Expert Help | InvestED Podcast | #475
35:32
The Importance of Generational Wealth
5:46
16 сағат бұрын
Bad Blood | InvestED Podcast | #474
33:03
Breaking the Stereotype
5:14
28 күн бұрын
Rule #1 Valuations: Explained
11:22
How To Read A 10-K
7:44
2 ай бұрын
Deciphering Dividends
4:01
2 ай бұрын
Пікірлер
@sarahhammond7185
@sarahhammond7185 11 сағат бұрын
Aww, say more Phil!😉
@peggybaran1111
@peggybaran1111 Күн бұрын
You paid 50 cents that if stocks go higher you buy them? Why not just wait for the stock to goes higher and buy them without paying 50 cents? Sorry I’m lost
@Riggsnic_co
@Riggsnic_co Күн бұрын
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
@JacquelinePerrira
@JacquelinePerrira Күн бұрын
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
@Jamessmith-12
@Jamessmith-12 Күн бұрын
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.
@kevinmarten
@kevinmarten Күн бұрын
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
@Jamessmith-12
@Jamessmith-12 Күн бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@kevinmarten
@kevinmarten Күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@moscow11983
@moscow11983 Күн бұрын
I’m 51 hoping to end the rat race by 60 with above $1M. I know money is a liability to be exchanged for assets with real value like real estate (properties for rent) stocks (dividends) bonds (interest) But, what is it with bitcoin? I hear a lot about it and I'd love to diversify.
@PhilTownRule1Investing
@PhilTownRule1Investing Күн бұрын
Great question! For our purposes and strategy at Rule #1, diversify is a dirty word. We like to keep our portfolios small and focused on 3-5 companies we deeply understand. With that being said, Bitcoin is not a company and wouldn't qualify as a part of our strategy. Phil has shared his thoughts on Bitcoin here around minute 3:32: kzfaq.info/get/bejne/gaxznbSKxJaycqM.html If you want to really dive into our strategy, we recommend signing up for an upcoming virtual or in-person workshop! You can do so at ruleoneinvesting.com.
@desireelewis1100
@desireelewis1100 5 күн бұрын
Phil Fisher
@sharonlynnmcdermott
@sharonlynnmcdermott 7 күн бұрын
Freedom you are so lucky to have a family member go to Rule #1 with a family member. I would have loved to have my brother or a friend go with me. It's nice to learn alongside someone and work together to put the principles and "rules" into practice! It's also good for having different strengths that you can build off of.... like having someone that is good with spreadsheets! All the best to you!
@YODAddyLIVE
@YODAddyLIVE 7 күн бұрын
You can make a lot of connections with fellow students (new Rulers) during the class, and it's been a huge help to me bouncing ideas off other likeminded people. You're not alone when you start, and you definitely have the control on how far you go.
@joephysics5469
@joephysics5469 7 күн бұрын
Rule One is common sense investing that should keep you from losing money and be more successful than the majority.
@BeautyofWealth-qn9sg
@BeautyofWealth-qn9sg 7 күн бұрын
I have taken the Phil Towns investing course and I am in his on going continued education and I 1000% promise you, it is worth every single penny. It has changed my life and my family's life. Just do it. Phil has inspired me and my wife to teach. We now teach hairstylists (my wife was a stylist) financial education and how to run their business and invest,. Learning from Phil has been the most rewarding experience of my life. I hope someone reads this and takes the chance....and change your life.
@joephysics5469
@joephysics5469 7 күн бұрын
Have you started in Phil Town Live yet?
@BeautyofWealth-qn9sg
@BeautyofWealth-qn9sg 7 күн бұрын
@@joephysics5469 I have been in it for two years. Starting the 3rd year next month. Are you in it?
@victorl225
@victorl225 9 күн бұрын
What’s the event? Crowdstrike outages?
@mattshaffer4765
@mattshaffer4765 9 күн бұрын
Crowdstrike update that went wrong. Still wreaking havok in some industries like travel; Delta significantly. Should be interesting to see repurcussions on crwd and if it goes lower. Has a great moat with in my opinion great management/founder led.
@eyobmichael2906
@eyobmichael2906 12 күн бұрын
what is the difference between mutual funds and index funds?
