RETIRE EARLY - This is how!
7:40
2 ай бұрын
SECRETLY RICH - But you look poor
4:44
BAD CAR CHOICES - Savings Killers
8:02
I QUIT - My Dream Job
17:40
2 ай бұрын
TOP REASONS YOU ARE BROKE
10:27
3 ай бұрын
CHILDFREE - Our Choice
16:54
3 ай бұрын
HOW WE MET
19:29
3 ай бұрын
Пікірлер
@JasenomadeTV
@JasenomadeTV 4 күн бұрын
Love it, we are running out of health... so true. 🙏
@IramisandGerry
@IramisandGerry 2 күн бұрын
Everyday we loose time. We have to make the best of what we have now! 😍 Thank you for commenting and watching!
@JasenomadeTV
@JasenomadeTV 11 күн бұрын
Losing my mother made me realize what truly matters in life. As a result, I’m focusing on creating lasting memories, strengthening family bonds, and nurturing friendships instead of accumulating things 💚
@IramisandGerry
@IramisandGerry 9 күн бұрын
Agreed! I wish you well and much speed to achieve your own dreams. Gerry spend our money on three things Travel, Savings, and Needs. Soon the needs will be paired off and all we will have is savings and travel. They we will be able to spend additional time with loved ones. They are the most important things in our lives.💗
@WZ2Boer
@WZ2Boer 12 күн бұрын
Dat is letterlijk een vogel ophangen 😵‍💫
@IramisandGerry
@IramisandGerry 11 күн бұрын
Thank you for watching and the comment. Enjoy your day.
@RaquelMagia_PR
@RaquelMagia_PR 15 күн бұрын
Saludos a Luz , que disfruten 😍😍😍
@IramisandGerry
@IramisandGerry 15 күн бұрын
Gracias! 🙏🏽 mañana nos montamos en un crucero de 12 noches🥳
@RaquelMagia_PR
@RaquelMagia_PR 16 күн бұрын
De verdad que todo eso se me viene a la mente y es muy cierto lo que dices . Sigan a pesar de lo que digan . 💪🏻💪🏻💪🏻
@JasenomadeTV
@JasenomadeTV 18 күн бұрын
This is such a beautiful and inspirational story, guys. We are often given what we need, not what we want. The universe showed up big time for you. We are in the process of selling our house in the UK to be mortgage-free and move on with our lives. 💛
@IramisandGerry
@IramisandGerry 17 күн бұрын
I wish you much luck on your selling process. We have a house here in MA and we plan on selling this house to bridge the gap for early retirement. We were evicted we were devastated. The universe showed up there again. We bought at the lowest possible time and if things go well ,we sell it for 300% . I believe if we are GOOD people then good things happen. I wish you and your family the best. Thank you!🙏🏽
@Lifeinthewyldewest
@Lifeinthewyldewest 18 күн бұрын
Thank you for sharing how this went for you and although it didn’t end up being what you expected. New dreams and long game. Love it!
@IramisandGerry
@IramisandGerry 18 күн бұрын
@@Lifeinthewyldewest thank you for the comment. The new dream is the way it’s supposed to be. I have a great feeling about it. If that failure did not happen I would not have discovered this journey. I Quit my job, got a better one, my staff came with me, and I was able to give back to them some hope. That all helped me become me now. Life is incredible. I never what to forget that again. 💗🇵🇷 thank you again.
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Amén😘💋💕
@IramisandGerry
@IramisandGerry 18 күн бұрын
Gracias!🇵🇷🙏🏽🌈
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Amén!!❤😂
@IramisandGerry
@IramisandGerry 18 күн бұрын
Gracias!🇵🇷🙏🏽🌈
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Amén 🙏 ❤!
@IramisandGerry
@IramisandGerry 18 күн бұрын
Gracias!🇵🇷🙏🏽🌈
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Great short! ❤
@IramisandGerry
@IramisandGerry 18 күн бұрын
Thanks for listening🌈🇵🇷💗
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Yo quiero retirarme!❤
@IramisandGerry
@IramisandGerry 18 күн бұрын
Gracias!
