Will Paytm CRASH or Make a COMEBACK? Why is RBI hitting Paytm? :Business case study

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Күн бұрын

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I love paytm and will support VSS. He is an inspiration and he will get over the hurdles. Fintech is a new industry and it is very tough to balance customer and govt expectation. Unless I have a relevant data about what they have done wrong, i will support them.
About the video :On 31st January 2024, The Reserve Bank of India (RBI) barred Paytm Payments Bank from offering all its core services. As a result, paytm lost 2 billion dollars in market value!
Now in the process, 300 million wallets, 30 million bank accounts, and eight million Fastags in paytm’s portfolio are being affected!
And whats even worse is that, this is not the first time RBI has slapped paytm with restrictions.
RBI banned PPB from onboarding new users in 2018, and 2022, RBI rejected their payment aggregator license, they issued them a 5.4cr penalty and the ED has even raided their premises.
Now while most people might directly blame paytm, Ashneer grover interestingly said, while the government toots the horn of UPI across the world, its punishing the pioneers in the space, and its killing the sector.
So on one side, while we are seeing it as strong RBI restrictions to prevent big playera from flouting rules, Foreign investors might see India as Anti -Start up because of these big steps that penalise the pioneers of India!
And this might affect our reputation among the investors!
So let’s dive into one of the craziest case studies of the year and understand,
Why is the RBI being so Harsh on paytm?
What did they do wrong?
Will you be affected if you use Paytm’s UPI and Fastag?
Can paytm survive this crash?
And most importantly, what are the lessons that we need to learn from this massive Paytm fiasco?
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Пікірлер: 1 100

@ThinkSchool 3 ай бұрын

Join the 1% Club using this link: bit.ly/joinwaitlist2

@akshayswarnkar2393 3 ай бұрын

You Also Always Listen to what Big Daddy (1%) Tell You 🤣🤣🤣🤣🤣🤣

@thennavanashok9664 3 ай бұрын

1% club is a scam waiting for thinkschool to make a video when sharan gets busted 😅

@dhruvpaul9147 3 ай бұрын

The plans are very costly, personal financing is near 22k. It may not be costly for many but for me it is.

@shubhamshahhh 3 ай бұрын

Biggest upcoming Scam!!! (Be ready with your video tho)

@bluelimes2183 3 ай бұрын

Make a video on dr Ambedkar's economics

@DJSarvesh007 3 ай бұрын

Paytm Karo ❌ RBI Guidelines follow Karo ✅ With Millions of users it's a shame for a Fintech company to violate principles.

@sandeepkn863 3 ай бұрын

It's Chinese investment in paytm causing the problem ? 😂

@sachin2842 3 ай бұрын

paytm is Indian company 😢 lets support Indian devs and companies and invest in India itself.

@sachin2842 3 ай бұрын

@@sandeepkn863we need to replace em

@suraj6724 3 ай бұрын

Now Paytm is looting their customers in the name of wallet management charges every quarterly with ₹5.90 please avoid using Paytm.

@vamyrdynla 3 ай бұрын

@@sandeepkn863leaking data is the problem

@nileshjain6648 3 ай бұрын

RBI didn't spare HDFC Bank also in the past. They banned them from issuing fresh credit cards for some time.

@achu10mech41 3 ай бұрын

That's what their job is when someone lisenced by them don't follow regulations they will regulate them.

@sa34w 3 ай бұрын

@@achu10mech41nope their job is just laying the law and let the courts decide if the law is followed. If free market is regulated so badly innovation will stifle and foreign companies will only benefit

@achu10mech41 3 ай бұрын

@@sa34w no they are one who gave lisence to operate they can impose fine or take action based on severity.

@achu10mech41 3 ай бұрын

@@sa34w In every country banking is highly regulated.

@raul9403 3 ай бұрын

@@sa34w😂😂 which court decides....don't say anything

@suchitjadhav9919 3 ай бұрын

Currently preparing for RBI Managerial level exam , great to see the kind of power RBI holds even over the multiple billion dollar companies…it’s about people’s money..a strong , powerful and autonomous RBI is India’s necessity.