@bonniegaither3994
@bonniegaither3994 12 күн бұрын
You realize 40-50 years ago, people COULD save money because the majority had pensions and could steer their money elsewhere, like homeownership, savings, etc. then Reagan came along and busted up unions and made to where WE were now having to save for retirement as well as everything else. Also, education was more subsidized until……Reagan again who did NOT believe in subsidizing education.
@martinfromseacity2010
@martinfromseacity2010 13 күн бұрын
Thanks Phil, always interesting
@thomass.hancock2468
@thomass.hancock2468 14 күн бұрын
"Having a comprehensive financial plan is essential. I collaborate with a licensed planner and fixed-income strategist in LA to optimize my portfolio. The fixed-income component not only mitigates the volatility of equities but also generates a steady income stream. Investing wisely means buying freedom - a day you don't have to work. However, we're currently navigating a significant market downturn. Inflation has reached catastrophic levels, and the latest CPI report is a stark reminder of this failure. To stabilize the housing market, the FED may need to take drastic measures, but this could have far-reaching consequences for other markets, making it a challenging situation to address."
@thomass.hancock2468
@thomass.hancock2468 14 күн бұрын
"To achieve success, you must own your emotions and actions, rather than blaming others. Shifting the blame may momentarily alleviate guilt, but it ultimately hinders personal growth and accountability. Just as investments carry risk, yet can yield success, taking ownership of your life is crucial. To thrive, focus outward and acknowledge your agency. The first step to successful investing - and living - is taking responsibility for your choices and actions. Wise words indeed!"
@thomass.hancock1156
@thomass.hancock1156 14 күн бұрын
"To achieve success, you must own your emotions and actions, rather than blaming others. Shifting the blame may momentarily alleviate guilt, but it ultimately hinders personal growth and accountability. Just as investments carry risk, yet can yield success, taking ownership of your life is crucial. To thrive, focus outward and acknowledge your agency. The first step to successful investing - and living - is taking responsibility for your choices and actions. Wise words indeed!"
@Stephenkin64
@Stephenkin64 14 күн бұрын
I agree; there are strategies for achieving solid gains regardless of economic or market conditions. However, these strategies are typically executed by experienced investment experts.
@user-uv4gk6is5q
@user-uv4gk6is5q 14 күн бұрын
Stephen laura advice has been a blessing. I've been able to donate to my favorite charities more than ever before. I even started a community garden with my profits.
@Amelia10249
@Amelia10249 14 күн бұрын
The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.
@Merit467
@Merit467 14 күн бұрын
It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.
@sarahhammond7185
@sarahhammond7185 14 күн бұрын
I love this question. I noticed Michael Burry loaded up with a bunch of companies last quarter, many with red numbers, and I thought that was so weird. This market is so high, so many co overvalued, I really wished I could get Phil’s take on why he would do that, esp at *this* particular moment in time. We are overdue for a black swan.
@teenoso4069
@teenoso4069 14 күн бұрын
guru is a four letter word
@munkajester
@munkajester 17 күн бұрын
Preach it, sister!! Currently completing the Advanced Strategies Course while pregnant with my 4th. Love Rule #1💛
@avaren1
@avaren1 18 күн бұрын
I don't think I missed it... Would you please wrap up the discussion on the San Diego project and its implications for the investment in question. Thank you.
@PhilTownRule1Investing
@PhilTownRule1Investing 4 күн бұрын
Thanks for the question. Regarding the San Diego property and the bank that made the investment, we have to be able to determine if the bank is doing what they said they would do regarding their lending practices, or if that is NOT the case. When making that determination we need to consider if the story has changed or not. In this case, we would want to find out if the questionable property is a one off, or if there are others and this is the beginning of the story change. If we determine that the story has changed, it's time to get out.
@basamnath2883
@basamnath2883 19 күн бұрын
Great advise
@Robert-pn6et
@Robert-pn6et 19 күн бұрын
Thank you Jamal! I appreciate your example of how you identified ULTA as a watchlist company. ULTA is on my watchlist as well.
@giuseppecapilli1954
@giuseppecapilli1954 21 күн бұрын
Excellent analysis, thank you Jamaal.
@FrankieBaby1963
@FrankieBaby1963 21 күн бұрын
Thanks Phil & Danielle. I've been looking at Ulta but hesitant because my daughters do not wear much makeup and one stepdaughter works at Sephora. Your discussion was very helpful. The end points that Phil makes about Rule one principles being based on some level of stability is part of the decision is a good reminder.
