Why I Stopped Spending Money
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4 ай бұрынAs someone who is a minimalist and has been practicing frugal living for quite a while now, I get a lot of questions about how to stop spending money -- and why I don't spend money in the first place! This month, I'm doing a no-spend challenge and I thought I would take you along for a "clean with me" day and we could chat about financial minimalism and how I stopped wasting money and started SAVING money instead! I hope you enjoy this week's video and don't forget to add your best money-saving tips down in the comments below! :)
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@AtoZenLife 4 ай бұрын
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@youareinbarbados2578 3 ай бұрын
I love minimalism but why do you look sad? The grandmothers here in Italy lived in minimalism everything was shiny clean and looked very happy
@brendaroca1049 Ай бұрын
This book was my beginner too
@SusieQZee 4 ай бұрын
I stopped spending money out of force. The utilities, food, gas, and tax increases have left me no choice. I don’t have any debt at all, which I am so grateful for. I continually declutter which is getting so much easier as I have stopped buying things.
@r.s.632 4 ай бұрын
I'm a retiree in the same situation! I find it liberating to declutter, donate, and repurpose. It was such a triumph to get out of debt (medical) and finally be free. We are blessed.
@thebestwillow 4 ай бұрын
Yeah. When you stop the inward flow of things, there's less things to declutter through.
@r.s.632 4 ай бұрын
I am also blessed with children and grandchildren. They love giving me stuff! 😄 @@thebestwillow
@Joce123 4 ай бұрын
I heard from KZfaq Carla Project set that if you clean your refrigerator it results in a financial positive surprise. I think I'm going to be cleaning my refrigerator daily.lol
@creationslandscapedesigns 4 ай бұрын
I am 48, and have zero debt. I don't even own a single credit card! It is such a liberating feeling when you're not tied to constantly spending on this or that.
@cindirose3390 4 ай бұрын
3 Tips.: Don't expose yourself to temptation. Do not go window-shopping or browse on-line, don't go into thriftstores or antique shops or the bazaars. There is Always something to catch your eye and often awakens The Wants. Importantly, do Avoid going shopping with friends who have more money to speand than you. Also, going ot to look around for gifts for others is always a trap,. So just be deliberate in what you give, such as make a decision before shopping and simply give that----orr make a donation to Their Favorite Charity in their name., or sew/make/bake something just for them. Old lady from California, USA.
@winterfoxx6363 4 ай бұрын
That last one gets me hard. TJ Maxx has me wrapped around their finger when it comes to gifts. Thanks for sharing your wisdom, old lady from CA!
@rroumeli 4 ай бұрын
I love the phrase you used “awaken the wants”. It’s so true!
@Jbridge621 4 ай бұрын
I shy away from going to stores even when visiting friends and family. I offer to look after things or do other chores while they go. I don’t need temptation. I also don’t watch tv with commercials. It interrupts my peace.
@Pinkbear20 4 ай бұрын
The thrift stores are my weakness. There is always some little gem that I know I will not find anywhere else. Thanks for the tips.
@mctrustsnoone3781 3 ай бұрын
Regarding gifts for others, given the glut of stuff most of us have, I am getting into the habit of either contributing to necessary expenses (I helped my husband buy tires for his birthday) or experiences (concerts, tours, etc). No more stuffs.
@elaine1743 3 ай бұрын
Look how clean and simple her home is. I don't care how much money you have. I don't want a bunch of stuff around. Stresses me out!
@elsands9774 3 ай бұрын
Yes I agree clean and simple, but can you tell me where is the warmth within the house?
@elaine1743 3 ай бұрын
I@@elsands9774 I personally think the paint colors are cold. Warmer colors better. Earth tones so much better.
@carried2500 3 ай бұрын
I think the warmth comes from those living there, her family.
@elsands9774 3 ай бұрын
@@carried2500 , Very sweet though.
@designchik 2 ай бұрын
It’s way too Spartan for me, personally, particularly the walls. I need art and colour around me, but everyone has to do what’s right for them. I do like her philosophy of cutting out needless spending. When I think of the money I’ve wasted over the years, especially on clothes - most of which I don’t even have anymore - it makes me cringe. 😬
@lalablotz7348 4 ай бұрын
I almost bough some new unneeded clothes online this morning and then I watched this. Needless to say I didn’t buy. Thanks 😊
@AtoZenLife 4 ай бұрын
Bravo and happy to help 👏
@isabelbecerra9258 3 ай бұрын
My husband asked me if u needed clothes today and I thought he was talking about throwing in a load into the washer but he meant going to buy new clothes and I happily said,”no, I’m good actually!” It felt good to pass up mindless shopping at the mall.
