Why mutual funds just might be the best investment in Japan for most people... with a few exceptions

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Why mutual funds just might be the best investment in Japan for most people... with a few exceptions

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RetireJapan – Personal Finance in Japan

Күн бұрын

Пікірлер: 50

@keithindustriesenglish14 Жыл бұрын

Thank you for the detailed info! with Japanese ! You're helping so many people!

@RetireJapan_OG Жыл бұрын

My pleasure! Let me know if you have any questions 😀

@unaisivukica123 5 ай бұрын

Wow you’re a life saver as this was what I’m searching for daily here in Japan. Following your page now much appreciated with the information shared regarding investing in Japan 🙏

@RetireJapan_OG 5 ай бұрын

Thanks for watching!

@globetlottel 2 ай бұрын

Excellent video, thank you for sharing your knowledge with us ❤

@RetireJapan_OG 2 ай бұрын

Thanks! My pleasure 😀

@OkinawaSeasider Жыл бұрын

Very informative! A binge watch of this chanel is underway. Big thanks

@RetireJapan_OG Жыл бұрын

Ha, ha, enjoy! Please let me know if you have any questions. Our main site and forum is at retirejapan.com

@KellyPettit Жыл бұрын

Another super informative vlog. Thank you!

@RetireJapan_OG Жыл бұрын

My pleasure! I hope it was useful.

@trezik3642 9 ай бұрын

Great content. Thank you for sharing.

@RetireJapan_OG 9 ай бұрын

My pleasure!

@per_growth 3 ай бұрын

One danger of mutual funds are how the fund managers actually allocate the cost of running the fund. The NAV can go up or down, and there is very little transparency, if any, during the transaction. The fund managers can fly a whole team overseas, first class, and it’s all charged to the fund. I would go SP500 index fund instead if this is an option. Last 20 years, 9% annual average return. Last 10 years, 11% annual average return. Then just let the magic of compounding do the work for you.

@RetireJapan_OG 3 ай бұрын

Not sure this is an issue for these best of class low fee mutual funds (annual fee 0.05%).

@johnpiroz7075 Ай бұрын

Great video as always. Is there any broker in Japan that has the information in english?

@RetireJapan_OG Ай бұрын

The only Japan based broker with an English interface that I know of is Interactive Brokers Japan. Unfortunately they don't have NISA or tax deducting accounts yet, so most people are going to want to struggle on with a Japanese broker to get access to those (not US citizens though, they should just go with IB Jp)

@corliss3239 11 ай бұрын

Thanks for info🙏

@RetireJapan_OG 11 ай бұрын

My pleasure!

@howwhy650 Жыл бұрын

Informative. Lots of useful industry specific vocabulary in Japanese one needs to know in order to invest. In your opintion, gIven the 1989 bubble bust, do you think investors are mainly younger GEN Yers (you) or Zers, whereas the older Gen Xers, Boomers still have cold feet? Most late career working folks I talk to in Japan don't know much about the investing, but perhaps its just the gang I hang around. Keep up the good work.

@RetireJapan_OG Жыл бұрын

My take on attitudes to investing in Japan is that the bubble had a huge effect, not just on the people who lost money but on their children and grandchildren too. But this started changing a few years ago with NISA and iDeCo, robo advisor ads on TV all the time, KZfaqrs and comedians talking about investing in the stock market, etc. I used to teach a course at univesity on personal finance and maybe 4-5 years ago there was a big change in the number of students interested in investing, and even the number who had started investing already.

@maritesskawamura1126 11 ай бұрын

thank you

@RetireJapan_OG 11 ай бұрын

My pleasure!

@vitorcarvalho9285 10 ай бұрын

I found the channel a few weeks ago when I was looking for guidance in English to make the best decision for my NISA account investment. Your videos are very informative and friendly for beginners like me. Question: How important is the mutual funds graph? Do you a video explaining how to do the graph analysis? Thank you and looking forward to more videos.

