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Capital one started off as a 1k limit. After a long credit history with them I got recently got approved for line increase of $100.

Navy Fed = $25k on my first card with them! American Express = They give 3x your limit CLI increases!

I've been with Discover since 2015. I think starting limit was $1,600 or $1,800. Now I'm at 11,000.

I started with navy federal secured cards. Once I graduated the increase my credit limit to 2k, applied for the Amex card and got 6500 and then applied for the more rewards visa and got 15k with a 680 credit score and no collections

Navy Federal, Amex, Chase, Citi & Wells Fargo, Capital One, Apple Card, Discover, Us Bank & Bank of America, Synchrony and Barclays

Hate capital one, only 600 limit. but thank you for the vid been waiting for this one.

navy fed started me at 12k while I was in boot camp and over the last 5 years has gone up to 27k

DISCOVER IT : 29,500 VENTURE ONE : 22,000 QUICKSILVER : 16,500 SAVOR ONE : 5,500 BOA : 21,500

Discover Card will give high credit limits gradually as mine started $2500 1st yr, $3600 2nd yr, $4400 3rd yr and now currently $9000. Last December after gardening for 2yrs, I applied for my first Amex card BCE and straight up giving me $6000. Then got Chase Flex $4500. As you said Adam these companies pretty much give out good credit limits starting out.

I’m 21 Amex everyday is at 20k BOA at $5700 Apple Card 7250 Capital one 600

Chase now applies the 5\24 rule to credit line increases. So if you're above 5\24 your CLI application is automatically denied. Spread the word and help prevent wasted inquiries.

Here are my highest to lowest limits with each bank: Credit Unions ($25k - 30k) Discover($12k - 18k) Citibank($3k- 13k) Synchrony($3k - 10k) Chase($4k - 7k)

Just want to thank you for all the effort that you put into your content, it’s been a big help to me and many others! I’ve been anti credit cards until recently because of life changes and realized how much they can play an intricate part in saving you money with a better credit score. It would be nice to see a video on how having multiple cards with a balance paid in full every month but still show a balance on your credit report can help improve your credit score by increasing your payment history/percentage. Could be a false premise on my part but do believe it has helped increase my payment history.

Capital One is notorious for bucketing. When I started rebuilding back in 2017, I got a QS1 and a Platinum I upgraded to a QS. The QS1 slowly increased for the first two years but now it's stuck. The QS I've only received two increases with that last one for a whopping $250.

DO NOT play around with the spending power tool. That’s one way to get a financial review.

NFCU Flagship Visa 29K credit limit; Best bank & Credit Union!! Hands down!!

4:19 No, no, no, no! Do NOT do that a lot, Ask Sebby did that, too. Then AmEx had him do the dreaded financial paperwork for all his accounts! Note: if you don’t do the paperwork they close all your accounts!

I do have 3 credit cards with NFCU Visa 5000,Master card 8500,Navy Amex 20000 and all that was with a fair credit scores a couple years ago.

I’m at 12k with discover and Ive never even updated my income since I was in college a few years back (30k). I would just get emails saying I qualified fir credit increases. And never even took them until recently lol. Credit score 800

Penfed gave me $30,000 CL with 690 Credit Score. I love those guys.

The discover card is my first credit card and I got a 2k credit limit with 638 credit and that’s good since I’m only 19

Navy Federal by far is the best in generosity. I've been with them since 2005. I started with my very first card at 5K. Fast forward today my limit is 27K. No, I don't use it but it's always great to have because life does happen.

My first chase credit card was the sapphire preferred and I got $17,500 credit limit. Also, I’d like to make note that I was only 22 at the time. This was my 5th credit card.

Good call Adam, in my experience American Express has been more generous then Chase.

Another great video. I can’t imagine how hard it is to make these videos since there are so many banks, cards, and variables. Proud Money is my go to channel for credit information.

Great video! This is really important to know if you’re struggling with your credit utilization rate.

Discover increased me automatically from 1500 to 2300 after 4 months, and then to 3300 after about a year total. Admittedly there was a hefty income increase between 2300-3300

My experience with Apple was the same (5k starting) more than any other card I started with. About a 720 credit score all across. 65k a yr

Fidelity 24,500. Started at 19,000 Discover 7500 Amex business gold. No set limit

I’ve had my Wells Fargo card for 5 years, asked for an increase multiple times. Every single time they say no, stuck at $300 limit while every other card I have is over 2k highest 4500.

I don't have a single card under $10k limit. I work hard to make sure any new cards get used pretty exclusively for the first 90 days to get any welcome bonus but show the issuer Im reliable and can use high limits and pay back. Then request an increase between 60-90 days of opening. Amex I asked 2.5x what I started with and I've been approved twice now for 2.5x what I started. Love my delta card. My apple card I didn't get to select the increase they just gave me what they thought was appropriate. which Im fine with. My Amex cards are pretty much all I use now though. Delta Platinum & Business Gold Card.

