Why is LEASING better than BUYING a Car?

Why is LEASING better than BUYING a Car? | Every Paisa Matters

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Күн бұрын

Should You BUY or LEASE a Car instead?
Download the excel sheet: everypaisamatters.com/car-buyi...
How to find which option will help you #SaveMoney?
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00:00 Introduction
00:39 Types of Car Lease
02:43 Leasing vs Buying - Small Car
06:46 Residual Value Calculation
08:46 Income Tax Benefit
10:09 Fuel consumption cost
11:48 Effective Cost of ownership
13:16 Negatives of Taking Car Lease
14:34 Benefits of Car Lease
14:55 Leasing vs Buying - BIG Car
16:03 Effective Cost of ownership - Big Car
17:28 Monthly Cost - Lease vs Buy
18:24 Cases where leasing a car may be better
19:08 Summary
In this video, I have covered a comparison between buying and leasing of a car. I have tried to cover multiple aspects on whether or not you should lease a car, what are the benefits of the same including tax benefits and how to account for fuel, maintenance, insurance and other miscellaneous costs. I have tried to cover the pros and cons of car lease and also shared my opinion which hopefully can help you in making a decision.
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if you have any questions about the content of this video, feel free to ask in the comments section below.
क्या एक कार को खरीदना एक अच्छी सलाह है या उसे लीज़ पे लेना एक ज्यादा अच्छा सुझाव है?
इस वीडियो में, मैंने कार खरीदने और लीज़ पे लेने के बीच की तुलना को कवर किया है। मैंने कई पहलुओं को कवर करने की कोशिश की है कि आपको कार लीज पर लेनी चाहिए या नहीं, कर लाभ सहित इसके क्या लाभ हैं और ईंधन, रखरखाव, बीमा और अन्य विविध लागतों का हिसाब कैसे दिया जाए। मैंने कार लीज के पेशेवरों और विपक्षों को कवर करने की कोशिश की है और अपनी राय भी साझा की है जो उम्मीद है कि निर्णय लेने में आपकी मदद कर सकती है।
जब नयी कार लेने की सोचते हैं, तो आपके पास कौन कौन से विकल्प मौजूद हैं, इस वीडियो से हम उन्ही विकल्पों पे एक नज़र डालने की कोशिश करेंगे
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Пікірлер: 143

@lakshmi5060 Жыл бұрын

Best ever video on this subject. Covered all the points. Thanks a ton for this.

@sandy_iyer Жыл бұрын

The best explanation i have seen - it gets difficult to articulate when there are so many nos on the screen. U did an excellent job.

@TheHkfrnds Жыл бұрын

Thank you for keeping it simple and to the point and unbiased. Much appreciated. This video deserves more views.

@EveryPaisaMatters Жыл бұрын

Glad it was helpful!

@SevenCreations 2 жыл бұрын

Excellent video. Although I'm not eligible for a lease where I'm working but I have always been looking for this information. Excel sheet se bahut acha samajh aaya. Very well explained I must say.

@denosingh 2 жыл бұрын

Thank you so much Sir for wonderful explanations. Whatever questions were in my mind, I got all answer in your video.

@rajnishvashisht7282 2 жыл бұрын

Very informative ! Thanks a ton !

@Lazyturbo Жыл бұрын

Great information. Thank you 🙏🏽

@RichyHere Жыл бұрын

Very detailed video. Really helpful

@sunitshanbhag9536 2 жыл бұрын

This is new to me ..Every Paise Does Matter

@arjunsharma6969 Жыл бұрын

You haven’t factored the coat required to own the vehicle after lease . You should include that too for a fair math. As it is earning after selling the owner car to buy a new one

@nix729_ 8 ай бұрын

Thank you so much for the valuable information

@ashwinchitransh Жыл бұрын

I have a question here. I understand leasing a better option than loan. what about downpayment vs leasing. The investment oppurtunity will be in both cases. Like for a 20 lakh car, in downpayment you wont be paying anything else and you will have 50k (assuming monthly lease) to invest monthly. However in case of leasing you will be paying around 50k per month and invest the 20 lakhs

@divyasivach6276 Ай бұрын

Thank you for clearify all the doubts

@nangrampapu5261 Жыл бұрын

nice and informative!

