6 ай бұрын

You will have a Special Enrollment Period for a Part D plan. Your Medicare Supplement will move with you when you relocate, but your rate may also change.

@janehuang3335 6 ай бұрын

Thanks!

@MedicareonVideo 6 ай бұрын

You bet!

@jeanettewestover 6 ай бұрын

Are you accredited in nh ....

@MedicareonVideo 6 ай бұрын

Yes. Licensed in NH. Would be happy to help!

@bruceeigsti5274 5 ай бұрын

so if im not working at 65 but wont take ss till 67 do i have to enroll for A B D And G

@MedicareonVideo 5 ай бұрын

You do if you don’t have work insurance to avoid a penalty.

@eddietorres4378 2 ай бұрын

What is the enrollment period for me if my birthday is April 5th , 1960? Will turn 65 on the year 2025.

@MedicareonVideo 2 ай бұрын

If you want Medicare when you turn 65, you can apply in the 3 months before your birthday (Jan-Mar), and it will begin April 1. You will be in your Initial Enrollment Period.

@bobbyhelton3919 6 ай бұрын

How much is the penilty for missing the first enrollment

@MedicareonVideo 6 ай бұрын

It is 10% for every year, and it is a lifetime penalty.

@bobbyhelton3919 6 ай бұрын

@@MedicareonVideo ok omg

@jerryKB2GCG 6 ай бұрын

If I am still working and got Medicaire Part A, which is secondary, will medicaire pay for co-payments and deductibles from my primary insurance for a hospital stay!

@MedicareonVideo 6 ай бұрын

Medicare does not work together with employer insurance in most cases.

@churchofpos2279 6 ай бұрын

@@MedicareonVideo I worked for different health insurance companies. Medicare will be the secondary insurance , if there is a private employer insurance. Like everything else in life , there are exceptions.

@excourage1725 6 ай бұрын

When I called a strange phone number texted me? Is this other number fraudulent?

@MedicareonVideo 6 ай бұрын

Send me an email at Keith@MedicareOnVideo.com with the phone number, please. Laurel, who answers the main phone, will sometimes use text if she is having a hard time reaching someone via the phone.

@excourage1725 6 ай бұрын

@@MedicareonVideo Thank you.

@rb2530 6 ай бұрын

👍👍

@jerryKB2GCG 6 ай бұрын

If you start social security they force you to start Part A! Good thing I wasn’t contributing to an HSA

@MedicareonVideo 6 ай бұрын

Definitely not enough information out there about the HSA tax penalty.

@shna2018 6 ай бұрын

People less than 65 and disabled more than 2 years also have Medicare ?

@MedicareonVideo 6 ай бұрын

Yes, if someone is on Medicare disability for 24 months, they are eligible for Medicare.

@keithholloway5272 6 ай бұрын

first

@jps0117 6 ай бұрын

I turn 65 on 1/17/2026. I plan to begin Social Security at that time. Can I sign up for Medicare when I sign up for Social Security? And can I sign up for both as soon as 10/17/2025? Thank you!

@MedicareonVideo 6 ай бұрын

Yes, you can elect for everything on one application.

@jps0117 6 ай бұрын

@@MedicareonVideoThank you!