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Me encanta COSTCO!❤
@IramisandGerry
@IramisandGerry 18 күн бұрын
A mi también!!
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
La comida dañada 😮
@IramisandGerry
@IramisandGerry 18 күн бұрын
Wasted food sucks!
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Esa casa está bella!
@IramisandGerry
@IramisandGerry 18 күн бұрын
Gracias! La extraño mucho.🇵🇷🙏🏽💗
@LuzElbaRivera
@LuzElbaRivera 18 күн бұрын
Much Suerte❤
@horanegardener4733
@horanegardener4733 19 күн бұрын
Tell me 1 person who saved their way to wealth… I dare you….
@IramisandGerry
@IramisandGerry 18 күн бұрын
Approximately 940,000 people have over 1 Million dollars SAVED in their 401K accounts. Thank you very much for watching and commenting. I appreciate the interaction and dare! Have a happy weekend. I wish you well and success 🇵🇷🙏🏽💗
@horanegardener4733
@horanegardener4733 19 күн бұрын
And when you know enough to know that’s not true for everyone - or they have income producing assets that covers the debts without adding any burden to their lives you start to realize the game is rigged and you too could win if you only knew what moves to make…
@IramisandGerry
@IramisandGerry 18 күн бұрын
Thanks for watching!!🍀🌈🇵🇷
@elsianazhaka7007
@elsianazhaka7007 21 күн бұрын
This is all so true.
@IramisandGerry
@IramisandGerry 21 күн бұрын
Awww💗 Thank you very much for your comment. It makes smile that my ramblings are relatable. Thank you for subscribing and please share. It helps the algorithm 💗🇵🇷
@elsianazhaka7007
@elsianazhaka7007 21 күн бұрын
I love this and 1000% agree. To add to your advice I also like to buy small special gifts as I come upon them or especially if we travel; some thing fun to bring a smile during the holidays. Less stress and time in December too 😊
@IramisandGerry
@IramisandGerry 21 күн бұрын
Great tip! Thank you for the engagement! It really helps us grow our little channel. Please share to others that might need a little help.💗🇵🇷✌🏽
@IramisandGerry
@IramisandGerry 22 күн бұрын
Welcome new viewers! It been a great journey so far. I hope you tell me about your own KZfaq journey. Comment below, we read them all! Gracias, Thank you!🇵🇷💗!
@IramisandGerry
@IramisandGerry 22 күн бұрын
Are you ready to start your Short Rental Journey? Comment below we read them all! Thank you, Gracias!🇵🇷💗
@mgp5949
@mgp5949 23 күн бұрын
Very informative and very on point! Bravo🙏🏽
@IramisandGerry
@IramisandGerry 23 күн бұрын
@@mgp5949 thank you so much for the feedback. 💗🇵🇷It was a tough learning lesson. I love KZfaq because it teaches folks how to do things better. I hope you can share with others. Your comments and suggestions mean a lot to us and we read them all. 🍀 Be well.
@JasenomadeTV
@JasenomadeTV 23 күн бұрын
Loveeee it, mine were what if people cannot understand me, I am too fat, etc... I was scared of all the same things as you... I love your personnality x❤ - Great video x
@IramisandGerry
@IramisandGerry 22 күн бұрын
@@JasenomadeTV thank you for the kind words! When you have those plantains please share. I posted a few pictures of the bananas in my community page.
@AlejandroRodriguez-hq4ci
@AlejandroRodriguez-hq4ci 25 күн бұрын
EXELENT ,,,
@IramisandGerry
@IramisandGerry 25 күн бұрын
Thank you very much for the kind words. We appreciate the comments. Gerry and I hope you keep watching and subscribe. Your support helps us now and in the future! Gracias!🇵🇷🙏🏽
@caguasgoon27
@caguasgoon27 Ай бұрын
Las playas son del pueblo!
