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@Clickbait540
@Clickbait540 5 күн бұрын
Let it crash
@Dallasmortgageman
@Dallasmortgageman 4 күн бұрын
We shall see.
@jefferygreene8538
@jefferygreene8538 5 күн бұрын
Fast talker sound like a lot information about buyers, little information on owners. I guess after 65 I’ll pay 10% less on my property taxes. I guess ?
@Dallasmortgageman
@Dallasmortgageman 4 күн бұрын
It’s much less. And at 65, you’ve earned.
@gradysanders2713
@gradysanders2713 7 күн бұрын
I’m not happy with the property taxes. I’d rather have an income tax. Why? Because if I don’t make money I don’t pay taxes. You have to pay property taxes regardless of your income.
@thomashill9501
@thomashill9501 8 күн бұрын
A lot of this was a bunch of bs. My best advice is to go get pre approved with a lender get real info on your market and see what you need to do to buy a home.
@Dallasmortgageman
@Dallasmortgageman 7 күн бұрын
Best comment I’ve seen. Totally agree!
@michaelscott4357
@michaelscott4357 8 күн бұрын
Typical realtor. Brainless.
@Surayahti
@Surayahti 8 күн бұрын
Yes, but you also have an increase in inventory since more people are going to be willing to sell for something else.
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
Possibly. Yes.
@kevincc13
@kevincc13 8 күн бұрын
Buying at the highest rate, highest principal, highest repair cost after purchase, and high degree of lies… then add on layoffs, job exports, increasing CC debt, property tax… stack of cards
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
Crazy times
@capecodero
@capecodero 8 күн бұрын
Blah blah
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
🤣
@sonnylage3202
@sonnylage3202 8 күн бұрын
The market is artificially inflated so property taxes don’t do down like they should look at who owns Zillow and Redfin they have a reason to keep everything high I’ve been to a few new builds and they are holding on to houses to see what home owners in the area do if they sell or not
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
Hmm.
@user-iu2kq7nx8u
@user-iu2kq7nx8u 8 күн бұрын
Yep nothing is selling. Just seeing pricecuts. Zillow redfin open door and the average realtor is to blame and there should be investigations against this monopoly
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
What city are you in?
@djcruiser9816
@djcruiser9816 9 күн бұрын
I think it is unwise to make large financial decisions out of fear. I am not a fan of buying today and hoping to refinance tomorrow at a lower rate. As I see it there are 3 major factors we cannot control, when rates will significantly drop, the market value of the home, and whether a lender will approve the refinance. Speaking to liquidity risk on the lender side and not credit worthiness on the borrower side.
@Dallasmortgageman
@Dallasmortgageman 8 күн бұрын
Rates will come down next year
@johnPxIV
@johnPxIV 9 күн бұрын
BULLSH*T! This market isn't sustainable. The only thing left to happen is a crash. There's vacant houses everywhere being held off market to keep a crash from happening. Just wait for the covid foreclosures. Covid made a bubble.
@downrightmike
@downrightmike 9 күн бұрын
"How high is the knife going to go before you try to catch it?" Its really high already, and will make a crater
@Dallasmortgageman
@Dallasmortgageman 9 күн бұрын
When do u think it will drop?
@johnPxIV
@johnPxIV 9 күн бұрын
A crash is coming soon.
@johnPxIV
@johnPxIV 9 күн бұрын
​@Dallasmortgageman it's already dropping in most markets. It will snowball soon when these covid bubble foreclosures hit.
@GordonFreeman307
@GordonFreeman307 9 күн бұрын
Fixed rates, increasing home values, constant increasing demand for houses, low supply of new houses. Doesn’t take an economist to know that home prices will keep going up
@Dallasmortgageman
@Dallasmortgageman 9 күн бұрын
Facts.
@johnPxIV
@johnPxIV 9 күн бұрын
Bullsh*t. A crash is coming.
@DJJayWhit
@DJJayWhit 9 күн бұрын
Yea I’m sure big business would never lie to us 😂
@Dallasmortgageman
@Dallasmortgageman 9 күн бұрын
🤣🤣🤣🤣
@johnPxIV
@johnPxIV 9 күн бұрын
A crash is coming.
@GrantDWilliams82
@GrantDWilliams82 9 күн бұрын
The Fed isn't going to lower rates. It still hasn't brought headline inflation down to it's 2% target. It's not going to continue to raise rates either, so then how does it get inflation to fall further? It lets residential real estate collapse. The "Reverse Wealth Effect." The Wall Street banks aren't exposed to this asset class like they were in 2008, so it's fine. No Bear Stearns nor Lehman. This is how the Fed intends to get a "soft landing." Anyone who bought in the last three years is screwed. They'll be deep underwater by next summer.