@user-vo7ly7gx2i 3 ай бұрын

Mee to bro i am also preparing for rbi grade b Can we stay in touch for exam purpose even insta id is enough

@MO-fg2cm 3 ай бұрын

All the best broo

@em_india 3 ай бұрын

RBI do hold power, but their employees do not. Also their employee's salary to responsibility ratio is really bad. If you want to lead a good life, join the corporate.

@shagunchaudhary6765 3 ай бұрын

RBI or any central bank in the world are the most powerful entity in a country bro. They have so much power bcz money is power and they control the money. Fedral bank is the most powerful entity in the world bcz it can print dollar from thin air and dollar is the World reserve currency. Every thing depend on them

@hrishikesh07m 3 ай бұрын

RBI is boss. Isse bada gunda khabhi peidaich nehi hoga. 😂

@Krishnakumar-wl7ih 3 ай бұрын

Having a Lehmann Bros or Credit Suisse is a bane where people loose their savings. Feel genuinely bad for Paytm, but RBI disciplining Paytm gives a ray of hope that someone ain't sleeping at the top while thinking these giants are too big to fail.

@sarathchandrapothuri9917 3 ай бұрын

so true when that kind of default happens it is often we blame the the govnt and the respective reserve banks of the country as we should what is especially good is RBI taking proactive steps to not let this happen no atter how big the co is .

@abhilashmehera3813 3 ай бұрын

Are you sure about that? Why does it seem like a way that rbi wanted reliance to get the market cap paytm had i hope it is not true and i am wrong in that

@techunboxed5641 3 ай бұрын

@@abhilashmehera3813 bro Paytm had around 13% market share of UPI transactions in volume, and there are other player too like phonepe(45%), gpay(36%), others. Jio financial services is nbfc i.e provide loans, insurance &all that, whereas Paytm is payment aggregater, payment gateway, a platform to avail financial services. So different business not completely but reasonable. So just don't fall into propaganda.

@Krishnakumar-wl7ih 3 ай бұрын

@@abhilashmehera3813 It maybe true, may not be true. But, this sanction didn't happen overnight. It happened after 8-10 warnings for over 6 years time.

@tanvishah8827 3 ай бұрын

@@abhilashmehera3813I see where this idea might be coming from especially when you see the current political situation of the country but this RBI decision seems super valid. Especially even when RBI warned them multiple times. RBI didn't cancel their license, just gave them a slap at the wrist.

@AniruddhaDeshpande95 3 ай бұрын

This is the first time I understand the problem deeply, sadly 😢 no other mainstream media is covering this issue in such deep manner.

@sudhakar7889 3 ай бұрын

Pautm was a great experience for me. Even when I was withdrawing all of my fixed deposits from the bank, it gave me around 3k interest. Paytm is very fast. I prefer it when I book tatkal. No other platform is so swift like Paytm. I hope it'll regain its position.

@Svithi.N.98 3 ай бұрын

And hopefully they follow the necessary rules & regulations that governs them.

@timelord2024 3 ай бұрын

Kitne liye PayTM ke PR ke liye ?

@avinashshool 3 ай бұрын

DON’T WORRY IT WILL BE CALLED JIO FINANCIAL SOON

@paytm 3 ай бұрын

📢 Please be assured that your Paytm app and its services are fully operational, and will continue without any interruptions even after February 29th. Stay updated by following our official WhatsApp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

@hayat7877 3 ай бұрын

For bookings Paytm was the best to book everything at one place now we have to depend on independent sites for that

@GaganDeepSingh-mw6cj 3 ай бұрын

Vijay shekhar sharma is a very strong entrepreneur, I hope he will emerge stronger after this.

@surajraika7821 3 ай бұрын

or start crying 😢 i hope he will find solution

@lenstothisworld 3 ай бұрын

He is a fraud. He may go to jail very soon. He has broken all the rules of ethical business.

@GreatSanto 3 ай бұрын

Nonsense, thora research karke hi likh lo, he is only cheating people and policies

@Addlife2days 3 ай бұрын

He and his board should go to jail.

@gautambasu1295 3 ай бұрын

I couldn’t understand why acting against an entity, pioneering or start-up or any other, that doesn't follow compliance and corporate governance norms will be considered as anti-startups?! Moreover, PayTM had been warned many times and yet did nothing. It is imperative that companies in financial services must be more ethical in their operations and the cost of complaince must be factored in their costs and valuations. Also its best to ignore of persons who themselves have unethical practices against them.

