EDUCATION LOAN FOR CANADA🇨🇦WITHOUT COLLATERAL🚫| How I Got 20 Lakhs student loan | Manvi Gangwani

  Рет қаралды 69,144

yourbossgirl

yourbossgirl

Жыл бұрын

Finally shared my Education Loan journey 🏦With you all😊All the procedure and the struggles. I hope it was helpful enough 💖😊
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#educationloan #loan #canada #unsecuredloan #studentloans #educationloanforcanada
#canadavisa #loans #studyloan

Пікірлер: 302
@yourbossgirll
@yourbossgirll 11 ай бұрын
Comment down your intake, college, location ✅also checkout others, Network with your college students 😊⬇️
@khanjasmin3313
@khanjasmin3313 7 ай бұрын
My sept 2024. Please tell me your per month interest amount
@redigaming4349
@redigaming4349 6 ай бұрын
Sister mere pass sirf house h so mereko 65lakh loan mil sakta h kya
@redigaming4349
@redigaming4349 6 ай бұрын
Or baaki assets h mere ghar
@redigaming4349
@redigaming4349 6 ай бұрын
Or ha 1 bigha zameen because m city m rhta hu
@varikaur5837
@varikaur5837 3 ай бұрын
How we know the person calling or msg us is really from HDFC CREDILA
@shwethareddy09
@shwethareddy09 Жыл бұрын
Your so informative and the explanations are so soothing !! Thank you so much ! ♥️
@harmankaur6911
@harmankaur6911 Жыл бұрын
Hii, thank you so much for providing this info, one question, can we pay fees first and then simultaneously education loan get processed? Because my college last date is very near and us time me loan to disburse itni jaldi nhi ho payega
@aavwritings4848
@aavwritings4848 11 ай бұрын
Wow! ❤ Relatable... Currently facing with the same issues!
@meeeeegghh
@meeeeegghh Жыл бұрын
I did applied in every NBFC but due to my dad age limit and his income which was showing around 9 lakh in his itr.. I only got rejection. First I applied in HDFC credila, then in auxilo, then in avanse, unicred but from everywhere I get rejection. Then one of my friend suggested me to apply in axis bank..I knew that banks only gives loans on collateral but banks like axis also provides unsecured loans.. I applied in axis bank but didn’t had enough hope.. still I applied and after fully procedure I get a call that they will come to my house to check whether I’m a genuine student or not.. they came and checked.. and one day I got a call that my loan is sanctioned.. I wanted 20 lakhs rs loan but they provide me up to 25 lakhs. And yes my dad’s credit score does help me to get unsecured loan up to 25 lakhs even though he was retired, 60 years old with no property And weak financial funds. Don’t lost hope.. try in every NBFC ,every banks, every other trusts.. The road maybe look hard but if you want something you’ll archive it for sure.
@rockkkstarrr115
@rockkkstarrr115 Жыл бұрын
I have property in Delhi but my dad has no income proof and a job how should I apply please suggest
@meeeeegghh
@meeeeegghh 11 ай бұрын
@@rockkkstarrr115 income proof is mandatory.. you can file your father’s ITRs and show the business income in 44AD. This will act as your income proof
@anni.agarwal
@anni.agarwal 11 ай бұрын
Don't lose hope💯
@rakeshpatpalli6666
@rakeshpatpalli6666 11 ай бұрын
Hi.. was the rejection due to cibil score of your co-applicant? Please let me know 🙏🏻
@rakeshpatpalli6666
@rakeshpatpalli6666 11 ай бұрын
Also thankyou for ur encouraging words
@simarbhatti4513
@simarbhatti4513 Ай бұрын
Does insurance sold together with NBFC are required to take or we can close that in lookup period
@TanushRajput13
@TanushRajput13 8 ай бұрын
HDFC credila vaale disbursement se pehele travel insurance bhi karwane ko bolte hai? Mere case me kehre hai ki compulsory hai karwana but consultant bolre hai ki its not compulsory. Kindly suggest what should i do
@chiragparmar2537
@chiragparmar2537 Жыл бұрын
Hey due to this strike will visa processing affected ? Because my visa is in process done with biometrics on 10 April
@dhyeyshah8534
@dhyeyshah8534 Жыл бұрын
Very Informative Video Manvi!!! Keep it up 💙
@yourbossgirll
@yourbossgirll Жыл бұрын
Thankyou ji😊
@rutvikkapasi9849
@rutvikkapasi9849 Жыл бұрын
Did you get email or msg from bank regarding disbursement of money...bcz my disbursement is getting delayed and haven't received any update yet
@daljitsidhu498
@daljitsidhu498 3 ай бұрын
Mam g, j apa othe ja k loan lain ton bad university change kriye ta o fee s vapis kede account ch ayigi g, te ki student duwara pay kr skde aa
@jatinkumar-yi5xb
@jatinkumar-yi5xb Жыл бұрын
Mam just vdo dkh k hdfc credila m baat kri to vo khte BA k liye unsecured loan provide ni krte koi or btado plz bhot jgh hth mar liye mne khi se ho e ni para plz rply me mam
@ronimationart
@ronimationart 11 ай бұрын
Hey I have a question just wanted to know, like if you have been sanctioned a loan of 25L for 2+1grace year. And you disburse 20L of it, will you then have to pay the interest from the very time of your withdrawal on the sum withdrawn like 20000 every month... Or will I have to just pay the partial interest till the end of grace period. And after I'll have to pay the simple interest of 20000...
