Does this mean companies don't need workforce? Interesting.

Thanks for this man. I’m genuinely panicking as I write this

He's way off on cars. ... sports cars are money pits. BMW will bankrupt you in repairs. If you must buy one of those sporty cars, the miata is the most reliable by far... BUT... you cannot haul more than a few bags of groceries and getting in and out of it is like going to a yoga class with a sprained back. I have owned over 100 cars.... even a Miata... I can afford to drive pretty much any car within reason and pay cash for it... What do I daily drive? A Toyota Matrix 5 speed... 36 mpg... lots of room... you can even lay the seats down and sleep in it. Handles well and parts are corolla parts so CHEAP..... the Pontiac Vibe is the same car with different name badges..... car payment: zero. ... embrace the beater.....

You will go broke trying to be cheap with a broke down hoopty

if you're lonely you have the most time to do whatever you want by my logic but also, you learn and strive more if you have others around you pursuing the same goal so I think getting out there even if it's a discord server😂will do more good for you than working alone to get rich

If it goes from point A to point B with minimal issue its good enough for me

Yessssss

Absolutely 💯

Idiotic.

"$730 isn't bad, i mean its bad but not that bad" i beg to differ, anything over $500 is highway robbery. it would be more realistic if the cars held value but they do not.

im 32 and it all comes down to greed. this country is a god damn joke. you cant buy a house, a new car, food, anything without having roommates, or living with family. Don't blame the individual blame the system because thats what is truly messing everything up, BTW i live in longwood florida, rent is average $1,500 or more and jobs pay are trash.

All Japanese vehicles retain most of their value after 5 years of ownership..it's all about quality which is something you'll never see in a domestic brand...sad but true..

Just like anything else, if you ain't got the money in the bank to fully pay for your purchase, you can't afford it!

Sad truth is more people have car payments more than my house. I have zero payment on a brand new car, because I didn't over spend on the house. My highest car payment was $373.90 on a brand new '19 Fusion with all wheel drive, oh and $0.00 down. I've done car purchases both ways.. The paying cash hurts at first, but no payment is liberating.

Yeah no! I don’t think you’ve lived in Los Angeles

Very nice video! Just bought my first brand new car. Paid off 1/3 of it in the first 3 months. Could resell and not lose anything at this point. Oh wanted to add 550 monthly payment. Insurance is 100

Your list at the end would have been cooler if you had cars that were in the 2-8k range people can buy anything for 130k. Some of my cheap favorites are amc era jeeps like the cherokee, toyotas, and small hard body pickup trucks. you can still find late era firebirds that are fast and cheap as dirt but nobody wants a muscle car that isn't ford or chevy badged. also i knew a guy with a 90s lincoln towncar that was cushy huge and would do 120mph for around 5k.

The lowest rate I could get on car finance in the UK is 11% APR at the moment, which is insane. I would go the personal loan route, where as of now I could get 6% and not have all these limits on car ownership. Or I can just wait until rates go down, and then I’ll get myself either a 370Z Nismo, or a Mustang GT (help me choose)

Your recommendations are out of this world crazy. German cars will eat you alive with repair bills. Old Mustangs have been beat to hell. Anyone who follows your advice is a fool.

I generally agree with you, and I think the main idea is that NA cities are built around the cars. Before moving here from Europe, we were not thinking about having driver's licenses. But here a car is technically freedom - we can explore our province for way cheaper, and it cuts the 12h+2-2.5h commute (because public transportation are buses which are standing in jams) shifts of my wife to 12.5-13.0 h of total time. It is significant difference for health between 13 and even 14 hours per day for 7 days bi-weekly. *we are speaking about CAD, the province is Nova Scotia (ocean -> rust)* And we initially looked for the used car with no accidents and <120,000 km on it, and all good variants were approximately 2017-2018 models ~16,000-20,000 before tax. The bad thing is that with an interest rate of 10-11% for the used car, higher insurance for newly licensed drivers and hidden fees from authorised "sellers" for pretty limited warranty it was the almost same bi-weekly payment as for new 2024 Mazda CX-30 with undercoating, ceramic coating and extended warranty. Interest is 1.9%. And insurance is lower, same for maintenance (and it is under warranty). And after opening the depreciation calculator it is only 30% of the car in 5 years, which is not a problem accounting for what we have and how much we save in time and money. Still, according to your 10-20% rule, we are in the gap. Still, it also depends on the rent in the area, because 50-30-20 doesn't work in our province at all.