@intellectualgravy9796 3 ай бұрын

So true. If anything this should be an example to everyone operating in the space "fuck around and find out". With so many banks in the past looting people of their hard earned money its good RBI is showing PayTm its place. There are many alternatives to PayTm, pioneer or not you are not immune to rules. It needs to be a fair market. Only in a fair market people win.

@nothing5987 3 ай бұрын

@@intellectualgravy9796 No such thing as fair market

@yourhonestbro217 3 ай бұрын

It is due to the crony capitalism

@adityachoudhary6147 3 ай бұрын

Very nicely said thank you… these fintechs are not doing any favours to anyone, they need to follow rules and guidelines like everyone else

@RANJITHM900 3 ай бұрын

money laundering!

@SanjayAnand1UP 3 ай бұрын

does it feel like GOI being super cautious and actively steering away from any potential fire

@dawn_alex 3 ай бұрын

Like they should..

@VALAR_Morgulis. 3 ай бұрын

They are and they should be...

@alok.01 3 ай бұрын

Well the world is in chaos, it's better to be safe than sorry. The only reason we are stable is because we have people who are taking every step with caution and making very important decisions

@obergruppenfuhrer- 3 ай бұрын

Precaution is always better

@amandussingh7075 3 ай бұрын

The west, the chinese wants to see india burn if not by war then by internal conflicts either by financial destruction or to start communal riots with the helps of some deshdrohis in india. Everybody hates the rise of india because we have everything to make a recipe of superpower gdp wise and millitary wise. we just need some time and someone to steer us in right direction. Therefore GOI is doing everything to keep us away from these situations

@ThePawanYadav 3 ай бұрын

Paytm ❌ RBI ✅

@sachin2842 3 ай бұрын

paytm were the pioneers though we need to support ❤

@JohnSmith-ti7ql 3 ай бұрын

@@sachin2842 Yes pioneer of china puppet. Why should Bharat's data be used by China ?

@adityar1208 3 ай бұрын

Where is written Pioneer is GOD ? always support ? Truth is truth .If you are legit then wheather you were first or last appreciation will follow naturally.

@treefuns5056 3 ай бұрын

@@sachin2842 Pioneers are not special, if they dont follow rules ,they invite punishment. If Paytm would have shown even a little seriousness and atleast done some action then RBI might have given a last warning, but even after multiple warnings over the years you dont take anything seriously and continue breaking the rule , so you deserve to be punished.

@sachin2842 3 ай бұрын

@@treefuns5056 stop being so british raj era type rules follower the problem is south India is innovative and north just eats up south tax money and demand rules so that they can keep on making money lol we cant use same yardstick for everyone they're serving the poor and middle class cant have same standards for KYC for all.

@soheltripura4840 3 ай бұрын

I was eager to watch this topic on your channel after the Paytm crash 🙂

@TheSidishere 3 ай бұрын

He's unethical just like Byju Ravindran

@pratikanjikhane 3 ай бұрын

Crazy how he explained me everything in just 15 minutes. You are a STAR ⭐️

@ThinkSchool 3 ай бұрын

Glad you enjoyed it! thanks man

@anshulj99 3 ай бұрын

RBI Making a way for jio financial services

@alwayshustlebustle 3 ай бұрын

Wah wah entrepreneur, kya insights hai. Tu bahut aage jayega.

@vinodchoudhary108 3 ай бұрын

Of course saste RR. If RBI takes some action it is to benefit Adani/Ambani If RBI doesn't take any action, it is to benefit Adani/Ambani.

@subhamagarwal7547 3 ай бұрын

Rbi even once banned HDFC from issuing new Credit Cards, RBI has a lot of independence in some matters, not everything in India is Adani/Ambani. Even if this would benifit Ambani, i would rather have Ambani earn money than Chinese companies.

@VGSM28 3 ай бұрын

I worked in a company which provide essential guidance in financial data. After looking at 2008 financial crisis data I welcome GOI monitoring. Even HDFC faced regulation so Paytm is no exception just for being pioneer. They themselves have confessed for non compliance in internal audits.

@Silent_Shishya 3 ай бұрын

So Paytm floated rules left and right and Ashneer is concerned about RBI imposing fines on Paytm?