@IramisandGerry
@IramisandGerry Ай бұрын
Y serán siempre! Gracias por el mensaje! Que viva nuestra patria.✌🏽🇵🇷
@lisamonalisahikes
@lisamonalisahikes Ай бұрын
Hi!👋 Found you from @beautiful life sage
@IramisandGerry
@IramisandGerry Ай бұрын
Hi! Very glad you are here! Thank you for the comment. I love how we are all trying to help each other grow and help each other learn from each other. Gracias. I hope I can help you in the future. 💗
@HoundMonkey
@HoundMonkey Ай бұрын
So you have impulse control issues and you are trying to blame costco?
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for your comment! Impulse is something we all struggle with. Glad you brought this to the surface. Have a good weekend!
@odieaudet1585
@odieaudet1585 Ай бұрын
Don't forget they take out around %20 for deferred taxes. Depends what state you live in...
@IramisandGerry
@IramisandGerry Ай бұрын
Yes! If we start to look at all the taxes and each different state, that $1800 is reduced. Add in Medicare plans and the check gets smaller. We all need to find ways to BRIDGE RHE GAP!
@dorcamaldonado1338
@dorcamaldonado1338 Ай бұрын
Another suggestion is to get a solar system so you don't have to depend on a generator when there is no electricity. When Hurricane Maria affected the electric system we were without electricity for 6 months and the lines to buy gasoline took hours.
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for the suggestion and comment! My mom did not have electricity for 7+ months. It was horrible. Great idea. Keep them coming!💗💗
@radiopete7290
@radiopete7290 Ай бұрын
better yet learn about how to use Bill's of Exchange to access your CQV Trust bond that the govt derived from your Brith application and your mothers signature...look up how to remove your status as Surety to your Bond. Then, there are no taxes, no obligations to pay anything the government or banks demand, because you are not the Surety.
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you, @Radiopete7290, for you comments. I appreciate them. Happy Savings!
@evelugo3016
@evelugo3016 Ай бұрын
Enjoy your home in Puerto Rico
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you very much for the well wishes. They mean a lot to us. We wish you well in your own endeavors.💗🍀
@AgingOnYourTerms
@AgingOnYourTerms Ай бұрын
I had this epiphany in March and wrote a blog post about it, and how it changed my perception of self care. I love finding my tribe.
@IramisandGerry
@IramisandGerry Ай бұрын
I fly 8-10 times per year and every time I hear those words it reminds me to take care of ME. When I am healthy I can take care of others. Thank you for the kind words. I am glad my words struck a cord within you.
@AgingOnYourTerms
@AgingOnYourTerms Ай бұрын
New subscriber here! I found you through Beautiful Life Sage. I'm a fellow GenXer who, like you, just wants to share our experience of caregiving to help others learn from our family and take proactive steps and plan for the lifestyle they want as they age. Looking forward to learning from you!
@IramisandGerry
@IramisandGerry Ай бұрын
Hi! I am so glad you joined me. I joined you also! Your Channel will be awesome! These are all the topics people are interested in right now. I am terrified by our future and tired of being told NO! I am born and raised in Puerto Rico and have a great life here in MA but I know we will not be able to afford it later on and neither will the people I know. There has to be a better way and I am on a mission to discover it and help others do the same. Being a Service Provider brings me the most join. If I can help others I will make it my mission. Thank you for the comment!
@AgingOnYourTerms
@AgingOnYourTerms Ай бұрын
@IramisandGerry I'm so happy to find fellow GenXers here, sharing our stories, and helping each other. I was reluctant at first, because I am an introvert, so I started a blog. But I kept being asked for video content. I felt safer writing, but I guess no one wants to read anymore. 😂
@VincentLardo-vs1ph
@VincentLardo-vs1ph Ай бұрын
Looking poor is for the poors!
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for your comment. I wish you well.