Amex first card limit was nothing to write home about. Second card under a year later is now my biggest credit limit of all my cards 🥳.

Been with 5 years, started out with $3500 and now $26000.

Sebby did the same thing with the amex spending limits years ago. If (you) try the limits too many times, it will shut down and trigger a review. I was cringing as you were explaining it 😬

Navy Federal is the bomb. No doubt about it, on many levels.

I have USAA card with a $5000 limit.. But I have car and rental insurance with them as well. My First card with them. it's ok 3x dinning 2x on gas and grocery's and 1x on everything else. I recently approved for that card in June.

Navy Federal gave me $1000 limit. With a 840 fico 9 score unbelieveable.

Even though I pay my credit cards religiously on time, CITI cut down my credit line tremendously during the height of the pandemic. Now that I have a good paying job, guess which credit card I am not using a lot for my purchases?

Chase Sapphire Reserve 25.8k , Chase Freedom Unlimited 9.9k same month.

Interestingly enough, US Bank is one of my highest limit cards ($25k), and I had no previous accounts (checking/savings) with them prior to getting the Altitude Reserve card. When the banker called me to give me the approval he said that he had personally never seen a credit limit as high as this. Maybe he was new? :)

You need to talk about Chase removing their preapproval page and now all of a sudden people are being approved 6/24, 7/24 even 8/24, don’t think the 5/24 rule apply anymore.

Discover is the first non credit builder credit card I canceled, not only did they never raised my limit but lowered it cause "I used it too much"

Certainly agree with you on NFCU as well as the rest of your list…. The top 3 have been very good to me. PNC is about the relationship, another one that has been great to me!

CapOne is pretty good. They have consistently given me more rope over the years. 😉

Discover is for reliable People

Chase started me with $1,500 and then after 2yrs they bumped it to $9,500

Penfed gave 7500 as a starting limit the I requested an increase and they increased it to 10000

Capital one is weird. My oldest card with them is still at $500 And I have the Venture with $10,000 from them. But when I request limit they always decline -_-

X1 credit card - gave me $24,500 starting credit limit. It's now my highest limit card. They beat Navy Fed... although, I love Navy Fed. I have 2 Navy Fed cards... Flagship Rewards - $13,000...... and More Rewards - $15,000.

Just got csp with $12,800 SL. C1 quicksilver $3200. Amex delta gold $3000. Platinum and gold $30,000 through check your spend power. CFU $2000 which never got any CLI after 5 and half years

I started out with discover with 600$ then now they gave me increase to 2000k after paying my debt. I look forward for their increase limit.

Chase has been stingy as hell to me, which is why I canceled my Freedom Unlimited. US Bank, on the other hand, has treated me very well. Amex too...

I got my first chase card approval a couple weeks ago and I only have about a year of credit history but chase gave me a 3100 dollar credit limit for the Disney Visa rewards card which is higher than I expected. That savings account I have with chase I bet played a role in that. Can't wait to start using the card and building up those rewards

My highest ones are American Express, BB&T, US Bank, and Barclays.

My first card was a Capital One card, 14 years ago, $1,500 and it still $1,500 🤷🏻‍♂️

Navy Fed is by far the best have 30k and 10k on a other and a car loan checking saving. once your card hits over a year ask for lower interest went from 12.9 to 5.99..:)..yeah capital one suck it..24.99% and never goes down.

Great video! Always appreciate how in-depth and holistic of a view you bring across a wide variety of issuers!

I got over 14K with my first NFCU card.

I recently jumped on the Capital One it being the first card I figured I'd go with a company thats pretty lenient they gave me 10k to start my credit card lifestyle. I've got 2 loans (paid in full) and a line of credit that I've had for over 6 years. It may have been possible to get something else, but doing a bit of research and being what feels like hard stuck since I'm a gm of a fast food chain I figured if my bills can be paid by this I will be able to redeem cashback to feel like im not in between a rock and a hard place.

Hate my Capital One cards. I have 2 cards with them, quicksilver for 4 years is only $1200 and walmart is 2k. I ask for increases but they deny. Mid 700's credit score with no derogatory items. I pay my cards in full and never carry a balance. I have opened an account with Navy Federal and plan to get the secured card and secured savings loan to build a relationship then hopefully they will approve me for something decent, 15k would be nice.