@FS0411 3 ай бұрын

Ashneer just wants limelight, nothing else

@VALAR_Morgulis. 3 ай бұрын

Ashneer like businessman behave like babu of govt and think they will take rules for granted

@saiyingpun7827 3 ай бұрын

Modi ka ashirwaad

@sudhakar7889 3 ай бұрын

@@VALAR_Morgulis.Hi homophobe.

@fangdog29 3 ай бұрын

There is such a thing as being business friendly. Do you know how many regulations exist in India that are not being implemented - because they make no sense? The reality is that Rbi should find a way to incorporate ideas - such actions can have a chilling effect on the economy

@mayuresh1704 3 ай бұрын

The best plus point of your channel is that all your videos are in English! This facility has become quite rare in the last few years. That's why I always prefer your channel!

@bytequest1552 3 ай бұрын

You blew my mind buddy...thanks for this info. content. I celebrate your video uploads 🎉

@sudhakart68 3 ай бұрын

Just b'coz PayTM was a pioneer does not absolve it from adhering to Rule of the Land. Not to forget, PayTM earlier had the database i China, was reluctant to have the data base shifted to India. Keeping in view the data security, move by RBI is correct and sends a clear message that "if u want to invest and do business in India you are welcome, however dont forget to follow and adhere to the rules".

@rahul2050ism 3 ай бұрын

Before we abuse Indian government we must not ignore the fact that paytm did made some mistakes (huge one).

@TheHappyshiv 3 ай бұрын

Sodexo should also be banned as it does not based even on UPI. Hugh set back to small vendors like chat or bakery resulting in set back of local economy...

@anishkraj3096 3 ай бұрын

Even RBI provides Sodexo meal cards or coupons to it's employees🤷🏻‍♂️

@yaswanth5035 3 ай бұрын

But RBI provides sedexo coupons for their employees as perk.. Which is around 200/day

@TheHappyshiv 3 ай бұрын

Gol gappe wala lega kya coupons. Usske paas UPI ka QR code hai. Lekin kaun coupon se ya sodexo app se pay karega. Sodoxo app is not based on UPI. So you can't pay local vendors who is not tied up with Sodexo. MONOPOLY. Sodexo is created to shop in reliance and d-mart etc. Which I "personally" don't like...

@akedkapid 3 ай бұрын

Well paytm was the pioneer in startup ecosystem and customers were happy with services provided by paytm, they brought ONDC in their platform, they were helping several MSMEs to become mainstream, so certainly many of the competitors didn't like those, and you know who. I hope they figure out those mismanagement and come back stronger.

@Abgz199 3 ай бұрын

Bol na jio or bajaj finserve

@26NovTetra 3 ай бұрын

Even if they are. You can't violet regulation just because you pioneering. Its like using humans as lab rats to test new medicines.

@adityachoudhary6147 3 ай бұрын

Lol so you are saying that Jio/Bajaj manipulated Paytm to not follow rules and ignore multiple warnings from the regulatory body… you seem like a person who believes that someone is doing black magic on you just because you are not feeling energetic… kon sa nasha krte ho bhai??

@akedkapid 3 ай бұрын

@@adityachoudhary6147 bhai maine apna opinion rakha hai, tumhe agar nahi pasand thik hai, par yeh nashedi yeh sab kaha se aa gaya bhai. Have some decency.

@akedkapid 3 ай бұрын

@@Abgz199 naa jio na bajaj. Legends know who is it.

@nishantjose6268 3 ай бұрын

There was definitely something fishy and everybody knew including retailers

@virupakshawalla5734 3 ай бұрын

I asked folk don't you have to pay to use. No? Is money sitting with them in short term interest enough? Cash is King.

@sumitgoel5957 3 ай бұрын

@@virupakshawalla5734आपकी बात तो समझ नही आई बस इतना समझ आया Cash is king and i agree cash is much better as compare to online payment

@damedaniel6106 3 ай бұрын

14:10 that statement gave me 1984 George Orwell vibes

@tuhin2839 3 ай бұрын

Gum gum no Airhead brother, can you explain me the context pls?