@michalaharesnape5434 4 ай бұрын
Thank you, this is very much on my mind right now as the costs of everything, food, utilities, etc are soaring in the UK right now. I’m having a lovely no spend Sunday right now. A walk in the forest with my family and Tilly our dog. Lunch at home, then I read my library book ( I came home with a stack of them yesterday and I’ve also been listening to free audiobooks from the library). Then I took the time, which I don’t always do , to teach my 11 year old daughter how to make a lasagna, so that she knows how to make her own food. Tonight we will have dinner and play a board game. A pretty good day and I haven’t spent a penny. That’s my money saving tip.
@sustylery 4 ай бұрын
that sounds like a lovely day 💕
@teagoldleaf4137 4 ай бұрын
This sounds like my ideal Sunday ✨️💖
@kristencobb230 4 ай бұрын
Sounds like a perfect day! 💕
@TishMclain 3 ай бұрын
Sounds nice but I go to church Sunday morning God Is Good
@daryljohnson9010 4 ай бұрын
I’m using the concepts of “enough” and of gratitude. Enough is defined as: did I have food, clothing, and safe shelter today? It’s then noted daily in a journal followed by an octothorpe grateful. To that I curate what I watch on YT, deactivated my FB, got a library card, revised rest and nutrition among other cost-free things. Love the simplicity and pace of the video.
@jc10907Sealy 4 ай бұрын
Whoa 🤯 octothorpe - I have learned something today. #Thankyou
@lindseys.4549 3 ай бұрын
"Enough is defined as: did I have food, clothing, and safe shelter today? It’s then noted daily in a journal..." I love this, because on the other end of "splurging" is that sometimes we do have *genuine needs* that go unmet for too long, but they can be dismissed for too long because we don't take literal note of the real needs that consistently come up in our daily lives. "Did I have enough X today?" is a great way to realise how often we *do* have enough, if we were jut grateful enough to notice, but also be realistic and "let" ourselves have things that we actually need, instead of forcing ourselves to "make do" with what we have, even if we could technically get it for ourselves. And I might have to steal "octothorpe grateful" 😂.
@ithacacomments4811 4 ай бұрын
I live in an apartment complex for older adults. Our building has a giveaway area where residents place unwanted items for others to pick up. So much fun!...and I save so many $$$$$ shopping the giveaway.
@al-aveeshama9129 3 ай бұрын
Love this
@illicxt7480 3 ай бұрын
This is such a great idea to get something you like without wasting money
@JustMe-ig7sx 3 күн бұрын
That is so thoughtful and kind! I wish more people thought like this. Around my small town a lot of people throw away tons of usable items/clothes/etc that someone else would be glad to have. It’s unbelievable how many items I have seen thrown away that are expensive, unused, and brand new in original unopened packages! Just tossed out by the roadside near their garbage can -mixed in with disgusting trash and rotten food. 😷😖 So someone like me drives by and notices something I could really use but can’t afford-gets to dig through nasty stuff to grab the perfectly good item(s)-I quickly learned to carry good protective gloves and sanitizer. 1. Why don’t said people donate it considering the many people in need?! 2. Since said people don’t donate it-at the very least, they could keep the working/usable/brand new items separate from the actual trash! The next small town nearby is completely different. They actually sit it out by the trash but keep it nicely separate for someone that may want it. I have found some very nice things there that required minimal cleaning. Sorry for the rant, lol. I suppose everyone just thinks differently. But it’s heartbreaking to see what people so easily throw away when many people are homeless and in need around the world. So it’s beautiful that your apartment community is thoughtful and generous! ❤
@user-yl3kc4fh8g Күн бұрын
Thank you, your video is just what I need. I find myself making extra money, then spending it and not recalling what I spent it on. Your tips are very helpful and I hope you will share more ideas in the future!!
@hillaryvasquez9651 4 ай бұрын
Present day economy makes living below your means seem impossible but it is still very feasible. Money is just a tool, use it to create the life you want
@hillaryvasquez9651 4 ай бұрын
Tips only work when taken into a personal perspective, what works for you may not apply for the next person. 1. Practice "selective spending" I don't think "no spend" works out that much 2. Scale of preference on goals and even bills. 3. Save, no matter how little the percentage and Lastly invest; that's the only way to grow it without putting in the hours. Hope this works for you
@bashirauwal5825 4 ай бұрын
The last bit about investing drew me in; you appear to be knowledgeable; please provide more info
@hillaryvasquez9651 4 ай бұрын
DYOR ( do your own research) read up about the stuff and get help from experts
@hillaryvasquez9651 4 ай бұрын
Grow wealthy with Rachel
@hillaryvasquez9651 4 ай бұрын
That's a good professional to look out for, check on line for more details. She's fantastic at the job
@cynthiacrumlish4683 4 ай бұрын
Zero debt here for several years..about five. Happy to be able to donate to causes I feel need a little boost. People helped me out in the past and it feels good to do the same for others. Cannot remember the last time I ate out. Love cooking from scratch at home. It is a luxury not available to many, I know.
