So sad I missed the live! Great topic! But how does a balance transfer impact your credit score?
@NobleCredit3 күн бұрын
It doesn’t. If you do it right, it could help your credit score if you strategically request a credit limit increase while you’re within your promotional period since credit card companies are more likely to give you a limit increase (soft pull) if you’re carrying a balance
@DCGEMINI2024 күн бұрын
Good luck tomorrow. I’ll b eligible next year
@NobleCredit4 күн бұрын
@@DCGEMINI202 Thanks! Make sure that eval is phenomenal for November
@DCGEMINI2024 күн бұрын
@@NobleCredit im trying! How many times have you taken it?
@NobleCredit4 күн бұрын
@@DCGEMINI202 this is my second time up, but it would be very weird if they didn’t select me, I’ll be able to talk more about why after tomorrow or after September 27th. I’ve been advised to stay completely humble, and to shut up and listen for the next few weeks. Gotta get into that mode now
@DCGEMINI2024 күн бұрын
@@NobleCredit what’s the quota looking like for ya?
@cjhan476 күн бұрын
I had the IHG card and my only issues was that I hate IHG hotels. Every one I've been to seemed dingey and dirty, while the equivalent Hyatt hotels of equivalent cost seem much better.
@NobleCredit4 күн бұрын
Have you not been to a Staybridge Suites?
@cjhan474 күн бұрын
@@NobleCredit yes. Mostly on military bases and they were OK.
@NobleCredit4 күн бұрын
Not sure how they’ve been on mil bases but I’ve enjoyed every staybridge I’ve been to, Reno, Salt Lake City, Virginia Beach. It’s legit my favorite hotel outside of upscale hiltons and marriotts
@NobleCredit4 күн бұрын
Google it or Reddit it, I thought it was just me who was hyped over an IHG (Staybridge), nope it’s an iykyk situation
@Fatimatahirli7 күн бұрын
THANK YOU!FINALLY RIGHT SOLUTION.
@NobleCredit7 күн бұрын
@@Fatimatahirli 👍
@tommyzhang84008 күн бұрын
Thanks for this video, it super helpful, but i still have some question. 1. is that mean I can get cash from this method. for example, I transfer 10K from ABC credit card to Chase bank, even I do not have 10K. balance in my Chase credit card. that mean, i have some free money. 2. during the promotion period. what i support to do? pay nothing to my ABC credit card if i do not use it? or i need pay the each month = 10K/promption period month ?
@NobleCredit4 күн бұрын
Haha not free money so you have to pay the money back, you just won’t be charged interest during the promo period
@user-sx4by9fi8t9 күн бұрын
Bro keep on doing your thing
@NobleCredit9 күн бұрын
Will do 👍
@Sinisterniinja9 күн бұрын
Great video! I’m currently waiting to upgrade my no annual fee Hilton and surpass to my 2nd and 3rd aspire next year
@NobleCredit9 күн бұрын
That’s awesome! Good to hear
@Sinisterniinja9 күн бұрын
Is active duty waived from annual fees with Bank of America?
@NobleCredit9 күн бұрын
@@Sinisterniinja yes, but you’re not going to find many sources stating so except for me. But if you check the community tab on my channel you’ll see documentation and evidence
@Sinisterniinja9 күн бұрын
@@NobleCredit awesome! I am also active duty navy and use and abuse all the MLA benefits. I am at roughly 8K in annual fee waivers. You still AD and how long you been in?
@NobleCredit9 күн бұрын
@@Sinisterniinja I’m still AD, and I’ve been in for 8, got a while to go. Make sure you’re subscribed, the live streams offer a ton of value. Do you have a player 2?
@Sinisterniinja9 күн бұрын
@@NobleCredit yes I am subscribed and can’t wait for your livestream. I have a player 2 and we use each others referral codes when applying
@NobleCredit9 күн бұрын
@@Sinisterniinja nice! Having a p2 is OP. See you soon in the next live
@SledgeIncTeam12 күн бұрын
I got the Chase IHG Premier Business at 13/24
@NobleCredit12 күн бұрын
@@SledgeIncTeam how? Do you have a video on it?
