Deformalized lol

Rip John Appleseed

@@birchtree5884 LOL, I remember going to the Apple Store when I was 12 or so, seeing the phone's contacts and asking myself "Who is John Appleseed?"

Deformalized i used to type the john appleseed email when i was younger into websites bc i didn’t have one.

@@funnykai1 😂😂😂

It indeed is

David Foster Why? Goldman Sachs only distributes the card

You mean greedy

Ross Martinez III Except that Walmart isn’t the only ecosystem where people can buy their groceries from unlike apple 😂 The Apple Card keeps you in the apple ecosystem and makes more money because it’s the only iOS and MAC OS and WATCH OS there is in the market. It’s a win win situation for both apple customers and the company itself. Customers earn more cash back which can then be used to buy apple products for a cheaper price, and with that incentive they stick to the ecosystem more and the cycle goes on.

Crapple sucks

There’s actually a bank called Apple bank but is not from apple inc.

I hope it be simple then

Supreme Video how do you get the apple symbol to come up

Very much that, when Apple Pay launched here in the UK we were already pretty used to contactless payment so most places accepted it from very early on. When I was in the US in 2018 I was shocked at how little Apple Pay was accepted, or contactless payment in general for that matter. That probably explains why we don't have Apple Card over here, there's no need for Apple to try and capture that market because they largely already have it.

@@willthomas7239 press [Option] + [Shift] + [K]

@@smt4090 a year later and I still didn’t know. Thanks lol

OMG AMONG USSS

I wanna move to Canada.

SamLikesPlayz except Walmart and Home Depot

@@recoveryforxotrek3503 Canada isn't a good countru

@@connerwine8257 It depends, a severe wealth gap has formed in Canada with 48% of the population being upper-class and upper-middle class while 52% struggle with high debt burdens.

@@JollyOldCanuck oh ok and fuck hierarchy

Max Nevins yeah

YEP!!!

maldita peppas pipe it mate like 2 banks in the uk partner with Samsung.

They lose customers if they don’t offer Apple Pay

maldita peppas nah they just need a card reader, a plain normal card reader that works with debit and credit cards. Doesn’t matter if Samsung pay works on more card readers. Hardly any banks support Samsung pay after the release of android pay.

You're right, thanks for the correction!

It’s also in MasterCard and visa

Basically the same in the UK. Contactless (which is on basically every credit/debit card and reader here) is integrated with Apple and Google pay. You can use it to tap in and out on London's public transport.

yeah, the US is so behind on contactless payments it's amazing to me

Lol. And yeah, haha

BloomSTRAD If they never had a credit card chances are their credit score is zero so that’s an instant decline.

@@verycutetaco I'm not that familiar with that system, but wouldn't their credit score be better if they never had a credit card and not accumulating debt?

Stranger credit is having debt and how well you are with the payments

demian gatica but wouldn’t having no debt be better though?

Stranger if you have no credit history it’s unlikely for you to get most credit cards. Technically you don’t have a credit score but it’s not like having a 0 credit score since a 0 doesn’t really exist

scftedits I’m not American myself but that isn’t the point it’s a joke. Changing v-buck to I-buck.

scftedits I made it similar to the v buck as a joke because v bucks had been a meme and also the fact that it has nothing to do with Fortnite is the joke

@scftedits *bruh moment*

“Smart” Apple House

i'll buy it just to put an Amazon Echo that plays all my Spotify playlists and to watch Netflix on my Samsung TV

They're already making the apple car, so I guess it will go well with their new apple house.

Paint, windows, roof and doors sold seperately

The all new Apple iVibrator, statisfy your horny needs for only $6969! (+$69/month for moaning sounds option)

Steven Serrano For every generation that dies off, science takes one step forward. Give it time and America will catch up with universal healthcare, Apple Pay, education reform etc..

@@megazine Sure, but once that happens all the other countries will have advanced further. America will soon not be the world leader.

FinnishArmy that’s an irrelevant point...

The titanium card to me is really dumb, if Apple Pay was everywhere then a physical card would be superfluous. I’m waiting for the dmv to make my drivers license into my apple wallet. Supposedly passports are coming in IOS13 which is cool. But I would always travel with a backup in that case.

I cant remember the last time I used my debit card at a store or had to pull it out so I could buy something online. Samsung pay is perfect for that.

in europe even if they have NFC/contactless the retailer has to support apple pay. Samsung pay works on all NFC terminals. Apple Pay does not. the retailer needs to approve the service.

GradientGhoul Hmm I don’t think that can be right. I saw a video of a Canadian using Apple Pay in his country and it worked even though at the time Apple Pay was only available with American banks. This might help: www.techradar.com/uk/news/phone-and-communications/mobile-phones/let-s-clear-this-up-you-can-use-apple-pay-in-any-store-that-supports-contactless-1299192

Galva Tron It depends which part of mainland Europe you’re in as Apple Pay is available in certain countries. Apple Pay uses NFC technology too but as it’s an authenticated payment method, it isn’t subject to payment limits that normal NFC payments have (£30 per transaction in Britain). And it’s useful if you’re conscious about privacy and security. But if you want to continue using NFC cards, that’s your prerogative.

Galva Tron I’m sorry but that’s not true. When you use a normal NFC card, the merchant gets your full card number and name. And if the merchant gets hacked, the hackers get your full card details and could use these to commit ID theft. You need to protect your card with an NFC blocker because criminals can get cheap hardware to interact with the NFC cards and steal your card info. Apple Pay is more secure and private because Apple doesn’t know what you bought and where you bought it from. Apple Pay also creates a unique account number on your iPhone so the merchant doesn’t get the full card number and it also creates a dynamic security code rather than the 3 digit security number on the back of the card.

