Why ID Theft Insurance Is So Important

Рет қаралды 70,686

6 жыл бұрын

Most of the time, your identity is stolen from people you know. Protect yourself: goo.gl/rt4X9Z
SUMMARY
In this video, Dave explains why you need identity theft insurance to protect yourself from fraud. There are two types of identity theft: theft from who Dave refers to as “classic crooks” and theft from people you know.
The “classic crooks” are the thieves you’re familiar with - a Yahoo or Equifax data breach, someone stealing your card number after swiping it somewhere, or people digging through the depths of the internet to find your personal information. These are the crooks you picture when you think of identity theft. Unfortunately, however, many people experience identity theft from someone they personally know.
Identity theft is far-reaching - there is medical fraud, tax fraud, employment fraud, and more. Each of these types of identity theft can be detrimental to your personal accounts. On top of that, the process of identity theft recovery is estimated to take up to 600 hours worth of work to “cleanse” your identity once it’s stolen. That includes the hastle of calling your card company, being transferred to the fraud victim unit, filing a police report, signing multiple notarized affadavits, and more. What a mess.
That’s why we recommend Zander. They assign you a certified specialist to get the situation sorted out and return your money back to you. You don’t need someone that just alerts you when fraud occurs - you need someone that takes action to get your money back.
Identity theft protection is absolutely necessary for when the unexpected occurs. Don’t get caught without protection! Click here to get covered: goo.gl/rt4X9Z
RESOURCES
Take our 5-minute Coverage Checkup to see what kind of coverage you need: www.daveramsey.com/coverage-c...
Learn more about how to protect yourself from identity theft: www.daveramsey.com/blog/prote...
Find out what other types of protection Dave says you can’t go without: www.daveramsey.com/blog/types...
THE DAVE RAMSEY SHOW
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Пікірлер: 72

@ryanskenandore4817 5 жыл бұрын

I’m going through this right now and I’ve done what I could do and watching these videos really ease me on my situation and help me a lot emotionally, thank you 🙏

@tlk2348 4 жыл бұрын

I'm sorry you are going through this. It happened to me too. Hope it works out for you. Many blessings.

@famousaj6127 3 жыл бұрын

@@tlk2348 me to

@famousaj6127 3 жыл бұрын

Can y'all give me support.

@fullscopeproductreviews9019 4 жыл бұрын

Thank-you so much Dave! I've got Zander now! I love your channel!

@luisrodriguez7470 6 жыл бұрын

your videos have really help me out with my financial situation . thank you

@devchatterjee9642 6 жыл бұрын

Some scene from lord of the rings what lol

@Duraging Жыл бұрын

My insurance said they cant do anything about it and its been going on for years! I know whose using my identity and nobody will help me😔

@samhaldeman4360 6 жыл бұрын

How is this NOT an ad for Zander Insurance? It's fine that it is, but let's call a spade a spade!

@skylarblue6725 3 жыл бұрын

I'm trying to sign up for the identify theft protection, but it keep telling rejecting my security code

@ryanfrizzell736 2 жыл бұрын

It’s definitely a good idea to protect oneself from identity theft.

@rogeryoung1260 3 жыл бұрын

How do I protect myself from from the Medicare supplemental insurance companies who want all of your personal information just to provide you information? I have not been able to find a company that will provide me information about supplemental insurance for Medicare that will provide you information without all of your personal information. Any ideas?

@luckygirlfromtheislands7592 4 жыл бұрын

Disputing a fraudulent CC charge is easier than disputing a fraudulent debit card charge.. less of a headache too. With a debit card they take your personal money... with a credit card it’s not your money.

@KalashZikov 2 жыл бұрын

That’s what my Uncle has taught me, glad he did. I’ll only carry a cc from now on

@TheFavoriteColors 4 ай бұрын

Either way unless the bank accepts the dispute you're on the hook for the charges, you understand they offer the exact same protections in either case

@ablchgr4166 3 жыл бұрын

Set alerts to notify you whenever your card is used.

@D_PirateGaming 29 күн бұрын

Is this service available for Canadians sir?

@mrcausey 6 жыл бұрын

My identity was stolen by a fraud ring and they were able to get credit from a store that had turned me down. Lol!