@SledgeIncTeam11 күн бұрын
@NobleCredit Last year! I had to call recon but they gave it to me. The video is titles, I beat the Amex 4,5,6 rule and the Chase 5/24 rule When they have limited time offers, you can often get approved if you are over. I also have 8 active Amex Credit cards and 3 charge cards.
@anesadshae369312 күн бұрын
YOU'RE LITERALLY AN ANGEL! I am a sims girly and trying to set up my hard drive because the lack of space has KILLED my game from CC downloads lol
@NobleCredit10 күн бұрын
Glad I could help 😁
@YoutubeSEOProvider12 күн бұрын
Hello Noble, I'm a KZfaq Marketer. I have seen some of your videos, the videos are good. But the views are very less and the number of subscribers is not increasing🙁. So I have analyzed your KZfaq channel and found out some problems🧐. Do you want to talk about it for a while?. Note: You can get a free demo service.
@YoutubeSEOProvider12 күн бұрын
Hello Noble, I'm a KZfaq Marketer. I have seen some of your videos, the videos are good. But the views are very less and the number of subscribers is not increasing🙁. So I have analyzed your KZfaq channel and found out some problems🧐. Do you want to talk about it for a while?. Note: You can get a free demo service.
@DCGEMINI20213 күн бұрын
In my opinion it looks nothing like it was advertised to look.
@NobleCredit13 күн бұрын
Facts
@Th33Vultur313 күн бұрын
The golf card I can use the Dunkin credit, the Uber eats and GrubHub credits and buy effective annual fee would be a dollar, But I would have to put a lot of work in. I’m in the $250 fee until March 14 and then I would pay the $325 fee. I would have to decide to cancel if I don’t get a good retention offer or downgrade back to green. Decisions decisions.
@weekendmixology383214 күн бұрын
Good points, I have the Chase S Reserve with 500k points , the Amex gold 200k points and the Biz Platinum. I was racking Amex because I thought I’d use the 35% refund when redeeming with domestic airline. In that case would the Amex points make a good argument to continue accumulation? If so what airline should I pick to max the points? Live in San Diego. Thanks !
@NobleCredit14 күн бұрын
@@weekendmixology3832 Amex tends to have better deals on Delta flights since delta is sort of a partner. It depends on where you’re flying to and from though. I have a video live stream where I walk through some bookings from my snowboard trip around the world where I talk about this. A good test would be to find some routes that you often take or want to take, and see how many Chase points they would cost vs how many Amex pts. The 35% is a good deal though, sometimes I forget about that benefit
@UTubeVidWatcher7 күн бұрын
There are websites out there like Seats Aero and Award Hacker where you enter the airports you want to use and the website will show you which flights take the route and which type of points and how many points you can use to book the flight.
@Ezekielbrndn15 күн бұрын
Apologies, but that AI thumbnail is horrendous.
@NobleCredit15 күн бұрын
😂
@eddieleejoseph299816 күн бұрын
For some reason nobody else knows this.
@NobleCredit16 күн бұрын
Right 💳
@stanmoney847017 күн бұрын
Where did you get that check from? So you had to order those check from your bank?
@NobleCredit17 күн бұрын
@@stanmoney8470 they send them to me in the mail frequently. Discover, Wells Fargo, Citi, Barclays. Perhaps they can send it by request, but I’ve never called to request one, but I’d say they all send me balance transfer checks atleast every month.
@stanmoney847017 күн бұрын
This is the best explanation ive heard so far👌🏿👍🏿.
@NobleCredit17 күн бұрын
Glad it was helpful!
@eddieleejoseph299818 күн бұрын
Noble preciate the information you have really opened my eyes. Question: I am the active duty service member. Does all my spouse have to do is apply for the CSR and the $550 annual fee will be waived?
@NobleCredit18 күн бұрын
That is correct, glad I could help!
@cheribarker187018 күн бұрын
How much was it?
@NobleCredit18 күн бұрын
@@cheribarker1870 $1400, but I got it for $600 off due to credit card tricks
@OK-Travels18 күн бұрын
Nice! Need to upgrade mine! A6000 with sigma 2.8 contemporary lens
@NobleCredit18 күн бұрын
@@OK-Travels yeah this is a great camera, getting used to the new layout and re-learning a few things before I take it out and start creating
@Harvest.10019 күн бұрын
Hi, if you get 2nd, 3rd plantitum card, would it be considered new account, affecting Fico?