@dmiora3385 4 ай бұрын
When I have lost my job, I did stop spending and realize how many things I dont actualy even need. I keep it this way and I am happy that lesson was learned for a better life. 😇
@kellyr.1817 Ай бұрын
Same here 😁🙌
@xenoshadowmorph 20 күн бұрын
Yes! I am coming to see that as well having lost my job recently, I definitely am up for this frugal living challenge to better my life
@MrsChocolateBean 4 ай бұрын
My number one saving tip: libraries. It saves a ton of space and money for buying and storing books, it gives us the opportunity to bond with our Kids over new interesting stories or topics we find on our tour through the Library and we are doing a Little familiy Trips every 4 weeks, where we dont have to spend money on a expensive Trip Like Zoo or something. Bonus: our Kids love books! There is so much to discover, so they Never get bored. Curiousity and interest in books is totally something I want to pass on to them.
@xenoshadowmorph 20 күн бұрын
I love this, I forget about libraries - I go to my local half price books store but that is still spending money, trying to spend as little as possible so very nice tip!
@sgrouev7907 11 күн бұрын
Yeah, because americans read books, and the french... USA, France and UK have the highest rate of books read per year... Not all the countries have such problems : )))
@heatherj3030 4 ай бұрын
We paid off our debts and home in 2021, but are trying to save up for early retirement at 55. I don't think we can quite get to that by 55. "Money is energy" is really apparent when you are looking at retirement. The choices you make in your 20s and 30s will definitely affect your choices in your 50s and 60s.
@xpsxps1339 4 ай бұрын
Thank you, Marissa! In 2022, I had 9 months of no spending, and the results were amazing! 1. I saved enough money to help a family member in a difficult and critical situation, which was returned to me the following year. 2. The most surprising thing was that I didn't feel like I was struggling. Vice versa. It was kinda fan, and I felt really great about myself at the time. 3. I'm going to do it again this year. My extra tip is - If you regularly go shopping with your friends, stop it and find another way to spend time together and have fun in a more meaningful manner.
@MadisonBriggsArtchick 4 ай бұрын
I appreciate your creating videos even when you aren’t feeling your best. Thanks so much.
@nataliek3717 4 ай бұрын
I stopped buying last year just to change my habits. i only bought PJ's in April and two pair of shoes in December last year!! That's from normally ordering several items for myself every month!!
@ms.schnapp7415 4 ай бұрын
Love no spend videos! Making food and coffee/tea at home is a huge money saver. Also, shopping your closet and restyling what you already have is fun. Often times, it means a different combo and wearing different accessories you already own and putting on blush! I also like to make sure there's enough groceries for a few days or the weekend, and enjoying the time at home if possible. The time and energy spent shopping is also money.
@AM-bm2xw 4 ай бұрын
I just had an epiphany the other day how I was really LOOKING for ways to spend money when I was analysing my boys' perfectly functional closet to see what bins I could buy to organize it better/prettier. And then I suddenly stopped and ask myself what I was doing! And I really was going around looking for "acceptable" ways to spend money for fun😅 I wonder how much of my debt could have been paid off if I wouldn't have made all these tiny "necessary purchases " to "improve" things!
@anneevans4108 4 ай бұрын
I’m also guilty of trying to find ‘acceptable’ ways to spend money.
@pinkroses135 3 ай бұрын
😂 Those bins can be tempting. My acceptable things are the old fancy thrift store finds with details.
@miltonkornegay4767 3 ай бұрын
I agree! Even while using thrift stores and estate sales, I realized that I had "updated" my home enough and needed to stop!
@BChris-tm5pb Ай бұрын
Spending as little as possible feels really good. Tbh, things I bought in the past, I rarely used them. Minimal lifestyle is wonderful.
@KikkiF 4 ай бұрын
The hardest part of frugal living, before you’re accustomed to it, is the FOMO-feeling you have. Since I decided to change careers and being a student again I’ve reduced my income to less than a fourth of my previous salary, and still being able to save money. It’s amazing to know how little money you actually need. Yes, eating out is a big no no right now and buying clothes isn’t to think about, but in the end it’s worth it! Knowing that I’ll get a new career with a good income - so I can save some to my future and paying off my mortgage makes it all worth it. (And you where a part of my decision to change my life and lifestyle. Thank you! ❤)
@DavidDavisDH 4 ай бұрын
I just bought a (new to me) used car, I saved up most of my money last year for it. Now I'm back at saving for my next goal. Having a set amount helps a lot to get to that money goal, in a separate savings account.
@samanthahansford8361 4 ай бұрын
My husband always says "it's not saving money if it's money you weren't intending to spend." I wasn't a big spender before him (because I grew up without money to spend), but that's helped me avoid the trap of a "good deal" many a time. Avoiding shopping as much as possible also helps 😆
@braria9855 3 ай бұрын
I have a picture in the US with a sign saying "Buy more, save more!" xD
@07ikkin 2 ай бұрын
Yess, no such thing as a sale, if you weren't going to buy it anyway.