@unbeatablekinng
@unbeatablekinng 9 ай бұрын
what's ur family income per annum
@simranbedi2731
@simranbedi2731 Жыл бұрын
in how many days does we know whether we are applicable or not? because hdfc agent is not picking up the call
@khushikhare2573
@khushikhare2573 Жыл бұрын
Hey this loan is on tha basis of your salon as collateral? My father is a farmer can i get education loan without any collateral.?
@kirtibisht01
@kirtibisht01 5 ай бұрын
Kya aap apna whole loan studies period ke during bhi pay kr skte ho.... is it possible???
@Ketan1328
@Ketan1328 8 ай бұрын
Mam educational loan pe file SDS category me jeyegi ya non SDS me ..kyuki bank 1 sem ki fee pay hi krega 1 year ki nahi? Solution plzz?
@ranbirchauhan9585
@ranbirchauhan9585 2 ай бұрын
Happy to hear you
@tanji_shk
@tanji_shk Жыл бұрын
Very informative in detail.
@saidakhan1642
@saidakhan1642 6 ай бұрын
Thank you Maanvi .♥️ For sharing ur loan journey with Us.
@KaurAlka
@KaurAlka 11 ай бұрын
I heard ITR so many times in this video what's that ? And you took a loan without any collateral?
@carljohnson5243
@carljohnson5243 9 ай бұрын
Muje please ek baat batao for ex mera loan 15 lakh ka hai to total amount emi ki 15000rs hai jisme se mujhe 5000rs pay karna hai and 10000 rs total amount m add hogi . Kya apke kaise m bhi Aisa hai ?
@mdmobeen4433
@mdmobeen4433 Жыл бұрын
Banks ask for acceptance letters for loan,so tell us , how to get it before submitting fees
@tanya.rajput_26
@tanya.rajput_26 11 ай бұрын
Thank you so so muchhh...much needed video 🥺
@Manoj-ux6qp
@Manoj-ux6qp 9 ай бұрын
Mam first year ki fees jama karne ke bad lone apply kare to loan pass hone ke bad jo fees maine jama ki hai vo hame vapas mil jayegi ya nahi. Please reply mam
@ovais0112
@ovais0112 9 ай бұрын
What should I do, I dont have collateral or guarantor? Is there any possibility for loan?
@officialakash_1773
@officialakash_1773 Жыл бұрын
Very passionate girl 💯 keep it up 🙃
@VivekVickey-gx2rh
@VivekVickey-gx2rh Жыл бұрын
How did you applied for a loan when you done have a offer letter of a college?
@gurvinder_singh_bhullar
@gurvinder_singh_bhullar 9 ай бұрын
I got refusal from Australia and still didn't received refund of my previous college and my new offer letter received within 1½ hour . The problem is that I have to pay my fees within 15 days . Plz suggest me that what should I do for paying my fees .
@savaliyasudhir7026
@savaliyasudhir7026 Жыл бұрын
Does they give us loan amount on the basis of course?
@bubykharoud8014
@bubykharoud8014 6 ай бұрын
Does educational loan only includes clg fee or gic as well
@meharbhatra4226
@meharbhatra4226 6 ай бұрын
I got my loan sanction but can you please let me know that when do we get to know ke kiten ka loan Mila hai??