@NobleCredit18 күн бұрын
@@Harvest.100 it will affect your FICO, but it’s a temporary effect and it’s not worth missing out on the benefits due to such a small effect. I have 10 platinums with 30+ other credit cards and my FICO is over 780 consistently. It dips at times due to new accounts and when a balance gets reported on occasion, but 780-790 is where I remain mostly
@OK-Travels20 күн бұрын
Great video bro! I utilized the pre-approval tool from BoA and was told that I am eligible for the Premium rewards credit card. Do they waive the whole $550 annual fee for active duty? I saw online it was only $450/550 waived. Also can I apply this year for the Bank of America Premiem rewards and apply again for 2025? Thanks bro!
@NobleCredit20 күн бұрын
@@OK-Travels yes and yes. Check out my video on unboxing my second premium rewards elite: UNBOXING 2 Premium Credit Cards kzfaq.info/get/bejne/atimiJqhvJbSYqs.html Check out the community tab for datapoints on it. I also just got my annual fee waived for my first anniversary on my first premium rewards elite credit card. The annual fee gets charged to you, but it will get credited back on the next statement close date. Give it 24-48hrs after the statement close date then you’ll see it.
@Radium_sr20 күн бұрын
Hey man in this 2 cameras which camera should i buy in 2024?? Pls reply 🙏
@MsCindylouaz23 күн бұрын
Thanks for your help!
@NobleCredit23 күн бұрын
No problem!
@jassonmartinez474323 күн бұрын
Nice information
@NobleCredit23 күн бұрын
@@jassonmartinez4743 👍
@Maddmike0023 күн бұрын
Can you downgrade from Club to Quest right away to avoid the $525 fee or is there a wait period?
@NobleCredit23 күн бұрын
Downgrading right away wouldn’t make sense because you wouldn’t get the sign up bonus. There may be a rule in place that you have to wait 12 months to do it, I know Citi has that rule
@datnohi861224 күн бұрын
Thank you I never understood how 🤔 to use those checks they sent in the mail, I shredded them, I got a taste of doing this with one of my credit cards but I just called and they gave me the option to either send the money to the bank or just pay the credititor directly, I had them send it to my bank, and it worked out great 👍 now I'm thinking of doing it again with the check method this was very helpful
@NobleCredit24 күн бұрын
@@datnohi8612 glad it was helpful 👍
@user-ij1lr2ol6e24 күн бұрын
So here's the straight info on the Navy EVAL system! I have 22 years in and I can tell from the reservest side they are BULLSHIT! Good ole' boys club prevails as you can stay in a command for 20 years! I have been in 7 commands, told that's what you should do. I did. SOY, NAM's, COM, community action team leader, FCOA President, 1.0 above risca, plus more. NON SELECT! Corrupt system!
@NobleCredit22 күн бұрын
I would be interested in hearing more of your perspective and experience
@Tom_Da_Bomb_33324 күн бұрын
Any idea what the FICO required for this card??
@NobleCredit22 күн бұрын
Having over a 700 should get you approved
@LA-cb2ij27 күн бұрын
Can that global entry apply to a spouse if you already have global entry?
@NobleCredit27 күн бұрын
Each global entry application is for one person so if you have not used your credit and want to use the credit on a spouse or friend or relative or colleague, you can. The credit doesn’t track who it’s used for, it only tracks the merchant code that comes from global entry being paid for. In short, yes of course
@BhayBo28 күн бұрын
Where you at muhboy!? When is that Amex White Gold video droppin?
@NobleCredit28 күн бұрын
@@BhayBo just made it back into the country yesterday, give me a few days the I’ll drop a video on it + I have a bunch of world travel content to drop
@BhayBo27 күн бұрын
@@NobleCredit I'll be on standby brother!
@GetThePoints29 күн бұрын
How many total cards do you have, and how many do you think you’ll maintain once you’re no longer active duty military? A great video would be one about your exit strategy. Thanks!