My highest credit lines are: MGM Rewards cc with First National Bank has $25k limit American Express Business Plus has $25k limit Smith’s cc by US Bank has $25k limit Sam’s Club cc by Synchrony Bank has $20k limit Bank of America Customized Cash Rewards has $19k Citibank, Wells Fargo, and Chase are in the middle $14k-$18k limits The lowest ones are Capital One Quicksilver $10k and Apple Card $5k. Discover Card and SoFi are the worst since they are the only ones that lowered my limit so I don’t have these cards anymore.

He right I’m a kid from Los Angeles and at 18 had 8k in credit limits from navy federal thank you for the free game

Why isn't discover up there Got a 20k plus limit

Capital one is stingy I got the Quicksilver card and they only gave me a $300 limit on my card even though I have a card with a $3000 so it doesn't make sense

Yeah I put in 10k for my Amex Platinum & they said yes. Now as a single childless American male I need to figure wtf I would need to purchase for $10,000.

I got $25000 on my first navy federal credit card

First card with Navy Federal Credit Union: 20K cashRewards, 2 months in as a new member.

Chase was generous with me as well

At 53 years old, I finally decided to get some credit cards for the sole reason of getting my credit score as high as possible. I have started out with Capital One Savor and Chase Prime Visa and pay them off when my balance gets to 15% of available credit(or every month, whichever comes first). I want to add one or two more cards to get my credit limit up. Here's my question- Should I take a certain amount of time to build a good history with these first two cards BEFORE applying for additional cards? Would waiting give me a better chance at getting a higher limit on any additional cards? Would jumping the gun result in me being stuck at lower limits for a longer period? Great content, by the way.

PenFed is unusual in that any of their credit card products allowing the user to do a "Balance Transfer" anytime you desire. Today, a year from now, or six years from now. 3% transfer fee. I went from 3.5K at the opening 13 months ago, today it's 10K. (at my request). Lower interest than Navyfed 4 sure on auto and personal loans. They always answer the phone, all USA employed.

Thank you. Amazingly great. Love it.

Tread lightly with the AMEX spending power tool. Playing with it tempting fate to not be kind to u.

Discover loves me.

Definitely agree with what you're saying with Discover. Capital One was my first issuer and despite a perfect payment history and never carrying a balance, they still outright refuse to increase my credit limits on either of the cards I hold. Got approved for a chase card and they only gave me 2.5k. Applied for the discover it a few weeks later and they surprised me with 8k. I will also say Capital One is ran by robots, the CS agents have no say in anything. Getting a product change or a credit line increase is like pulling teeth with them. If the algorithm doesn't like you then you're SOL. Hope my experience with discover will be better. Maybe it's just that I'm bitter about my past experience with C1 over the past three or so years but Discover actually giving me a card that aligns with my credit history left a good first impression for sure.

I got my Discover it card 2 years ago. First CC and my income was on the lower end. Started at only $500 limit now I at $2000. I have to Request a credit increase and everytime i got approved. But it would never let me exceed $500 increments

on my situation discovery has given me the biggest limits. of 15k while capital one. $1200

Have to agree, CapOne has been very stingy 1/3 of the average. Citibank has been the most generous with limits even before i opened a checking with them. i refuse to pay an annual fee so wouldn't know about AMEX.

Playing with that Amex charge limit May land you with an Amex financial review tho

Always remember people to update your income every few months, add a few thousand dollars to it.

Alrighty then. I'm a vet, so I had zero probs setting up an account with NFCU. I'll give it a few months and then apply for a CC and see what gives. Thanks!!

Capital One started me out at 5000 then jumped me to 8000 after 6 months

Thanks for the video!

different companies give different vibes so I really appreciate your analysis

Wells Fargo is trash started at 300 in 2015 and now 2022 1,250 and I have a 850 credit score

Amex has been the most generous for me, while Bank of America has been the most stingy. Even though my accounts with Amex are newer than my accounts with Bank of America plus having a checking and savings account with them, they've yet to give me an automatic increase and only gave me half of the increase I requested the one time I have requested an increase lol.

My first Chase card was 4000, after a year they raised it to 11500. My second Chase card gave me 12000 to start with. Capone won't increase my 600 limit, and they are my oldest card

U forgot First Premier Bank 👀🤣💪

Great video! Before watching it I was thinking Navy Federal and American Express based on my own experiences! Lo and behold you had them at number 1 and 2 also! 😄

Not Wells Fargo

Can you please do an updated video on this same topic?? 🙏🏼

Got approved for 7500 by the Apple Card, 750 score and a 3 year old credit age.

How much did you demonstrate you make per month for them to allow $75K?

Thanks for the video 🥰🥰👋🏼 I recently got Citi for $600 😃

Thank you

Your list is almost backwards based on my history.

Cap1 is crap

My 2 largest credit lines are with Chase and Wells Fargo.

Good video

a question: does business credit cards count against you when it comes to the 5/24 rule?