@ConserveMore 4 ай бұрын
More people need to approach life like you. Sadly, perspectives are so out of whack people don't even realize they're spending money unnecessarily.
@cchoi108 Ай бұрын
Wow money is energy. Immediately, you know it's true. I'm currently on a no spend challenge. This makes it so much More profound.
@LadyBeeSting2434 4 ай бұрын
I loved this, money IS energy. I was browsing this morning for online things my home “needs” but we will be fine without it.
@millies.8810 4 ай бұрын
Thank you, I so understand your realization that the so called savings from sales kept you from saving. I live in superficial Miami and seeing so many European expensive cars, and designer items flaunted made me realize not to compare. What makes me proud is to have security.
@sofycleme 4 ай бұрын
Yaay new video! 🩷🚪Buying groceries at Aldi instead of Walmart, and having a meal plan.
@AtoZenLife 4 ай бұрын
🙏 ❤️
@zeitgeist888 4 ай бұрын
I read the book you showed as an audio book in the video. Your money or your life and that started me on my minimalism journey over 20 years ago. At the time I was living paycheck to paycheck and in debt 10s of thousands of dollars. The year I read the book I did one of the steps they list to find out how much you have made in your entire life. It was easy with Social Security doing the work for me and that year We broke $1 million dollars. It was so shocking as we had almost nothing to show for it and were making $10-12/hr so low middle class. It was the wake up call needed to make serious changes. I retired at 46 and plan for my spouse to retire at 55.
@Sarae89 4 ай бұрын
How did you figure out how much you made in your life? That sounds interesting to look up.
@jcubed821 3 ай бұрын
@zeitgeist888 Could you Please let me know how you were able to earn enough money to retire. I am 60, earning $12 per hour, and not able to support myself.
@user-uc6rt9hk5i Ай бұрын
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@gmac1384 4 ай бұрын
Watching videos like this helps keep me motivated to live intentionally and not spend frivolously!
@kaceykelly7222 4 ай бұрын
This really is crucial info that needs to be shared! If our nation is ever to get back on track (and shift wealth away from the top 3%), we need to control our spending now!
@BeTrue05 2 ай бұрын
America will never be the same
@Mardet6 4 ай бұрын
I was so thankful for my aunt, when we came to USA, she said Don’t get a student loan. I didn’t understand then. Now I’m older, I’m so grateful, I didn’t. Another money saving tip that works for me, is to stay home. If I go to store to buy one thing, it won’t be just one 😂
@hannahphilbey1456 4 ай бұрын
Your videos never fail to get me up off the couch and start tidying up 😅
@carolcyr8553 4 ай бұрын
One of the ways I save money is by not buying Apple, but going the Android way instead. When you buy a cell phone from Apple you're paying extra for the glitz and the glamour. Android costs a lot less and has all the same functionality, or at least it's similar enough to not bother me much.
@MsArri81 4 ай бұрын
It is true money is energy. I used to be terrible with spending my earned money when i was in my twenties. I just paid off the remainder of my $40K student loans. It took 10 years but I am proud to say we are debt free and looking to buy our first house. I am going to save the money I used to put towards my student loans to keep me from wasting it on non-essentials.
@caroldolan1485 4 ай бұрын
I’m retired now, our 6 children are independent….but when we were raising our tribe on one salary I was very careful with groceries and made all our food at home including bread. The book The Tightwad gazette was always close at hand and I used the principals in that book. You can find it in the library. We’ve been traveling quite a bit lately, and this past week we had a stay home and don’t go out in the car week….seems the minute we leave home money jumps out of our wallet! Great content Marissa….and you have a beautiful family❤
@trudyhattendorf1821 4 ай бұрын
That is exactly what I said to my husband, whenever we leave home, we're spending money 😢😢😢
@braria9855 3 ай бұрын
@@trudyhattendorf1821 I absolutely believe this too, but it applies most if you live in the city. As soon as you move to a nice rural area or near the forest, there's just so much stuff that's simply free. In the city it's an entrance fee for anything + obligatory coffee/drink for spending virtually any time indoors or going to the loo, not to mention all the parking fees, etc. So often I actually have snacks and food packed but it seems improper to eat them wherever we are and we end up purchasing stuff. If you live more rural, there's not even that much to spend on. You go, the forest is free, the stream is free, the playground doesn't close and you didn't have to get there by car and pay for parking, you can bring your own meals and drinks and nobody will judge you etc etc.