@armahi1234 2 жыл бұрын

Nicely explained

@PradeepSingh-fu4um 2 жыл бұрын

The resale amount is always a positive for self-owned! For the Lease car- you calculated tax rebate on fuel, and maintenance, and interest on downpayment value. For Loan Car- Calculate the resale amount also, this will give what you have after 3-4 years in your hand.

@EveryPaisaMatters 2 жыл бұрын

I have covered it in video and resale value has been accounted for. Please check line number 17 on excel saying Residual Value. 06:46 Residual Value Calculation

@PradeepSingh-fu4um 2 жыл бұрын

@@EveryPaisaMatters sure, I will again watch. BTW- You explained it very well, appreciated !

@AnikitSahni Жыл бұрын

Very informative video. However I had a few queries : 1) After the lease period is the car transferred to the user as a second owner registration. If not then say for a 3 year tenure what would be the additional 'buy' cost of a small car for the user to become the owner after the lease period is complete. 2) Would it be fair to say that if a person is planning to buy a car to user for 8-10 years, then loaning for 3 years with 20% downpayment would be a better option than leasing for 3 and then buying from the lease co. Can you share any such standard calculations to help understand the costs better. TIA.

@ayonndatta5197 Жыл бұрын

Very informative video sir. Just wanted to know which part/amount in the video u mentioned or excel would be final amount to be paid to company , at end of lease period, in case i want to keep the car myself.

@Fernando16ChangesLives 7 ай бұрын

2 things make leasing even better. 1) Interest rates - You cannot get for 7.5% these days so it would be costlier to own 2) Oppurtunity cost of downpayment. If we invest that 1.3 lakhs in fd we get 30k as returns in leasing case.

@anuinam Жыл бұрын

For someone who is looking to own the vehicle eventually, is leasing beneficial? I don't see the residual value to be paid to leasing company to own the car at the end of lease added to the excel. Can you clarify that please?

@yashvijayvargiya Жыл бұрын

Hi, the video is nice however my company does not offer car lease program yet. Can you tell me which company your employer has tied up with for car leasing? Or are you leasing the car yourself because quotation I've received on internet is pretty higher than the emi amount. Again thank you for your content

@rajeevpant3377 Жыл бұрын

Fantastic

@C02754 Жыл бұрын

Thanks

@maheshnayakg 2 жыл бұрын

Wonderful and very Informative video. Especially the excel spreadsheet was very effective. My company does not offer lease. it would be very helpful for reviews on the leasing companies too - tips and tricks-please one video on that

@EveryPaisaMatters 2 жыл бұрын

Thanks for your feedback. There are only a handful of leasing companies and since every corporate typically has different tie-ups, so doing one video to cover all the aspects is quite challenging. However, will certainly try to cover points which may be useful for junta.

@atwarrior5791 3 ай бұрын

Why was this comparison even done? When you opt to buy a car on lease, you'll first pay the amount for the allocated years and then after the timeline passes, what? Are you *again* going to spend much amount for a new/lease car? Though leasing a car will cost you 10-20% less than buying it on loan, but isn't it a foolish decision to buy your liability again and spend 80% of the amount again (as you've already paid for the leased amount). Take a think!

@ashishpandey9823 Жыл бұрын

Superb explanation

@EveryPaisaMatters Жыл бұрын

Thank you 🙂

@saikarthikn 10 ай бұрын

Is it wise to opt for buyback car after lease tenure by giving 20% ex showroom +29% GST ?

@martaintitan Жыл бұрын

My company doesn't offer lease option. I am thinking to get a car on lease from leasing companies directly. Ignore the investing the downpayment option, would leasing be still a better option?

@BikashBiswalCHHUAPUA 6 ай бұрын

Can you please tell me how much in hand salary I will get in the below condition: Example of my current monthly Salary: Take whom per month: 130000 Tax deduction per month: 33000 After a car lease of monthly rental 25k, how much do I get the salary per month?

@hirenjoshi16 2 жыл бұрын

Very informative video. In the spreadsheet, on the "New Lease" tab, the cell C12 formula needs to be revised. You considered 60 months instead of 48 months for the calculation. Revising it makes Leasing a more lucrative option! 😀

@EveryPaisaMatters 2 жыл бұрын

Thanks for pointing out the error. In fact I reviewed and find some more problems in excel. Will soon be uploading a new video with all updated data.