@syl-kl2tr
@syl-kl2tr Ай бұрын
put your home into a trust no one can touch it , boooom
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for your comment. You are correct!!Trusts work for many reasons and situations. Unfortunately, when the government takes your home to build a road there is not much you can do. Happy Savings🙏🏽
@VincentLardo-vs1ph
@VincentLardo-vs1ph Ай бұрын
This content is brutal
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for the comment. I means a lot to us.
@odieaudet1585
@odieaudet1585 Ай бұрын
Finally getting some insight of your thought process. Matter of fact, getting to know you even bettah!
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you. Your comments means a lot to us!
@kristinaellsworth-spooner922
@kristinaellsworth-spooner922 Ай бұрын
We're doing the multi house thing right now and I swear we have four weed whackers.
@IramisandGerry
@IramisandGerry Ай бұрын
Ha! Yup. You end up with new stuff, old stuff, and broken stuff and you don’t know what to do with it all. Then you forget how to use one because you use the other one more! YARD SALE! It gets better, we promise. You comments mean so much to us. 🙏🏽 GRACIAS, THANK YOU!😊
@kristinaellsworth-spooner922
@kristinaellsworth-spooner922 Ай бұрын
Now I'm curious.... Did you buy in the Outer Banks?
@IramisandGerry
@IramisandGerry Ай бұрын
Good question! We will tell you about it this weekend. Stay tuned. You can hear about our two power washers and two coffee makers!💗
@heroshniapduraisingammoe2365
@heroshniapduraisingammoe2365 Ай бұрын
Um.. sorry but🦲
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you. I wish I understood the symbol. I will try harder. Gracias.
@katherinehope6804
@katherinehope6804 Ай бұрын
Free money is free money, so long as someone is paying their cards off before interest kicks in, it's perfectly reasonable. It's called taking advantage of credit before it takes advantage of you.
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for your comment and you are correct! When you take advantage of the system, it works. Unfortunately, many fail. Hope you have lovely rest of your day. 🙏🏽
@ethanboden9890
@ethanboden9890 Ай бұрын
Yup stay away from credit cards and they’re scams
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you for the comment. It helps me a lot to grow the channel. Credit Cards hurt so many people when their financial maturity is low.
@BoopSnootAndTroubleshoot
@BoopSnootAndTroubleshoot Ай бұрын
It weirds me out when Americans go "Credit score! I need it to take a mortgage!" Whilst here, it's like "you earn so and so much each yeah, we can grant you this and this mortgage over [insert years here]" In other words, you don't need to touch a credit card.
@IramisandGerry
@IramisandGerry Ай бұрын
It is scary. I have lived in the USA all my life and the credit card thing still confuses me. Thank you for the comment it means a lot to us and Thank you for watching. Iramis and Gerry
@raghunandana2921
@raghunandana2921 Ай бұрын
Oh no
@IramisandGerry
@IramisandGerry Ай бұрын
Oh no is right!
@human1513
@human1513 Ай бұрын
100% correct amd excellent advice.
@IramisandGerry
@IramisandGerry Ай бұрын
Glad it was helpful! Your comments mean so much to me! Thank you!
@radiopete7290
@radiopete7290 Ай бұрын
Debt = Death mortgage comes from the 2 words mort (mortuary) gage (trap) it's proven that if you rent wisely and Save the same amount of money you pay in rent , after 26yrs your savings will allow you to buy property outright...cool hey
@IramisandGerry
@IramisandGerry Ай бұрын
Thanks. Your math is correct. There is always a different way to skin a cat.
@user-ig5np4br1o
@user-ig5np4br1o Ай бұрын
Thanks for believing 🙏
@IramisandGerry
@IramisandGerry Ай бұрын
You have to believe. That is the only way to move forward!
@user-ig5np4br1o
@user-ig5np4br1o Ай бұрын
THAT PART...
@IramisandGerry
@IramisandGerry Ай бұрын
Thank you!