How to Invest Beyond Your 401(k)
17:01
What's The Truth About the Wage Gap?
10:11
Is Pet Insurance A Scam?
9:38
Жыл бұрын
What Would You Do With $10M?
14:24
Пікірлер
@user-ku5vm5jb1h
@user-ku5vm5jb1h Күн бұрын
Sweetie, almost nobody makes these incomes…
@user-ku5vm5jb1h
@user-ku5vm5jb1h Күн бұрын
Stop with the couples! How about single and becoming a millionaire?!
@_shannons
@_shannons 4 күн бұрын
I do similar, but lately with also 529 account once I finally realized I can use that thing for myself. Never planned on having kids, so I never thought 529 was right for me, but I do want myself another degree or two so 529 is actually right. I wish I knew that 10 years ago.
@TLRwithAnitaO
@TLRwithAnitaO 4 күн бұрын
Gen X are the parents of Millennials - Not “boomers”. This is noteworthy for the theory. Not as rich as the boomers I believe 👍
@fahey6797
@fahey6797 5 күн бұрын
Woodrow Wilson signed the death warrant for this country when he gave the U.S. a central bank, the Federal Reserve. That system, that it fails, is inevitable.
@teamhelsley
@teamhelsley 5 күн бұрын
If you buy it do you get updates?
@FeelGoodFI
@FeelGoodFI 5 күн бұрын
I really like the point you're making here. So much on the focus is on the what and how in personal finance. I think we need to spend a lot more time on the why.
@radolfkalis4041
@radolfkalis4041 5 күн бұрын
My dog, no health issues, clean bred with a certificate of health, had monthly premium more than DOUBLE when she hit 7. I could not afford 350 a month, so I dropped it.
@_shannons
@_shannons 6 күн бұрын
I wish I had this video 15 years ago. But I have it now and that's awesome.
@_shannons
@_shannons 6 күн бұрын
I wish I'd had these videos 15 years ago when I started managing my finances.
@_shannons
@_shannons 6 күн бұрын
I didn't realize there was default pre-nup. Does it change if you move states?
@TyNemshick
@TyNemshick 7 күн бұрын
I just seen the video where Ramit encourage us to follow you.
@CarlosRamos-xr9rj
@CarlosRamos-xr9rj 7 күн бұрын
I use 50/30/20 as a guideline. Keep my wants under 50. Needs always at 20. And save at least 30. If my wants falls to 45 then my saving jumps to 35. Point is I try to keep overhead low, still get to enjoy the present, and preparing for the future.
@JoeSmith-jd5zg
@JoeSmith-jd5zg 7 күн бұрын
Critical Mass, that's a Bob Brinker term!
@chaoticallysay2625
@chaoticallysay2625 9 күн бұрын
Yes!!!!😂😂😂
@chaoticallysay2625
@chaoticallysay2625 9 күн бұрын
No more fur babies here anymore too expensive 🫰😢 I love them but I cannot afford them anymore.
@hardy9429
@hardy9429 11 күн бұрын
I swing form all to nothing and back again
@Idontknowmaybejohnsmith
@Idontknowmaybejohnsmith 13 күн бұрын
This explained pretty much nothing, thanks.
@kortyEdna825
@kortyEdna825 14 күн бұрын
The 401k is good, because retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million. So it really does.
@brucemichelle5689.
@brucemichelle5689. 14 күн бұрын
Effective management of personal finances is more important than the amount of money saved, regardless of whether one earns income through work or investment. To optimize financial outcomes, individuals can seek guidance from a qualified financial advisor who can provide tailored advice and strategies to minimize expenses and maximize income.
@CusterFinancialCoaching
@CusterFinancialCoaching 15 күн бұрын
Thoughts on taking the money from the RSUs and buying into the Employee Stock Purchase Plan at 10% off the stock? Say maybe this was the largest company in the world aka Microsoft? I always thought it was best to keep less than 10% of your portfolio tied up in single stocks. But how does buying that single stock at 10% off factor in? I will likely be fully funding a backdoor Roth, 401k matched at 50%, am saving, and investing outside of tax advantaged vehicles. I have a pension from the Army and likely a check from veteran affairs.
@CusterFinancialCoaching
@CusterFinancialCoaching 15 күн бұрын
Thank you!
@user-mq6vz9qz2m
@user-mq6vz9qz2m 17 күн бұрын
Missing in your analysis is the consequence of tax on the money invested (Brokerage) or the tax when selling if you use the exclusions that are available to you.
@arafatshabazz6066
@arafatshabazz6066 17 күн бұрын
Here's the problem I have with Katie's channel. She doesn't understand the biological imperative that places more expectations on men than women. No matter her desire to work, she disrupts the nature of expectations. For example, if a man loses his job for a year or two, the relationship is likely to end. If a man makes more than enough to support the family, most women will lose attraction if he just stays home with the kids. The reverse isn't true. Additionally, men face undue risks like military service and other life-threatening events. Women expect more from men than vice versa due to their biological drive for safety and gene selection. Thus, parity between men and women in roles isn't feasible, and even if achieved, it would likely diminish attraction and arousal.