@josephholdman1037 5 жыл бұрын

Just keep giving them your info! They already have your info since birth, I'd worry! And I set off some🤯😤! If they don't get it; neather will we! That's how they think! Spend as much time with the ones that matter to you the most to you.

@jsiac781 3 жыл бұрын

Wow! What happened?

@stellarocquie7957 3 жыл бұрын

But Law Enforcement will NEVER get involved UNLESS a bank is the victim. So you're on your own.

@eddiegalindo6728 2 жыл бұрын

Any business transaction bearing the name Eddie Casino Galindo is illegal.

@HomeStuffReview 3 жыл бұрын

I'm surprised that you endorse this. This feels like an infomercial. I have read many bad experiences actually getting them to cover any losses. Sounds like a good thing, but...

@MaryettaRusso-ri9fj Жыл бұрын

That happen to me

@eketelon 3 жыл бұрын

I have Zander because of THIS video but they DON'T do "all" the work for you! You have to do most of the work in the beginning to include opening and filling out the police report stuff.

@peechgurl 3 жыл бұрын

But would you still reccomend?

@stellarocquie7957 3 жыл бұрын

But the police do NOTHING except eat donuts.

@larrybarbee4916 Жыл бұрын

This IS definitely an ad for Zander lol.

@ruthramosmuniz164 Жыл бұрын

My father stole my identity.

@spiritualinstincttarot Жыл бұрын

My daughter stole mine

@fearless6947 Жыл бұрын

sorry to hear that :(

@Duraging Жыл бұрын

These people open up internet accounts and stuff with my name and social and these companies allow this!! They dont even need to show ID

@Melker63 9 ай бұрын

Personal bankruptcy is very effective against ID-theft. Not even fraudster wants your stolen ID. Seems like an overly drastic countermeasure though.

@tombyrne6433 Жыл бұрын

I signed up with Zander fior $2M coverage

@leverage9585 5 жыл бұрын

Dave Ramsey, let me tell you, you can't be more right. I just partnered with ID Seal and this is by far the most Comprehensive Plan out there in the market today. Everything that other companies charge separately, ID Seal Bundles it up in 2 seperate plans. It's like I chose the winning stock for todays Stock Draft, haha.

@josephholdman1037 5 жыл бұрын

So they are collecting on you still ah too bad sorry!

@jewishbride5010 5 жыл бұрын

I, Annelies Bakker, speak against and form of identity theft in my life, in Jesus Christ his name: amen, amen, amen!!!

@KirstineTermansen-ct5tq 2 жыл бұрын

Then they rop,. Oscar

@rickriggins195 5 жыл бұрын

Lifelock is the Best!!!

@TheRamseyShow 5 жыл бұрын

We recommend Zander's plan: idtheft.zanderins.com/identity-theft-protection?invsrc=1

@lezliecole9494 4 жыл бұрын

The Dave Ramsey Show so what the big difference between the 2 as I am signing

@cherlgolja5402 2 жыл бұрын

Your nuts! No way!

@Sierrz 7 ай бұрын

The fbi stole my accounts

@BigRed2 6 жыл бұрын

This zander pitch is the worst Dave, Identity theft happens but not that much and if we practice what you preach about no loans or credit cards we shouldn’t have a problem right? so seems weird you would push this

@droptozro 6 жыл бұрын

I'm not sure you listened. Identity theft happens with many things outside of loans/credit cards. Try listening again? I've had my debit card number stolen online before in the past and someone got my mom's stuff through phishing on a website. A couple years ago our state tax returns got put on hold due to rampant state identity theft of the tax return money.

@BigRed2 6 жыл бұрын

droptozro Having a debit card number does nothing , maybe you should look up what they need besides a debit card number to order something online

@BigRed2 6 жыл бұрын

Jmack1lla If you don’t have loans and credit cards you will end up with no credit and can’t take out a loan or open a credit card, guess i’m the only one who listens to Dave hete

@BigRed2 6 жыл бұрын

droptozro By the way show me how a company monitors your checking account ? lol

@droptozro 6 жыл бұрын

Not every website has required the 3 digit code on the back, the person tried to buy pharmaceutical drugs for a few hundred in another state. It was years ago when online ordering was starting to come about more commonly and it wasn't as well protected.