@DeborahThird-og1uo 2 ай бұрын
Wow! I have Tightwad Gazettes from long before the book was even thought of! A good blender pulverized adult food into baby food. Diaper service was best option. Traded jams for car repairs. 🥰
@vra6759 3 ай бұрын
As an almost-minimalist, I love window-shopping. I can be at any store for hours and bring home nothing. My biggest tip is to “shop” at home first and if possible use alternatives that you already have. It does get out of hand sometimes because disdain for bringing in new things often causes me to put off buying things that may not be a necessity but extremely convenient.
@user-tc8jp5zt8g Ай бұрын
Interesting, one of my favourite things about embracing minimalism is freedom from any form of shopping, not a criticism of you but I am surprised a minimalist enjoys window shopping, also credit to your enormous willpower!
@SusanBame 4 ай бұрын
Girl!! Check into laundry sheets instead of laundry liquid. They're little flat sheets that fit into a tiny packet and you can get 90 wash loads out of a packet the size of an iPad. They take up next to no room, clean just as well as the liquid, there's no plastic waste to deal with when the container is empty; the container, a paper packet, is recyclable. I've been using them for about a year now and also discovered dishwasher sheets and toilet bowl sheets.
@jmsl_910 4 ай бұрын
yes, there actually IS plastic in those laundry sheets. it's listed as an ingredient called polyvinyl alcohol OR glyceryl cocoate.
@annaberg6505 4 ай бұрын
Hope you feel better! I really liked the style of this video with the soft music, calm voice over and inspiring visuals and content. Thank you.
@AtoZenLife 4 ай бұрын
Thank you so much, it’s a lot different than my usual videos but I had lost my voice so I wanted to put something out! I’m just glad my voice came back in time to do the narration ☺️
@michaelmyerslovesbooks 4 ай бұрын
Me too! It's really an, A to "Zen" 10 min vid. So calming and helpful. 😌
@pjb5594 4 ай бұрын
Quick tip..you don’t have to rinse dishes before you put them in the dishwasher just scrape the food scraps off. Think of the water you’ll save 😀
@AtoZenLife 4 ай бұрын
This is a pretty crappy dishwasher, unfortunately, but the idea is good 👍
@LFetterman7903 4 ай бұрын
I have a decent dishwasher, and I still wash the dishes before putting them in the dishwasher! Otherwise the dishes come out with food still stuck to them, and rewashing “clean” dishes is even more of a chore!
@pjb5594 4 ай бұрын
@@LFetterman7903 Oh no.. must be something wrong with it 😩
@darcybrady9080 4 ай бұрын
I saw a video from a dishwasher salesperson and he said not to rinse dishes before putting in dishwasher as the detergent is made to stick to the food to pull off and if the dishes are put in rinsed - they aren't as clean.
@carollynt 3 ай бұрын
Dishes get much cleaner if you rinse first and you don’t have to clean the drain filter so often.
@DanaLymone 4 ай бұрын
So far I haven't purchased *anything* in February! (other than groceries) I do believe I've *finally* broken the urge to shop! Not going to lie, it's taken years!
@AtoZenLife 4 ай бұрын
That’s amazing, well done 👏
@bigbaby4584 2 ай бұрын
I have saved so much since I have not been buying things that I really do not need! My mind is so much clear and I can see life more clearly now because back then my mind was racing like I was going 100 mph. When I started saving and investing I seemed to be living a much better lifestyle because I’m not in the rat race anymore. It’s like I can enjoy life more because my mindset is more at ease and peaceful
@lawrence-juniornalty 4 ай бұрын
My wife and I are about to undertake building our home. It's probably going to cost us the equivalent of US 300,000 (but in 🇯🇲) We limit our eating out to once a month and have stay-at- home dinner dates
@gloriayouchisonbrown7734 4 ай бұрын
Marisa glad you are feeling better, love your videos, as I always learn Something new from you❤
@AtoZenLife 4 ай бұрын
Thanks so much for watching!
@Joce123 4 ай бұрын
I love watching this program and my yip is about making money. I have a friend who is making a lot of money every month by being part of a mock jury ...something I've never tried.
@bernicegregory8045 4 ай бұрын
I'm glad you are feeling better and thank you for sharing this information...
@xenoshadowmorph 20 күн бұрын
I've just started on my frugal living journy, but one of the first things that I have realized is that I have too much stuff and duplicates of a lot of stuff. So, I am going through everything and selling what I can and donating other stuff that I know just won't sell. I have noticed so much less clutter and it is de-stressing as well. My big financial goal is to get out of debt and save money for those times when you have none. I have unfortunately been out of work the last 8 months due to layoff (tech company) and my savings have dried up so soon after my unemployment benefits ended and it made me realize that I really need to make sure that I have at least a years worth of living expenses saved up as this situation could happen again. It truly opened my eyes to that fact that I really did not save money like I should have every time I got paid and that I was overspending most of the time. I don't really have that many tips as most people living frugally follow the same tips that you have given. I am just watching more videos like this to find all the ways I can save for that "rainy day" and still enjoy life. It is making me look and think about money in a totally different way - keep up the videos they are very helpful.