@shamindrachattopadhyay0 3 ай бұрын

Agree.. that big daddy analogy was dope🔥

@lakshyasharma3826 3 ай бұрын

Think school We want video on BJP report card part 2 Pls ❤❤❤❤❤❤❤

@srimanthds9680 3 ай бұрын

This is one of the best videos I have seen in recent times! Learnt a lot of valuable things today!!

@sagarpadela 3 ай бұрын

Why RBI is not telling about what compliance did Paytm did not follow seems suspicious.

@nileshjain6648 3 ай бұрын

It's confidential bro No central bank does that. For that matter, no regulatory body shows the dirt outside.

@ravitejasriram4284 3 ай бұрын

@nileshjain6648 agreed!! And even Vijay shekar sharma also agreed that they have violated the KYC norms

@devanshprataptiwari5804 3 ай бұрын

Great video man, literally first video that let me understood the situation of paytm right now.....Literally, awesome job and thanks

@archanaarun5802 3 ай бұрын

I’m a big fan of yours, Think School! Economy, as a subject, was “rocket science” for me and I always used to avoid that because of the fear of not understanding anything. Thanks to you and all your informative videos, I can now not only understand things but also confident about talking about it… 🙏🏻 Please continue to do the great work (should I say service!?) you are doing!

@SKSahoo 3 ай бұрын

Love the analysis.. Please use your words more diligently.. Its not the govt but RBI, the regulator penalized PayTM!

@paytm 3 ай бұрын

📢 Kindly note: Paytm app and its services are fully operational, and will continue to work even after Feb 29th. The information mentioned here is incorrect as Paytm and Paytm Payments Bank are two different entities. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

@rajan_iit 3 ай бұрын

Thanks sir for making video on this ❤

@ThinkSchool 3 ай бұрын

It's my pleasure

@shrutichitale1865 3 ай бұрын

Thanks a lot for this info. The way you.covers news is just fab

@mananagarwal9253 3 ай бұрын

Amazing content!!! Keep up the good work.

@jagjeevankashid 3 ай бұрын

hey AS an engineer I can tell you that there is no need to change the QR code you can change the backend software and there is some stuff like linking bank account that can be adjusted but it will take time

@surajraika7821 3 ай бұрын

ya they have to just redirect old qr code to new one

@dragonknight2024 3 ай бұрын

It depends how their qr works if it's pointing to an url which redirects to upi id then they can change it. If their qr is pointing to upi id directly they need to change qr. Don't say random stuffs you being engineer adds no value to your comment if you don't know how qr works.

@rejithb5384 3 ай бұрын

Changing the partner bank changes the UPI id also, so change in UPI id means there will be definitely a change in the QR code..

@VijayKumar-fi2oo 3 ай бұрын

Thumbnail is awesome 😊

@ShivangiVashishth 3 ай бұрын

How are you so good, Ganesh! Thankyou for what you do, thinkschool. KZfaq has taught me everything what my entire education hasnt in 32 years.

@prateek_agrawal70 3 ай бұрын

thank you think school for explaining it in a crystal clear and confined way

@Mtking211 3 ай бұрын

I'm 100% sure top management has pressured to ground level Employees to open the accounts.that is the only reason with one pan card so many accounts were opened

@purnimachaudhari 3 ай бұрын

One can open multiple savings accounts with same PAN. It is not criminal in India.

@tmg1219 3 ай бұрын

@@purnimachaudhari100s of accounts within Paytm payments Bank had the same PAN linked. Is that not fishy?

@atrimos 3 ай бұрын

@@purnimachaudharibut same PAN for hundreds of accounts is a textbook case of money laundering.

@rushikeshyewale3632 3 ай бұрын

I am glad to see you every time you were making us intelligent 🤗🤗

@ThinkSchool 3 ай бұрын

Thank you so much 😀

@rushikeshyewale3632 3 ай бұрын

It's my first time that you recognize my comment one day i will meet you it's my pride to see you.We need this type of explanation every topic

@gouravjangid9163 3 ай бұрын

Hi looking forward for the leh and 6th schedule case study! Thanks in advance.

