Hello attorney @zieglerdiamondlaw an in-network doctor sent pathology to an out-of network lab. I had a procedure done at my doctor’s private practice office. The doctor is in-network with my insurance. They then sent a specimen to an out-of-network pathology lab. The doctor never informed that his office would be sending the specimen to an out-of-network pathology lab. I never signed a consent form for this. I am now receiving a notification from my insurance that the insurance claim has been denied because the pathology lab was out-of-network. I have a bill over $400. Legally, do I have anything that can help me avoid having to pay for this? By the way, I live in Florida, US.
@charle9029 күн бұрын
In PA. they are not allowed to garnish wages or social security or pensions
@SonicOrbStudios10 күн бұрын
What if Gap insurance was purchased?, technically the car is a loss, right?
@IMADIVA112715 күн бұрын
What if its a lease and you are way over mileage and u surrender the vehicle
@ramblinralph7609Ай бұрын
Thank you. That nullifies a lot of stuff I've been reading about on the internet.
@oceanproalaska22033 күн бұрын
He is trying to scare people, he sounds like a Bankruptcy Attorney. A claim of exemption will not take 2x weeks.If you have less than 2x your monthly Federal benefit. The bank will not touch it and you will not have to file a Claim of exemption. Don't let this guy scare you. You should contact Helps nonprofit firm.
@AntiFakeJewsRev2-9-0Zach9-6Ай бұрын
Shalam Sis, I'm hoping all is well with you and your. Would it be ok to have a secured credit card within the within a month after filling out a bankruptcy?
@timothyplumley9285Ай бұрын
Doesnt matter. Not paying that shit anyway.
@copyninjahhАй бұрын
Does my credit report get affected? And is it better to sell the car?
@LadyLithiasАй бұрын
just before I moved to a new state, my then-doctor started a new practice. I went and saw him while everything was still sort of new, the building was still under construction, and there were new office workers. They filed my paperwork wrong, or neglected to send it to my insurance, and the day before the move I stopped by to discuss it with them. Once they realized their error, they made plans to re-submit to insurance, and that was that. Then 8 years later the debt collector calls me. I told them that my insurance had been billed, my portion paid, end of story. They were adamant that I owed, so I told them to send me a bill, including the date of service, the information about sending to insurance, etc, and I told them I would get proof of the fact that I had already paid.. They never called me back.
@williswilson55512 ай бұрын
What if you’re 1099? Can they still garnish? I can easily send find to another person account. Legal?
@jmommy8812 ай бұрын
If you are looking for answers you have to call in they wont or at least they haven't been responding to comments but they give free consultations over the phone however id recommend doing it by the state youre in just type in debt collector policies"your state" and youll have plenty to chose from ❤
@davidevans32272 ай бұрын
American?
@__GMA__2 ай бұрын
Yet the government gets awat with trillions in debt to whom...
@andresprado8002 ай бұрын
Need help Touch much Balance..
@sherryhernandez13603 ай бұрын
So I am upside down in car loan due to a lemon that was given. My credit is good have made payments but i will surrender it. Done. No dealer will help. So i got myself in a new car today for less money. My credit will take a hit but i will be out of 20k negative equity. Any defeciancy balance that nay occur I wont pay. Turn it over to collections then after 7yrs they can leave me alone. Its awful how good people follow the rules and get screwed
@1timedoitall2 ай бұрын
Hello I’m in the same position with this car I have. I’m always thinking about going ahead and getting me something and take the hit
@alejandrozometa19512 ай бұрын
Just get a credit repair person to wipe it
@juliamnjcomedybeautynews95162 ай бұрын
I am in the same situation today , but the car 8 months ago for 35k. Which left me at -21k . Because the value is 15k.
@BeanSmoker00Ай бұрын
Wouldn’t they sue though?
@teogarcia3210Ай бұрын
Would they sue ? I’m in Texas
@fbisono663 ай бұрын
I think you're cute. ☺☺
@valdanowill3 ай бұрын
Yes all of you created a fraudulent system of debt so that you can offer a service to charge people to solve their problem that you all created. You ever wonder why Yeshua/Jesus condemn all lawyers to hell? You are all fraudsters
@Aaron-ox8ye4 ай бұрын
How about if you are 20k upside down?
@Kybokie2 ай бұрын
That’s me right now
@teogarcia3210Ай бұрын
Same here..
@LevelupwithLanieАй бұрын
Same
@Poppy-yx8js4 ай бұрын
No.
@user-tp8zl5wo3j6 ай бұрын
Thank you so much for this information,there so many scammers out here.
@LyonBrave6 ай бұрын
He's saying both ways screw you
@LyonBrave6 ай бұрын
Thank you for sharing your knowledge 🙏
@tjmmcd16 ай бұрын
I received a phone call that sounded like a scam, alleging I STILL owed a $10,000 'student loan' debt from 25 YEARS ago. I finished monthly payments and paid this high-interest student loan debt IN FULL about 7 years ago. It's one thing to attempt to avoid paying an actual debt but how DARE anyone allege that not only did I owe the full $10,000, but that I NEVER made a single payment at all on this student loan. This attorney-backed collection agency not only threatened me that a court case was pending but had the GALL to ask me to make payments AFTER I told him it was already PAID IN FULL! Your advice is extremely appreciated!
@JayThaInformant7 ай бұрын
Love the video
@RandomizedLife8227 ай бұрын
Banks will investigate any garnishment and if there is a protected source of income, they will not freeze 2x the amount of that protected source.
@oceanproalaska22033 күн бұрын
Also pensions are protected, Most Debt Consolidation Companies accept large Grants from the finance industry.