@kathyharmon2093 3 ай бұрын
My last day to work ( retiring) is Friday, I have never been great with money but I’m about to put some serious effort into figuring it out, my company is closing my current location ( offered all of us jobs at the main location about 50 minutes away) but I decided to retire, I will receive my severance pay in 1 month, I can pay off all of my bills and have a small nest egg so if I am careful I will be ok😊looking forward to the freedom of retirement and going to the beach at the Great Lakes this summer (2 hours away) and definitely looking forward to reading some great books 📚 😊😊😊
@rachelhagen9176 3 ай бұрын
I stopped spending money paid off my credit card which was 12 thousand, I’m completely debt free
@Ripplesinthewaters 4 ай бұрын
I am trying to save for a house, as well. In California, that’s a tall order. I need to remind myself to be patient.
@Joce123 4 ай бұрын
It depends on where in California you will choose to live.
@Ripplesinthewaters 4 ай бұрын
@@Joce123 Southern California, Inland Empire close to Orange County, where my family is. Very expensive market.
@kimberlyhuerta2993 4 ай бұрын
This has been one of my favorite videos. I enjoyed the simplicity of it and it was so relaxing. Thank you. 😊
@mtnshelby7059 4 ай бұрын
It's nice to talk about not spending money when you have a partner earning it.
@MultiLinda42 Ай бұрын
I am single and working and i can do it❤
@jeannette7243 4 ай бұрын
Pay off your debts as soon as possible, would be my best money tip. And please spend it on stuff that you need: demand driven, instead of supply driven.
@elene.me. 2 ай бұрын
I've never been in debt but most of my life I was very poor, I still think it's better that way 🙏
@Smithjones12 4 ай бұрын
I don't use scent boosters and softener in the washing machine.when I wash towels I use distilled vinegar (white vinegar some countries call it ) right from tiny when my children were given money they had a spend half safe half rule
@ramonakey 4 ай бұрын
I love the calming and meditative vibe of this video.
@debbiesedgley100 2 ай бұрын
Thank you Marissa for this video. It was so peaceful and calming to watch! And you've inspired me to think about a no spend month next month. I did one before and honestly was counting the days until it ended. But looking back I can see now my mindset was all wrong around it. Now I plan to go in with it being a fun challenge and a way to value what I already have and take a step back before purchasing! Money saving tips - pack your own lunch, make your own good coffee instead of buying everyday, plan your grocery shopping list and shop it online in one shop. Going into shops makes you much more likely to buy off list and the more shops you go to, even if they're budget shops, the more you'll likely end up spending.
@eyeofbridget 4 ай бұрын
I'm on my 7th month of a clothing no-buy! Yay! It's been enlightening and easier than I thought it would be. I'm aiming for a year. I've been going on and off of a book no buy. That one has been a little harder for me to stick to when the library doesn't have certain books I want to read. This video helps me re-energize my efforts. I always love your videos. Thank you for making them!
@Azzne- 4 ай бұрын
Your house looks so easy to keep tidy! I’m working on minimizing my keeping of pretties but will probably have way more than you forever!
@jmsl_910 4 ай бұрын
i was wondering what she was using to clean the kitchen counters!
@magdalenas.zawadzka7661 4 ай бұрын
I love to watch your movies every sunday! ❤ My relaxing moment witch you and coffie❤😊
@AtoZenLife 4 ай бұрын
I’m glad we get to share a cozy Sunday! 😁
@nancyyoung9972 4 ай бұрын
Hi love ur videos! I am 61 recently separated. I need an emergency & a divorce fund. I’m on fixed income. Not easy.Every thing an emergency. I cut back on eating out,cut cable,&don’t turn on electric heat unless very cold. Seems to be keeping my bills down
@annettehernandez738 3 ай бұрын
You can do this! Everything moving forward is for your betterment. Small victories, small steps lead to a goal WE set for ourselves. 🎉
@nancyyoung9972 2 ай бұрын
Thanks for supporting me
@lindseystewart3194 4 ай бұрын
I'm always inspired by your videos! Thanks Marissa.
@Atmviola 4 ай бұрын
More videos in this format, please! This was particularly lovely to watch. As for money-saving tips, last month I went through my bank statements and realized just how much money I was wasting on subscriptions that I didn't use often, or worse yet, compleley forgot about. Needless to say, I canceled all of these subscriptions, and have an extra $100 back to myself.
