@@spencejoy being rich helps. It is difficult especially under 40. This describes under $90k/yr. That’s not rich. If you can postpone other gratification (new car, luxury vacations) then you can buy the house. Good luck. Stay positive.

@@Lets_Go_Canes I was being sarcastic. I have a house and would never pay 3k a month.

Many professionals earn $40/hr and manage their debts effectively. Everyone's financial situation is unique, which is understandable. Thanks for tuning in!

@heatherfabhomes many professionals like whom? Not any of the people I know. At most they make 29$ in one of the most expensive states to live in. So again who is getting paid 40$ an hour? Not our nurses. Not our fire men. Not EMTs. Not our caregivers. Not anyone. Do you know what the average income is for a family?

@@cutekittenlady Thanks for tuning in💙

I hear you! All things are possible...💙

I provide why in my description but just in case you can’t access it: Most Veterans and service members are not familiar or even know about the VA loan and how it's one of the best loans to use when it comes to buying a home. Another reason veterans or service members might not use their VA loan is due to competitive real estate markets. Sellers often prefer conventional loan buyers, mistakenly believing the VA loan process is slower or more complicated.

There are options.

That’s awesome!

Damn. 😂

Thanks for tuning in!🤔

Incentives to sell and to buy! Thanks for commenting and tuning in!

Yes, negotiating for the seller to pay down points and cover closing costs cannot only help sellers sell their home, but help buyers reduce upfront expenses. Motivated sellers who don’t want to keep their home on the market for a long time, are more willing to opt for this strategy.

​@@heatherfabhomes​@heatherfabhomes Most sellers who are motivated to sell. Do the negotiating part on the price. No seller in his right mind will go down on price , pay points , pay closing and the agent . If a seller does all of these then they are not motivated they are desperate. This is giving false hope to buyers who think they are going to go to the negotiating table and be in the driver seat only to find out they keep loosing house after house. Ill give you an example. Closing costs on a 500k home is around 15k then you have the agents fee which is 25k. Now you want to negotiate the price down to 475k. So the seller went from 500k to 430k. And btw Most sellers today bought when it 3 to 4% interest. Now the seller looks at all this and says I am going to do all this and loose all this money to go out and buy another house at 7% interest? No thank you I rather stay with my lower interest rate than to jump through hoops paying for someone to buy from me.

@@heatherfabhomes I am a broker and investor and I can tell you I have only seen sellers do one maybe 2 of these things and only if the seller was desperate . Plus I always tell my sellers Don't get involved in the buyers side because this always goes south. Negotiate everything in the price . Odds are if a buyer is coming in with needing all this they barley qualify and I don't want my clients waiting and jumping through all these hoops only to find put the bank won't give the commitment. Give you another example. There is a certain time a bank gives you to close on the rate they agreed on once you get the commitment. Say you don't close on that date now the buyer has to go back to the bank to get a new rate. What if the rate changes ? The buyer doesn't have the money to buy it judging from all the help he needs and the seller is like we already agreed on everything I am not going to give you more. Now what do you do ? That's why I tell my sellers don't get involved with all that. Take it off the price and move on.

You pay 1 extra mortgage payment each year, either a lump or divide it by 12 and pay that much towards the principle extra each month

Not what this is about. Thanks for tuning in!

@azucenamoreno6960 send me an email requesting the blueprint at: [email protected] and I will forward the 🔗 to you.

@@heatherfabhomes thanks !

@damoneasley1472 send me your email and I’ll get you connected with my lender to assist you.

Thank you! Yes, it’s fabulous and spacious. Perfect for entertaining family and friends!

Yes, the market is challenging, but many are still finding opportunities with the right strategies, support and a Fab Realtor. Thanks for turning in and sharing!

Not sure if this is true but I heard home sales are still within average this year. Tho it’s not Americans buying homes it’s foreigners.

Thanks and thanks for tuning in!

No

Not really but supposedly they passed a bill to deal with that.

Thanks for tuning in. Yes, they are and out of our control. Staying safe top priority.

Thanks for tuning in. Everyone has their preferences, especially regarding the location of their home.

Yes, the kitchen is fabulous! Thanks for tuning in.