@dhrumilparekh8856 Жыл бұрын

@@EveryPaisaMatters It does make it better but I really doubt that the rental would be so low for such an expensive car. Can you please share the company from which you got the quote? I am checking different companies and the quotes are much higher than what you have mentioned. Also, can you take Input Tax Credit on the rental? If yes, on both GST and Cess component?

@EveryPaisaMatters Жыл бұрын

I have opted for returning of car after expiry of lease in 5 years. I will make another video soon and will share the screenshot of the quote.

@dhrumilparekh8856 Жыл бұрын

@@EveryPaisaMatters Can you also cover the Input GST credit aspect of it please?

@EveryPaisaMatters Жыл бұрын

@@dhrumilparekh8856 This is for corporate employees and GST credit is not applicable for them.

@virajkadam9799 Жыл бұрын

Hello. What could be the circumstances when we sell the car after 5 years . I think ownership could get us handsome back..

@SJ-ds9vp 5 ай бұрын

Who is responsibility for vehicle maintenance and major works

@SC0410 6 ай бұрын

Can you explain what are the penalties if one has to terminate the lease in between?

@rajat420420 Жыл бұрын

Is Bh series available in car lease? My company offer car lease

@pratikgupta417 2 жыл бұрын

Hello , i must say my search for info regd car lease ends with your video. Really appreciate !! Also, i am planning to go for corporate lease offered by my employer, can i send quotation to you for extra pair of eyes….i dont trust these car sales guy🤓

@macdilen2009 Жыл бұрын

Which lease company you used?

@ChiragJainz 2 жыл бұрын

I work with Big4. The car lease pm quote without GST is much higher than loan EMI. Now leasing draws 28% GST charges on rental amount hence 30% tax benefit is almost evened out.

@abdealilokhandwala7245 2 жыл бұрын

Can you explain which IT Act provision provides a rebate on lease cost? Does the tax rebate apply to both salaried individuals and businesses? Please explain the rebate on fuel costs as well

@EveryPaisaMatters 2 жыл бұрын

Read This - www.incometaxindia.gov.in/Rules/Income-Tax%20Rules/103120000000007059.htm

@nikhiljindal9806 2 ай бұрын

Can you please share the details of the Leasing company? I am getting higher quotes from Orix and Aveyns (ALD Automotive)

@thestone3849 3 ай бұрын

check calculations after loan is paid, so below 5 yrs lease and after 5 yrs buy

@user-nv5sb7zk9z 10 ай бұрын

What will be the buy back value if surprise car after 3 years?

@srkcreations8957 Жыл бұрын

Kya jo amount hame pay would return hoga kyaa

@nobinobita2967 Жыл бұрын

Namashkar Ji, mai finance wala bannda nahi hu, buss gadi chalake jeeta hu. Mujhe sab samajh aaya par main points nahi samajh aaye...jaise Cost of Ownership(E) se Income Tax Rebate(F) minus kiya..mujhe kaise pata chalega ki kittna percentage mujhe rebate hoga? Aur Fuel pe tax rebate..yeh kaunsa company deta hai..kya hai, nahi samajh saka. Yeh do main points the jo samajh nahi aaye...Agar aap inn points ko elaborate kar sake mere jaise audience ke liye toh kareyega. Dhanyawad iss zarrori topic ko discuss karne ke liye 🙂.

@AN-jd2yp 9 ай бұрын

If you are in 30% tax bracket and you are paying a X amount as monthly income tax than leasing can reduce it considerably. Meaning your effective monthly salary will deprecate by 30% of X.

@AnindyaSengupta 11 күн бұрын

Sir I approached orix for financing a 23L car. They qouted 54K per month, is it fair? Does it make any sense?

@aksiiita06 Жыл бұрын

Car Lease Program offered by 3rd party usually have higher interest rate i.e. 10% to 12% which thus spikes the Ex-Showro Cost of the car.

@ateendrakumar5276 2 жыл бұрын

one thing that you have not considered is the resale component of a self-owned car. Should'nt that be considered while making decision ?

@EveryPaisaMatters 2 жыл бұрын

It is covered. Please watch complete video 🙏

@VishwasPadmanabha Жыл бұрын

Can you explain the calculation used for After Income Tax Rebate (F)? I see that you use "Cost of Ownership (E =C-D)" - ( tax bracket /100 & Cost of Ownership (E =C-D)) .... after which there is 0.04 * ( tax bracket /100 & Cost of Ownership (E =C-D)) + some value * tenure

@priteshchowdhury5105 Жыл бұрын

@EveryPaisaMatters Can you please clarify about the 0.04 input?

