$10,000 deductible with $850 monthly premium on Marketplace = nope. Switched to Catastrophic (now called short term), same deductible though, but $350 monthly is fine. No need for "essential" services.

I have a very specific situation. Wonder how i find advice for that

What about the obesity problem in America? Medicare will not cover any weight loss medications and that is so sad. Obesity is a disease! I am currently on a weight loss journey and am responding well on zepbound(tirzepatide) by Eli Lilly. I about dropped to the floor as to the cost of 1036.00 per month for 4 weekly injections. I’m on SSD. My health is at risk. So thousands of people like me are forced to use establishments who use compounded versions at less than half the price. I’ve lost 48lbs since April ‘24. My A1C is down, my osteoarthritis doesn’t not hurt nearly as much. My bp is down. My mental health has improved. So many great things happening! But if I opted for bariatric surgery I probably would have been approved back when I was 48 lbs heavier. I don’t understand. Why is surgery approved but a simple weekly injection not covered. I read Medicare part D is still back in the 90s when Phen phen was introduced and caused major heart issues and or death. They considered wt loss to be “cosmetic”. When will they finally understand people with obese issues need help and are dying or really sick. Thank god at the age 65 and and struggling with weight all my adult life I have someone dear to me sponsoring my weight loss compounded medication. If I didn’t have that support I either would be on that spiral and continued wt gain or had the sleeve surgery by now. I don’t know about any one else but I rather give myself an injection than going into the ER. I’ve been much healthier and feel better both mentally and physically. I’ve been through denials and denials. How to appeal? Is it worth it? I’m venting and very upset with the system. Thank you for listening! I’m in a quandary. As all the other obese human beings.

Lowered the cost of drugs for the few , only to raise the cost for everyone on Medicare . Nice

Does money that I spend on drugs that come from other countries count towards getting to the catastrophic phase?

Unfortunately none of those 10 drugs are drugs that I use. My drug is expensive too.

Corrupt government officials getting kickbacks from corrupt insurance companies and corrupt pharmaceutical companies

All lies they are increasing everyone’s premium

Wonder if the specialized drug called Zeposia will be covered...?

Excellent info

I think I’m in love ❤

Subscribed!

Scary thumbnail lol Great video!

When will info on premiums be available?

Thank you! I will be reaching out!

Wow…too much rattling on about nothing that has to do with the subject. Why am I here again? I forgot in all of the rhetoric.

F insurance. The health care industry lost my confidence with “vaccine “recommendations. The body has a natural ability to heal in most situations.

Very informative. I’m eligible for COBRA, is that a better option than marketplace? Assume you can’t get PTC on Cobra vs marketplace?

Just found your channel. Really informative!

What dental plan do you recommend?

Great video ;)

Super helpful! Thanks

Pretty laddy!

Would you know how to guide a young person in Maryland who needs several preventive screening scans (MRI’s)yearly due to a genetic pre-disposition who is a 5 year cancer survivor and about to age of their parents plan? They just finished professional school and began a new job that doesn’t offer health insurance.

No one is going to see your stupid trend. Use ads, not dead trends.

Our government spent the medicare dollars on other things. Now we are left with sh*tty coverage. That's what happened.

And one of the things that she forgot to tell you because her video's probably a scam. I wouldn't be a bit surprised. Is people telling other people? They're eligible for these food cards and utility cards that the government gives. There's no such thing as that nobody is doing that. It's a lie. That's all a scam, it's a scam to get your information. Yes, and you just never get anything else, cause everybody that I have ever talked to, that's medicare parts a in parts b they don't get any of this stuff. Our government don't do anything for its people, why would you believe that they would give you a card? That has like $300050004000 on it to pay for your. Your uh, utilities, food and all this stuff. United States don't give a d*** about their people. And they're not giving you those cards. So when you see these ads commercials, whatever pay no attention, because it's all scam

12 month waiting period is ridiculous! Why make someone wait a year if they need a crown...no thanks.

....

I have a very technical question about when to sign up for medicare. My birthday is in July and I am planning to continue my Cover California until very last month of Oct, which the 7 months of medicare sign up. Someone told me I should not do that since I receive APTC thru Cover California. The APTC will stop on June. I tried to get the confirmation from Cover California and they advice me to talk to my CPA. Then my CPA does not run into this issue yet. So she does not know. Can you confirm if that is true that I will lose my APTC on June? Thanks in advance for your answer.

Thank you for sharing this information! It is very helpful!

never ever get a short term medical plan unless you are really healthy it covers almost nothng

This video is a great educational resource for anyone looking to calculate their health insurance expenses through the Federal Marketplace and to learn about Special Enrollment Periods.

Thank you!

Link for the fpl calculator?

This video is a must-watch for anyone looking to gain a solid understanding of open enrollment and SEPs

Seems complicated to a dummy like me. But I appreciate these videos. I am going to need their help soon as a forced early retirement looms for me.

Hey, so I'm trying to figure out what the best option is for me because I have to get a ton of work done(cavities and chipped teeth) and a lot of my teeth need to be extracted (like nine) also both my wisdom teeth that have broken off (which one is super close to the nerve) so it's going to end up being very expensive. I was going to get dental insurance to help but don't know which route i should take.. can you help me figure out which one to do? Thanks in advance.

Will someone just give me a damn Dentist company. I’m 66 have Medicare, which has no dental. I didn’t wanna switch my Medicare because I get another disability pension and I thought maybe it would affect it. I need a dental plan and a dentist. All the reviews I read online are complaints about this and that does anyone know of a good dental plan. A dental plan alone or a dental vision and eyeglass please help thank you. Anthony

How soon do you need to enroll in health insurance after moving to a different state, to qualify for special enrollment period?

One of the best explanations of Hospital Indemnity plans

So....not a scam, right? LOL

Great video! Thanks!

Can you link the form?

ambulance is 2700.00. in illinois

Original Medicare is some of the best health insurance you can get, period.

Holy excellent content! Thanks. Love this channel.

Are there any good Medicare Advantage plans?

If you miss the 6 month enrollment window are you still able to purchase a Medigap plan?

Great tips! Thanks!