@deepagarge 3 ай бұрын

Great insightful video mate! You are an inspiration

@dinesh-zo1bo 3 ай бұрын

I found @labour law advisor's video on this topic more informative & correct. Your tone seems quite soft in comparison to the sheer persistent negligence paytm has shown

@joellewis5989 3 ай бұрын

Correct

@sakshamnarvar 3 ай бұрын

Correct, he's a fanboy of VSS

@alt_adit 3 ай бұрын

He's not a fan boy he just likes his business mindset nothing wrong in that it's just his perspective

@dinesh-zo1bo 3 ай бұрын

@@alt_adit most probably true. But even then you have to differentiate between ethical & unethical way the business is run. Ambani & Ratan Tata sir both do businesses but there is a reason no one addresses ambani as sir. Everyone single person respects Tata immensely. Paytm hasn't been running ethically when time & again they are slammed for something. You can't keep ignoring law of the land for such long unintentionally.

@rauttpraful 3 ай бұрын

@@dinesh-zo1bo🤣🤣

@luckygarg9315 3 ай бұрын

I really would like to see the comeback of PayTm payment bank.

@neelmanijha7098 3 ай бұрын

Thank you for this enriching case study.

@PaperModelGuru 3 ай бұрын

Very nicely explained, always... Love your style and method teaching ❤️

@YashDeshmukh 3 ай бұрын

Ayy that's Ansh's studio!

@samyakdahale5434 3 ай бұрын

You didnt cover the fact that mulitple loans linked to single PAN card

@SumitPalTube 3 ай бұрын

That's a speculation

@yamrajji2569 3 ай бұрын

The last part is a serious point and the other you explain good.... Let's hope paytm understand that and walk within the lines...

@Pantomathh 3 ай бұрын

wow ...you described fantastically.

@zzzaaalll 3 ай бұрын

Paytm - Naaah rbi is backing upi and fng only paytm . its unfair 😂😂😂

@order7110 3 ай бұрын

Bhai, are you recording this video in ANSH MEHRA studio?

@ThinkSchool 3 ай бұрын

Yes

@dhanushv4408 3 ай бұрын

Informative 💯..Thanks for the content ❤

@tackytaco8133 3 ай бұрын

3 months is too short of a time to correct all these regulatory mistakes or kill services. If it was honest atleast 6 months would be provided for thi death sentence. This is sinister and definitely motivated especially the timing of Jio wanting to buy Paytm.

@nelsondas2326 3 ай бұрын

Yey toh bada business wala scene hai 😂

@DR-vy3km 3 ай бұрын

Nice video brother, everytime I am noticing a great homework in ur videos, thanks for ur effort to educate us 🎉

@dineshgct 3 ай бұрын

Very crystal clear narration of the actual issue

@SaurabhKumar-ej5kw 3 ай бұрын

Brilliant ❤❤❤better than mainstream media

@taizoondean689 3 ай бұрын

If problem were persisting how come he was allowed to raise funds through IPO

@FS0411 3 ай бұрын

SEBI and MCA are the ultimate culprit for allowing all these overvalued startups to launch their IPOs

@ARShaikh515 3 ай бұрын

Very good point

@surge8307 3 ай бұрын

Indian Fintech is way to competitive. When I valued the company, I estimated FV at around 300 bucks a share. This was last year. It was highly overvalued even then. Won't buy until it drops to atleast 350. This company just doesn't know how to make money. Long overdue correction, triggered by an event is all. Imo just traditional banks are better than these types of fintech companies without a technological moat.

@nileshjain6648 3 ай бұрын

Obviously Ultimate scam is selling shares for 2150 and buying back for 650-700

@aashichouhan8222 3 ай бұрын

It's an in depth and informative video. Thanks for sharing!

@bhagirathsharma7505 3 ай бұрын

Appreciate the clarity Kudos !

@baymax1385 3 ай бұрын

Mtlb Paytm payment Bank ko istmaal n krke koi dusre bank ko link kro UPI trs. Ke liye

@AnmolxPatil 3 ай бұрын

Yup & @paytm UPI I'd will Stop Working I Think so

@ARShaikh515 3 ай бұрын

@@AnmolxPatilmujhe nhi lagta other bank k UPI me kuch effect padega

@AnmolxPatil 3 ай бұрын

@@ARShaikh515 yes usee kuch bhi affect nahi hoga Baki Sab Bank Ke @Bank UPI I'd Kaam Karenge easily

@HM_Milan 3 ай бұрын

Now understand how barathpay survive by vision of Ashnir gover buy a bank

@kartikkailas9123 3 ай бұрын

The compliance norms are much stricter when you have a bank. You have to park a certain ratio of all your deposits with RBI, maintain a specified liquidity ratio, etc.