@hargoisgod 2 жыл бұрын

Can you pls explain the income tax rebate calculation in the case of lease ? The last part of the formula seems to be hard coded.

@EveryPaisaMatters 2 жыл бұрын

I have calculated it based on the 30% tax Slab. As an example 30% Tax plus 4% Surcharge on 2Lakh is 62,400. and that makes me realise I calculated slightly wrong values but with this formula the deal becomes even sweater.

@krishnendu226 Жыл бұрын

Please suggest some dealers in surat who provide car lease

@cadury31 Жыл бұрын

You have missed the biggest point which is TAX SAVING for salaried individuals in case of lease from employer

@VarunKumar-qo4ht Ай бұрын

But kon deda sir lease keliye

@denosingh 2 жыл бұрын

One question. You have mentioned RTO+Insurance in Company lease also. Is that right?

@EveryPaisaMatters 2 жыл бұрын

Yes, please check I have also said uts included in lease price.

@NadeemAhmad-cl4th 22 күн бұрын

Not useful. If you purchase a car for 6-8 lakh then after using it for 4 year you can sell it.. India has a huge used car market. 40-50% resell ker ke mil jayega.. What you get after 4 year in subscription model??

@womenisonereasonbehindever2049 Жыл бұрын

Wah Santro ka insurance 25 k ka hoga humne to 26 m new baleno top model ka showroom se le liya jisme 3 saal third party bhi h jiska premium 15 h agar third party nikal de to..mtlab

@vengayilunnikrishnan8010 Жыл бұрын

Hi Amit, thank you creating this video. Very helpful and something that I was looking for. I have some very specific information that i would like. Is there a way to connect with you personally?

@EveryPaisaMatters Жыл бұрын

everypaisamatters.com/about-me/

@manojarora906 2 жыл бұрын

Hi sir, currently maruti/other car companies are also providing the lease option..so the same calculation will apply on that or it will be different..plz clarify.. thanks

@santoshkumarbolar3417 2 жыл бұрын

Hi there, Very informative video. I am working for a corporate company where leasing is offered to me. I am planning to buy the car after the lease period is over. My company is offering me the following two options - 1. Operating Lease and 2. Finance Lease. Which one is better and which leasing option would you suggest for me? Thanks in advance!

@EveryPaisaMatters 2 жыл бұрын

Can you email the details of both of them to feedback@everypaisamatters.com? I will try to review and revert.

@santoshkumarbolar3417 2 жыл бұрын

@@EveryPaisaMatters - Thank you for responding. I just emailed them to you!

@DeepakSrivastava1985 Жыл бұрын

What was the conclusion here at that time?

@nairjay 2 жыл бұрын

Great content and very well explained. Thank you. Have downloaded the spreadsheet so that I can formulate the details based on lease offered by the company I work for. One question - the EMI mentioned for lease seems to be calculated at the same ROI of car loan. Is this right? The reason I ask is, normally the company adds EMI+GST , fleet maintenance charges+GST in addition to the EMI so all together it will cost around 52k for a 3 year plan for a vehicle with on road price 22.5 lakhs.

@EveryPaisaMatters 2 жыл бұрын

The monthly EMI for Lease I have mentioned includes the Fleet Maintenance and GST. 🙂 These are not made up numbers but something I am actually personally using - both of these options. My most of the content is based on personal experiences and not just sharing a Funda for the sake of it.

@mukeshpolimera 2 жыл бұрын

I have tried to find any showroom or company which offers leasing for cars, but i couldn't find any, if you know of any, please let us know

@EveryPaisaMatters 2 жыл бұрын

This is primarily offered by leasing conpanies such as Avis and ALD via their respective Corporate companies. Of late some manufaturers have also started this directly but some of the benefits may differ in that case. www.marutisuzuki.com/subscribe?gclid=Cj0KCQjw_4-SBhCgARIsAAlegrXvZoqgjLy8oaI0pbQY8iEcaDpZDc5QKG18g4pGKNLEeV8ct1bucwcaAoJfEALw_wcB

@shivanshpande 10 ай бұрын

Hi. Can you explain buying vs leasing for EV vehicles?

@shivanshpande 10 ай бұрын

Also, I checked with my corporate car leasing service. The fair value buy back is 25% of the initial cost at the end of leasing period, ie 3 years.