@billscott6819
@billscott6819 9 күн бұрын
Any news from anyone with stake in the game is dogshit, especially a threat.
@Dallasmortgageman
@Dallasmortgageman 9 күн бұрын
Ty for the feedback. We shall see if they are correct.
@johnPxIV
@johnPxIV 9 күн бұрын
A crash is definitely coming.
@Triconickv2
@Triconickv2 11 күн бұрын
This video feels like “How to let me scam you”
@Dallasmortgageman
@Dallasmortgageman 11 күн бұрын
Sorry you feel that way. I’ll try to articulate better moving forward.
@zahraali1029
@zahraali1029 14 күн бұрын
i love how tall they aare
@Dallasmortgageman
@Dallasmortgageman 13 күн бұрын
Kentucky bball.
@zahraali1029
@zahraali1029 13 күн бұрын
@@Dallasmortgageman what do you mean ?
@wnek45
@wnek45 15 күн бұрын
Got in at 6.125% in August 23'
@Dallasmortgageman
@Dallasmortgageman 15 күн бұрын
Nice. Love to hear it.
@Cskins96
@Cskins96 17 күн бұрын
So if it’s baked into the price of the house does that mean the builder will give me a better price if I use an outside lender? And I see most home builders offering closer to $20k in closing costs and/or rates as low as 4.99%. Can outside lenders match this good of a deal?
@Dallasmortgageman
@Dallasmortgageman 17 күн бұрын
It’s possible. All ya gotta do is ask. 👍
@eggproductions9683
@eggproductions9683 19 күн бұрын
Personally I just deal drugs for my morgage, but to each their own, I guess.
@theunbearablebull
@theunbearablebull 22 күн бұрын
Some of these KZfaqrs should not be allowed to have channels. So stupid
@brennanodea1878
@brennanodea1878 22 күн бұрын
I imagine it would be totally offensive to texas if i used the Gunny Hartman line from the movie, full metal jacket, that begins, "Holy sh!t, texas?...." But if you know, you know. 😊
@Dallasmortgageman
@Dallasmortgageman 22 күн бұрын
😂
@ChristiWeinstein
@ChristiWeinstein 25 күн бұрын
Good info, thanks Brian!
@Dallasmortgageman
@Dallasmortgageman 25 күн бұрын
Ty!
@danielaruizorth9053
@danielaruizorth9053 26 күн бұрын
Hi, I am a registered nurse in Texas :) (Austin) is this program just for Dallas based medical professionals? I’m closing on my home in about 1.5 months so I’m interested in learning more!
@Dallasmortgageman
@Dallasmortgageman 26 күн бұрын
All of Texas. Call me. 972-244-6760
@DanielHernandez-pp1kz
@DanielHernandez-pp1kz 27 күн бұрын
Texas is so over rated. Lived there ...nothing special .....worst medical care in the country.....and power grid.....
@eliasdefensor
@eliasdefensor 27 күн бұрын
Wrong info!! Mexico is 3.9 like California
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
😂😂😂
@koksalceylan9032
@koksalceylan9032 27 күн бұрын
California is bigger and richer😅
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
Gross.
@wchandler2010
@wchandler2010 27 күн бұрын
​@@Dallasmortgageman it's still true though.
@HeReigns777
@HeReigns777 27 күн бұрын
Have you been trekking in Norway,? I found oil floating on the water. There's that much oil. So stop your hoghwash, even regards the 8th largest economy. GDP? What about PCI? Which decides real wealth?
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
Thanks.
@rslover65
@rslover65 27 күн бұрын
"Power"ful..... the power doesn't even work when it's chilly outside.
@Dallasmortgageman
@Dallasmortgageman 26 күн бұрын
Please….
@89Ami89
@89Ami89 27 күн бұрын
Hahaha theres a reason texas looks like a diaper
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
Bc it’s the shit!! 🤠
@funkey5901
@funkey5901 27 күн бұрын
Money printing
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
Yep
@emhokidisolomon4993
@emhokidisolomon4993 27 күн бұрын
Whaaaaaaaaaat!?
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
The best!
@I_need_help_plz
@I_need_help_plz 27 күн бұрын
Look, bro, I am a Texan but the most powerful state in the US is California. I hate to say it but yes it is that state because of its defense budget.