@MoneywithKatie
@MoneywithKatie 17 күн бұрын
lol
@arafatshabazz6066
@arafatshabazz6066 17 күн бұрын
@@MoneywithKatie lol is not a combative argument
@wilfredscott6198
@wilfredscott6198 17 күн бұрын
Stay away from Fetch, they are absolute scamsters. I will be reporting them to the state Attorney General...
@ridingwilding760
@ridingwilding760 19 күн бұрын
Insurance needs to be financially reasonable, however like homeowners and car insurance you are paying for peace of mind that if the unforeseen happens you can pay it. After going through cancer with one of my dogs I wish I had done insurance. Thankfully she qualified for a trial and so far she is still healthy without it, it would have been impossible to cover the costs.
@user-ed9bv9fs4p
@user-ed9bv9fs4p 19 күн бұрын
부국강병 재원 ok
@imthebest7290
@imthebest7290 19 күн бұрын
It’s not your responsibility. Don’t tell people you have it.
@Jlk6532
@Jlk6532 20 күн бұрын
Why do you assume all trad wives aren’t happy and financially secure? You see some influencers and make broad sweeping generalizations. I mean I don’t assume you’re a lonely toxic feminist unmarried and unfulfilled even though KZfaq is full of copies of you that are…
@nopenope7088
@nopenope7088 20 күн бұрын
Saw you on The Compound and found very articulate and easy to follow. Subscribed!
@MoneywithKatie
@MoneywithKatie 20 күн бұрын
Thanks for being here!
@sosorich11
@sosorich11 20 күн бұрын
Fantastic point on inflation not effecting your fixed costs such as your long term mortgages. For those who are living in their forever home especially.
@Constitution1789
@Constitution1789 21 күн бұрын
You're right. I knew this going in, but it's always great to hear someone remind me about it. Diversify with gold and silver.
@owenhenry400
@owenhenry400 21 күн бұрын
Sorry, but get a life, ladies, and mind your own business. Men need wives, not modern-day women who act like 304s and don't need a man. Help the next young women not sleep around like 304s. And help young men be goodmen, not Chads or low value men or players that you feminist like.
@ChardeneyMason
@ChardeneyMason 22 күн бұрын
I appreciate your take on this topic. You demonstrated how some Tradwives are influencers and you also gave particle advice for those considering this type of lifestyle. I think some people only see the glamorized content Tradwife influencers are presenting and don’t see the underlying context of what is also going on behind the scenes. Wishing you the best and keep up the great work!
@OhWell0
@OhWell0 22 күн бұрын
"The call is coming from inside the housewife" A+ no comments
@BloodSweatandFears
@BloodSweatandFears 22 күн бұрын
I just wanted to say, those of us who are stay at home moms don’t just completely rely on our husbands for financial security. I have a nest egg I saved myself, we also have a prenuptial agreement in place. I also have a degree and experience under my resume. No one should ever quit their job for any reason without a back up plan. That’s just not very smart.
@sadfasde3108
@sadfasde3108 19 күн бұрын
What happened to marriage being a team? Work together?
@BloodSweatandFears
@BloodSweatandFears 19 күн бұрын
@@sadfasde3108 We do work together, every day. We work together for our children and for our life together. Neither of us believe in divorce but we both know things happen in life and anything is possible. Humans are imperfect and make mistakes. So we made sure both of us would be safe and secure if anything crazy ever happened. I think if anything, that IS working together.
@whitneyanders5945
@whitneyanders5945 14 күн бұрын
You’re not a trad wife then. You are a SAHM who was smart and has financial and job security to fall back on should the marriage fail. I figure trad wives are women who have nothing to offer to a relationship besides their uterus.
@TheQueenOfDreams
@TheQueenOfDreams 22 күн бұрын
I feel so conflicted whenever I watch content on this topic. As a stay at home, homeschooling mother for over three decades, it feels like social media has pathologized normal, maternal behaviors that have been intrinsic to our species since the dawn of time. Rather than receiving the admiration that I once did for my life choices, all I hear today is politicized ideation of who I am from people who have never lived my life and truly have no idea what my life has been like. It’s surreal.
@christinebrito6535
@christinebrito6535 22 күн бұрын
So because a wife works from home she's not a trad wife? And you definitely don't understand how these marriages work. We don't need permission to leave the house, we don't get an "allowance" or are denied access to the bank accounts. That's not how a healthy marriage works. Just because some of the relationships are like you describe doesn't mean that they ALL are. And frankly it's insulting that feminist say women have the choice to be what they want to be EXCEPT if it's a traditional wife.