@user-vc7cu9ks6y
@user-vc7cu9ks6y 21 күн бұрын
Keep it simple there's power in simplicity
@slymeatfromtheshed9282
@slymeatfromtheshed9282 24 күн бұрын
I agree, Bad Blood is a GREAT book to read.
@chrisn7188
@chrisn7188 27 күн бұрын
Awesome video as always. Nice shot of my daughter in last years seminar in Atlanta. Thanks Rule 1 !!
@noskydaddy21
@noskydaddy21 28 күн бұрын
I referred my girlfriend and my business partner to Rule One workshops. Both great women!
@martinfromseacity2010
@martinfromseacity2010 28 күн бұрын
Thanks
@sarahhammond7185
@sarahhammond7185 28 күн бұрын
It was another video interview like this, - with a Rule One coach who’s a single mom - that prompted me to pull the trigger and attend the workshop in Atlanta. I’d been considering it for yrs, but her story convinced me. Women can have influence!! Agree with everything Freedom is saying here. Also, we need to teach our DAUGHTERS to be investors too - example: Danielle Town!
@dustinknapp4893
@dustinknapp4893 Ай бұрын
Fantastic video, full of great wisdom and easy to follow explanations - Thanks Phil!
@juliesimpson705
@juliesimpson705 Ай бұрын
Thanks so much. This is clear and concise. Much Appreciated
@k.t.1594
@k.t.1594 Ай бұрын
Gold nuggets in this vid!
@ronconnelly
@ronconnelly Ай бұрын
Hey Phil, Ruler here. This is the best video of yours that I've ever seen. Clear, complete, concise review of everything you've taught me about valuation. Thanks for changing my life!
@kwamebaidoo9601
@kwamebaidoo9601 Ай бұрын
This is gold. Thanks alot Phil you've changed my life and improved my accounting skills.
@sarahhammond7185
@sarahhammond7185 Ай бұрын
Thanks Phil!
@NandadebbarmaNandadebbarma
@NandadebbarmaNandadebbarma Ай бұрын
Free cash flow ×10
@NandadebbarmaNandadebbarma
@NandadebbarmaNandadebbarma Ай бұрын
Free cash flow
@martinfromseacity2010
@martinfromseacity2010 Ай бұрын
Thanks Phil
@RobWilliams007
@RobWilliams007 Ай бұрын
Love you Phil!
@neofar1
@neofar1 Ай бұрын
Great to have your perspective on such an iconic company; thank you!
@kevinali3700
@kevinali3700 Ай бұрын
Great tips
@mehrdadmithra9591
@mehrdadmithra9591 Ай бұрын
Nice to see you both again , If I could controll my emotions , i would be a Daytrader not a Value investor :)
@EvanEvansE3
@EvanEvansE3 Ай бұрын
How is FCF different than "profit" or Net Income?
@djben928
@djben928 Ай бұрын
Phil Town nailed it. This channel is very educational and the explanation is very easy to understand.
@JonaaBLKWL
@JonaaBLKWL Ай бұрын
I'm 32 and my income is lower than when I was 19 and I'm totally dependent. I'm also just learning how to drive and going to community college. I'll be going through everything I should have done in my early 20s but with the societal expectations of a 30 year old on my shoulders. Bleh, maybe I can still make up for lost time but it's hard not to get discouraged
@vidodasler
@vidodasler Ай бұрын
The music kills the video, I'm out.
@susiel.4738
@susiel.4738 Ай бұрын
Thank you Phil. You're a wonderful teacher. I'm so grateful for your great advice. You are a gem.
@charlinhealthservices
@charlinhealthservices Ай бұрын
Well said!!!!!🎉🎉🎉🎉🎉
@julianaamezquita5891
@julianaamezquita5891 Ай бұрын
Thing is, it’s different traveling in your early 30s than in your late 30s. Depends the lifestyle and way of seeing life. My right knee is starting to hurt and I want to make a use of it while it still has more collagen 😂
@Rugbaleg
@Rugbaleg Ай бұрын
How’s that crash going Phil? Embarrassing
@vwoolford1
@vwoolford1 Ай бұрын
Omaha, huh? I will be keeping an eye out!