@elsplace8967 ай бұрын
I thought the bank would prevent the freezing ...no?
@spiritualinstincttarot7 ай бұрын
I hate when people dont respond to your questions
@alecheamora38538 ай бұрын
Never was serviced got a judgement from portfolio
@jish558 ай бұрын
Just got a call about a debt that I'm pretty sure I last paid over 10 years ago, so I basically told the lady I was gonna dispute it, cause yeah, the date she gave me was wrong since I had not taken out any loans or used any credit cards since 2013 due to multiple personal life issues that made doing that type of stuff impossible.
@kdub1755 ай бұрын
So what happened? I allegedly have one from no more recent than 2011, P.Recovery said they purchased it in 2013, but showing “opened 2019” on my report. Haven’t made contact or payment.
@ashlandanimaland14308 ай бұрын
Not entirely true .banks wont honor a levy where social security benefits are deposited. In fact twice the amount of social security benefits are protected
@jazzycleaners79289 ай бұрын
Reg F 12 CFR 1006.30, every time I dispute or place a CFPB complaint, collectors never provide me the documentation they've sent the consumer reporting agencies. Can you sue the reporting agencies for allowing those accounts to stay on the reports after being notified that you never received that info?
@Yup203011 ай бұрын
If you can’t pay you can’t pay. Food and shelter are priority
@Missbayka17 күн бұрын
This.
@jaysmoove644211 ай бұрын
My car got impounded by my apartment due to bad tags. I never renewed them because the car doesnt run... i now owe the carnote and impound fees but cant afford it... thinking of just letting it get repoed but im not sure. Help???
@phyllisgarnett9763 Жыл бұрын
How long does a judgement stay on title report? The reason I'm asking I negotiated a settlement and the creditor stop excepting my funds.
@xonganichauke3011 Жыл бұрын
Short answer = THE BANK ALWAYS WINS 😊
@ashlandanimaland1430 Жыл бұрын
Must be old cause banks are required by law to do 2 months look back on accounts to see if ss benefits were deposited. If so banks are obligated by federal law to protect twice the amount of those benefits this is automatic.
@crazyc99 Жыл бұрын
Hi there, I'm having a problem with a flight school in florida, they charged me $16,000 in 18 days, then later after 18 days got my signature on the pricing breakdown/estimate, and then few days later gave me a printout of the charges they had slapped me with without my authorization! So the charges predate my signature and the printout of the charges was after the day I signed (everything dated) ... loan is through Meritize... what can I do about this? I quit the school and left because they were a scam operation (also have proof)... I've called the bank several times and they said they are investigating (that was few months ago and I still haven't heard back) I just sent a dispute with the credit bureaus and waiting Please help
@angelafisher9181 Жыл бұрын
Is there a time limit statue in NC for a loan company to come after you for the balance? To put a lien on your house and wages?
@carolvineyard1896 Жыл бұрын
HELPS can aid seniors and disabled people.
@tmb7415 Жыл бұрын
my lawyer said do not pay credit cards, but I am making payments for their fees and am not yet filed...will late payments be on my credit now?
@Darkempress453 ай бұрын
Yes, it will remain on your credit report until your bankruptcy is discharged
@mattalford3932 Жыл бұрын
There's no exemption a creditor can get for SSI. Even child support enforcement cant touch that money.
@mattalford3932 Жыл бұрын
Im on SS1. Have no assets. Have no savings. No drivers license. Sure a judge could rule that i owe a debt and it can be collected. But the debt collectors have no method to collect any money from me. Boom judgment proof.
@williamwarrenconkright3973 Жыл бұрын
you spelled judgment wrong. there is no e after g. in judgment
@peanuttheamericanakita9485 Жыл бұрын
I got into a bad loan when I was younger. Salesman definitely took advantage of me. But that was my fault. I ended up doing a voluntary repo after I found out paying $1100 a month for the car only $150 was actually going to the car and the rest going to interest. Never missed a payment either. I owed 11,000 after having the get the car back and fought it with credit repair programs. Still on my record but I don't owe.
@peanuttheamericanakita9485 Жыл бұрын
@@demetria9500 credit repair lol. No bullshit. And I still use them even though I don't need them right now. I think it's worth it.
@taylormichaela6451 Жыл бұрын
Promo-SM 😁
@LindaL-wn1og Жыл бұрын
Thank you, you cleared up some info, In 2016 I Got a letter that I owed this debit and ask for Proof, but Never heard from them and there has never been anything reported on my credit Reporting ever. 6 years later, in May 2023 I got a Certified letter stating my loan reached Maturity in Dec 2021, and they were going to foreclose in 35 days. I ask them to email proof of this Said Debit- Still haven't gotten that documentation or heard from them, I had a Title Searcher for liens on my property (non-listed from this Company only my current Mortgage company since 2006) I never had a loan with them. I had a BK (not with them) in 2010 that was discharged and charged off by the original creditor due to the property being upside down at the time. I Don't know who these people are.
@shynenunez33 Жыл бұрын
How can u hide ya house from debters?😂 in md
@oceanproalaska22033 күн бұрын
you may not need to, depending on your state. Its called a Homestead Exemption. Most Creditors Know this but will not tell you. The only way they can collect is Scare Tactics
@shynenunez333 күн бұрын
any advice how to get out of chapter13 I own a house free in clear but my bills kicking my ass and my lawyer is trash
@oceanproalaska22033 күн бұрын
@@shynenunez33 Please, Please Check out Helps Nonprofit Law Firm. They will not charge to talk to you. Lots of Bankruptcy Lawyers will charge you Thousands and will steer you to Bankruptcy when you have other options that are better.and will cost you little or Nothing.