@NobleCredit29 күн бұрын
I have a video on the downgrade paths to take and the ones I will take. I have 30+ total cards. 10 of those being platinum cards
@gtrr3246Ай бұрын
All Citi cards with AF are waived. I have both the old Prestige and Premier and they waived. The Strata Premier is a keeper card due to its earning categories/low AF.
@NobleCreditАй бұрын
@@gtrr3246 okay good deal, thank you!
@thirtyyearcosmetologistАй бұрын
It looks like it
@NobleCreditАй бұрын
@@thirtyyearcosmetologist 😂
@DannyDaniel-mn4mbАй бұрын
I see y . Now go get your money back
@NobleCreditАй бұрын
@@DannyDaniel-mn4mb 😂
@eddieleejoseph2998Ай бұрын
😂
@NobleCreditАй бұрын
@@eddieleejoseph2998 😂😂
@blacklyfe5543Ай бұрын
Being rich and being wealthy isnt the same thing rappers, athletes and actors or entertainers are rich but aren't wealthy. Wealthy people like contractors, ceos, investors, entrepreneurs and brokers are wealthy that's the difference! IT IS NOT ALL THE SAME YOU ARE IGNORANT!
@NobleCreditАй бұрын
👍
@eleonorafusato5903Ай бұрын
thanks so much!!!!!! clear and easy video!
@NobleCreditАй бұрын
@@eleonorafusato5903 np!
@Harvest.100Ай бұрын
For Altitude card, I called and US bank associate said they don't waive annual fee for active duty ? Anyone any idea?
@NobleCreditАй бұрын
Calling them won’t help, you have to look at data points like mine. Customer service reps are usually not trained on military benefits like this
@Harvest.100Ай бұрын
Do you have to own the Altitude card prior to military service, to get the fee waived ?
@NobleCreditАй бұрын
No, I got it after military service
@Harvest.100Ай бұрын
@@NobleCredit can you pls explain the fee waiver? Over the phone, the customer service rep keeps telling me, with SCRA, only. Card opened before military service, can be waived annual fee
@NobleCreditАй бұрын
@@Harvest.100 don’t call them about it, they don’t know what they’re talking about. 9:50 in this video I list how I got it waived: kzfaq.info/get/bejne/h7B2aJimxLS9iHk.htmlsi=eewoR_14qaYgXKxi If you type in Noble credit altitude reserve, you’ll see a video of me unboxing 2 premium credit cards. The fee is also waived on my second usb altitude reserve. Check my community posts because I may have screenshotted it. So don’t call us bank asking for information, don’t say anything online blogger told me it’s waived, it’s a waste of time, just go off the data points. Unfortunately, you have to have a little bit of faith. Good thing I put the evidences here on YT
@NobleCreditАй бұрын
@@Harvest.100also, they waive the fee after you apply.
@Harvest.100Ай бұрын
Does US bank waive annual fee for Altitude card? Do you have to own that card prior to military service to waive the annual fee? Apparently their customer service, couldn't give a straight answer
@NobleCreditАй бұрын
Customer service reps are unreliable. They waive the annual fee for active mil, and you don’t have to have the card prior to active duty
@gtrr3246Ай бұрын
I have 4 Aspire, 2 from upgrade and apply for two aspire and P2 have 3 aspire. Best way to use are these resorts credit is overseas with stay in July. This way you able to use first half resort credit and the 2nd half credit during checkout. Book using Advance purchase which will trigger the credit for overseas, not in the U.S. Recently return from Hilton Pattaya, Thailand and probably one of the best beside Conrad Maldives and WA Maldives.
@NobleCreditАй бұрын
Why do you think advance purchase works overseas and not in the U.S.
@gtrr3246Ай бұрын
@@NobleCredit not exactly sure but heard that the system they used are diff than the U.S. Just return from 2 day stay @Hilton Pattaya, Thailand and received unbelievable service there, barely break 500 out of my 800 resort credits on food.
@NobleCreditАй бұрын
@@gtrr3246 please join in on my next live stream, I have some good Hilton resort credit datapoints that just posted for Bali and a useful trick.