@divyanshunagal909
@divyanshunagal909 Жыл бұрын
Loan agar aaj liya ha to emi kab se chalu hogi aur har month kitna pe karna padega 20 lakhs mai
@manishachandra4863
@manishachandra4863 11 ай бұрын
I m facing the same issue thanqqq ..for this video .☺️☺️☺️☺️
@vinayakraokhandekar2016
@vinayakraokhandekar2016 9 ай бұрын
What about after 3 years which amount you have to pay after 3 years monthly payment installment?
@user-pm9vb9tr8f
@user-pm9vb9tr8f Жыл бұрын
Wo jab loan paas ho jata h to kist kitne time ke baad se pay krnahota h or kitna amount?
@daljitsidhu498
@daljitsidhu498 3 ай бұрын
Mam g loan wala ammount student de apne khate ch paunde aa hdfc credila wale
@Ashaim87
@Ashaim87 Жыл бұрын
I only have 58% in my bachelor's, can I apply for this loan and will I get loan of 20lakh without collateral to study in South Korea.
@ShivaramGangadari
@ShivaramGangadari 8 ай бұрын
Hi bro can you please answer one important question did as you have taken non colleteral loan for Canada through hdfc of 25 lakhs did they disburse you one year full tuition fees as you must have applied under SDS category which is required? And also did they disburse you for paying the GIC amount included?
@meharbhatra4226
@meharbhatra4226 6 ай бұрын
Property papers nhi hai so back said no for the loan but my father's ITR is smooth so now can i get the loan and of yes ,then from where? As i have only 1 month for all this procedure because my college start date is January for UK
@jaykkyawal2215
@jaykkyawal2215 Жыл бұрын
Ek minute, clear me, if your mother had closed business and no income flow in her bank account yet they agreed to give loan? How is that is strong reason for loan with income backup?
@viralhighlights4927
@viralhighlights4927 Жыл бұрын
Nd repayment period kya rhega + 3 4. Saal tk interest kitna bhrna hoga???
@viralhighlights4927
@viralhighlights4927 Жыл бұрын
Hdfc credial loan lene ke liye nearest hdfc branch m jana hoga ya online apply krna hoga
@queenaarya3543
@queenaarya3543 9 ай бұрын
Hi aap ne loan jan 2022 mein kiya tha ki 2k23 ke January main please tell me
@anisri69
@anisri69 8 ай бұрын
Didi 4 lakh se 7.5 lakh tak mein kya bharna hai security mein?
@asikmallick9923
@asikmallick9923 Ай бұрын
Very informative video manvi keep it up
@AdityaYadav-pk3rz
@AdityaYadav-pk3rz 11 ай бұрын
Yaar thanks alot! For solve my problem 🎉❤
@payalpreetkaur90
@payalpreetkaur90 Жыл бұрын
Pls can anyone tell ...is bank gives loan dor diploma courses or for only degree.. plss tell me i m totally confused 😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭
@AQ-ok4tp
@AQ-ok4tp Жыл бұрын
Thank you for the information ❤ really helpful
@yourbossgirll
@yourbossgirll Жыл бұрын
You’re welcome 😊
@ritukalra6713
@ritukalra6713 Жыл бұрын
Mam agr pahle se koi personal loan chal rha ho to education loan mil jata hai
@hennadesignernishu
@hennadesignernishu 10 ай бұрын
Don't they need for college offer letter for processing edu. Loan?
@Tri_pteeee
@Tri_pteeee 10 ай бұрын
Can I add my partial interest into principal amount so that my family don't have to pay partial interest please reply
@nehabalu7133
@nehabalu7133 Жыл бұрын
Hlo dii Dii mere papa nhi hai aur mom ki salary 3000 hai ton kya mujhe je loan mil sakta hai?? Plz dii reply🙏🙏🙏
@fashionshades9474
@fashionshades9474 Жыл бұрын
Or flight ka kharcha bhi isme hi hota he ya alag apke dad ko pay karna hota he
@RajeshPatel-ns3wo
@RajeshPatel-ns3wo 6 ай бұрын
Thanks a lot for best information provided by you
@arshdeepsandhu1934
@arshdeepsandhu1934 6 ай бұрын
dear mene b apply krna h education loan could u pls assist me from where can i apply and from where do u apply
@amitrawat930
@amitrawat930 8 ай бұрын
informative video 💯 big fan ❤
@cobra_vison
@cobra_vison Жыл бұрын
This is only for post graduate None of the nbfc gives loan for undergraduate students
@dikshasriyam
@dikshasriyam Жыл бұрын
thankyou so much for this video, its really informative vidoe and now i know when to start my loan ☺☺
@yourbossgirll
@yourbossgirll Жыл бұрын
You’re most welcome 💜
@swarnavlog
@swarnavlog Жыл бұрын
Very helpful video...❤Thank You
@yourbossgirll
@yourbossgirll Жыл бұрын
You’re welcome 💖😊
@vishalwaghvlogs5004
@vishalwaghvlogs5004 Жыл бұрын
Sister thank you so much 🥺no one can give information like this I asked lot of students but non of them ready to give information thank you thank you thank you so much 🥺✨
@funwithinder
@funwithinder Жыл бұрын
Bro, yeh jo 2+1 saal ka time period loan repayment ke liye is time mai disbursed amount pe interest lgta rahe ga ?