@RetireJapan_OG 10 ай бұрын

In my opinion the graph is not at all important. Most important factor: what is in the fund? Second: how much are the fees? Third: can I buy it in a tax-advantaged account like iDeCo or NISA? Finally: can I keep it for a really long time to allow it to grow?

@vitorcarvalho9285 10 ай бұрын

@@RetireJapan_OG thanks for the quick response and clarification sir. I appreciate the advice. There’s a lot of information in those funds and stocks pages that’s almost overwhelming. That kept me away from investing for a while (and I believe that’s the reason for most people that didn’t start yet as well). Your videos with thorough explanation but simple language definitely helps to break this barrier for beginners like me. Thanks a lot.

@RetireJapan_OG 10 ай бұрын

My pleasure! More information and resources on our website 😃 RetireJapan.com

@user-nd9ou3gk7y 9 ай бұрын

Hi. I am just a beginner in Rakuten Securities and found your page. Can you discuss dividend-paying stocks here in Japan, how frequently they pay, and how to invest in them? Thank you.

@RetireJapan_OG 9 ай бұрын

Great topic. I will add it to the list ^-^

@Kalegoran Жыл бұрын

All country all the way!

@RetireJapan_OG Жыл бұрын

It's a solid choice 😀

@santoshrai8582 Жыл бұрын

I am a beginner investor of Japanese mutual fund. Would you please let me know that once order is completed in real time, how can I sell it? How the work flows after purchasing an order. Can I use only a Rakuten point for investing?

@RetireJapan_OG Жыл бұрын

You can use Rakuten Points, cash from your broker account, direct withdrawal from bank account, some credit cards and Rakuten Cash to buy investments.

@sureshshrestha9146 2 ай бұрын

i am in japan, i have rakuten broker acocunt, applied for NISA account...would you kindly explain difference between NISA investment limit and NISA growth limit sir?

@RetireJapan_OG 2 ай бұрын

Look for the NISA videos on our channel 😀 You can also look at retirejapan.com

@user-jr7cx9zm1e 9 ай бұрын

Hi. Can you get this on the high street or do you have to do it online? Also, is this part of the Nisa? Absolute beginner here. Also, can you give me details of private coaching? Thanks.

@RetireJapan_OG 9 ай бұрын

Mutual funds are very popular in Japan. Most banks and brokers offer them. You can buy them in NISA. I would recommend an online broker -they usually have better range of products and lower fees.

@zenakuTenshi Жыл бұрын

Is there any particular reason why eMaxis Slim All-Country is more popular than eMaxis Slim S&P500?

@RetireJapan_OG Жыл бұрын

It's a different investment that is likely to behave differently. Personally I prefer the diversification for long term investing, but it's very possible that the US will continue to outperform.

@user-jy2iy3ef4w 11 ай бұрын

How to buy mutual funds ?

@RetireJapan_OG 11 ай бұрын

We have a few videos about that on the channel 😀

@jeanpierreflor 9 ай бұрын

Hello! Do you offer any sort of consultation call? I would love to ask you a few questions and gain clarity on how to invest, set up the bank accounts and things of that nature I live in Japan full time with a PR

@RetireJapan_OG 9 ай бұрын

Yes! We have a coaching service here: www.retirejapan.com/coaching/ 😀

@santoshrai8582 Жыл бұрын

Is a Stock and mutual investment tax implies the deduction of amount by 20.135% to a profit you earned or the whole amount including profit’s 20.135%?

@RetireJapan_OG Жыл бұрын

Capital gains tax (20.315%) is applied to the profit you get when you sell an investment. If the investment is in a NISA account, there is no tax to pay. The New NISA from next year is a very welcome develpment!

@morganp7238 Жыл бұрын

What's the selling fee, if any, for emaxis? Apologies if I missed it. Also, do we need to keep an eye on all these fees in case they change on us? I'm thinking here of a long-term investement via NISA. Thank you.

@RetireJapan_OG Жыл бұрын

No selling fee for the eMaxis Slim range of funds. I guess it wouldn't hurt to keep an eye on fees, but most competitive funds tend to lower them over time, not raise them.