@rahulagrawal3484 2 жыл бұрын

Income tax benifits and rebates not available for Salaried employees, right? Also depression benefits....?

@EveryPaisaMatters 2 жыл бұрын

This is for Salaried employees.

@Atish511 7 ай бұрын

Can you please provide car and model name you are getting for 35K pm, just checked the leasing options available none of them are below 42k for 22Lac car also if you opted for buyback then monthly amount will be increase by almost 28-30% around 54K. So if we calculate the owing of car after leasing period then its costlier than taking loan, the calculation you made does not stand out even after taking the Tax benefit in 30% slab.

@EveryPaisaMatters 7 ай бұрын

You need to understand how leasing works to get the best quotes. Not every 22L car will be priced same. My car is on the thumbnail of this video/

@INDIAN_NOMAD_ASHU Жыл бұрын

These days companies are asking 20% down-payment in lease too. So above calculations does not work

@EveryPaisaMatters Жыл бұрын

Which company? I just took one 2 months back. Zero Downpayment done. I hope you are referring to Corporate Lease offered by Private Companies to their Employees.

@user-zw7zz4oj5x 5 ай бұрын

You pay money but still that car is not yours..... What about litigations in case. Of accidents

@atheismistheway581 Жыл бұрын

How do we apply for the tax exemption? Also the lease seems to be very low...can you please tell me which leasing vendor you got the quote from?...i understand your talking about employer lease program...i work with lti currently not sure how to reach out for this program

@EveryPaisaMatters Жыл бұрын

Check with your HR for exemptions. The amounts are from AVIS (Mercury car rentals). I am running these so they are not fake amounts 😇

@atheismistheway581 Жыл бұрын

@@EveryPaisaMatters thanks will check for sure....thanks for the heads up 😊

@atheismistheway581 Жыл бұрын

@@EveryPaisaMatters one more thing sirji theres a subscription program for maruti suzuki as well which seems to be vfm...agar employer ke through approach nehi kiya toh tax benefits ka umeed chorde kya?

@mrchurch8573 Жыл бұрын

You didn't consider the things that the the lease company doesn't pay for. 1.If you are driving interstate you have to pay more as it will be black plate no. 2. The wear and tear parts like tires, clutch plates, wipers, etc won't be paid by lease companies.

@EveryPaisaMatters Жыл бұрын

1. No you dont have to pay for interstate taxes. This is normal number plate. 2. They pay for all of the parts in service if you have taken that as part of lease. This video is not based on any ideal representation. I have been using exactly this lease for more than 10 years and it is about sharing of experience.

@sameerdeo6748 Жыл бұрын

You have not considered GST on lease EMI - this may jack-up the EMI??

@EveryPaisaMatters Жыл бұрын

Its included buddy. Its all inclusive EMI.

@victorpatil 2 жыл бұрын

Nice Info sir . Please try to take interview of person who has actually done this for 4-5 years. Then only we can really understand whether leasing is really useful

@EveryPaisaMatters 2 жыл бұрын

I have personally been leasing for last 10+ years. On my channel, I mostly share things which I have a personal experience of 🙏

@victorpatil 2 жыл бұрын

@@EveryPaisaMatters Thank you Sir. I really appreciate that.

@user-cc4pq9cd3r 10 ай бұрын

First of all lease interest is higher than loan

@mandeepmails Жыл бұрын

simply concept is useless, let me tell you, Why ? let me explain, even if it's tax money. Reason one, you never own so you can't sell. Second, for any tension everyone's taking zero-dep and extended warranty at time of buying, so no tension. Also there's a lot more, what if you change your company that gave you the car-leasing option. Today everyone before buying a car knows that it's max life is 10 years on road so no point buying your car when lease is over in 3-5 years which is max. in other words, no matter what's your financial situation..lets say even if you dont have money for downpayment (and you're working) this looks twisted in india.RTO and these minimal charges after on-road are one time and like nothing(why because people spend more than that on fuel itself within every 3 to 6 months for the same car) Anyway sharing my understanding about this all to your other subscribers. Help us understand lets say even if it hurts to pay 30% taxes for someone, and financial advisor says these EMIs annual amount could reduce your Gross CTC and it's basically your 1/3rd(30%) tax money that you're paying as EMI (long story short). Getting the option to buy the same car after 3-5 years (when you've saved money by car-lease using fixed resale value or something like that)...is it profitable ? any real numbers for someone leased a car like this ? What if company has finance partner (providing lease at 11%) is it profitable any way ?