@user-pu1ou5wd2t
@user-pu1ou5wd2t 28 күн бұрын
Texas has roughly another 5-10 years before it surpasses California smh.
@dickdeadeyesez4769
@dickdeadeyesez4769 28 күн бұрын
You really can’t compare California to Texas. What’s California’s deficit compared to Texas?
@esgee2464
@esgee2464 29 күн бұрын
Every time that doorbell rang my dog barked and went to the door! 😐
@Dallasmortgageman
@Dallasmortgageman 29 күн бұрын
lol
@tylerproctor4878
@tylerproctor4878 Ай бұрын
Good video. I think you are right about the jobs. We are probably seeing a phenomenon in which people are willing to to work more to spend. Seems like it doesn't matter if its things they want or things they need.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Totally agree. Ty for the feedback!
@JD-jd8re
@JD-jd8re Ай бұрын
However it's still not set in stone. The FED is gunna raise tax, wait till it hits, housing prices will skyrocket, this is in a pipe dream. Then bidens 5k new buyers incentive lol.
@borrowbetter
@borrowbetter Ай бұрын
Love your videos. Keep at it friend
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
🫡
@misterogers9423
@misterogers9423 Ай бұрын
Looks like a really attractive opportunity for someone with more cash, especially if you don't need an extra loan. If you are a buyer for an assumable loan, would it be appropriate note the buyer's 800+ credit score to give them some peace of mind if they can't close it out on the servicer.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Yes. Ty for comment!
@apartmentswales
@apartmentswales Ай бұрын
Great video if you are selling the dream, but in reality this sort of business for the average person could turn out to be an absolute nightmare and much worse than any straight forward property rental. Finance, is the first hurdle, raising funds and at an affordable rate, followed by insurance , disclose you are running an Airbnb then wait and see what paper work and hurdles you will need to jump through and more costs, the next hurdle is raising the bucks for the internal furnishings (all Fire Compliant) then spending an age to find a House Keeper and a Maintenance Man who are prepared to come out in the middle of the night when something goes wrong and it will, add to this the odd Apartment / House Trashing, then there's your guests from India who insist on sitting on the floor in the bathroom pouring water over themselves to get clean and end up putting your bathroom out of commission for a week ! Who is this type of Investment / Business suitable for, well in a nutshell someone who buys local and lives local and runs it hands on, oh, quickly forget about having a fancy idea of buying an international property, trust me phoning around and trying to speak Spanish, French or Italian to a Plumber or a locksmith at 10 o'clock at night is never going to work ! Who am I, well 25yrs ago I was you and today I am the CEO of ApartmentsWales.com a family vacation rental company having moved from the Property Rental Business into the Vacation Rental Business and out of the two, the latter is my choice and not because there is less stress, no, in fact there is a lot more stress but the income for me is worth it, we all have to live 😊 Mr Spence Eng
@christymallesky8670
@christymallesky8670 Ай бұрын
Why is it that wasn’t very nice
@shoniestyles986
@shoniestyles986 Ай бұрын
Thank you!
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Of course.
@StatiCraft3712
@StatiCraft3712 Ай бұрын
I bought my first home in 2019 at 21. Best thing I’ve ever done. I was going to wait 2 years to buy another home and suddenly I couldn’t afford it. If you’re reading this and you can buy a home, DO NOT WAIT
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Totally agree!
@hdtwal1den
@hdtwal1den Ай бұрын
Slimy tactic. People who advocate this sort of thing are inconsiderate of sellers. Makes me wonder what other sleazy tactics you might advocate.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
It’s called strategy to protect the buyer and give them opportunity and time to make a smart decision. The sellers always have the final say so and can politely decline the option time if they choose to. Not having this as an option in the contract as protection is inconsiderate of the buyer. Who wouldn’t want this in the contract or who would waive it? People who don’t know what they are doing… that’s who.
@PAMELUXE
@PAMELUXE Ай бұрын
Amazing episode 👏🏽👏🏽👏🏽
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Ty!!!!
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
One of my favorites!!
@BeeWhistler
@BeeWhistler Ай бұрын
An ultimate guide would advise on filling out the form. I've been struggling with that all day.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Ty
@AnneTudhope
@AnneTudhope Ай бұрын
Excellent explanation!
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Ty!!
@courtneybriley1486
@courtneybriley1486 Ай бұрын
😂 I agree @Brian McCauley a complete waste.