@susanbernier9399 4 ай бұрын
That’s amazing… good job !!!!👏 💕🇨🇦
@serranosolutions 4 ай бұрын
My parents divorced when I was 5 and I had 3 brothers, so money was always tight with my mom. So when I found money or when I was given money for b-days, I put it in the bank ASAP. My step sister hated it because she would want to buy candy and I said I needed to save it. My friends in high school thought I was a geek because they would eat out at McDs and Burger King and I would pass it up and go hungry (I could always eat at home later for free). I got money for school lunches and I would either skip lunch so I could save the money or I would get a heaping salad at the salad bar (same price) and still split it with a friend and we would take turns saving the money for a movie on the weekend or something like that. We hung our clothes out to dry all the time instead of using the dryer (even with an HE dryer, you can still save $20 a month to not use it). We shop at grocery outlet stores (some items are expired, but technically they are still good). You can't be a half gal of milk for $1 when you have 3 kids and 3 adults in the house. Putting the toilet seat down also helps with heating bills as well as keeps the toilet splatter when flushing down. We also bandaid as much as we can until we can afford/find the right part - my CD player in my vehicle has been broken for 16 years, so we use a diskman and a tape converter to listen to CDs. Also, I try to use everything up as much as possible - shirts are worn until holey, then I use them for working outside or workout shirts, then they make it to the rag pile. Right now I am saving up to pay off our mortgage, but we also have things to fix in our house (we moved in 2022) so I am paying extra each month on our mortgage while we fix it up (mainly ourselves instead of hiring out).
@kristencobb230 4 ай бұрын
I’m saving for new tires (gosh they are expensive!), my third (and last) child’s college, and a crafting armoire for my hobby storage. I’m trying to move the same amount of money I would have spent into savings each time I avoid an impulse/unnecessary spend! Great video ❤
@alicel1162 4 ай бұрын
Hey Marisa- I'm saving for a big trip with family by seriously keeping with budget.
@maryjothompson4578 4 ай бұрын
I was told many years ago that making one extra house payment a year, applied just to principal, would cut a 30 year loan in half.
@dawnsullivan6794 4 ай бұрын
The book ‘Your Money or Your Life’ written by Vicki Robin and Joe Dominguez is a good read. They approach money and spending as you explained. ❤
@AtoZenLife 4 ай бұрын
That’s the one I showed you in the video! Relistening to it after over a decade 😂
@dawnsullivan6794 4 ай бұрын
That’s so funny! Was just listening to you while I was getting ready for church. I didn’t see that! 🤪🤪🤗🤗
@jeanmarie2928 4 ай бұрын
Keep feeling better 💕 thanks for video 🌷
@daniellecarney1487 4 ай бұрын
This is great because it provides a frame for why we shouldn’t spend money frivolously, rather than just a directive to do it or a vague reason- like “ because you shouldn’t”. Correlating what one makes per hour, for instance, with the price of the object, or seeing it as energy instead of just paper, are very tangible concepts. When money became digital- well, that changed things, too. It’s like it’s not really there! I will rethink my purchases more after this. I’ve stopped a lot of this type of spending, but I do fall into my old habits quite easily. Thank you!!❤
@euphoria6667 4 ай бұрын
NIce video, was very relaxing and pleasant to watch, all with an important message!
@benjamindumez 5 күн бұрын
Finding ways to save money on food is huge. I am in college but I used to eat out so often or get convenient food. It ended up messing up some things with my health and I had to stop but once I learned to find ways to eat at home I was also saving money. and I also realized there's like "staple" foods that are good to help fill you up and decently nutritious like oatmeal, brown rice, sweet potatoes, etc. and you can try including them in meals to save money pretty easily.
@Patricia-pq4jq 2 ай бұрын
I am already frugal and grateful, but Im sure theres always room to improve. I am actively gonna try immediately. Thank you ❤❤
@lilouhl9012 4 ай бұрын
I'm not pursuing frugal living since I'm still dealing with a scarcity mindset due to my upbringing in real poverty. However, meal planning, zero waste products and trying to stay away from impulse purchases by delaying gratification are good for the planet and our wallet.
@HimmelaufErden 3 ай бұрын
do you ever feel like extreme minimalism could also be a trauma response ?
@nicolesprocess 4 ай бұрын
This video style is awesome 😊. I'm thoroughly enjoying it ❤
@freespirit3891 4 ай бұрын
I don't think any family discussed money when we were kids growing up. I was oldest born in late 40's, all we were ever told when we were kids is "we can't afford it". Something should have been explained to us as to why. (Not necessarily into deep explaination) I had bookeeping in HS so that helped a little in when I i got married in the management of money. There should be a class in school just incase you never learned at home. Boy it could make a difference. Glad you are here to give helpful information to those who need it.
@thedupontnest 4 ай бұрын
No debt except what is remaining on our home- we are working towards a certain amount of savings (about 6 months’ worth of expenses) for big emergencies or in the case of a job loss or relocation. Maybe by the end of this year 🙏🏻 thank you for another inspirational video!