@kevin88fern 3 ай бұрын

Gover is even bigger fraud i fear

@AnirudhNaik24 3 ай бұрын

Paytm brought the revolution in digital space and its a face of digital revolution and i support Paytm❤

@bugudesanthoshini4453 3 ай бұрын

To know what exactly happened, Think school is the one. They do not share unnecessary opinions. A big applause to all the team for such incredible content

@ronychatterjee4724 3 ай бұрын

Its not a Crash its an exit for the 1% ( If the crash in the stock price for Paytm was a masterpiece by the 1% The bounce from these lows will be there magnum opus.) So guys don't be fooled by just try and understand the GAME

@DraGon1229 3 ай бұрын

PayTM be like : tum jese bevdo ka sahara hai dosto 😂

@farazhussain2687 3 ай бұрын

If Vijay Shekhar sharma manages to come out victorious through his entrepreneurial mind and still continue to run the business without affecting his customer base then that would be something to learn

@solutionscorner 3 ай бұрын

The only source I was waiting to post a video on paytm

@raghav3894 3 ай бұрын

There are many strong online rumours that behind all this PayTM fiasco, there could be Reliance's and Jio's strong hand, as Jio Finance would eventually be benefitted in the long run considering it's plans to get into the respective UPI business and this hurdle would single-handedly side-track it's biggest competitor. How true are these views?

@sa34w 3 ай бұрын

Jio is just rigging the system now.

@nagappanraman6096 3 ай бұрын

MAY BE

@kunaljaiswal285 3 ай бұрын

Phone pe is the biggest competitor accounting 47% of upi market but still upi business is loss business no profit in this it's paytm is only 13% Google pay27% so do you ambani will do this for a loss business if he wants this how iilogicial facts are you presenting ambani is busy in copittetion with adani 😂😂😅

@senpai1628 3 ай бұрын

Highly inaccurate info. Paytm is not even a leader in UPI processing and lags phone pe and gpay by a considerable margin. They're banned because they onboarded customers without kyc which is a magnet for money laundering allegations. Where did jio figure into all this?. Dozens of small payments banks are operating in India ,why would RBI Target only paytm

@raghav3894 3 ай бұрын

What I have stated are not facts..They are rumours..There was a typo and now I rectified it. And honestly, it's not illogical to think that as it's a fact that Jio Finance is soon getting into this UPI market. And I definitely don't think there's anything like Ambani vs Adani atleast with respect to the differing businesses they are in. 😁 Not sure how you came up with that point.

@RoshanVinu 3 ай бұрын

Good you are using good and decent language past few videos. Good that you have stopped using word folks. Pls continue this decent language. Best wishes to you and your team.

@prince-mishra 3 ай бұрын

Folks word me kya dikkat h bhai😂 sahi to h

@chaitanyajoshi224 3 ай бұрын

Thank u so much for such informative and simple to understand video😊

@arundhatitayal3548 3 ай бұрын

brilliant video, beautifully explained!!

@Mr.X.I.I 3 ай бұрын

Stonks 📈

@sayan_0708 3 ай бұрын

Some sources also say that Paytm was linking 1000+ accounts with same pan number. This is a huge concern regarding national security. RBI generally tends to mitigate any problem internally but in Paytm' s case ,I think it got out of control

@PrinceKumar-xc3vr 3 ай бұрын

one of the best case studies❤❤❤❤

@viciousincarnate7464 3 ай бұрын

Thanks for the video bro, I've been avoiding all sorts of misleading news regarding Paytm just so I could get a genuine case study from you

@gauravdube8133 3 ай бұрын

Another case of tax terrorism and damaging of an amazing Indian company was Cafe Coffee Day (CCD), a better venture than starbucks. The founder director who made this company V.G. Siddhartha, had to commit suicide due to tax harrassment. This should stop! Current & previous governments of India have a legacy of hedging the companies as soon as it becomes big. Being big is only reserved for few elites. This is the reason, India don't have its own facebook, android, google, youtube, microsoft and so on. I hope governments get out of the mindset if they want to achieve number economy in the world by 2047.