Ended up on my home page too - I do watch a ton of car KZfaq though. Great video!

Just fyi this made it to my youtube home page. Interesting vid, keep it up!

It's not bad advice but it's not for everyone i believe in earning more to live as i please, not limiting my lifestyle to save

Okay the thing that people forget to mention is lik its okay to grind and stuff but they should mention that in your 20s are like the last years before you start gettin like health problems and stuff and people wabt to spend money to do all this stuff thaf you wont be able to do as well when you get older

I'd have to both agree and disagree with the concerns of the investors you're talking about. The Republican stance has shifted towards more protectionist trade policies, particularly in relation to countries like China. It's important to stay informed about these trade policies, as any protectionist measures involving China will likely have a negative impact on tech companies, especially those heavily dependent on Chinese manufacturing and markets, such as Apple. This shift could significantly affect ETFs that are heavily weighted towards tech companies, potentially leading to increased volatility and reduced returns in these funds. Great advice either way 👍

People worship money. Money saves them and brings them pleasure. They view the world through the filter of money. Money is just a tool though. Find joy in the Lord, not your money. 🎉

What sets humans apart in our pursuit of success is our ability to envision the future. We forego present comforts to bask in future rewards. The most profound manifestation of this is the willingness to labor and sacrifice, fully aware that we ourselves may never reap the benefits, but our children or grandchildren will. Cathedrals, to me, are the epitome of this beauty. Their grandeur is not just in their architecture, but in the devotion of those who built them, knowing they would never see them completed. The true secret to a fulfilled life is finding joy in the act of sacrifice itself. Those who embrace this mindset live the richest lives, for they derive pleasure not just from the end result, but from every step of the journey.

Truly inspiring man…

Thinking about paying your bills with dividends you may find this video inspiring kzfaq.info/get/bejne/prdjbM1_lcingX0.htmlsi=1A6b_QEYOwoxtgOQ I agree our 20s should not be for fun. We have had fun childhood and teenage years. Then slow down with family in 30s then dial up savings in 40s. Don't think you have to get rich in 20s but use that time to try out different jobs.

Heh yeah i am bitch im moving somewhere where the economy is more fucked and ill be the god damn king, goodbye canada hello lagos nigeria, bali india, thailand, Venezuela etc

Just as a record SBUX is at its $72 mark and there's no sign the bull is leaving..😂

That was actually really good advice. I thought you were a scam channel at first because of the low engagement. Lmao but you have low engagement because you're not telling people how to get rich quick

It’s only been 5 months and it’s 50 billion

I mean considering how obviously a retail pharma stock long term will do…it’s a stock to avoid

Know what you are buying….

Jokes on you, I don't go to Concerts.

Short sighted. .82 2nd qtr

50/30/20 rule works if you do 50 as bills 30 as savings and 20 as wants or niceties

Expect to feel a big burnout if trying to retire early

I had no clue what the 50/30/20 rule was...clearly just arbitrary percentages. Life isn't a math formula.

I love coffee but Starbucks is really over the top.

Calling it one of the worst things you can put in your body is pretty short sighted but literally everyone knows alcohol is bad for health, its not some secret lol

Ngl not bad advice. Been a heavy drinker for a while started when I was bartending. Been thinking of cutting back for these exact reasons.

Wants isn't just going out for drinks... It's anything you don't physically need to live. Haircuts, clothes, furniture, dates, etc. Have fun being miserable

Lol needs 21k try that with a toddler.

Hey man, keep your content just like this. Its raw and real. I appreciate hearing my thoughts from someone who lives a very similar life. I share pretty much the same information when people ask me questions. You're doing great, keep up the grind. Protect your mental health though. Seriously, make sure you can stand by yourself, but still cherish the family and the girlfriend. The loneliness epidemic is real. Better safe than sorry in mental health and finances.

You should have fun. Life is too short my man.

Yeah I bought it .bought too high

I know you mean well, but life is short. If you're happy spending $2100 a year on your wants during your prime years, go for it. Just dont regret it when youre 60 yrs old with bad knees sitting on millions and not being able to do much.

I mean what... Well how does anyone think any of this makes sense when so many people can't even buy less than they make the money for now? No way anything about investing or saving should be seriously considered unless people as a rule can outpace expenses first!!!