@jaykkyawal2215
@jaykkyawal2215 Жыл бұрын
Yes, Simple interest is charged every month for 3 years
@abdulkhadershaker7893
@abdulkhadershaker7893 9 ай бұрын
Mam mere ghar me kisi ke pass itr nahi hai kya Karu mai sab document hai but ITR nahi hai
@Randomsenaaa
@Randomsenaaa 11 ай бұрын
Didi mere papa ki income utni achi nhi 30000 to 35000 thousand he earning h Contracter h mere papa and property bhi 10lakh se zayada ki nhi hogi toh mere milega kya
@sutharcompany8445
@sutharcompany8445 Жыл бұрын
Sister, I will get my passport in end of July. Which intake would be better, september or January? After getting my passport my IELTS also
@cobra_vison
@cobra_vison Жыл бұрын
At that time September intake will be fully closed and for January intake there is very less chances of getting admitted beacuse at that time most of college closes application for Jan intake You should look for may intake
@khan.alfiya
@khan.alfiya Жыл бұрын
September only but for 2024. Even i am also gonna apply for sep 24 recently preparing for ielts
@lavanyabhagat07
@lavanyabhagat07 9 ай бұрын
Can I get education loan if my parents salary is less than 25k?
@user-ft1id4ni2q
@user-ft1id4ni2q 9 ай бұрын
Was you loan non-colletral?? (Without security)
@salonimehla5054
@salonimehla5054 Жыл бұрын
hi, didu i want to know that this bank is a branch aur main bank Bcz in my area HDFC is saying they don't give education loan and we have to go to Chandigarh and i belong to karnal,haryana
@salonimehla5054
@salonimehla5054 Жыл бұрын
@NBFC LOAN DP NUMBER👈 what u actually mean ?
@aavwritings4848
@aavwritings4848 11 ай бұрын
​@@salonimehla5054 you can approach them online.. they're now available on digital platforms... And talk to MR. Vikas he'll guide, don't go with any other person
@wtfuniverse1289
@wtfuniverse1289 Жыл бұрын
what is the interest amount u r paying currently after 17 lakh disbursement?
@karanpreetsingh7901
@karanpreetsingh7901 11 ай бұрын
Didi jab apne loan application apply Kiya koi otp ata hai
@tonubage2092
@tonubage2092 11 ай бұрын
Did you CIBIL score mattered in application?
@krakenplayz3515
@krakenplayz3515 Жыл бұрын
Hey which intake are u going for?
@nailsemporium16
@nailsemporium16 8 ай бұрын
co lateral k bina nhi hota? govt job pe?
@glamcosmetics6863
@glamcosmetics6863 10 ай бұрын
Hey i just want to know that when you applied for loan from hdfc credila did they ask you to show funds of 15-20lacs in your acc??
@vamshi_in
@vamshi_in 10 ай бұрын
why do they ask. the reason we applying for loan because we dont have that money.
@krupinderjeet41
@krupinderjeet41 6 ай бұрын
Thanks for your efforts❤
@Watch_With_Swat
@Watch_With_Swat Жыл бұрын
Thanks for this providing information 👏
@mikidoraha1006
@mikidoraha1006 6 ай бұрын
I felt very motivated when i saw ur video
@singhnavjot4801
@singhnavjot4801 Жыл бұрын
You are great 👍 Ur videos helps me alot
@yourbossgirll
@yourbossgirll Жыл бұрын
I am glad 😊
@urstruly_shiv
@urstruly_shiv 10 ай бұрын
Thanks it inspired me alot and i will use this information and take a loan after my degree my dream destination for my further studies is New York thanks you sister
@Manjeetsingh-tk7gg
@Manjeetsingh-tk7gg 9 ай бұрын
Mere pte score 60 hain home loan chal raha hain Kya mujhe bank loan denge study ke liye
@surbhir9241
@surbhir9241 Жыл бұрын
Hello my mother is working since 2020 but she earns 7000 only Please tell me tb bhi vo co applicant ban sakte hai ?