@achu10mech41 3 ай бұрын

No sane business man commit suicide because of tax department.

@ashking0478 3 ай бұрын

I remember when I was child Paytm team did our kyc in collaboration with some govt project in our Village. That's why I never had done KYC again till then when I even didn't know what kyc is. They have a huge amount of those kind of assets. They are grassroots they are never gonna die

@94thejasmnairy15 3 ай бұрын

The way sir explains is so awesome

@SanthanamSridharan 3 ай бұрын

thank you for such clear explanation about the matter

@zzzaaalll 3 ай бұрын

Can you guys do a video on why political parties donations are not traceable. and why govt never raids politicians homes who have the highest black money 😂😂

@ThePawanYadav 3 ай бұрын

Kisi din mera bhi comment viral hoga 😢

@itsmycontact 3 ай бұрын

Good reporting. This video also exposes the lack of 'high availability' or ' continuous availability ' (redundancy ) capability for all UPI- operators. PayTM, PhonePe, GPay etc.

@MyChannel-ns3ct 3 ай бұрын

Persistent negligence is huge for a pioneer fintech giant. Banking systems are backbone for countries growth & economy safety. If advantages & lapses have been made then it’s a right thing done by govt.

@jeevanjyoti461 3 ай бұрын

So, finally Jiopay ka time aa gaya 😂

@wizard7106 3 ай бұрын

Its interesting to know that paytm is in a tight situation but i hope the would find a way out by partnering with the small finance company and retain it position back. Its a wonderful case study brother 👍

@urja3011 3 ай бұрын

Great work💯 your channel and research work is a gem for business school students to get details and understand apart from reading the newspaper. I personally learn alot, keep it up Sir💯👏

@sonisoniya9072 3 ай бұрын

Insightful video on this case

@mohammedazimmapkar7754 3 ай бұрын

Heard there's a new Payments Bank in the market of Mota Bhai. Makes sense now.

@yogitadeshmukh2842 3 ай бұрын

2016 s hai, ab sunn rahe ho.

@mohammedazimmapkar7754 3 ай бұрын

@@yogitadeshmukh2842 It's since 2018* and was 6th to start. Paytm is the pioneer in the space. Despite Jio forcing its Jio Phone customers to use the Jio payments Bank, it never got traction the way Paytm got. Paytm literally had transactions in billions.

@shivamagrawal1014 2 ай бұрын

Loved the background of Ansh Mehra Studio

@satyaprakashdadhich773 3 ай бұрын

Great initiative by govt., Confidentiality can not be compromised at any cost.

@ThePawanYadav 3 ай бұрын

Jaldi jaldi comment kar deta hu famous ho jaooonga

@ThinkSchool 3 ай бұрын

Hogya bhai tu famous

@ThePawanYadav 3 ай бұрын

@@ThinkSchool thankyou so much sir ♥️. I didn't expected reply i promise you one day I will make best content in world. You are my true inspiration.

@user-eq7kx4gp8z 3 ай бұрын

Your content is good

@user-xz4mw1sf2i 3 ай бұрын

It is Difficult to Restore back

@rajan_iit 3 ай бұрын

It can , if they does quick deal with any bank . But, nothing seems to be done in near 1 month

@shivagupta9420 3 ай бұрын

Hi Think School, Please make video on those topics one by one,as if we want to make india little better it's must most needed....... 1).India education system 2).Indian resarch and development status 3).why indian students want to study outside india 4).how can we grow in education and research very exponentially to boost economy and human life. Please make video on it. We know well bro it's such needed than anything for india. Wish will seen improvement in this asap.

@h6642 3 ай бұрын

Thanks a lot for always providing the great content and study material. Please let us know how do you make such great videos of presentations? Which tools you use to edit / make videos of presentation?

@pratyushsrivastava9867 3 ай бұрын

Paytm Always bounces back ❤

@thirst-t2653 3 ай бұрын

Much needed video...did not get..why SEBI allowed its shares...when RBI had back to back problems with it....people who invested their money in its share...might also now hafta be ready for sudden losses...

@Temporal_Canvas 3 ай бұрын

Happy to see this. Some scammers had stolen 50k from my father and moved it to Paytm. Paytm did nothing to help us out even though we had filed a police complaint and submitted all the relevant proofs. They are and have always been scammers.