@natashadickson4819
@natashadickson4819 21 күн бұрын
They aren't saying you don't have the choice, just have a backup plan in case you end up having to support yourself.
@christinebrito6535
@christinebrito6535 21 күн бұрын
@@natashadickson4819 what I mean by that is that they praise women who work and criticize and ridicule women who decide to be housewives
@natashadickson4819
@natashadickson4819 21 күн бұрын
@@christinebrito6535 You heard ridicule? I heard her say get a prenup.
@sadfasde3108
@sadfasde3108 19 күн бұрын
@@natashadickson4819Why can’t that backup plan be finding another husband? Why can’t a women chose to raise her children?
@natashadickson4819
@natashadickson4819 19 күн бұрын
@@sadfasde3108 Yes! That can be the back up plan. The POINT is to have a back up plan. Raise your children but have a backup plan for your financial security.
@courtneypuzzo2502
@courtneypuzzo2502 22 күн бұрын
what if you live in a major city where both parents have to work especially if you have a child with special needs
@natashadickson4819
@natashadickson4819 21 күн бұрын
You do whatever works for your family
@sadfasde3108
@sadfasde3108 19 күн бұрын
Move
@courtneypuzzo2502
@courtneypuzzo2502 19 күн бұрын
@@sadfasde3108 its not always that simple not every city/town has a school with a good support system for children with special needs as someone who was diagnosed legally blind age 7 I can attest to this from my own school experiences
@85transam
@85transam 23 күн бұрын
Ehhh….
@AbAb-hy6kq
@AbAb-hy6kq 23 күн бұрын
@Thomas-fl5zi
@Thomas-fl5zi 23 күн бұрын
dude, why do you care so much about other people's choices and their marriages. Most tradwives are not influencers. They're happy living their dream life and you just perpetually grumpy at them.
@natashadickson4819
@natashadickson4819 21 күн бұрын
Because it can happen to a woman you care about. Happened to my sister. She was at home until the hubby lost his job by failing a random drug screening. Life happens. No harm in having a safety net.
@emilygalloway4865
@emilygalloway4865 17 күн бұрын
I'm not how explaining how to protect yourself from financial ruin in the case of a being a widow or a divorcee is her being "just perpetually grumpy at [trad wives]". Maybe just watch the short 11 minute video until the end next time before commenting to avoid looking like such a dummy?
@SkylerF
@SkylerF 23 күн бұрын
It’s also funny that they assume that trad wife is what all the men want nowadays. As someone who has put off relationships to work on my career throughout the first 1/2 of my 20’s I’d much rather be with someone who is also carrier oriented, independent and on a similar financial page. But maybe I’m just weird.
@sadfasde3108
@sadfasde3108 19 күн бұрын
Disagree. Prefer our kids to be raised by their mother.
@whitneyanders5945
@whitneyanders5945 14 күн бұрын
No, you are perfectly normal. What modern young men actually want to be the only one working and earning money ? What they say online is very different to reality. Trad wife (unless ok being controlled and are super religious) is a one way ticket to being a single parent living in poverty. Don’t do it! Much better being on equal footing than subservient
@PrincessCookie6241
@PrincessCookie6241 23 күн бұрын
It is safe for investors that educate themselves. That's why it's called 'annualISED ROI' and not annual ROI - it's a long-term strategy, such index fund/ETF stocks are not for day traders or those expecting to cash out in less than 10 years.
@PPM144
@PPM144 23 күн бұрын
My favourite and may I add, the prettiest financial vlogger I know is back. So happy. Please don’t leave us hanging for such a long time again. Welcome back Katie.
@TomNook.
@TomNook. 23 күн бұрын
2:55 did you honestly just stereotype what men invest in based on the cryptobro minority? 🤦🏻‍♂️
@danforward9438
@danforward9438 13 күн бұрын
It was a joke dude
@bueller2295
@bueller2295 23 күн бұрын
Welcome back! Missed you 💖
@CarrieV9
@CarrieV9 23 күн бұрын
Are they influencers or paid actors and cult members?
@MoneywithKatie
@MoneywithKatie 23 күн бұрын
🤣
@natashadickson4819
@natashadickson4819 19 күн бұрын
The viewer decides whether they are influential or not. The viewer is the one who decides what to do with the content, if anything.
@backcountryFLcyclist
@backcountryFLcyclist 23 күн бұрын
Glad to see you back on this channel!
@outwestexplorer1966
@outwestexplorer1966 24 күн бұрын
Reagan talks about government being the problem not the solution. What was Reagan. Part of the government. He and his policies created alot of the problems we are still suffering from to this day.
@6gsd453
@6gsd453 24 күн бұрын
This was the most confusing BullShit ever!
@GaniSultanov
@GaniSultanov 25 күн бұрын
Oh that’s cool!!!