@yourbossgirll
@yourbossgirll Жыл бұрын
CA se baat karo try to make a good ITR and show bank transactions 😊
@punjabiswagger9762
@punjabiswagger9762 7 ай бұрын
Hi mere frnd ki 18000 interst ki emi jati hai 20 lakh liya osne bhi apki 2000 kaise jaisi hai
@Tri_pteeee
@Tri_pteeee 10 ай бұрын
Can someone tell me ??? Banks or NBFC bank charges high fees for educational loan approved?
@sarmilabiswakarma3334
@sarmilabiswakarma3334 11 ай бұрын
Its really helpful video... Pls pr ka bhi share kar do
@gursimranmehmi2433
@gursimranmehmi2433 9 ай бұрын
But how without offer letter it is impossible to get an education loan either from bank Or nbfc... How you got loan without offer letter??
@N.Priyanka
@N.Priyanka 9 ай бұрын
Bro..... can we show form 16 instead of itr.....???
@iroshanz_
@iroshanz_ Жыл бұрын
Mam apne block account ke liye bhi lon liya tha kya...😅
@divamchib1860
@divamchib1860 10 ай бұрын
Di muje smj nhi aaye ke konse bank se loan mile gaa aur kaise 🥲🥲🥲🥲🥲
@Siddharth7557
@Siddharth7557 Жыл бұрын
What are the cibil score requirements for education loan where you applied? Min and Max cibil score. Can a person without credit score history apply from them ?
@arnashaikh1800
@arnashaikh1800 Жыл бұрын
It will be a little tough with no credit history and almost impossible with bad credit history. Saying this with experience as I have faced rejection due to this reason. If your co applicant's credit score is bad and there are some past dues. Please first solve that issue and then apply because if you get rejected by one bank or nbfc other's can see that and you will be asked about those rejections and the whole thing will get messed up. Still, I am not pro at this. Everyone's case is different. Never lose hope.
@CPG_freefire
@CPG_freefire Жыл бұрын
@NBFC LOAN DP NUMBER👈 your number
@parnavisable
@parnavisable Жыл бұрын
700+ cibil score should be there
@kajalgarg203
@kajalgarg203 2 ай бұрын
Di bnk health insurance or emabcy fee v dite gai
@kavitarani5693
@kavitarani5693 7 ай бұрын
Very informative video....
@GaganDeep-lf1tc
@GaganDeep-lf1tc 22 сағат бұрын
Hlo I'm going to taking loan 20 lakh from avanse so please tell me how much interest I'm going to pay for 2 year
@NeeruBatra-tr7we
@NeeruBatra-tr7we Жыл бұрын
Thnkio so much it was very helpful
@itspriyasag6285
@itspriyasag6285 9 ай бұрын
Which intake did you apply ?
@Teacheryouknow
@Teacheryouknow 4 ай бұрын
is loan possible without ITR & salary receipts ?
@prabh..k.a.u.r1078
@prabh..k.a.u.r1078 3 ай бұрын
How to take loan directly from hdfc credila or through gyan dhan to hdfc credila
@karandeepsingh139
@karandeepsingh139 Жыл бұрын
Thank you for the detailed video mam
@yourbossgirll
@yourbossgirll 11 ай бұрын
😊💖
@yashnegi9473
@yashnegi9473 8 ай бұрын
My dad has excellent credit history along with proper ITR and everything and one home loan and I have civil of 785 and still Hdfc Credilla is not giving me any loans and from one year I have tried in other banks nothing is happening and finally I lost hope of going out because the process of loan is lengthy and even after that I didn't got anything and wasted a lot of time. I am glad that other students like you are getting a loan and able to fulfil your dreams. All the best everyone.
@aadityanuragwaths6254
@aadityanuragwaths6254 8 ай бұрын
Maybe you'll succeed in here bro 🔥
@yashnegi9473
@yashnegi9473 8 ай бұрын
you are right. Thanks for the words brother.@@aadityanuragwaths6254
@priyamahi8526
@priyamahi8526 7 ай бұрын
You may apply to Avanse
@pushpaverma5004
@pushpaverma5004 10 ай бұрын
Thanks beta❤❤❤
@fardeenice927
@fardeenice927 9 ай бұрын
You don't tell that what collateral you given to bank for loan
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