@acrobaticanna 4 ай бұрын
I enjoyed your new style of video!! The music was beautiful, not too overbearing. Loved seeing the Koala. Thanks for my weekly education. You're awesome Marissa!!
@AtoZenLife 4 ай бұрын
Thanks so much for watching! Koalas 🐨 are my youngest son’s favorite, glad you enjoyed his cameo 😂
@MoneyMadeMagic 4 ай бұрын
What a beautifully presented video. Thank you so much for sharing it. I'm on what I call a budget journey and I'm currently re-evaluating how I spend, and have just started my own debt paydown programme.. x
@magalydiaz9073 3 ай бұрын
Love the video. You have a calming voice .😊
@danica2991 4 ай бұрын
Thank you very much for this video! This video was so wonderful and calming my soul! In a few days I will completely pay off my car. Money saving tip: budgeting is key. If you don't know what you have, you don't know how much you wasted instead of saving it.
@maryjothompson4578 4 ай бұрын
Some people think budgeting is a dirty word. I just say it is a plan where I'm telling my money where to go.
@Teiruma 4 ай бұрын
I love the format of this video!
@EdgeofReason885 4 ай бұрын
Nothing wrong with minimalism. But I could not live without colour, art, personality, individuality, or variety.
@bryanroberts2229 4 ай бұрын
You could but your choosing not to, it's a choice.
@BeTrue05 2 ай бұрын
You can have all that and still be a minimalist
@kbar6644 4 ай бұрын
probably one of my most frugal habits... i make sure to put in the recycle bin plastic containers of lotion, shampoo, etc, so before throwing them away i make sure nothing is left in the bottles.. absolutely nothing. i use every little bit i can get my fingers on.
@YodaMama777 4 ай бұрын
Loved the feel of this video. It was peaceful. ❤
@merlenechambers575 3 ай бұрын
Thank you. I stumbled across your channel. I love your lifestyle. Simple.
@caturina 4 ай бұрын
My goal is to pay off my student loan this year and my car loan within 3 years. I got a car last year and it has given me a lot of freedom and made me more independent but at the same time I have NO money left over for myself since all my money goes to paying bills and loans. All I do is work at a job I hate, and still have no money. It's the worst feeling. The student loan helped me study abroad and get a degree (that I dont get to use). It doesn't feel great to pay off something that you have no use of...
@electricelectric1500 4 ай бұрын
One of my financial goals is to max out my Roth IRA this year. I'm really good at giving and I'm spending money this year on some home upgrades, but my saving and investing game could use a lot of improvement. Love the video! The music really adds to the peaceful tone.
@Loretta_C 4 ай бұрын
I am buying a new vehicle this year. I live in a small town and work out of town so a good reliable vehicle is essential. The longer I can hold on to my current car (without spending too much on repairs) the more time I have to save a good sized down payment!
@nataliekibble9091 4 ай бұрын
I love your glass cups, they’re so pretty!
@agnieszkagaleza5945 4 ай бұрын
Thank you ❤
@Wawalsh1234 4 ай бұрын
We are close to retirement and want to spend less so we have no buy months at least twice a year. Great video.
@AtoZenLife 4 ай бұрын
Thanks so much for watching! ❤️
@kennethbailey9853 4 ай бұрын
Whats not to Love? Valentines Day is my Birth Day and Your Teachings my Present !😊❤
@AtoZenLife 4 ай бұрын
Happy early birthday! ❤️
@bluerubydoo6080 4 ай бұрын
I really enjoyed the style of this video, thank you 😊 I'm doing a no spend month to save for a holiday, I'll look out for the book you recommended
@MississippiAmbar 4 ай бұрын
Im looking forward to more videos from your channel.
@sandraboose3686 3 ай бұрын
First I have seen your video and a great one. Cutting expenses where we can this Friday all credit card debt gone! Now we have the vehicle and house to finish paying off.
@rebacarmack8335 4 ай бұрын
I had the same retail shopping experience, getting great deals😳. If only I had the money instead of the clutter from all of those “ great deals!” Eating out multiple times daily, coffees and some for my friends, I wasted so much future peace!
@mandelbrot2232 4 ай бұрын
get well soon Marissa - love your videos
@AtoZenLife 4 ай бұрын
Thanks so much, I’m feeling much better now! 🙏❤️
@sararosada64 4 ай бұрын
Very very interesting and enlightening!!! Thank you so much for sharing this. Sara...your new fan from ITALY
@AtoZenLife 4 ай бұрын
Thanks so much for watching, Sara, and happy to have you here 🙌
@nigelhughes6096 Ай бұрын
I'm trying to remove my debt (3/4 there now) with the aspiration of working part time. 5 years as a minimalist now and i don't miss the stuff i once had.
@auxmike718 19 сағат бұрын
New home?! Looks like a real nice house you got already and home prices being so high plus interest rates I would stay put!
@jjgg7677 3 ай бұрын
Thank you.
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