@Logicalthinkingworld 2 ай бұрын

EMI pe bhi tax benefit milta hai but you have mentioned tax benefit for self owned car

@EveryPaisaMatters 2 ай бұрын

EMI pe tax benefit? Which scheme?

@prakashb6742 Жыл бұрын

The excel is not accurate. The lease amount itself maybe 7.5 or 8% but you will be charged GST and Road tax recovery will be atleast 35% on top of it. Hence the entire excel is moot.

@EveryPaisaMatters Жыл бұрын

Each and every figure in the excel is based on accuracy. Its real numbers and not made up.

@mandeepmails Жыл бұрын

@saikumarsuryavanshi7110 Жыл бұрын

Car kaha se lease kar sakte hein ?

@EveryPaisaMatters Жыл бұрын

Check with your company HR

@saikumarsuryavanshi7110 Жыл бұрын

@@EveryPaisaMatters Accha this is only for salaried people ?

@EveryPaisaMatters Жыл бұрын

@@saikumarsuryavanshi7110 yups

@anindyodutta8247 Жыл бұрын

The govt tax on a leased car is very high.. I do not think this calculation is right.. I am aware of the value of a car from Avis car lease, and it adds taxes that takes the total value of the car to close to 1.5 times the original price...

@EveryPaisaMatters Жыл бұрын

Its not a deemed calculation. Its actuality. 🙂

@anindyodutta8247 Жыл бұрын

@@EveryPaisaMatters what about service charges, I don't even see that in the calculation...

@EveryPaisaMatters Жыл бұрын

@@anindyodutta8247 Its already accounted for. The lease price shown is inclusive of all taxes. If you want breakup, email me at feedback@everypaisamatters.com

@omeglebaba12ka4 Жыл бұрын

Sir kya hum car ko 10 saal ke liye lease pe le skte hain?

@EveryPaisaMatters Жыл бұрын

You need to check with your HR department on what Car Lease policy you have.

@omeglebaba12ka4 Жыл бұрын

@@EveryPaisaMatters ok ty sir

@srinivassripada1420 2 жыл бұрын

Hello Sir, What about GST on CAR lease EMI ? Could you please explain.. Thank you.

@EveryPaisaMatters 2 жыл бұрын

Let me know what your question is about it. The Lease EMI I have shared in this video is inclusive of GST component.

@mehulyadav3051 2 жыл бұрын

Please do not waste your 19 min 30 secs seeing this video

@EveryPaisaMatters 2 жыл бұрын

What you did not like?

@mehulyadav3051 2 жыл бұрын

Sorry to say, but leasing a car can save lakh of rupees and u showed that it can only save 10-20K, its a big difference

@EveryPaisaMatters 2 жыл бұрын

@@mehulyadav3051 I think you have not watched the complete video and checked both cases I covered. Please rewatch the same. What I have shown is based on REAL data and not hypothetical as I am myself using these. Rest, if you can share some info on what you have got, that will help me as well as others.

@desiviking5546 Жыл бұрын

Kul milkar car khareed hi lo

@EveryPaisaMatters Жыл бұрын

Nahi to.

@luckybattle9054 Жыл бұрын

Don't do it in india... lease car in india totally trap

@EveryPaisaMatters Жыл бұрын

Give reasons and not just make statement. I am not Pro or Anti but if you have a point, Justify itz

@MOHITPEGWAL Жыл бұрын

Yeah calculation theoretical, in practical Life everything depends on the way of you own the things either is car or something else and the re sale value depends the condition, also owning a car you could be make change in your own way, i didn't agree that this is the right time in India to lease a car a lot of development need to be done in a way.

@MOHITPEGWAL Жыл бұрын

Right now company give you a time period with fix amount of km, you can't do any upradation in a car , once you own a car maybe you can cost cutting by fitting CNG kit if your Driving is a lot, there is multiple factors, Right now leasing a car in India is costly then owning and as you said investment your money not everyone can take risk to invest in mutual fund stock gold bond for higher return it's all about skill there's no guarantee too that you can have a good return , the concept of leasing car very new, price isn't justify currently

@drbiswwabhusanpraadhan119 Жыл бұрын

How it's the trap please explain in detail