In America, if you ask if they accept NFC payments, they’ll be even more confused. Not only do half of our stores and services not have an Apple Pay option, but a lot of people don’t even understand the tech to begin with. Apple Pay is brand name that people recognize.

Dark Justin more expensive than a lambo or range rover yes

Engine and parts sold seperatly.

they e more likely to buy Tesla

Will it have windows? 👀

thaintriguing1 Probably not but probably will include a headphone jack

wclifton968 Thatbis true. Sony's biggest division is selling insurance in Japan. Many ppl don't know this.

Taran Patel you missed my point

@@chocolatemilk659 how tf does that make no sense? Apple could go into any financial market in the world and probably do some good (unless theres some extremely tight regulations on the industry)

I wish this was the same here in Canada. It’s very 50/50 out here.

Courtney Moore it’s still pretty close. Most places have tap only really Walmart and home depot don’t.

ur full of shit dude .. ppl in Ukraine have barely anything to eat , moron

@@kaffeice7 tf u on 🤣🤣🤣

Taran Patel But other companies have not... i guess

lol no they weren’t

• Ben • -> type “apple credit card” in youtube search bar, then sort it by upload date, and scroll down to 3 month ago and earlier, you will see everyone knew about credit card way before apples showtime ( credit card launch event) event.

@@rk.7 --- I agree with you, anybody paying attention read or saw these rumors prior to the card being announced.

Wolf Gaming lol

So did Walmart

Cool?

Why do people even get them, they're huge traps.

Inspirice I remember in my marketing class at University of Nevada Reno my professor once said half the word is stupid and half is smart , this is a case we’re true smart are manipulating the stupid

@@inspirice9844 Only a trap if you use it irresponsibly.

First off I find the cash back to be decent, especially for a card with 0 fees. Also, their benefits are a calculated part of their strategy. More money back for using more of Apple’s products. Makes sense.

Reed Harston 2% cash back is the standard, not the exception. Just go look at what kind of benefits you can get from the Costco/Citi card. This is garbage. And before you say the Costco membership is the price of the card let me point out the iPhone is the price of this one.

@@PopeDope69-420 ---- Does the Costco card do zero fees? Does the Costco card do instant cash back and show it in their app? Do they even have an app? By the way with regard to your "iPhone is the price of a card"? It's true, however there are a billion iPhones currently active in the world. Of those approximately 40% are US based, so a total of 400 million addressable market. Costco currently has 85 million members as their addressable market. Which one is way bigger? Also people who mutter about Apple not having the highest cash back rates are missing the point. They can change that at any point in time or even do targeted promotions with those rates. The reality is that for Apple this card is designed to be a customer benefit not a huge profit center. Unlike Citi that uses cards as one of their largest profit centers. Apple is at its best when it is a disruptive force. And this card is about as disruptive as it comes.

Fala Ai oh my god. It’s so obvious neither of you even own a credit card. Stop guzzling the Kool Aid. Tell me what Apple is disrupting with this card lol. Mobile banking? No. Interest rates? No. A graphical representation of your spending? No. The only thing they did was make a card with no visual numbers Here’s the info on the card that you could have looked up yourself instead of asking defiantly as though the answer didn’t exist. I’ll let you read this yourself: citicards.citi.com/usc/LPACA/COSTCO/cards/Dual/ps/index.html?cmp=KNC~01~110901~CRDACQXX~~Google&gclid=Cj0KCQjw9JzoBRDjARIsAGcdIDVBFC_X9HzWFygynfM4nbbIYLxo4tSZOVGLaIEzMhfnYK-QKdvada0aAhBFEALw_wcB&gclsrc=aw.ds&BT_TX=1&ProspectID=1B949F384A104D79A3927AAC0B478510#information Apple cannot raise the interest rate when they want because they are not acting as the bank. Goldman Sachs is.

​@@PopeDope69-420 yeah, and I already own an iPhone anyway. And I will for the foreseeable future. So it is nothing more out of my pocket. I know that other cards have better benefits. But the cards I have seen with 'better' benefits require careful planning of what you buy with what card (because the rewards rotate), or paying high yearly fees, so it is only worth it if you spend more than a certain amount per year. I prefer having a simple card with a simple reward structure that I don't have to think about. And I could argue that you are drinking the credit card industry's Kool-Aid because you appear to know all about the credit card industry's strategies, and I could care less about what they do. I use my credit cards to buy things. I'm not in to the 'master the world of credit cards so I can get an extra $100 back every year' scene. I'll go work a few hours of overtime and make that much money with much less of a hassle. (I know that isn't an option for anyone, so instead they could make something and sell it on Etsy or eBay or something. Or they could spend hours juggling credit card benefits to maximize their returns. More power to you and others that do that, it just isn't something I want to do.) I don't think it is 'disruptive'. You are right that all of the things they are doing have been done before, but that doesn't mean this isn't a good product for the people who want it. A product doesn't have to be 'super innovative' to be good. This card isn't 'amazing' but it is everything *I* want in a card. Simple fees, rewards for things I already buy anyway. Good app. Easy peasy. If you don't like it, you don't have to. But that doesn't make the card garbage for the rest of us.

Sleepy Sartorialist ---- Actually you're correct that adoption isn't slow at all. On the quarterly conference calls Apple frequently talks about volume increasing by 50% year over year. And Apple Pay is the #1 contactless payment method in the world. Now US is behind many other countries in the percentage of total transactions. But Canada is number one in the world in percent usage. Because of similarity in the 2 cultures eventually US will adopt this in a big way as well.

isaacsac5 the wallet app

You still pay off your balance in person?

No on your phone

Interest be like: *oh hoo what were u thinkin*

@@inspirice9844 me: ohh sounds like a good credit card I'm getting one Intrest: ohh lets destroy this man's carrear evil laugh plays on